Hagerstown, MD Used Cars Under $400 a Month

2025 Kia Soul S

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This low mileage preowned 2025 Kia Soul S FWD hatchback below 20,000 miles, cvt transmission, and 30 MPG, 2.0L gas engine is for sale right now below $21K at Hagerstown Ford in Hagerstown, MD. ...View More Details

Sales Price:	$20,400
Est. Payment:	$385.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,116
Location:	Hagerstown, MD

Item	Amount
Used Car Price⁽¹⁾	$20,400.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,469.93
Avg. DMV Fee	53.00
Cash Sale Price	$22,521.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,521.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$385.38

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,400.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SONATA SE

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This low mileage second hand 2023 Hyundai SONATA SE FWD sedan below 31,000 miles, automatic transmission, and 30 MPG, 2.5L gas engine is for sale right now under $21K at Hagerstown Ford in Hagerstown, MD. ...View More Details

Sales Price:	$20,200
Est. Payment:	$381.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,290
Location:	Hagerstown, MD

Item	Amount
Used Car Price⁽¹⁾	$20,200.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,455.93
Avg. DMV Fee	53.00
Cash Sale Price	$22,307.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,307.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$381.72

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,200.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia K4 LXS

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This low mileage preowned 2025 Kia K4 LXS FWD sedan under 9,000 miles, cvt transmission, and 30 MPG, 2.0L gas engine is for sale right now below $20K at Hagerstown Ford in Hagerstown, MD. ...View More Details

Sales Price:	$19,700
Est. Payment:	$372.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,456
Location:	Hagerstown, MD

Item	Amount
Used Car Price⁽¹⁾	$19,700.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,420.93
Avg. DMV Fee	53.00
Cash Sale Price	$21,772.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,772.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$372.57

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,700.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Kia Forte LX

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This low mileage second hand 2023 Kia Forte LX FWD sedan under 20,000 miles, cvt transmission, and 30 MPG, 2.0L gas engine is for sale right now below $20K at Hagerstown Ford in Hagerstown, MD. ...View More Details

Sales Price:	$19,700
Est. Payment:	$372.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,692
Location:	Hagerstown, MD

Item	Amount
Used Car Price⁽¹⁾	$19,700.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,420.93
Avg. DMV Fee	53.00
Cash Sale Price	$21,772.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,772.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$372.57

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,700.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai ELANTRA SEL

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This low mileage second hand 2024 Hyundai ELANTRA SEL FWD sedan below 26,000 miles, cvt transmission, and 30 MPG, 2.0L gas engine is for sale right now below $21K at Hagerstown Ford in Hagerstown, MD. ...View More Details

Sales Price:	$20,900
Est. Payment:	$394.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,035
Location:	Hagerstown, MD

Item	Amount
Used Car Price⁽¹⁾	$20,900.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,504.93
Avg. DMV Fee	53.00
Cash Sale Price	$23,056.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,056.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$394.54

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Altima 2.5 SV

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This low mileage second hand 2025 Nissan Altima 2.5 SV FWD sedan below 44,000 miles, cvt transmission, and 30 MPG, 2.5L gas engine is for sale right now under $22K at Hagerstown Ford in Hagerstown, MD. ...View More Details

Sales Price:	$21,400
Est. Payment:	$403.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,763
Location:	Hagerstown, MD

Item	Amount
Used Car Price⁽¹⁾	$21,400.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,539.93
Avg. DMV Fee	53.00
Cash Sale Price	$23,591.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,591.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$403.69

(1) Car Loan calculations are based on the used car dealer's advertised price of $21,400.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON SE

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This low mileage used 2025 Hyundai TUCSON SE FWD SUV under 21,000 miles, automatic transmission, and 30 MPG, 2.5L gas engine is for sale right now below $21K at Hagerstown Ford in Hagerstown, MD. ...View More Details

Sales Price:	$20,900
Est. Payment:	$394.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,545
Location:	Hagerstown, MD

Item	Amount
Used Car Price⁽¹⁾	$20,900.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,504.93
Avg. DMV Fee	53.00
Cash Sale Price	$23,056.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,056.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$394.54

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Trax LT

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This low mileage preowned 2024 Chevrolet Trax LT FWD SUV under 43,000 miles, automatic transmission, and 30 MPG, 1.2L gas engine is for sale right now under $21K at Hagerstown Ford in Hagerstown, MD. ...View More Details

Sales Price:	$20,900
Est. Payment:	$394.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,565
Location:	Hagerstown, MD

Item	Amount
Used Car Price⁽¹⁾	$20,900.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,504.93
Avg. DMV Fee	53.00
Cash Sale Price	$23,056.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,056.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$394.54

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Forte LX

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This low mileage used 2024 Kia Forte LX FWD sedan under 16,000 miles, cvt transmission, and 30 MPG, 2.0L gas engine is for sale right now below $20K at Hagerstown Ford in Hagerstown, MD. ...View More Details

Sales Price:	$19,900
Est. Payment:	$376.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,110
Location:	Hagerstown, MD

Item	Amount
Used Car Price⁽¹⁾	$19,900.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,434.93
Avg. DMV Fee	53.00
Cash Sale Price	$21,986.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,986.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$376.23

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Soul S

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This low mileage used 2025 Kia Soul S FWD hatchback below 14,000 miles, cvt transmission, and 30 MPG, 2.0L gas engine is for sale right now under $19K at Hagerstown Ford in Hagerstown, MD. ...View More Details

Sales Price:	$18,900
Est. Payment:	$357.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,157
Location:	Hagerstown, MD

Item	Amount
Used Car Price⁽¹⁾	$18,900.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,364.93
Avg. DMV Fee	53.00
Cash Sale Price	$20,916.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,916.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$357.92

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in Hagerstown, MD

Hagerstown, MD Secondhand Used Vehicles with Payments Below $400 / Month

2025 Kia Soul S

2023 Hyundai SONATA SE

2025 Kia K4 LXS

2023 Kia Forte LX

2024 Hyundai ELANTRA SEL

2025 Nissan Altima 2.5 SV

2025 Hyundai TUCSON SE

2024 Chevrolet Trax LT

2024 Kia Forte LX

2025 Kia Soul S

Used Cars under $400 per month for Sale in Hagerstown, MD

Hagerstown, MD Secondhand Used Vehicles with Payments Below $400 / Month

2025 Kia Soul S

Kia Soul S

2025 Kia Soul S Car Loan Estimate

2023 Hyundai SONATA SE

Hyundai SONATA SE

2023 Hyundai SONATA SE Car Loan Estimate

2025 Kia K4 LXS

Kia K4 LXS

2025 Kia K4 LXS Car Loan Estimate

2023 Kia Forte LX

Kia Forte LX

2023 Kia Forte LX Car Loan Estimate

2024 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SEL Car Loan Estimate

2025 Nissan Altima 2.5 SV

Nissan Altima 2.5 SV

2025 Nissan Altima 2.5 SV Car Loan Estimate

2025 Hyundai TUCSON SE

Hyundai TUCSON SE

2025 Hyundai TUCSON SE Car Loan Estimate

2024 Chevrolet Trax LT

Chevrolet Trax LT

2024 Chevrolet Trax LT Car Loan Estimate

2024 Kia Forte LX

Kia Forte LX

2024 Kia Forte LX Car Loan Estimate

2025 Kia Soul S

Kia Soul S

2025 Kia Soul S Car Loan Estimate

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