Gilbert, AZ Used Cars Under $40,000 |with Payments|

2025 Ford Explorer ST-Line

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This low mileage certified used 2025 Ford Explorer ST-Line RWD SUV under 13,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now under $40K at San Tan Ford in Gilbert, AZ. ...View More Details

Sales Price:	$39,958
Est. Payment:	$777.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,878
Location:	Gilbert, AZ

Item	Amount
Used Car Price⁽¹⁾	$39,958.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,523.34
Avg. DMV Fee	532.00
Cash Sale Price	$45,442.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,442.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$777.59

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,958.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford F-250 Super Duty King Ranch

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This high mileage preowned 2019 Ford F-250 Super Duty King Ranch 4x4 pickup below 196,000 miles, automatic transmission, and 20 MPG, 6.7L diesel engine is for sale right now under $36K at San Tan Ford in Gilbert, AZ. ...View More Details

Sales Price:	$35,987
Est. Payment:	$1497.10 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	195,500
Location:	Gilbert, AZ

Item	Amount
Used Car Price⁽¹⁾	$35,987.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,078.59
Avg. DMV Fee	532.00
Cash Sale Price	$41,026.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,026.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$1497.10

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,987.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2012 Dodge Challenger SRT8 392

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This low mileage used 2012 Dodge Challenger SRT8 392 RWD coupe below 12,000 miles, transmission, and 20 MPG, 6.4L gas engine is for sale right now under $38K at San Tan Ford in Gilbert, AZ. ...View More Details

Sales Price:	$37,987
Est. Payment:	$740.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,931
Location:	Gilbert, AZ

Item	Amount
Used Car Price⁽¹⁾	$37,987.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,302.59
Avg. DMV Fee	532.00
Cash Sale Price	$43,250.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,250.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$740.08

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,987.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This average mileage certified used 2022 Ford F-150 XL 4x4 pickup below 71,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $40K at San Tan Ford in Gilbert, AZ. ...View More Details

Sales Price:	$39,963
Est. Payment:	$986.33 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,508
Location:	Gilbert, AZ

Item	Amount
Used Car Price⁽¹⁾	$39,963.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,523.90
Avg. DMV Fee	532.00
Cash Sale Price	$45,447.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,447.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$986.33

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,963.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Ranger XLT

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This low mileage certified preowned 2024 Ford Ranger XLT 4x4 pickup below 8,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now below $39K at San Tan Ford in Gilbert, AZ. ...View More Details

Sales Price:	$38,291
Est. Payment:	$745.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,866
Location:	Gilbert, AZ

Item	Amount
Used Car Price⁽¹⁾	$38,291.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,336.64
Avg. DMV Fee	532.00
Cash Sale Price	$43,588.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,588.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$745.87

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,291.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Bronco Base Advanced

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This low mileage certified used 2023 Ford Bronco Base Advanced 4x4 SUV below 40,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $37K at San Tan Ford in Gilbert, AZ. ...View More Details

Sales Price:	$36,642
Est. Payment:	$714.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,188
Location:	Gilbert, AZ

Item	Amount
Used Car Price⁽¹⁾	$36,642.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,151.95
Avg. DMV Fee	532.00
Cash Sale Price	$41,754.95
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,754.95
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$714.49

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,642.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Toyota 4Runner SR5

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This average mileage used 2020 Toyota 4Runner SR5 4x4 SUV below 89,000 miles, automatic transmission, and 20 MPG, 4.0L gas engine is for sale right now below $37K at San Tan Ford in Gilbert, AZ. ...View More Details

Sales Price:	$36,987
Est. Payment:	$1011.60 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	89,177
Location:	Gilbert, AZ

Item	Amount
Used Car Price⁽¹⁾	$36,987.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,190.59
Avg. DMV Fee	532.00
Cash Sale Price	$42,138.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,138.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$1011.60

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,987.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XL

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This above average mileage used 2021 Ford F-150 XL 4x4 pickup under 90,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $40K at San Tan Ford in Gilbert, AZ. ...View More Details

Sales Price:	$39,541
Est. Payment:	$1213.26 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	90,372
Location:	Gilbert, AZ

Item	Amount
Used Car Price⁽¹⁾	$39,541.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,476.64
Avg. DMV Fee	532.00
Cash Sale Price	$44,978.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,978.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$1213.26

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,541.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage certified used 2024 Ford F-150 XLT RWD pickup below 25,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $40K at San Tan Ford in Gilbert, AZ. ...View More Details

Sales Price:	$39,351
Est. Payment:	$766.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,357
Location:	Gilbert, AZ

Item	Amount
Used Car Price⁽¹⁾	$39,351.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,455.36
Avg. DMV Fee	532.00
Cash Sale Price	$44,767.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,767.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$766.04

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,351.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Platinum

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This high mileage second hand 2023 Ford F-150 Platinum 4x4 pickup under 118,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $36K at San Tan Ford in Gilbert, AZ. ...View More Details

Sales Price:	$35,406
Est. Payment:	$1249.23 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	117,511
Location:	Gilbert, AZ

Item	Amount
Used Car Price⁽¹⁾	$35,406.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,013.52
Avg. DMV Fee	532.00
Cash Sale Price	$40,380.52
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,380.52
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$1249.23

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,406.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Gilbert, AZ

Gilbert, AZ Secondhand Used Vehicles Priced Below $40,000

2025 Ford Explorer ST-Line

2019 Ford F-250 Super Duty King Ranch

2012 Dodge Challenger SRT8 392

2022 Ford F-150 XL

2024 Ford Ranger XLT

2023 Ford Bronco Base Advanced

2020 Toyota 4Runner SR5

2021 Ford F-150 XL

2024 Ford F-150 XLT

2023 Ford F-150 Platinum

Used Cars under $40,000 for Sale in Gilbert, AZ

Gilbert, AZ Secondhand Used Vehicles Priced Below $40,000

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2019 Ford F-250 Super Duty King Ranch

Ford F-250 Super Duty King Ranch

2019 Ford F-250 Super Duty King Ranch Car Loan Estimate

2012 Dodge Challenger SRT8 392

Dodge Challenger SRT8 392

2012 Dodge Challenger SRT8 392 Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2024 Ford Ranger XLT

Ford Ranger XLT

2024 Ford Ranger XLT Car Loan Estimate

2023 Ford Bronco Base Advanced

Ford Bronco Base Advanced

2023 Ford Bronco Base Advanced Car Loan Estimate

2020 Toyota 4Runner SR5

Toyota 4Runner SR5

2020 Toyota 4Runner SR5 Car Loan Estimate

2021 Ford F-150 XL

Ford F-150 XL

2021 Ford F-150 XL Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 Platinum

Ford F-150 Platinum

2023 Ford F-150 Platinum Car Loan Estimate

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