Utah Used SUVs Under $40,000 |with Payments|

2025 Subaru Outback Wilderness

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This low mileage preowned 2025 Subaru Outback Wilderness AWD SUV under 12,000 miles, cvt transmission, and 40 MPG, 2.4L gas engine is for sale right now below $40K at Murdock Cdjr of Bountiful in Bountiful, UT. ...View More Details

Sales Price:	$39,494
Est. Payment:	$742.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,110
Location:	Bountiful, UT

Item	Amount
Used Car Price⁽¹⁾	$39,494.00
Avg. Dealer Doc Fee	299.00
UT Sales Tax (8.6%)	3,422.20
Avg. DMV Fee	154.00
Cash Sale Price	$43,369.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,369.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$742.11

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,494.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Toyota RAV4 Prime XSE

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This low mileage certified preowned 2021 Toyota RAV4 Prime XSE AWD SUV below 53,000 miles, cvt transmission, and 40 MPG, 2.5L hybrid engine is for sale right now below $38K at Orem Toyota in Orem, UT. ...View More Details

Sales Price:	$37,540
Est. Payment:	$757.31 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,900
Location:	Orem, UT

Item	Amount
Used Car Price⁽¹⁾	$37,540.00
Avg. Dealer Doc Fee	299.00
UT Sales Tax (8.6%)	3,254.15
Avg. DMV Fee	154.00
Cash Sale Price	$41,247.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,247.15
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$757.31

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,540.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota RAV4 Hybrid XSE

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This average mileage certified preowned 2023 Toyota RAV4 Hybrid XSE AWD SUV under 78,000 miles, cvt transmission, and 40 MPG, 2.5L hybrid engine is for sale right now below $38K at Orem Toyota in Orem, UT. ...View More Details

Sales Price:	$37,598
Est. Payment:	$896.53 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	78,220
Location:	Orem, UT

Item	Amount
Used Car Price⁽¹⁾	$37,598.00
Avg. Dealer Doc Fee	299.00
UT Sales Tax (8.6%)	3,259.14
Avg. DMV Fee	154.00
Cash Sale Price	$41,310.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,310.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$896.53

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,598.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Wrangler Willys

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This low mileage preowned 2025 Jeep Wrangler Willys 4x4 SUV under 21,000 miles, automatic transmission, and 40 MPG, 2.0L gas engine is for sale right now below $38K at Murdock Cdjr of Bountiful in Bountiful, UT. ...View More Details

Sales Price:	$38,000
Est. Payment:	$714.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,269
Location:	Bountiful, UT

Item	Amount
Used Car Price⁽¹⁾	$38,000.00
Avg. Dealer Doc Fee	299.00
UT Sales Tax (8.6%)	3,293.71
Avg. DMV Fee	154.00
Cash Sale Price	$41,746.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,746.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$714.35

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota RAV4 Hybrid XSE

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This average mileage certified used 2023 Toyota RAV4 Hybrid XSE AWD SUV below 78,000 miles, cvt transmission, and 40 MPG, 2.5L hybrid engine is for sale right now under $38K at Orem Toyota in Orem, UT. ...View More Details

Sales Price:	$37,788
Est. Payment:	$901.01 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	78,018
Location:	Orem, UT

Item	Amount
Used Car Price⁽¹⁾	$37,788.00
Avg. Dealer Doc Fee	299.00
UT Sales Tax (8.6%)	3,275.48
Avg. DMV Fee	154.00
Cash Sale Price	$41,516.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,516.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$901.01

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,788.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota RAV4 TRD Off-Road

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This average mileage certified used 2024 Toyota RAV4 TRD Off-Road AWD SUV below 78,000 miles, automatic transmission, and 40 MPG, 2.5L gas engine is for sale right now below $39K at Orem Toyota in Orem, UT. ...View More Details

Sales Price:	$38,084
Est. Payment:	$907.99 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	77,979
Location:	Orem, UT

Item	Amount
Used Car Price⁽¹⁾	$38,084.00
Avg. Dealer Doc Fee	299.00
UT Sales Tax (8.6%)	3,300.94
Avg. DMV Fee	154.00
Cash Sale Price	$41,837.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,837.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$907.99

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,084.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota RAV4 Hybrid XSE

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This low mileage certified preowned 2022 Toyota RAV4 Hybrid XSE AWD SUV below 57,000 miles, cvt transmission, and 40 MPG, 2.5L hybrid engine is for sale right now under $37K at Orem Toyota in Orem, UT. ...View More Details

Sales Price:	$36,164
Est. Payment:	$729.88 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,402
Location:	Orem, UT

