Fort Walton Beach, FL Used Cars Under $55,000 |with Payments|

2025 Ford Expedition MAX Active

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This low mileage preowned 2025 Ford Expedition MAX Active 4X2 SUV below 20,000 miles, a transmission, and 23 MPG, 3.5L gas engine is for sale right now below $53K at Gary Smith Ford Inc in Fort Walton Beach, FL. ...View More Details

Sales Price:	$52,299
Est. Payment:	$1005.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,965
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$52,299.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	5,787.21
Avg. DMV Fee	363.00
Cash Sale Price	$58,761.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,761.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1005.49

(1) Auto Loan calculations are based on the used car dealer's advertised price of $52,299.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Ranger Raptor

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This low mileage second hand 2024 Ford Ranger Raptor 4X4 pickup below 19,000 miles, a transmission, and 23 MPG, 3.0L gas engine is for sale right now under $53K at Gary Smith Ford Inc in Fort Walton Beach, FL. ...View More Details

Sales Price:	$52,997
Est. Payment:	$1018.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,128
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$52,997.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	5,863.99
Avg. DMV Fee	363.00
Cash Sale Price	$59,535.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,535.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1018.75

(1) Auto Finance calculations are based on the used car dealer's advertised price of $52,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Outer Banks

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This low mileage used 2025 Ford Bronco Outer Banks 4X4 SUV below 14,000 miles, a transmission, and 23 MPG, 2.3L gas engine is for sale right now under $51K at Gary Smith Ford Inc in Fort Walton Beach, FL. ...View More Details

Sales Price:	$50,497
Est. Payment:	$971.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,224
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$50,497.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	5,588.99
Avg. DMV Fee	363.00
Cash Sale Price	$56,760.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,760.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$971.27

(1) Auto Loan calculations are based on the used car dealer's advertised price of $50,497.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Expedition MAX Active

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This low mileage preowned 2025 Ford Expedition MAX Active 4X4 SUV below 31,000 miles, a transmission, and 23 MPG, 3.5L gas engine is for sale right now under $53K at Gary Smith Ford Inc in Fort Walton Beach, FL. ...View More Details

Sales Price:	$52,899
Est. Payment:	$1016.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,405
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$52,899.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	5,853.21
Avg. DMV Fee	363.00
Cash Sale Price	$59,427.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,427.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1016.89

(1) Car Loan calculations are based on the used car dealer's advertised price of $52,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Bronco Badlands

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This low mileage used 2024 Ford Bronco Badlands 4X4 SUV below 22,000 miles, a transmission, and 23 MPG, 2.7L gas engine is for sale right now below $52K at Gary Smith Ford Inc in Fort Walton Beach, FL. ...View More Details

Sales Price:	$51,427
Est. Payment:	$988.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,142
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$51,427.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	5,691.29
Avg. DMV Fee	363.00
Cash Sale Price	$57,793.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,793.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$988.93

(1) Car Loan calculations are based on the used car dealer's advertised price of $51,427.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Sierra 1500 Denali

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This low mileage used 2023 GMC Sierra 1500 Denali 4X4 pickup under 57,000 miles, a transmission, and 23 MPG, 5.3L gas engine is for sale right now under $53K at Gary Smith Ford Inc in Fort Walton Beach, FL. ...View More Details

Sales Price:	$52,888
Est. Payment:	$1090.88 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,989
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$52,888.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	5,852.00
Avg. DMV Fee	363.00
Cash Sale Price	$59,415.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,415.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$1090.88

(1) Car Finance calculations are based on the used car dealer's advertised price of $52,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Badlands

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This low mileage used 2025 Ford Bronco Badlands 4X4 SUV under 6,000 miles, transmission, and 23 MPG, 2.3L gas engine is for sale right now below $54K at Gary Smith Ford Inc in Fort Walton Beach, FL. ...View More Details

Sales Price:	$53,448
Est. Payment:	$1027.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,433
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$53,448.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	5,913.60
Avg. DMV Fee	363.00
Cash Sale Price	$60,036.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$60,036.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1027.32

