Metro Dayton, OH Used Cars for Bad Credit with Auto Loan Payments

2023 Ford Escape Active

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This low mileage second hand 2023 Ford Escape Active AWD SUV under 27,000 miles, a transmission, and 27 MPG, 1.5L gas engine is for sale right now below $24K at Beau Townsend Ford in Vandalia, OH. ...View More Details

Sales Price:	$23,495
Est. Payment:	$591.69 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	27,133
Location:	Vandalia, OH
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$23,495.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	1,899.60
Avg. DMV Fee	39.00
Cash Sale Price	$25,683.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$25,398.10
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$591.69

(1) Car Finance calculations are based on the used car dealer's advertised price of $23,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2019 Chevrolet Equinox LT

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This average mileage preowned 2019 Chevrolet Equinox LT FWD SUV below 79,000 miles, a transmission, and 27 MPG, 1.5L gas engine is for sale right now below $14K at Kerns Ford, Inc. in Celina, OH. ...View More Details

Sales Price:	$13,212
Est. Payment:	$394.36 / 54 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	78,725
Location:	Celina, OH
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$13,212.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	1,076.96
Avg. DMV Fee	39.00
Cash Sale Price	$14,577.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$14,282.17
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	54
Auto Loan Payment	$394.36

(1) Auto Loan calculations are based on the used car dealer's advertised price of $13,212.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 54 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2022 Kia Seltos S

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This low mileage second hand 2022 Kia Seltos S AWD SUV under 41,000 miles, cvt transmission, and 27 MPG, 2.0L gas engine is for sale right now under $19K at Kerns Ford, Inc. in Celina, OH. ...View More Details

Sales Price:	$18,892
Est. Payment:	$475.77 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	41,108
Location:	Celina, OH
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$18,892.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	1,531.36
Avg. DMV Fee	39.00
Cash Sale Price	$20,712.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$20,422.25
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$475.77

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,892.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2020 Ford EcoSport SE

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This average mileage preowned 2020 Ford EcoSport SE AWD wagon below 79,000 miles, a transmission, and 27 MPG, 2.0L gas engine is for sale right now under $12K at Kerns Ford, Inc. in Celina, OH. ...View More Details

Sales Price:	$11,463
Est. Payment:	$342.16 / 54 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	78,724
Location:	Celina, OH
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$11,463.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	937.04
Avg. DMV Fee	39.00
Cash Sale Price	$12,689.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$12,391.50
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	54
Auto Loan Payment	$342.16

(1) Auto Loan calculations are based on the used car dealer's advertised price of $11,463.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 54 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2020 Kia Sorento LX

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This above average mileage used 2020 Kia Sorento LX AWD SUV under 94,000 miles, a transmission, and 27 MPG, 2.4L gas engine is for sale right now below $12K at Kerns Ford, Inc. in Celina, OH. ...View More Details

Sales Price:	$11,994
Est. Payment:	$424.05 / 42 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	93,757
Location:	Celina, OH
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$11,994.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	979.52
Avg. DMV Fee	39.00
Cash Sale Price	$13,262.52
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$12,965.51
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	42
Car Loan Payment	$424.05

(1) Car Loan calculations are based on the used car dealer's advertised price of $11,994.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 42 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Nissan Rogue SV

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This low mileage used 2025 Nissan Rogue SV AWD wagon under 38,000 miles, cvt transmission, and 27 MPG, 1.5L gas engine is for sale right now below $23K at Beau Townsend Ford in Vandalia, OH. ...View More Details

Sales Price:	$22,642
Est. Payment:	$570.21 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	37,894
Location:	Vandalia, OH
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$22,642.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	1,831.36
Avg. DMV Fee	39.00
Cash Sale Price	$24,762.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$24,476.00
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$570.21

(1) Auto Loan calculations are based on the used car dealer's advertised price of $22,642.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2021 Nissan Rogue SL

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This below average mileage used 2021 Nissan Rogue SL AWD wagon under 62,000 miles, cvt transmission, and 27 MPG, 2.5L gas engine is for sale right now under $24K at Beau Townsend Ford in Vandalia, OH. ...View More Details

Sales Price:	$23,593
Est. Payment:	$659.63 / 60 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	61,610
Location:	Vandalia, OH
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$23,593.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	1,907.44
Avg. DMV Fee	39.00
Cash Sale Price	$25,789.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$25,504.03
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	60
Auto Loan Payment	$659.63

