Decatur, AL Used Cars Under $40,000 |with Payments|

2023 GMC Acadia Denali

⇩ View Seller Description

This low mileage second hand 2023 GMC Acadia Denali 4x4 SUV below 47,000 miles, automatic transmission, and 18 MPG, 3.6L gas engine is for sale right now below $37K at Lynn Layton Ford in Decatur, AL. ...View More Details

Sales Price:	$36,117
Est. Payment:	$698.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,349
Location:	Decatur, AL

Item	Amount
Used Car Price⁽¹⁾	$36,117.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,007.19
Avg. DMV Fee	363.00
Cash Sale Price	$40,799.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,799.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$698.14

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,117.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

⇩ View Seller Description

This low mileage used 2024 Ford F-150 XLT RWD pickup under 3,000 miles, automatic transmission, and 18 MPG, 2.7L gas engine is for sale right now below $40K at Lynn Layton Ford in Decatur, AL. ...View More Details

Sales Price:	$39,752
Est. Payment:	$767.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,805
Location:	Decatur, AL

Item	Amount
Used Car Price⁽¹⁾	$39,752.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,407.04
Avg. DMV Fee	363.00
Cash Sale Price	$44,834.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,834.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$767.18

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,752.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Tacoma SR5

⇩ View Seller Description

This low mileage preowned 2025 Toyota Tacoma SR5 RWD pickup below 16,000 miles, automatic transmission, and 18 MPG, 2.4L gas engine is for sale right now below $40K at Lynn Layton Ford in Decatur, AL. ...View More Details

Sales Price:	$39,405
Est. Payment:	$760.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,652
Location:	Decatur, AL

Item	Amount
Used Car Price⁽¹⁾	$39,405.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,368.87
Avg. DMV Fee	363.00
Cash Sale Price	$44,448.87
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,448.87
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$760.59

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,405.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 GMC Terrain Denali

⇩ View Seller Description

This low mileage used 2026 GMC Terrain Denali 4x4 SUV below 8,000 miles, automatic transmission, and 18 MPG, 1.5L gas engine is for sale right now below $40K at Lynn Layton Ford in Decatur, AL. ...View More Details

Sales Price:	$39,910
Est. Payment:	$770.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,538
Location:	Decatur, AL

Item	Amount
Used Car Price⁽¹⁾	$39,910.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,424.42
Avg. DMV Fee	363.00
Cash Sale Price	$45,009.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,009.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$770.18

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,910.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Big Horn

⇩ View Seller Description

This low mileage used 2023 Ram 1500 Big Horn 4x4 pickup below 42,000 miles, automatic transmission, and 18 MPG, 3.6L hybrid engine is for sale right now below $38K at Lynn Layton Ford in Decatur, AL. ...View More Details

Sales Price:	$37,282
Est. Payment:	$720.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,150
Location:	Decatur, AL

Item	Amount
Used Car Price⁽¹⁾	$37,282.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,135.34
Avg. DMV Fee	363.00
Cash Sale Price	$42,092.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,092.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$720.26

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,282.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ram 1500 Limited

⇩ View Seller Description

This average mileage used 2020 Ram 1500 Limited 4x4 pickup under 88,000 miles, automatic transmission, and 18 MPG, 5.7L gas engine is for sale right now under $38K at Lynn Layton Ford in Decatur, AL. ...View More Details

Sales Price:	$37,765
Est. Payment:	$1023.36 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	87,745
Location:	Decatur, AL

Item	Amount
Used Car Price⁽¹⁾	$37,765.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,188.47
Avg. DMV Fee	363.00
Cash Sale Price	$42,628.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,628.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$1023.36

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,765.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Decatur, AL

Decatur, AL Secondhand Used Vehicles Priced Below $40,000

2023 GMC Acadia Denali

2024 Ford F-150 XLT

2025 Toyota Tacoma SR5

2026 GMC Terrain Denali

2023 Ram 1500 Big Horn

2020 Ram 1500 Limited

Used Cars under $40,000 for Sale in Decatur, AL

Decatur, AL Secondhand Used Vehicles Priced Below $40,000

2023 GMC Acadia Denali

GMC Acadia Denali

2023 GMC Acadia Denali Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2025 Toyota Tacoma SR5

Toyota Tacoma SR5

2025 Toyota Tacoma SR5 Car Loan Estimate

2026 GMC Terrain Denali

GMC Terrain Denali

2026 GMC Terrain Denali Car Loan Estimate

2023 Ram 1500 Big Horn

Ram 1500 Big Horn

2023 Ram 1500 Big Horn Car Loan Estimate

2020 Ram 1500 Limited

Ram 1500 Limited

2020 Ram 1500 Limited Car Loan Estimate

Customize Payments

Find Financing

Customize Payments