(1) Car Finance calculations are based on the used car dealer's advertised price of $53,448.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Platinum

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This low mileage preowned 2022 Ford F-150 Platinum 4X4 pickup below 60,000 miles, a transmission, and 23 MPG, 3.5L gas engine is for sale right now under $52K at Gary Smith Ford Inc in Fort Walton Beach, FL. ...View More Details

Sales Price:	$51,947
Est. Payment:	$1071.71 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,668
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$51,947.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	5,748.49
Avg. DMV Fee	363.00
Cash Sale Price	$58,370.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,370.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$1071.71

(1) Auto Loan calculations are based on the used car dealer's advertised price of $51,947.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 GMC Sierra 2500HD Denali

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This above average mileage second hand 2021 GMC Sierra 2500HD Denali 4X4 pickup under 92,000 miles, a transmission, and 23 MPG, 6.6L gas engine is for sale right now under $51K at Gary Smith Ford Inc in Fort Walton Beach, FL. ...View More Details

Sales Price:	$50,997
Est. Payment:	$1546.05 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	92,209
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$50,997.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	5,643.99
Avg. DMV Fee	363.00
Cash Sale Price	$57,315.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,315.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$1546.05

(1) Auto Finance calculations are based on the used car dealer's advertised price of $50,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 Lariat

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This low mileage preowned 2025 Ford F-150 Lariat 4X4 pickup under 31,000 miles, a transmission, and 23 MPG, 3.5L hybrid engine is for sale right now under $54K at Gary Smith Ford Inc in Fort Walton Beach, FL. ...View More Details

Sales Price:	$53,977
Est. Payment:	$1037.36 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,410
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$53,977.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	5,971.79
Avg. DMV Fee	363.00
Cash Sale Price	$60,623.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$60,623.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1037.36

(1) Auto Loan calculations are based on the used car dealer's advertised price of $53,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $55,000 for Sale in Fort Walton Beach, FL

Fort Walton Beach, FL Secondhand Used Vehicles Priced Below $55,000

2025 Ford Expedition MAX Active

2024 Ford Ranger Raptor

2025 Ford Bronco Outer Banks

2025 Ford Expedition MAX Active

2024 Ford Bronco Badlands

2023 GMC Sierra 1500 Denali

2025 Ford Bronco Badlands

2022 Ford F-150 Platinum

2021 GMC Sierra 2500HD Denali

2025 Ford F-150 Lariat

Used Cars under $55,000 for Sale in Fort Walton Beach, FL

Fort Walton Beach, FL Secondhand Used Vehicles Priced Below $55,000

2025 Ford Expedition MAX Active

Ford Expedition MAX Active

2025 Ford Expedition MAX Active Car Loan Estimate

2024 Ford Ranger Raptor

Ford Ranger Raptor

2024 Ford Ranger Raptor Car Loan Estimate

2025 Ford Bronco Outer Banks

Ford Bronco Outer Banks

2025 Ford Bronco Outer Banks Car Loan Estimate

2025 Ford Expedition MAX Active

Ford Expedition MAX Active

2025 Ford Expedition MAX Active Car Loan Estimate

2024 Ford Bronco Badlands

Ford Bronco Badlands

2024 Ford Bronco Badlands Car Loan Estimate

2023 GMC Sierra 1500 Denali

GMC Sierra 1500 Denali

2023 GMC Sierra 1500 Denali Car Loan Estimate

2025 Ford Bronco Badlands

Ford Bronco Badlands

2025 Ford Bronco Badlands Car Loan Estimate

2022 Ford F-150 Platinum

Ford F-150 Platinum

2022 Ford F-150 Platinum Car Loan Estimate

2021 GMC Sierra 2500HD Denali

GMC Sierra 2500HD Denali

2021 GMC Sierra 2500HD Denali Car Loan Estimate

2025 Ford F-150 Lariat

Ford F-150 Lariat

2025 Ford F-150 Lariat Car Loan Estimate

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