Conway, AR Used Cars Under $40,000 |with Payments|

2026 Hyundai SANTA FE SEL

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This low mileage certified second hand 2026 Hyundai SANTA FE SEL FWD SUV below 14,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now below $36K at Chris Crain Hyundai in Conway, AR. ...View More Details

Sales Price:	$35,975
Est. Payment:	$687.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,581
Location:	Conway, AR

Item	Amount
Used Car Price⁽¹⁾	$35,975.00
Avg. Dealer Doc Fee	129.00
AR Sales Tax (11.25%)	4,061.70
Avg. DMV Fee	34.00
Cash Sale Price	$40,199.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,199.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$687.88

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,975.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Frontier S

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This low mileage second hand 2024 Nissan Frontier S 4x4 pickup under 10,000 miles, automatic transmission, and 24 MPG, 3.8L gas engine is for sale right now under $36K at Smith Ford in Conway, AR. ...View More Details

Sales Price:	$35,625
Est. Payment:	$681.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,410
Location:	Conway, AR

Item	Amount
Used Car Price⁽¹⁾	$35,625.00
Avg. Dealer Doc Fee	129.00
AR Sales Tax (11.25%)	4,022.33
Avg. DMV Fee	34.00
Cash Sale Price	$39,810.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,810.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$681.21

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,625.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer XLT

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This low mileage second hand 2024 Ford Explorer XLT AWD SUV below 25,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $36K at Smith Ford in Conway, AR. ...View More Details

Sales Price:	$35,662
Est. Payment:	$681.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,508
Location:	Conway, AR

Item	Amount
Used Car Price⁽¹⁾	$35,662.00
Avg. Dealer Doc Fee	129.00
AR Sales Tax (11.25%)	4,026.49
Avg. DMV Fee	34.00
Cash Sale Price	$39,851.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,851.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$681.92

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,662.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Honda Pilot EX-L

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This low mileage used 2025 Honda Pilot EX-L AWD SUV under 56,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now under $40K at Smith Ford in Conway, AR. ...View More Details

Sales Price:	$39,513
Est. Payment:	$810.35 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,063
Location:	Conway, AR

Item	Amount
Used Car Price⁽¹⁾	$39,513.00
Avg. Dealer Doc Fee	129.00
AR Sales Tax (11.25%)	4,459.73
Avg. DMV Fee	34.00
Cash Sale Price	$44,135.73
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,135.73
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$810.35

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,513.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Honda Odyssey Sport-L

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This low mileage preowned 2025 Honda Odyssey Sport-L FWD minivan below 30,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now below $39K at Smith Ford in Conway, AR. ...View More Details

Sales Price:	$38,483
Est. Payment:	$735.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,889
Location:	Conway, AR

Item	Amount
Used Car Price⁽¹⁾	$38,483.00
Avg. Dealer Doc Fee	129.00
AR Sales Tax (11.25%)	4,343.85
Avg. DMV Fee	34.00
Cash Sale Price	$42,989.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,989.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$735.62

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,483.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ram 1500 Lone Star

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This low mileage used 2021 Ram 1500 Lone Star 4x4 pickup below 52,000 miles, automatic transmission, and 24 MPG, 5.7L gas engine is for sale right now below $37K at Smith Ford in Conway, AR. ...View More Details

Sales Price:	$36,185
Est. Payment:	$742.37 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,525
Location:	Conway, AR

Item	Amount
Used Car Price⁽¹⁾	$36,185.00
Avg. Dealer Doc Fee	129.00
AR Sales Tax (11.25%)	4,085.33
Avg. DMV Fee	34.00
Cash Sale Price	$40,433.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,433.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$742.37

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,185.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Subaru Outback Wilderness

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This low mileage preowned 2025 Subaru Outback Wilderness AWD SUV under 1,000 miles, cvt transmission, and 24 MPG, 2.4L gas engine is for sale right now below $37K at Smith Ford in Conway, AR. ...View More Details

Sales Price:	$36,995
Est. Payment:	$707.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,425
Location:	Conway, AR

Item	Amount
Used Car Price⁽¹⁾	$36,995.00
Avg. Dealer Doc Fee	129.00
AR Sales Tax (11.25%)	4,176.45
Avg. DMV Fee	34.00
Cash Sale Price	$41,334.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,334.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$707.29

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Honda Ridgeline RTL-E

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This low mileage preowned 2023 Honda Ridgeline RTL-E AWD pickup under 15,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now below $37K at Smith Ford in Conway, AR. ...View More Details

Sales Price:	$36,995
Est. Payment:	$707.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,420
Location:	Conway, AR

Item	Amount
Used Car Price⁽¹⁾	$36,995.00
Avg. Dealer Doc Fee	129.00
AR Sales Tax (11.25%)	4,176.45
Avg. DMV Fee	34.00
Cash Sale Price	$41,334.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,334.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$707.29

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer Limited

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This low mileage used 2024 Ford Explorer Limited AWD SUV under 20,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $40K at Smith Ford in Conway, AR. ...View More Details

Sales Price:	$39,661
Est. Payment:	$758.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,118
Location:	Conway, AR

Item	Amount
Used Car Price⁽¹⁾	$39,661.00
Avg. Dealer Doc Fee	129.00
AR Sales Tax (11.25%)	4,476.38
Avg. DMV Fee	34.00
Cash Sale Price	$44,300.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,300.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$758.05

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,661.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Conway, AR

Conway, AR Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai SANTA FE SEL

2024 Nissan Frontier S

2024 Ford Explorer XLT

2025 Honda Pilot EX-L

2025 Honda Odyssey Sport-L

2021 Ram 1500 Lone Star

2025 Subaru Outback Wilderness

2023 Honda Ridgeline RTL-E

2024 Ford Explorer Limited

Used Cars under $40,000 for Sale in Conway, AR

Conway, AR Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2024 Nissan Frontier S

Nissan Frontier S

2024 Nissan Frontier S Car Loan Estimate

2024 Ford Explorer XLT

Ford Explorer XLT

2024 Ford Explorer XLT Car Loan Estimate

2025 Honda Pilot EX-L

Honda Pilot EX-L

2025 Honda Pilot EX-L Car Loan Estimate

2025 Honda Odyssey Sport-L

Honda Odyssey Sport-L

2025 Honda Odyssey Sport-L Car Loan Estimate

2021 Ram 1500 Lone Star

Ram 1500 Lone Star

2021 Ram 1500 Lone Star Car Loan Estimate

2025 Subaru Outback Wilderness

Subaru Outback Wilderness

2025 Subaru Outback Wilderness Car Loan Estimate

2023 Honda Ridgeline RTL-E

Honda Ridgeline RTL-E

2023 Honda Ridgeline RTL-E Car Loan Estimate

2024 Ford Explorer Limited

Ford Explorer Limited

2024 Ford Explorer Limited Car Loan Estimate

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