Used Convertibles Under $40,000 |with Payments|

2020 BMW Z4 sDrive M40i

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This low mileage second hand 2020 BMW Z4 sDrive M40i RWD convertible below 55,000 miles, automatic transmission, and 31 MPG, 3.0L gas engine is for sale right now below $36K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$35,500
Est. Payment:	$709.81 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,127
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$35,500.00
Avg. Dealer Doc Fee	260.00
MS Sales Tax (8%)	2,860.80
Avg. DMV Fee	39.00
Cash Sale Price	$38,659.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,659.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$709.81

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 MINI Convertible Cooper S

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This low mileage preowned 2026 MINI Convertible Cooper S FWD convertible below 1,000 miles, automatic transmission, and 31 MPG, 2.0L gas engine is for sale right now below $39K at Habberstad Mini in Huntington Station, NY. ...View More Details

Sales Price:	$38,500
Est. Payment:	$716.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,000
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$38,500.00
Avg. Dealer Doc Fee	260.00
MS Sales Tax (8%)	3,100.80
Avg. DMV Fee	39.00
Cash Sale Price	$41,899.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,899.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$716.97

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Camaro LT1

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This low mileage used 2024 Chevrolet Camaro LT1 RWD convertible below 25,000 miles, automatic transmission, and 31 MPG, 6.2L gas engine is for sale right now below $37K at Ed Morse Hyundai in Sierra Vista, AZ. ...View More Details

Sales Price:	$36,499
Est. Payment:	$679.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,601
Location:	Sierra Vista, AZ

Item	Amount
Used Car Price⁽¹⁾	$36,499.00
Avg. Dealer Doc Fee	260.00
MS Sales Tax (8%)	2,940.72
Avg. DMV Fee	39.00
Cash Sale Price	$39,738.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,738.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$679.99

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Chevrolet Camaro SS

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This low mileage second hand 2019 Chevrolet Camaro SS RWD convertible below 45,000 miles, automatic transmission, and 31 MPG, 6.2L gas engine is for sale right now under $36K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$35,595
Est. Payment:	$663.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,286
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$35,595.00
Avg. Dealer Doc Fee	260.00
MS Sales Tax (8%)	2,868.40
Avg. DMV Fee	39.00
Cash Sale Price	$38,762.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,762.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$663.28

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,595.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 BMW 4 Series 430i

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This low mileage second hand 2021 BMW 4 Series 430i RWD convertible under 19,000 miles, automatic transmission, and 31 MPG, 2.0L gas engine is for sale right now under $40K at BMW of Monterey in Seaside, CA. ...View More Details

Sales Price:	$39,855
Est. Payment:	$742.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,085
Location:	Seaside, CA

Item	Amount
Used Car Price⁽¹⁾	$39,855.00
Avg. Dealer Doc Fee	260.00
MS Sales Tax (8%)	3,209.20
Avg. DMV Fee	39.00
Cash Sale Price	$43,363.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,363.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$742.01

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,855.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Mustang GT Premium

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This low mileage preowned 2023 Ford Mustang GT Premium RWD convertible below 34,000 miles, transmission, and 31 MPG, 5.0L gas engine is for sale right now under $39K at Empire Hyundai in Fall River, MA. ...View More Details

Sales Price:	$38,690
Est. Payment:	$720.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,031
Location:	Fall River, MA

Item	Amount
Used Car Price⁽¹⁾	$38,690.00
Avg. Dealer Doc Fee	260.00
MS Sales Tax (8%)	3,116.00
Avg. DMV Fee	39.00
Cash Sale Price	$42,105.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,105.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$720.48

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,690.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Mustang GT Premium

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This low mileage second hand 2024 Ford Mustang GT Premium RWD convertible under 37,000 miles, transmission, and 31 MPG, 5.0L gas engine is for sale right now below $37K at Hyundai Montgomery in Montgomery, AL. ...View More Details

Sales Price:	$36,500
Est. Payment:	$680.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,188
Location:	Montgomery, AL

Item	Amount
Used Car Price⁽¹⁾	$36,500.00
Avg. Dealer Doc Fee	260.00
MS Sales Tax (8%)	2,940.80
Avg. DMV Fee	39.00
Cash Sale Price	$39,739.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,739.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$680.01

