Gilbert, AZ Used Cars Under $40,000 |with Payments|

2022 Toyota 4Runner SR5 Premium

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This average mileage preowned 2022 Toyota 4Runner SR5 Premium 4x4 SUV under 73,000 miles, automatic transmission, and 4.0L gas engine is for sale right now below $39K at San Tan Ford in Gilbert, AZ. ...View More Details

Sales Price:	$38,717
Est. Payment:	$956.26 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	72,900
Location:	Gilbert, AZ

Item	Amount
Used Car Price⁽¹⁾	$38,717.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,384.35
Avg. DMV Fee	532.00
Cash Sale Price	$44,062.35
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,062.35
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$956.26

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,717.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Hybrid Limited

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This low mileage used 2025 Hyundai SANTA FE Hybrid Limited AWD SUV below 2,000 miles, automatic transmission, and 1.6L hybrid engine is for sale right now below $38K at San Tan Ford in Gilbert, AZ. ...View More Details

Sales Price:	$37,963
Est. Payment:	$739.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,387
Location:	Gilbert, AZ

Item	Amount
Used Car Price⁽¹⁾	$37,963.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,299.90
Avg. DMV Fee	532.00
Cash Sale Price	$43,223.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,223.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$739.63

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,963.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Maverick XL

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This low mileage certified used 2023 Ford Maverick XL AWD pickup under 7,000 miles, automatic transmission, and 2.0L gas engine is for sale right now below $39K at San Tan Ford in Gilbert, AZ. ...View More Details

Sales Price:	$38,383
Est. Payment:	$747.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,815
Location:	Gilbert, AZ

Item	Amount
Used Car Price⁽¹⁾	$38,383.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,346.94
Avg. DMV Fee	532.00
Cash Sale Price	$43,690.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,690.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$747.62

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,383.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Active

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This low mileage certified preowned 2025 Ford Explorer Active RWD SUV under 11,000 miles, automatic transmission, and 2.3L gas engine is for sale right now below $36K at San Tan Ford in Gilbert, AZ. ...View More Details

Sales Price:	$35,256
Est. Payment:	$688.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,919
Location:	Gilbert, AZ

Item	Amount
Used Car Price⁽¹⁾	$35,256.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	3,996.72
Avg. DMV Fee	532.00
Cash Sale Price	$40,213.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,213.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$688.12

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,256.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ram 1500 Laramie

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This low mileage preowned 2020 Ram 1500 Laramie 4x4 pickup below 56,000 miles, automatic transmission, and 5.7L gas engine is for sale right now below $40K at San Tan Ford in Gilbert, AZ. ...View More Details

Sales Price:	$39,987
Est. Payment:	$834.93 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,031
Location:	Gilbert, AZ

Item	Amount
Used Car Price⁽¹⁾	$39,987.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,526.59
Avg. DMV Fee	532.00
Cash Sale Price	$45,474.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,474.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$834.93

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,987.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer Limited

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This low mileage certified used 2023 Ford Explorer Limited RWD SUV under 36,000 miles, automatic transmission, and 2.3L gas engine is for sale right now below $38K at San Tan Ford in Gilbert, AZ. ...View More Details

Sales Price:	$37,629
Est. Payment:	$733.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,741
Location:	Gilbert, AZ

Item	Amount
Used Car Price⁽¹⁾	$37,629.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,262.50
Avg. DMV Fee	532.00
Cash Sale Price	$42,852.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,852.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$733.27

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,629.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XL

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This above average mileage used 2021 Ford F-150 XL 4x4 pickup below 90,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $39K at San Tan Ford in Gilbert, AZ. ...View More Details

Sales Price:	$38,987
Est. Payment:	$1196.64 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	90,360
Location:	Gilbert, AZ

Item	Amount
Used Car Price⁽¹⁾	$38,987.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,414.59
Avg. DMV Fee	532.00
Cash Sale Price	$44,362.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,362.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$1196.64

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,987.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage certified second hand 2023 Ford Explorer XLT RWD SUV under 20,000 miles, automatic transmission, and 2.3L gas engine is for sale right now under $36K at San Tan Ford in Gilbert, AZ. ...View More Details

Sales Price:	$35,852
Est. Payment:	$699.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,217
Location:	Gilbert, AZ

Item	Amount
Used Car Price⁽¹⁾	$35,852.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,063.47
Avg. DMV Fee	532.00
Cash Sale Price	$40,876.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,876.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$699.46

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,852.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lightning XLT

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This low mileage certified preowned 2023 Ford F-150 Lightning XLT AWD pickup under 45,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $39K at San Tan Ford in Gilbert, AZ. ...View More Details

Sales Price:	$38,991
Est. Payment:	$759.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,742
Location:	Gilbert, AZ

Item	Amount
Used Car Price⁽¹⁾	$38,991.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,415.04
Avg. DMV Fee	532.00
Cash Sale Price	$44,367.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,367.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$759.19

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer ST

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This low mileage certified used 2023 Ford Explorer ST AWD SUV under 49,000 miles, automatic transmission, and 3.0L gas engine is for sale right now under $40K at San Tan Ford in Gilbert, AZ. ...View More Details

Sales Price:	$39,730
Est. Payment:	$773.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,792
Location:	Gilbert, AZ

Item	Amount
Used Car Price⁽¹⁾	$39,730.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,497.81
Avg. DMV Fee	532.00
Cash Sale Price	$45,188.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,188.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$773.25

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,730.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Gilbert, AZ

Gilbert, AZ Secondhand Used Vehicles Priced Below $40,000

2022 Toyota 4Runner SR5 Premium

2025 Hyundai SANTA FE Hybrid Limited

2023 Ford Maverick XL

2025 Ford Explorer Active

2020 Ram 1500 Laramie

2023 Ford Explorer Limited

2021 Ford F-150 XL

2023 Ford Explorer XLT

2023 Ford F-150 Lightning XLT

2023 Ford Explorer ST

Used Cars under $40,000 for Sale in Gilbert, AZ

Gilbert, AZ Secondhand Used Vehicles Priced Below $40,000

2022 Toyota 4Runner SR5 Premium

Toyota 4Runner SR5 Premium

2022 Toyota 4Runner SR5 Premium Car Loan Estimate

2025 Hyundai SANTA FE Hybrid Limited

Hyundai SANTA FE Hybrid Limited

2025 Hyundai SANTA FE Hybrid Limited Car Loan Estimate

2023 Ford Maverick XL

Ford Maverick XL

2023 Ford Maverick XL Car Loan Estimate

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Car Loan Estimate

2020 Ram 1500 Laramie

Ram 1500 Laramie

2020 Ram 1500 Laramie Car Loan Estimate

2023 Ford Explorer Limited

Ford Explorer Limited

2023 Ford Explorer Limited Car Loan Estimate

2021 Ford F-150 XL

Ford F-150 XL

2021 Ford F-150 XL Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2023 Ford F-150 Lightning XLT

Ford F-150 Lightning XLT

2023 Ford F-150 Lightning XLT Car Loan Estimate

2023 Ford Explorer ST

Ford Explorer ST

2023 Ford Explorer ST Car Loan Estimate

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