Decatur, AL Used Cars Under $40,000 |with Payments|

2024 Hyundai SANTA CRUZ Limited

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This low mileage second hand 2024 Hyundai SANTA CRUZ Limited AWD pickup under 6,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now under $36K at Lynn Layton Ford in Decatur, AL. ...View More Details

Sales Price:	$35,918
Est. Payment:	$694.36 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,884
Location:	Decatur, AL

Item	Amount
Used Car Price⁽¹⁾	$35,918.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,985.30
Avg. DMV Fee	363.00
Cash Sale Price	$40,578.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,578.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$694.36

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,918.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Lone Star

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This low mileage preowned 2023 Ram 1500 Lone Star 4x4 pickup below 42,000 miles, automatic transmission, and 25 MPG, 3.6L hybrid engine is for sale right now under $38K at Lynn Layton Ford in Decatur, AL. ...View More Details

Sales Price:	$37,069
Est. Payment:	$716.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,150
Location:	Decatur, AL

Item	Amount
Used Car Price⁽¹⁾	$37,069.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,111.91
Avg. DMV Fee	363.00
Cash Sale Price	$41,855.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,855.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$716.22

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,069.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer ST

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This low mileage used 2023 Ford Explorer ST AWD SUV below 56,000 miles, automatic transmission, and 25 MPG, 3.0L gas engine is for sale right now under $40K at Lynn Layton Ford in Decatur, AL. ...View More Details

Sales Price:	$39,855
Est. Payment:	$825.27 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,440
Location:	Decatur, AL

Item	Amount
Used Car Price⁽¹⁾	$39,855.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,418.37
Avg. DMV Fee	363.00
Cash Sale Price	$44,948.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,948.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$825.27

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,855.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford F-150 XL

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This low mileage second hand 2020 Ford F-150 XL RWD pickup under 44,000 miles, automatic transmission, and 25 MPG, 3.5L gas engine is for sale right now below $36K at Lynn Layton Ford in Decatur, AL. ...View More Details

Sales Price:	$35,780
Est. Payment:	$691.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,944
Location:	Decatur, AL

Item	Amount
Used Car Price⁽¹⁾	$35,780.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,970.12
Avg. DMV Fee	363.00
Cash Sale Price	$40,425.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,425.12
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$691.73

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,780.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ram 1500 Limited

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This average mileage preowned 2020 Ram 1500 Limited 4x4 pickup under 88,000 miles, automatic transmission, and 25 MPG, 5.7L gas engine is for sale right now under $39K at Lynn Layton Ford in Decatur, AL. ...View More Details

Sales Price:	$38,591
Est. Payment:	$1045.38 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	87,745
Location:	Decatur, AL

Item	Amount
Used Car Price⁽¹⁾	$38,591.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,279.33
Avg. DMV Fee	363.00
Cash Sale Price	$43,545.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,545.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$1045.38

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,591.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Tacoma TRD Sport

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This low mileage preowned 2025 Toyota Tacoma TRD Sport RWD pickup under 16,000 miles, automatic transmission, and 25 MPG, 2.4L gas engine is for sale right now below $40K at Lynn Layton Ford in Decatur, AL. ...View More Details

Sales Price:	$39,938
Est. Payment:	$770.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,652
Location:	Decatur, AL

Item	Amount
Used Car Price⁽¹⁾	$39,938.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,427.50
Avg. DMV Fee	363.00
Cash Sale Price	$45,040.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,040.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$770.71

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,938.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Acadia Denali

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This low mileage used 2023 GMC Acadia Denali 4x4 SUV below 47,000 miles, automatic transmission, and 25 MPG, 3.6L gas engine is for sale right now under $37K at Lynn Layton Ford in Decatur, AL. ...View More Details

Sales Price:	$36,866
Est. Payment:	$712.36 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,349
Location:	Decatur, AL

Item	Amount
Used Car Price⁽¹⁾	$36,866.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,089.58
Avg. DMV Fee	363.00
Cash Sale Price	$41,630.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,630.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$712.36

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,866.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 GMC Terrain Denali

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This low mileage used 2026 GMC Terrain Denali 4x4 SUV under 8,000 miles, automatic transmission, and 25 MPG, 1.5L gas engine is for sale right now under $40K at Lynn Layton Ford in Decatur, AL. ...View More Details

Sales Price:	$39,907
Est. Payment:	$770.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,538
Location:	Decatur, AL

Item	Amount
Used Car Price⁽¹⁾	$39,907.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,424.09
Avg. DMV Fee	363.00
Cash Sale Price	$45,006.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,006.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$770.12

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,907.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Decatur, AL

Decatur, AL Secondhand Used Vehicles Priced Below $40,000

2024 Hyundai SANTA CRUZ Limited

2023 Ram 1500 Lone Star

2023 Ford Explorer ST

2020 Ford F-150 XL

2020 Ram 1500 Limited

2025 Toyota Tacoma TRD Sport

2023 GMC Acadia Denali

2026 GMC Terrain Denali

Used Cars under $40,000 for Sale in Decatur, AL

Decatur, AL Secondhand Used Vehicles Priced Below $40,000

2024 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2024 Hyundai SANTA CRUZ Limited Car Loan Estimate

2023 Ram 1500 Lone Star

Ram 1500 Lone Star

2023 Ram 1500 Lone Star Car Loan Estimate

2023 Ford Explorer ST

Ford Explorer ST

2023 Ford Explorer ST Car Loan Estimate

2020 Ford F-150 XL

Ford F-150 XL

2020 Ford F-150 XL Car Loan Estimate

2020 Ram 1500 Limited

Ram 1500 Limited

2020 Ram 1500 Limited Car Loan Estimate

2025 Toyota Tacoma TRD Sport

Toyota Tacoma TRD Sport

2025 Toyota Tacoma TRD Sport Car Loan Estimate

2023 GMC Acadia Denali

GMC Acadia Denali

2023 GMC Acadia Denali Car Loan Estimate

2026 GMC Terrain Denali

GMC Terrain Denali

2026 GMC Terrain Denali Car Loan Estimate

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