Gilbert, AZ Used Cars Under $40,000 |with Payments|

2022 Ford F-150 Lightning XLT

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This low mileage preowned 2022 Ford F-150 Lightning XLT AWD pickup below 47,000 miles, a transmission, and 0.0L electric engine is for sale right now below $36K at San Tan Ford in Gilbert, AZ. ...View More Details

Sales Price:	$35,664
Est. Payment:	$695.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,375
Location:	Gilbert, AZ

Item	Amount
Used Car Price⁽¹⁾	$35,664.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,042.42
Avg. DMV Fee	532.00
Cash Sale Price	$40,667.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,667.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$695.88

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,664.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 Platinum

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This high mileage second hand 2021 Ford F-150 Platinum 4X4 pickup below 106,000 miles, a transmission, and 3.5L gas engine is for sale right now under $38K at San Tan Ford in Gilbert, AZ. ...View More Details

Sales Price:	$37,401
Est. Payment:	$1317.87 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	106,157
Location:	Gilbert, AZ

Item	Amount
Used Car Price⁽¹⁾	$37,401.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,236.96
Avg. DMV Fee	532.00
Cash Sale Price	$42,598.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,598.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$1317.87

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,401.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage used 2024 Ford F-150 XLT 4X2 pickup under 25,000 miles, a transmission, and 2.7L gas engine is for sale right now below $39K at San Tan Ford in Gilbert, AZ. ...View More Details

Sales Price:	$38,683
Est. Payment:	$753.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,357
Location:	Gilbert, AZ

Item	Amount
Used Car Price⁽¹⁾	$38,683.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,380.54
Avg. DMV Fee	532.00
Cash Sale Price	$44,024.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,024.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$753.33

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,683.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage used 2025 Ford Explorer ST-Line RWD SUV under 13,000 miles, a transmission, and 2.3L gas engine is for sale right now under $39K at San Tan Ford in Gilbert, AZ. ...View More Details

Sales Price:	$38,589
Est. Payment:	$751.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,878
Location:	Gilbert, AZ

Item	Amount
Used Car Price⁽¹⁾	$38,589.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,370.02
Avg. DMV Fee	532.00
Cash Sale Price	$43,920.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,920.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$751.54

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,589.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ford Explorer Active

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This low mileage preowned 2026 Ford Explorer Active RWD SUV under 4,000 miles, a transmission, and 2.3L gas engine is for sale right now below $39K at San Tan Ford in Gilbert, AZ. ...View More Details

Sales Price:	$38,046
Est. Payment:	$741.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,294
Location:	Gilbert, AZ

Item	Amount
Used Car Price⁽¹⁾	$38,046.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,309.20
Avg. DMV Fee	532.00
Cash Sale Price	$43,316.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,316.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$741.21

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,046.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Audi A5 Sportback quattro Premium Plus 40 TFSI

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This low mileage second hand 2023 Audi A5 Sportback quattro Premium Plus 40 TFSI AWD sedan below 14,000 miles, a transmission, and 2.0L hybrid engine is for sale right now under $36K at San Tan Ford in Gilbert, AZ. ...View More Details

Sales Price:	$35,471
Est. Payment:	$692.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,494
Location:	Gilbert, AZ

Item	Amount
Used Car Price⁽¹⁾	$35,471.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,020.80
Avg. DMV Fee	532.00
Cash Sale Price	$40,452.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,452.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$692.21

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,471.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 BMW X7 xDrive40i

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This average mileage used 2021 BMW X7 xDrive40i AWD SUV under 73,000 miles, a transmission, and 3.0L hybrid engine is for sale right now below $38K at San Tan Ford in Gilbert, AZ. ...View More Details

Sales Price:	$37,951
Est. Payment:	$937.77 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	73,257
Location:	Gilbert, AZ

Item	Amount
Used Car Price⁽¹⁾	$37,951.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,298.56
Avg. DMV Fee	532.00
Cash Sale Price	$43,210.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,210.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$937.77

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,951.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Honda Odyssey Elite

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This low mileage preowned 2022 Honda Odyssey Elite FWD mini-van under 55,000 miles, a transmission, and 3.5L gas engine is for sale right now below $37K at San Tan Ford in Gilbert, AZ. ...View More Details

Sales Price:	$36,530
Est. Payment:	$764.35 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,665
Location:	Gilbert, AZ

Item	Amount
Used Car Price⁽¹⁾	$36,530.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,139.41
Avg. DMV Fee	532.00
Cash Sale Price	$41,630.41
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,630.41
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$764.35

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,530.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 Lariat

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This above average mileage preowned 2021 Ford F-150 Lariat 4X4 pickup below 90,000 miles, a transmission, and 3.5L gas engine is for sale right now under $36K at San Tan Ford in Gilbert, AZ. ...View More Details

Sales Price:	$35,646
Est. Payment:	$1096.43 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	90,372
Location:	Gilbert, AZ

Item	Amount
Used Car Price⁽¹⁾	$35,646.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,040.40
Avg. DMV Fee	532.00
Cash Sale Price	$40,647.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,647.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$1096.43

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,646.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Jeep Gladiator Rubicon

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This low mileage used 2020 Jeep Gladiator Rubicon 4X4 pickup under 28,000 miles, transmission, and 3.6L gas engine is for sale right now below $39K at San Tan Ford in Gilbert, AZ. ...View More Details

Sales Price:	$38,534
Est. Payment:	$750.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,555
Location:	Gilbert, AZ

Item	Amount
Used Car Price⁽¹⁾	$38,534.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,363.86
Avg. DMV Fee	532.00
Cash Sale Price	$43,858.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,858.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$750.49

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,534.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Gilbert, AZ

Gilbert, AZ Secondhand Used Vehicles Priced Below $40,000

2022 Ford F-150 Lightning XLT

2021 Ford F-150 Platinum

2024 Ford F-150 XLT

2025 Ford Explorer ST-Line

2026 Ford Explorer Active

2023 Audi A5 Sportback quattro Premium Plus 40 TFSI

2021 BMW X7 xDrive40i

2022 Honda Odyssey Elite

2021 Ford F-150 Lariat

2020 Jeep Gladiator Rubicon

Used Cars under $40,000 for Sale in Gilbert, AZ

Gilbert, AZ Secondhand Used Vehicles Priced Below $40,000

2022 Ford F-150 Lightning XLT

Ford F-150 Lightning XLT

2022 Ford F-150 Lightning XLT Car Loan Estimate

2021 Ford F-150 Platinum

Ford F-150 Platinum

2021 Ford F-150 Platinum Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2026 Ford Explorer Active

Ford Explorer Active

2026 Ford Explorer Active Car Loan Estimate

2023 Audi A5 Sportback quattro Premium Plus 40 TFSI

Audi A5 Sportback quattro Premium Plus 40 TFSI

2023 Audi A5 Sportback quattro Premium Plus 40 TFSI Car Loan Estimate

2021 BMW X7 xDrive40i

BMW X7 xDrive40i

2021 BMW X7 xDrive40i Car Loan Estimate

2022 Honda Odyssey Elite

Honda Odyssey Elite

2022 Honda Odyssey Elite Car Loan Estimate

2021 Ford F-150 Lariat

Ford F-150 Lariat

2021 Ford F-150 Lariat Car Loan Estimate

2020 Jeep Gladiator Rubicon

Jeep Gladiator Rubicon

2020 Jeep Gladiator Rubicon Car Loan Estimate

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