(1) Auto Loan calculations are based on the used car dealer's advertised price of $23,593.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 60 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Hyundai SONATA SEL

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This low mileage second hand 2025 Hyundai SONATA SEL FWD sedan below 30,000 miles, a transmission, and 27 MPG, 2.5L gas engine is for sale right now under $24K at Germain Ford of Beavercreek in Dayton, OH. ...View More Details

Sales Price:	$23,643
Est. Payment:	$595.42 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	29,737
Location:	Dayton, OH
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$23,643.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	1,911.44
Avg. DMV Fee	39.00
Cash Sale Price	$25,843.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$25,558.08
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$595.42

(1) Car Loan calculations are based on the used car dealer's advertised price of $23,643.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2022 Chevrolet Equinox LT

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This average mileage second hand 2022 Chevrolet Equinox LT 4X4 SUV below 89,000 miles, a transmission, and 27 MPG, 1.5L gas engine is for sale right now below $16K at Kerns Ford, Inc. in Celina, OH. ...View More Details

Sales Price:	$15,778
Est. Payment:	$508.72 / 48 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	88,703
Location:	Celina, OH
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$15,778.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	1,282.24
Avg. DMV Fee	39.00
Cash Sale Price	$17,349.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$17,056.02
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	48
Car Finance Payment	$508.72

(1) Car Finance calculations are based on the used car dealer's advertised price of $15,778.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 48 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2018 Ford Escape SEL

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This above average mileage second hand 2018 Ford Escape SEL FWD SUV below 97,000 miles, a transmission, and 27 MPG, 1.5L gas engine is for sale right now under $12K at Kerns Ford, Inc. in Celina, OH. ...View More Details

Sales Price:	$11,774
Est. Payment:	$416.27 / 42 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	96,684
Location:	Celina, OH
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$11,774.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	961.92
Avg. DMV Fee	39.00
Cash Sale Price	$13,024.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$12,727.69
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	42
Auto Finance Payment	$416.27

(1) Auto Finance calculations are based on the used car dealer's advertised price of $11,774.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 42 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars for Bad Credit in the Greater Dayton Area

Metro Dayton Bad Credit Car Dealerships

2023 Ford Escape Active

2019 Chevrolet Equinox LT

2022 Kia Seltos S

2020 Ford EcoSport SE

2020 Kia Sorento LX

2025 Nissan Rogue SV

2021 Nissan Rogue SL

2025 Hyundai SONATA SEL

2022 Chevrolet Equinox LT

2018 Ford Escape SEL

Used Cars for Bad Credit in Dayton Area Cities

Used Cars for Bad Credit in Greater Dayton Counties

Used Cars for Bad Credit in the Greater Dayton Area

Metro Dayton Bad Credit Car Dealerships

2023 Ford Escape Active

Ford Escape Active

2023 Ford Escape Active Poor Credit Car Finance Estimate

2019 Chevrolet Equinox LT

Chevrolet Equinox LT

2019 Chevrolet Equinox LT Poor Credit Auto Loan Estimate

2022 Kia Seltos S

Kia Seltos S

2022 Kia Seltos S Poor Credit Auto Loan Estimate

2020 Ford EcoSport SE

Ford EcoSport SE

2020 Ford EcoSport SE Poor Credit Auto Loan Estimate

2020 Kia Sorento LX

Kia Sorento LX

2020 Kia Sorento LX Poor Credit Car Loan Estimate

2025 Nissan Rogue SV

Nissan Rogue SV

2025 Nissan Rogue SV Poor Credit Auto Loan Estimate

2021 Nissan Rogue SL

Nissan Rogue SL

2021 Nissan Rogue SL Poor Credit Auto Loan Estimate

2025 Hyundai SONATA SEL

Hyundai SONATA SEL

2025 Hyundai SONATA SEL Poor Credit Car Loan Estimate

2022 Chevrolet Equinox LT

Chevrolet Equinox LT

2022 Chevrolet Equinox LT Poor Credit Car Finance Estimate

2018 Ford Escape SEL

Ford Escape SEL

2018 Ford Escape SEL Poor Credit Auto Finance Estimate

Used Cars for Bad Credit in Dayton Area Cities

Used Cars for Bad Credit in Greater Dayton Counties

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