Metro Madison, WI Used Cars for Bad Credit with Auto Loan Payments

2025 Hyundai ELANTRA Limited

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This low mileage certified preowned 2025 Hyundai ELANTRA Limited FWD sedan below 24,000 miles, cvt transmission, and 24 MPG, 2.0L gas engine is for sale right now below $24K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$23,490
Est. Payment:	$586.89 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	23,781
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$23,490.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	1,328.26
Avg. DMV Fee	145.00
Cash Sale Price	$25,192.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,192.26
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$586.89

(1) Car Loan calculations are based on the used car dealer's advertised price of $23,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2020 Buick Encore GX Essence

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This low mileage used 2020 Buick Encore GX Essence AWD SUV under 34,000 miles, automatic transmission, and 24 MPG, 1.3L gas engine is for sale right now below $22K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$21,990
Est. Payment:	$549.99 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	34,272
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$21,990.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	1,244.26
Avg. DMV Fee	145.00
Cash Sale Price	$23,608.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,608.26
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$549.99

(1) Car Loan calculations are based on the used car dealer's advertised price of $21,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2022 Ford Escape SE

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This average mileage used 2022 Ford Escape SE AWD SUV below 77,000 miles, automatic transmission, and 24 MPG, 1.5L gas engine is for sale right now below $18K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$17,490
Est. Payment:	$520.66 / 54 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	77,131
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$17,490.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	992.26
Avg. DMV Fee	145.00
Cash Sale Price	$18,856.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,856.26
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	54
Auto Finance Payment	$520.66

(1) Auto Finance calculations are based on the used car dealer's advertised price of $17,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 54 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2016 Chevrolet Traverse LTZ

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This high mileage used 2016 Chevrolet Traverse LTZ AWD SUV under 151,000 miles, automatic transmission, and 24 MPG, 3.6L gas engine is for sale right now below $10K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$9,990
Est. Payment:	$454.25 / 30 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	151,080
Location:	Madison, WI
Estimated Cash Down:	$200

Item	Amount
Used Car Price⁽¹⁾	$9,990.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	572.26
Avg. DMV Fee	145.00
Cash Sale Price	$10,936.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	200.00
Factory Rebate Incentive	0.00
Total Down Payment	$200.00
Total Loan Amount	$10,799.19
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	30
Auto Loan Payment	$454.25

(1) Auto Loan calculations are based on the used car dealer's advertised price of $9,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 30 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2019 Lincoln Nautilus Reserve

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This average mileage preowned 2019 Lincoln Nautilus Reserve AWD SUV under 84,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now under $20K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$19,490
Est. Payment:	$625.41 / 48 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	84,040
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$19,490.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	1,104.26
Avg. DMV Fee	145.00
Cash Sale Price	$20,968.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,968.26
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	48
Car Loan Payment	$625.41

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 48 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2021 GMC Canyon Elevation

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This high mileage used 2021 GMC Canyon Elevation 4x4 pickup below 145,000 miles, automatic transmission, and 24 MPG, 3.6L gas engine is for sale right now below $24K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$23,990
Est. Payment:	$1081.88 / 30 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	144,901
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$23,990.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	1,356.26
Avg. DMV Fee	145.00
Cash Sale Price	$25,720.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,720.26
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	30
Auto Finance Payment	$1081.88

(1) Auto Finance calculations are based on the used car dealer's advertised price of $23,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 30 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2016 Hyundai TUCSON Eco

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This average mileage preowned 2016 Hyundai TUCSON Eco AWD SUV below 74,000 miles, automatic transmission, and 24 MPG, 1.6L gas engine is for sale right now below $15K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$14,490
Est. Payment:	$432.51 / 54 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	74,361
Location:	Madison, WI
Estimated Cash Down:	$100

Item	Amount
Used Car Price⁽¹⁾	$14,490.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	824.26
Avg. DMV Fee	145.00
Cash Sale Price	$15,688.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	100.00
Factory Rebate Incentive	0.00
Total Down Payment	$100.00
Total Loan Amount	$15,663.69
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	54
Car Loan Payment	$432.51

(1) Car Loan calculations are based on the used car dealer's advertised price of $14,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 54 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2017 Hyundai SANTA FE SE

