Fort Walton Beach, FL Used Cars Under $55,000 |with Payments|

2022 Ford Bronco Base Advanced

⇩ View Seller Description

This low mileage preowned 2022 Ford Bronco Base Advanced 4x4 SUV below 6,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now under $53K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$52,488
Est. Payment:	$1009.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,971
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$52,488.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	5,808.00
Avg. DMV Fee	363.00
Cash Sale Price	$58,971.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,971.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1009.08

(1) Auto Loan calculations are based on the used car dealer's advertised price of $52,488.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Expedition MAX Limited

⇩ View Seller Description

This low mileage preowned 2024 Ford Expedition MAX Limited RWD SUV below 46,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now under $53K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$52,888
Est. Payment:	$1016.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,878
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$52,888.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	5,852.00
Avg. DMV Fee	363.00
Cash Sale Price	$59,415.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,415.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1016.68

(1) Car Finance calculations are based on the used car dealer's advertised price of $52,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Outer Banks

⇩ View Seller Description

This low mileage preowned 2025 Ford Bronco Outer Banks 4x4 SUV under 14,000 miles, automatic transmission, and 23 MPG, 2.3L gas engine is for sale right now below $54K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$53,998
Est. Payment:	$1037.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,224
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$53,998.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	5,974.10
Avg. DMV Fee	363.00
Cash Sale Price	$60,647.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$60,647.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1037.76

(1) Auto Finance calculations are based on the used car dealer's advertised price of $53,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 GMC Sierra 2500HD Denali

⇩ View Seller Description

This above average mileage second hand 2021 GMC Sierra 2500HD Denali 4x4 pickup below 92,000 miles, automatic transmission, and 23 MPG, 6.6L gas engine is for sale right now under $54K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$53,788
Est. Payment:	$1629.61 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	92,209
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$53,788.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	5,951.00
Avg. DMV Fee	363.00
Cash Sale Price	$60,414.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$60,414.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$1629.61

(1) Car Loan calculations are based on the used car dealer's advertised price of $53,788.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Bronco Badlands

⇩ View Seller Description

This low mileage preowned 2024 Ford Bronco Badlands 4x4 SUV under 22,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now below $55K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$54,999
Est. Payment:	$1056.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,142
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$54,999.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	6,084.21
Avg. DMV Fee	363.00
Cash Sale Price	$61,758.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$61,758.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1056.78

(1) Auto Loan calculations are based on the used car dealer's advertised price of $54,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Expedition MAX Active

⇩ View Seller Description

This low mileage used 2025 Ford Expedition MAX Active 4x4 SUV under 26,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now under $54K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$53,888
Est. Payment:	$1035.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,697
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$53,888.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	5,962.00
Avg. DMV Fee	363.00
Cash Sale Price	$60,525.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$60,525.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1035.67

(1) Car Finance calculations are based on the used car dealer's advertised price of $53,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Outer Banks

⇩ View Seller Description

This low mileage preowned 2025 Ford Bronco Outer Banks 4x4 SUV below 29,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now below $51K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$50,997
Est. Payment:	$980.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,216
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$50,997.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	5,643.99
Avg. DMV Fee	363.00
Cash Sale Price	$57,315.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,315.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$980.76

(1) Auto Loan calculations are based on the used car dealer's advertised price of $50,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Genesis GV70 2.5T Select

⇩ View Seller Description

This low mileage second hand 2026 Genesis GV70 2.5T Select AWD SUV under 0,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now below $55K at Hampton Hyundai in Fort Walton Beach, FL. ...View More Details

Sales Price:	$55,000
Est. Payment:	$1056.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$55,000.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	6,084.32
Avg. DMV Fee	363.00
Cash Sale Price	$61,759.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$61,759.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1056.79

(1) Auto Loan calculations are based on the used car dealer's advertised price of $55,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid Calligraphy

⇩ View Seller Description

This low mileage second hand 2026 Hyundai SANTA FE Hybrid Calligraphy FWD SUV below 0,000 miles, automatic transmission, and 23 MPG, 1.6L hybrid engine is for sale right now below $52K at Hampton Hyundai in Fort Walton Beach, FL. ...View More Details

Sales Price:	$51,760
Est. Payment:	$995.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$51,760.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	5,727.92
Avg. DMV Fee	363.00
Cash Sale Price	$58,162.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,162.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$995.25

(1) Car Loan calculations are based on the used car dealer's advertised price of $51,760.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Genesis GV70 2.5T Select

⇩ View Seller Description

This low mileage used 2026 Genesis GV70 2.5T Select AWD SUV under 0,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now under $55K at Hampton Hyundai in Fort Walton Beach, FL. ...View More Details

Sales Price:	$54,705
Est. Payment:	$1051.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$54,705.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	6,051.87
Avg. DMV Fee	363.00
Cash Sale Price	$61,431.87
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$61,431.87
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1051.19

(1) Auto Loan calculations are based on the used car dealer's advertised price of $54,705.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $55,000 for Sale in Fort Walton Beach, FL

Fort Walton Beach, FL Secondhand Used Vehicles Priced Below $55,000

2022 Ford Bronco Base Advanced

2024 Ford Expedition MAX Limited

2025 Ford Bronco Outer Banks

2021 GMC Sierra 2500HD Denali

2024 Ford Bronco Badlands

2025 Ford Expedition MAX Active

2025 Ford Bronco Outer Banks

2026 Genesis GV70 2.5T Select

2026 Hyundai SANTA FE Hybrid Calligraphy

2026 Genesis GV70 2.5T Select

Used Cars under $55,000 for Sale in Fort Walton Beach, FL

Fort Walton Beach, FL Secondhand Used Vehicles Priced Below $55,000

2022 Ford Bronco Base Advanced

Ford Bronco Base Advanced

2022 Ford Bronco Base Advanced Car Loan Estimate

2024 Ford Expedition MAX Limited

Ford Expedition MAX Limited

2024 Ford Expedition MAX Limited Car Loan Estimate

2025 Ford Bronco Outer Banks

Ford Bronco Outer Banks

2025 Ford Bronco Outer Banks Car Loan Estimate

2021 GMC Sierra 2500HD Denali

GMC Sierra 2500HD Denali

2021 GMC Sierra 2500HD Denali Car Loan Estimate

2024 Ford Bronco Badlands

Ford Bronco Badlands

2024 Ford Bronco Badlands Car Loan Estimate

2025 Ford Expedition MAX Active

Ford Expedition MAX Active

2025 Ford Expedition MAX Active Car Loan Estimate

2025 Ford Bronco Outer Banks

Ford Bronco Outer Banks

2025 Ford Bronco Outer Banks Car Loan Estimate

2026 Genesis GV70 2.5T Select

Genesis GV70 2.5T Select

2026 Genesis GV70 2.5T Select Car Loan Estimate

2026 Hyundai SANTA FE Hybrid Calligraphy

Hyundai SANTA FE Hybrid Calligraphy

2026 Hyundai SANTA FE Hybrid Calligraphy Car Loan Estimate

2026 Genesis GV70 2.5T Select

Genesis GV70 2.5T Select

2026 Genesis GV70 2.5T Select Car Loan Estimate

Customize Payments

Find Financing

Customize Payments