Used Cars for Bad Credit in the Greater Madison Area

213 recommended vehicles with auto loan payments from bad credit car dealerships in the metro Madison, WI area.

Metro Madison Bad Credit Car Dealerships

Bad Credit holding you back from buying a car? We get it. That's why we've put together a curated selection of dealership used cars in Madison, priced just right for subprime financing, increasing your chances of approval. Browse the inventory below and find the perfect vehicle to match your budget and style, all without worrying about your credit score. Get ready to drive home the car you deserve!
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Click the + Customize Payments button to tailor displayed auto loan payments to your preferences and credit rating. Our estimated payments assume poor credit, $0 down, and encompass state taxes, as well as typical DMV and dealer document fees. Display more accurate payments by adjusting factors such as your state of residence, credit score, down payment, and trade-in value versus trade payoff. Get started now!

State
WI
Credit Score / Avg. Rate
501-600 / 18.86%
Max Payment
$0.00
Down Payment
$0.00
Trade Value
$0.00
Trade Payoff
$0.00
Bad Credit Used Car Loans
Preowned 2025 Hyundai ELANTRA Limited for Sale
2025 Hyundai ELANTRA Limited

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This low mileage certified preowned 2025 Hyundai ELANTRA Limited FWD sedan below 24,000 miles, cvt transmission, and 24 MPG, 2.0L gas engine is for sale right now below $24K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price: $23,490
Est. Payment: $586.89 / 72 months @ 18.86% APR
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Mileage: 23,781
Location: Madison, WI
Preowned 2020 Buick Encore GX Essence for Sale
2020 Buick Encore GX Essence

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This low mileage used 2020 Buick Encore GX Essence AWD SUV under 34,000 miles, automatic transmission, and 24 MPG, 1.3L gas engine is for sale right now below $22K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price: $21,990
Est. Payment: $549.99 / 72 months @ 18.86% APR
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Mileage: 34,272
Location: Madison, WI
Preowned 2022 Ford Escape SE for Sale
2022 Ford Escape SE

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This average mileage used 2022 Ford Escape SE AWD SUV below 77,000 miles, automatic transmission, and 24 MPG, 1.5L gas engine is for sale right now below $18K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price: $17,490
Est. Payment: $520.66 / 54 months @ 18.86% APR
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Mileage: 77,131
Location: Madison, WI
Preowned 2016 Chevrolet Traverse LTZ for Sale
2016 Chevrolet Traverse LTZ

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This high mileage used 2016 Chevrolet Traverse LTZ AWD SUV under 151,000 miles, automatic transmission, and 24 MPG, 3.6L gas engine is for sale right now below $10K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price: $9,990
Est. Payment: $454.25 / 30 months @ 18.86% APR
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Mileage: 151,080
Location: Madison, WI
Estimated Cash Down: $200
Preowned 2019 Lincoln Nautilus Reserve for Sale
2019 Lincoln Nautilus Reserve

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This average mileage preowned 2019 Lincoln Nautilus Reserve AWD SUV under 84,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now under $20K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price: $19,490
Est. Payment: $625.41 / 48 months @ 18.86% APR
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Mileage: 84,040
Location: Madison, WI
Preowned 2021 GMC Canyon Elevation for Sale
2021 GMC Canyon Elevation

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This high mileage used 2021 GMC Canyon Elevation 4x4 pickup below 145,000 miles, automatic transmission, and 24 MPG, 3.6L gas engine is for sale right now below $24K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price: $23,990
Est. Payment: $1081.88 / 30 months @ 18.86% APR
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Mileage: 144,901
Location: Madison, WI
Preowned 2016 Hyundai TUCSON Eco for Sale
2016 Hyundai TUCSON Eco

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This average mileage preowned 2016 Hyundai TUCSON Eco AWD SUV below 74,000 miles, automatic transmission, and 24 MPG, 1.6L gas engine is for sale right now below $15K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price: $14,490
Est. Payment: $432.51 / 54 months @ 18.86% APR
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Mileage: 74,361
Location: Madison, WI
Estimated Cash Down: $100
Preowned 2017 Hyundai SANTA FE SE for Sale
2017 Hyundai SANTA FE SE

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This high mileage second hand 2017 Hyundai SANTA FE SE AWD SUV below 138,000 miles, automatic transmission, and 24 MPG, 3.3L gas engine is for sale right now below $10K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price: $9,990
Est. Payment: $454.25 / 30 months @ 18.86% APR
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Mileage: 138,262
Location: Madison, WI
Estimated Cash Down: $200
Preowned 2014 Buick Encore Leather for Sale
2014 Buick Encore Leather

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This high mileage second hand 2014 Buick Encore Leather FWD SUV under 110,000 miles, automatic transmission, and 24 MPG, 1.4L gas engine is for sale right now under $10K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price: $9,990
Est. Payment: $395.09 / 36 months @ 18.86% APR
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Mileage: 109,983
Location: Madison, WI
Estimated Cash Down: $200
Preowned 2021 Hyundai TUCSON Ultimate for Sale
2021 Hyundai TUCSON Ultimate

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This high mileage second hand 2021 Hyundai TUCSON Ultimate AWD SUV under 150,000 miles, automatic transmission, and 24 MPG, 2.4L gas engine is for sale right now under $16K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price: $15,490
Est. Payment: $704.32 / 30 months @ 18.86% APR
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Mileage: 149,736
Location: Madison, WI
Used Cars for Bad Credit in Madison Area Cities
Used Cars for Bad Credit in Greater Madison Counties