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 MINI Convertible Cooper S

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This low mileage used 2024 MINI Convertible Cooper S FWD convertible under 4,000 miles, transmission, and 31 MPG, 2.0L gas engine is for sale right now under $35K at Habberstad Mini in Huntington Station, NY. ...View More Details

Sales Price:	$35,000
Est. Payment:	$652.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,919
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$35,000.00
Avg. Dealer Doc Fee	260.00
MS Sales Tax (8%)	2,820.80
Avg. DMV Fee	39.00
Cash Sale Price	$38,119.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,119.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$652.29

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang EcoBoost

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This low mileage preowned 2025 Ford Mustang EcoBoost RWD convertible below 34,000 miles, automatic transmission, and 31 MPG, 2.3L gas engine is for sale right now below $36K at Northtown Hyundai in Buffalo, NY. ...View More Details

Sales Price:	$35,242
Est. Payment:	$656.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,147
Location:	Buffalo, NY

Item	Amount
Used Car Price⁽¹⁾	$35,242.00
Avg. Dealer Doc Fee	260.00
MS Sales Tax (8%)	2,840.16
Avg. DMV Fee	39.00
Cash Sale Price	$38,381.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,381.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$656.76

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,242.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW 4 Series 430i

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This low mileage second hand 2025 BMW 4 Series 430i RWD convertible under 23,000 miles, automatic transmission, and 31 MPG, 2.0L hybrid engine is for sale right now below $36K at Carlux Fort Lauderdale in Fort Lauderdale, FL. ...View More Details

Sales Price:	$35,856
Est. Payment:	$668.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,340
Location:	Fort Lauderdale, FL

Item	Amount
Used Car Price⁽¹⁾	$35,856.00
Avg. Dealer Doc Fee	260.00
MS Sales Tax (8%)	2,889.28
Avg. DMV Fee	39.00
Cash Sale Price	$39,044.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,044.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$668.11

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,856.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Convertibles under $40,000 for Sale

Secondhand Used Convertibles Priced Below $40,000

2020 BMW Z4 sDrive M40i

2026 MINI Convertible Cooper S

2024 Chevrolet Camaro LT1

2019 Chevrolet Camaro SS

2021 BMW 4 Series 430i

2023 Ford Mustang GT Premium

2024 Ford Mustang GT Premium

2024 MINI Convertible Cooper S

2025 Ford Mustang EcoBoost

2025 BMW 4 Series 430i

States with Used Convertibles for Sale Below $40,000

Used Convertibles under $40,000 for Sale

Secondhand Used Convertibles Priced Below $40,000

2020 BMW Z4 sDrive M40i

BMW Z4 sDrive M40i

2020 BMW Z4 sDrive M40i Car Loan Estimate

2026 MINI Convertible Cooper S

MINI Convertible Cooper S

2026 MINI Convertible Cooper S Car Loan Estimate

2024 Chevrolet Camaro LT1

Chevrolet Camaro LT1

2024 Chevrolet Camaro LT1 Car Loan Estimate

2019 Chevrolet Camaro SS

Chevrolet Camaro SS

2019 Chevrolet Camaro SS Car Loan Estimate

2021 BMW 4 Series 430i

BMW 4 Series 430i

2021 BMW 4 Series 430i Car Loan Estimate

2023 Ford Mustang GT Premium

Ford Mustang GT Premium

2023 Ford Mustang GT Premium Car Loan Estimate

2024 Ford Mustang GT Premium

Ford Mustang GT Premium

2024 Ford Mustang GT Premium Car Loan Estimate

2024 MINI Convertible Cooper S

MINI Convertible Cooper S

2024 MINI Convertible Cooper S Car Loan Estimate

2025 Ford Mustang EcoBoost

Ford Mustang EcoBoost

2025 Ford Mustang EcoBoost Car Loan Estimate

2025 BMW 4 Series 430i

BMW 4 Series 430i

2025 BMW 4 Series 430i Car Loan Estimate

States with Used Convertibles for Sale Below $40,000

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