Item	Amount
Used Car Price⁽¹⁾	$36,164.00
Avg. Dealer Doc Fee	299.00
UT Sales Tax (8.6%)	3,135.82
Avg. DMV Fee	154.00
Cash Sale Price	$39,752.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,752.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$729.88

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,164.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Genesis GV70 3.5T Sport

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This low mileage used 2022 Genesis GV70 3.5T Sport AWD SUV under 41,000 miles, automatic transmission, and 40 MPG, 3.5L gas engine is for sale right now below $38K at Genesis of Ogden in Ogden, UT. ...View More Details

Sales Price:	$37,500
Est. Payment:	$705.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,219
Location:	Ogden, UT

Item	Amount
Used Car Price⁽¹⁾	$37,500.00
Avg. Dealer Doc Fee	299.00
UT Sales Tax (8.6%)	3,250.71
Avg. DMV Fee	154.00
Cash Sale Price	$41,203.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,203.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$705.06

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Grand Cherokee L Limited

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This low mileage used 2025 Jeep Grand Cherokee L Limited 4x4 SUV under 9,000 miles, automatic transmission, and 40 MPG, 3.6L gas engine is for sale right now below $40K at Stephen Wade Chrysler in Saint George, UT. ...View More Details

Sales Price:	$39,999
Est. Payment:	$751.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,747
Location:	Saint George, UT

Item	Amount
Used Car Price⁽¹⁾	$39,999.00
Avg. Dealer Doc Fee	299.00
UT Sales Tax (8.6%)	3,465.63
Avg. DMV Fee	154.00
Cash Sale Price	$43,917.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,917.63
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$751.50

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota RAV4 Hybrid Limited

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This above average mileage certified preowned 2024 Toyota RAV4 Hybrid Limited AWD SUV below 90,000 miles, cvt transmission, and 40 MPG, 2.5L hybrid engine is for sale right now under $38K at Orem Toyota in Orem, UT. ...View More Details

Sales Price:	$37,048
Est. Payment:	$1098.19 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	90,185
Location:	Orem, UT

Item	Amount
Used Car Price⁽¹⁾	$37,048.00
Avg. Dealer Doc Fee	299.00
UT Sales Tax (8.6%)	3,211.84
Avg. DMV Fee	154.00
Cash Sale Price	$40,712.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,712.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$1098.19

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,048.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used SUVs under $40,000 for Sale in Utah

Utah Secondhand Used SUVs Priced Below $40,000

2025 Subaru Outback Wilderness

2021 Toyota RAV4 Prime XSE

2023 Toyota RAV4 Hybrid XSE

2025 Jeep Wrangler Willys

2023 Toyota RAV4 Hybrid XSE

2024 Toyota RAV4 TRD Off-Road

2022 Toyota RAV4 Hybrid XSE

2022 Genesis GV70 3.5T Sport

2025 Jeep Grand Cherokee L Limited

2024 Toyota RAV4 Hybrid Limited

Utah Areas with Used SUVs for Sale Below $40,000

Used SUVs under $40,000 for Sale in Utah

Utah Secondhand Used SUVs Priced Below $40,000

2025 Subaru Outback Wilderness

Subaru Outback Wilderness

2025 Subaru Outback Wilderness Car Loan Estimate

2021 Toyota RAV4 Prime XSE

Toyota RAV4 Prime XSE

2021 Toyota RAV4 Prime XSE Car Loan Estimate

2023 Toyota RAV4 Hybrid XSE

Toyota RAV4 Hybrid XSE

2023 Toyota RAV4 Hybrid XSE Car Loan Estimate

2025 Jeep Wrangler Willys

Jeep Wrangler Willys

2025 Jeep Wrangler Willys Car Loan Estimate

2023 Toyota RAV4 Hybrid XSE

Toyota RAV4 Hybrid XSE

2023 Toyota RAV4 Hybrid XSE Car Loan Estimate

2024 Toyota RAV4 TRD Off-Road

Toyota RAV4 TRD Off-Road

2024 Toyota RAV4 TRD Off-Road Car Loan Estimate

2022 Toyota RAV4 Hybrid XSE

Toyota RAV4 Hybrid XSE

2022 Toyota RAV4 Hybrid XSE Car Loan Estimate

2022 Genesis GV70 3.5T Sport

Genesis GV70 3.5T Sport

2022 Genesis GV70 3.5T Sport Car Loan Estimate

2025 Jeep Grand Cherokee L Limited

Jeep Grand Cherokee L Limited

2025 Jeep Grand Cherokee L Limited Car Loan Estimate

2024 Toyota RAV4 Hybrid Limited

Toyota RAV4 Hybrid Limited

2024 Toyota RAV4 Hybrid Limited Car Loan Estimate

Utah Areas with Used SUVs for Sale Below $40,000

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