Plattsburgh, NY Used Cars Under $40,000 |with Payments|

2025 Hyundai PALISADE SEL

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This low mileage certified preowned 2025 Hyundai PALISADE SEL AWD SUV under 20,000 miles, automatic transmission, and 24 MPG, 3.8L gas engine is for sale right now under $40K at Garvey Hyundai North in Plattsburgh, NY. ...View More Details

Sales Price:	$39,798
Est. Payment:	$998.18 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	20,255
Location:	Plattsburgh, NY

Item	Amount
Used Car Price⁽¹⁾	$39,798.00
Avg. Dealer Doc Fee	180.00
VT Sales Tax (7%)	2,798.46
Avg. DMV Fee	70.00
Cash Sale Price	$42,846.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,846.46
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$998.18

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,798.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Toyota RAV4 Hybrid XLE

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This low mileage preowned 2023 Toyota RAV4 Hybrid XLE AWD SUV below 37,000 miles, cvt transmission, and 24 MPG, 2.5L hybrid engine is for sale right now below $37K at Garvey Hyundai North in Plattsburgh, NY. ...View More Details

Sales Price:	$36,117
Est. Payment:	$906.42 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	36,995
Location:	Plattsburgh, NY

Item	Amount
Used Car Price⁽¹⁾	$36,117.00
Avg. Dealer Doc Fee	180.00
VT Sales Tax (7%)	2,540.79
Avg. DMV Fee	70.00
Cash Sale Price	$38,907.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,907.79
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$906.42

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,117.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Hyundai PALISADE Calligraphy

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This low mileage certified second hand 2023 Hyundai PALISADE Calligraphy AWD SUV under 17,000 miles, automatic transmission, and 24 MPG, 3.8L gas engine is for sale right now under $40K at Garvey Hyundai North in Plattsburgh, NY. ...View More Details

Sales Price:	$39,470
Est. Payment:	$990.00 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	16,622
Location:	Plattsburgh, NY

Item	Amount
Used Car Price⁽¹⁾	$39,470.00
Avg. Dealer Doc Fee	180.00
VT Sales Tax (7%)	2,775.50
Avg. DMV Fee	70.00
Cash Sale Price	$42,495.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,495.50
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$990.00

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,470.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Calligraphy

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This low mileage certified preowned 2024 Hyundai PALISADE Calligraphy AWD SUV below 60,000 miles, automatic transmission, and 24 MPG, 3.8L gas engine is for sale right now below $37K at Garvey Hyundai North in Plattsburgh, NY. ...View More Details

Sales Price:	$36,985
Est. Payment:	$974.14 / 66 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	59,992
Location:	Plattsburgh, NY

Item	Amount
Used Car Price⁽¹⁾	$36,985.00
Avg. Dealer Doc Fee	180.00
VT Sales Tax (7%)	2,601.55
Avg. DMV Fee	70.00
Cash Sale Price	$39,836.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,836.55
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	66
Auto Loan Payment	$974.14

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,985.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 66 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Hyundai TUCSON Hybrid Blue SE

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This low mileage used 2026 Hyundai TUCSON Hybrid Blue SE AWD SUV under 0,000 miles, automatic transmission, and 24 MPG, 1.6L hybrid engine is for sale right now under $36K at Garvey Hyundai North in Plattsburgh, NY. ...View More Details

Sales Price:	$35,465
Est. Payment:	$890.17 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	7
Location:	Plattsburgh, NY

Item	Amount
Used Car Price⁽¹⁾	$35,465.00
Avg. Dealer Doc Fee	180.00
VT Sales Tax (7%)	2,495.15
Avg. DMV Fee	70.00
Cash Sale Price	$38,210.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,210.15
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$890.17

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,465.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ SEL

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This low mileage second hand 2026 Hyundai SANTA CRUZ SEL AWD pickup under 0,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $36K at Garvey Hyundai North in Plattsburgh, NY. ...View More Details

Sales Price:	$35,665
Est. Payment:	$895.15 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	9
Location:	Plattsburgh, NY

Item	Amount
Used Car Price⁽¹⁾	$35,665.00
Avg. Dealer Doc Fee	180.00
VT Sales Tax (7%)	2,509.15
Avg. DMV Fee	70.00
Cash Sale Price	$38,424.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,424.15
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$895.15

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,665.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SE

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This low mileage second hand 2026 Hyundai SANTA FE SE AWD SUV below 0,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $40K at Garvey Hyundai North in Plattsburgh, NY. ...View More Details