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This high mileage second hand 2017 Hyundai SANTA FE SE AWD SUV below 138,000 miles, automatic transmission, and 24 MPG, 3.3L gas engine is for sale right now below $10K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$9,990
Est. Payment:	$454.25 / 30 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	138,262
Location:	Madison, WI
Estimated Cash Down:	$200

Item	Amount
Used Car Price⁽¹⁾	$9,990.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	572.26
Avg. DMV Fee	145.00
Cash Sale Price	$10,936.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	200.00
Factory Rebate Incentive	0.00
Total Down Payment	$200.00
Total Loan Amount	$10,799.19
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	30
Car Finance Payment	$454.25

(1) Car Finance calculations are based on the used car dealer's advertised price of $9,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 30 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2014 Buick Encore Leather

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This high mileage second hand 2014 Buick Encore Leather FWD SUV under 110,000 miles, automatic transmission, and 24 MPG, 1.4L gas engine is for sale right now under $10K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$9,990
Est. Payment:	$395.09 / 36 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	109,983
Location:	Madison, WI
Estimated Cash Down:	$200

Item	Amount
Used Car Price⁽¹⁾	$9,990.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	572.26
Avg. DMV Fee	145.00
Cash Sale Price	$10,936.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	200.00
Factory Rebate Incentive	0.00
Total Down Payment	$200.00
Total Loan Amount	$10,799.19
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	36
Auto Loan Payment	$395.09

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 36 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2021 Hyundai TUCSON Ultimate

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This high mileage second hand 2021 Hyundai TUCSON Ultimate AWD SUV under 150,000 miles, automatic transmission, and 24 MPG, 2.4L gas engine is for sale right now under $16K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$15,490
Est. Payment:	$704.32 / 30 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	149,736
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$15,490.00
Avg. Dealer Doc Fee	229.00
WI Sales Tax (5.6%)	880.26
Avg. DMV Fee	145.00
Cash Sale Price	$16,744.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,744.26
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	30
Car Loan Payment	$704.32

(1) Car Loan calculations are based on the used car dealer's advertised price of $15,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 30 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars for Bad Credit in the Greater Madison Area

Metro Madison Bad Credit Car Dealerships

2025 Hyundai ELANTRA Limited

2020 Buick Encore GX Essence

2022 Ford Escape SE

2016 Chevrolet Traverse LTZ

2019 Lincoln Nautilus Reserve

2021 GMC Canyon Elevation

2016 Hyundai TUCSON Eco

2017 Hyundai SANTA FE SE

2014 Buick Encore Leather

2021 Hyundai TUCSON Ultimate

Used Cars for Bad Credit in Madison Area Cities

Used Cars for Bad Credit in Greater Madison Counties

Used Cars for Bad Credit in the Greater Madison Area

Metro Madison Bad Credit Car Dealerships

2025 Hyundai ELANTRA Limited

Hyundai ELANTRA Limited

2025 Hyundai ELANTRA Limited Poor Credit Car Loan Estimate

2020 Buick Encore GX Essence

Buick Encore GX Essence

2020 Buick Encore GX Essence Poor Credit Car Loan Estimate

2022 Ford Escape SE

Ford Escape SE

2022 Ford Escape SE Poor Credit Auto Finance Estimate

2016 Chevrolet Traverse LTZ

Chevrolet Traverse LTZ

2016 Chevrolet Traverse LTZ Poor Credit Auto Loan Estimate

2019 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2019 Lincoln Nautilus Reserve Poor Credit Car Loan Estimate

2021 GMC Canyon Elevation

GMC Canyon Elevation

2021 GMC Canyon Elevation Poor Credit Auto Finance Estimate

2016 Hyundai TUCSON Eco

Hyundai TUCSON Eco

2016 Hyundai TUCSON Eco Poor Credit Car Loan Estimate

2017 Hyundai SANTA FE SE

Hyundai SANTA FE SE

2017 Hyundai SANTA FE SE Poor Credit Car Finance Estimate

2014 Buick Encore Leather

Buick Encore Leather

2014 Buick Encore Leather Poor Credit Auto Loan Estimate

2021 Hyundai TUCSON Ultimate

Hyundai TUCSON Ultimate

2021 Hyundai TUCSON Ultimate Poor Credit Car Loan Estimate

Used Cars for Bad Credit in Madison Area Cities

Used Cars for Bad Credit in Greater Madison Counties

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