Searcy, AR Used Cars Under $650 a Month

2026 Chevrolet Equinox RS

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This low mileage used 2026 Chevrolet Equinox RS 4x4 SUV under 2,000 miles, automatic transmission, and 31 MPG, 1.5L gas engine is for sale right now under $35K at Riser Harness Ford in Searcy, AR. ...View More Details

Sales Price:	$34,990
Est. Payment:	$669.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,406
Location:	Searcy, AR

Item	Amount
Used Car Price⁽¹⁾	$34,990.00
Avg. Dealer Doc Fee	129.00
AR Sales Tax (11.25%)	3,950.89
Avg. DMV Fee	34.00
Cash Sale Price	$39,103.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,103.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$669.13

(1) Car Loan calculations are based on the used car dealer's advertised price of $34,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Toyota Camry TRD

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This below average mileage used 2020 Toyota Camry TRD FWD sedan under 66,000 miles, automatic transmission, and 31 MPG, 3.5L gas engine is for sale right now under $30K at Riser Harness Ford in Searcy, AR. ...View More Details

Sales Price:	$29,850
Est. Payment:	$663.13 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,842
Location:	Searcy, AR

Item	Amount
Used Car Price⁽¹⁾	$29,850.00
Avg. Dealer Doc Fee	129.00
AR Sales Tax (11.25%)	3,372.64
Avg. DMV Fee	34.00
Cash Sale Price	$33,385.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,385.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$663.13

(1) Auto Loan calculations are based on the used car dealer's advertised price of $29,850.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Big Horn

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This below average mileage used 2022 Ram 1500 Big Horn RWD pickup below 69,000 miles, automatic transmission, and 31 MPG, 3.6L hybrid engine is for sale right now under $29K at Riser Harness Ford in Searcy, AR. ...View More Details

Sales Price:	$28,990
Est. Payment:	$644.12 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	69,353
Location:	Searcy, AR

Item	Amount
Used Car Price⁽¹⁾	$28,990.00
Avg. Dealer Doc Fee	129.00
AR Sales Tax (11.25%)	3,275.89
Avg. DMV Fee	34.00
Cash Sale Price	$32,428.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,428.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$644.12

(1) Car Loan calculations are based on the used car dealer's advertised price of $28,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Maverick XLT

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This average mileage second hand 2024 Ford Maverick XLT AWD pickup under 73,000 miles, automatic transmission, and 31 MPG, 2.0L gas engine is for sale right now below $26K at Riser Harness Ford in Searcy, AR. ...View More Details

Sales Price:	$25,990
Est. Payment:	$631.35 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	73,302
Location:	Searcy, AR

Item	Amount
Used Car Price⁽¹⁾	$25,990.00
Avg. Dealer Doc Fee	129.00
AR Sales Tax (11.25%)	2,938.39
Avg. DMV Fee	34.00
Cash Sale Price	$29,091.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,091.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$631.35

(1) Auto Finance calculations are based on the used car dealer's advertised price of $25,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This below average mileage preowned 2022 Ford F-150 XL RWD pickup below 62,000 miles, automatic transmission, and 31 MPG, 2.7L gas engine is for sale right now below $30K at Riser Harness Ford in Searcy, AR. ...View More Details

Sales Price:	$29,990
Est. Payment:	$666.22 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,424
Location:	Searcy, AR

Item	Amount
Used Car Price⁽¹⁾	$29,990.00
Avg. Dealer Doc Fee	129.00
AR Sales Tax (11.25%)	3,388.39
Avg. DMV Fee	34.00
Cash Sale Price	$33,541.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,541.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$666.22

(1) Auto Finance calculations are based on the used car dealer's advertised price of $29,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota RAV4 XLE Premium

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This low mileage second hand 2024 Toyota RAV4 XLE Premium FWD SUV below 18,000 miles, automatic transmission, and 31 MPG, 2.5L gas engine is for sale right now below $35K at Riser Harness Ford in Searcy, AR. ...View More Details

Sales Price:	$34,990
Est. Payment:	$669.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,134
Location:	Searcy, AR

Item	Amount
Used Car Price⁽¹⁾	$34,990.00
Avg. Dealer Doc Fee	129.00
AR Sales Tax (11.25%)	3,950.89
Avg. DMV Fee	34.00
Cash Sale Price	$39,103.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,103.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$669.13

(1) Auto Finance calculations are based on the used car dealer's advertised price of $34,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in Searcy, AR

Searcy, AR Secondhand Used Vehicles with Payments Below $650 / Month

2026 Chevrolet Equinox RS

2020 Toyota Camry TRD

2022 Ram 1500 Big Horn

2024 Ford Maverick XLT

2022 Ford F-150 XL

2024 Toyota RAV4 XLE Premium

Used Cars under $650 per month for Sale in Searcy, AR

Searcy, AR Secondhand Used Vehicles with Payments Below $650 / Month

2026 Chevrolet Equinox RS

Chevrolet Equinox RS

2026 Chevrolet Equinox RS Car Loan Estimate

2020 Toyota Camry TRD

Toyota Camry TRD

2020 Toyota Camry TRD Car Loan Estimate

2022 Ram 1500 Big Horn

Ram 1500 Big Horn

2022 Ram 1500 Big Horn Car Loan Estimate

2024 Ford Maverick XLT

Ford Maverick XLT

2024 Ford Maverick XLT Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2024 Toyota RAV4 XLE Premium

Toyota RAV4 XLE Premium

2024 Toyota RAV4 XLE Premium Car Loan Estimate

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