Sales Price:	$39,705
Est. Payment:	$995.86 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	6
Location:	Plattsburgh, NY

Item	Amount
Used Car Price⁽¹⁾	$39,705.00
Avg. Dealer Doc Fee	180.00
VT Sales Tax (7%)	2,791.95
Avg. DMV Fee	70.00
Cash Sale Price	$42,746.95
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,746.95
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$995.86

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,705.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ SEL Activity

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This low mileage preowned 2026 Hyundai SANTA CRUZ SEL Activity AWD pickup below 0,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now below $39K at Garvey Hyundai North in Plattsburgh, NY. ...View More Details

Sales Price:	$38,730
Est. Payment:	$971.56 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	6
Location:	Plattsburgh, NY

Item	Amount
Used Car Price⁽¹⁾	$38,730.00
Avg. Dealer Doc Fee	180.00
VT Sales Tax (7%)	2,723.70
Avg. DMV Fee	70.00
Cash Sale Price	$41,703.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,703.70
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$971.56

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,730.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SE

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This low mileage second hand 2026 Hyundai SANTA FE SE AWD SUV under 0,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $39K at Garvey Hyundai North in Plattsburgh, NY. ...View More Details

Sales Price:	$38,690
Est. Payment:	$970.56 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	5
Location:	Plattsburgh, NY

Item	Amount
Used Car Price⁽¹⁾	$38,690.00
Avg. Dealer Doc Fee	180.00
VT Sales Tax (7%)	2,720.90
Avg. DMV Fee	70.00
Cash Sale Price	$41,660.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,660.90
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$970.56

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,690.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SE

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This low mileage used 2026 Hyundai SANTA FE SE AWD SUV under 0,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $40K at Garvey Hyundai North in Plattsburgh, NY. ...View More Details

Sales Price:	$39,455
Est. Payment:	$989.63 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	5
Location:	Plattsburgh, NY

Item	Amount
Used Car Price⁽¹⁾	$39,455.00
Avg. Dealer Doc Fee	180.00
VT Sales Tax (7%)	2,774.45
Avg. DMV Fee	70.00
Cash Sale Price	$42,479.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,479.45
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$989.63

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,455.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Plattsburgh, NY

Plattsburgh, NY Secondhand Used Vehicles Priced Below $40,000

2025 Hyundai PALISADE SEL

2023 Toyota RAV4 Hybrid XLE

2023 Hyundai PALISADE Calligraphy

2024 Hyundai PALISADE Calligraphy

2026 Hyundai TUCSON Hybrid Blue SE

2026 Hyundai SANTA CRUZ SEL

2026 Hyundai SANTA FE SE

2026 Hyundai SANTA CRUZ SEL Activity

2026 Hyundai SANTA FE SE

2026 Hyundai SANTA FE SE

Used Cars under $40,000 for Sale in Plattsburgh, NY

Plattsburgh, NY Secondhand Used Vehicles Priced Below $40,000

2025 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2025 Hyundai PALISADE SEL Poor Credit Car Finance Estimate

2023 Toyota RAV4 Hybrid XLE

Toyota RAV4 Hybrid XLE

2023 Toyota RAV4 Hybrid XLE Poor Credit Auto Loan Estimate

2023 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2023 Hyundai PALISADE Calligraphy Poor Credit Car Loan Estimate

2024 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2024 Hyundai PALISADE Calligraphy Poor Credit Auto Loan Estimate

2026 Hyundai TUCSON Hybrid Blue SE

Hyundai TUCSON Hybrid Blue SE

2026 Hyundai TUCSON Hybrid Blue SE Poor Credit Car Finance Estimate

2026 Hyundai SANTA CRUZ SEL

Hyundai SANTA CRUZ SEL

2026 Hyundai SANTA CRUZ SEL Poor Credit Auto Loan Estimate

2026 Hyundai SANTA FE SE

Hyundai SANTA FE SE

2026 Hyundai SANTA FE SE Poor Credit Car Finance Estimate

2026 Hyundai SANTA CRUZ SEL Activity

Hyundai SANTA CRUZ SEL Activity

2026 Hyundai SANTA CRUZ SEL Activity Poor Credit Auto Loan Estimate

2026 Hyundai SANTA FE SE

Hyundai SANTA FE SE

2026 Hyundai SANTA FE SE Poor Credit Car Finance Estimate

2026 Hyundai SANTA FE SE

Hyundai SANTA FE SE

2026 Hyundai SANTA FE SE Poor Credit Auto Finance Estimate

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