Gilbert, AZ Used Cars Under $40,000 |with Payments|

2023 Ford Bronco Base Advanced

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This low mileage certified preowned 2023 Ford Bronco Base Advanced 4x4 SUV below 40,000 miles, automatic transmission, and 18 MPG, 2.7L gas engine is for sale right now below $37K at San Tan Ford in Gilbert, AZ. ...View More Details

Sales Price:	$36,642
Est. Payment:	$714.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,188
Location:	Gilbert, AZ

Item	Amount
Used Car Price⁽¹⁾	$36,642.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,151.95
Avg. DMV Fee	532.00
Cash Sale Price	$41,754.95
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,754.95
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$714.49

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,642.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ford Explorer Active

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This low mileage certified used 2026 Ford Explorer Active RWD SUV under 4,000 miles, automatic transmission, and 18 MPG, 2.3L gas engine is for sale right now under $39K at San Tan Ford in Gilbert, AZ. ...View More Details

Sales Price:	$38,963
Est. Payment:	$758.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,294
Location:	Gilbert, AZ

Item	Amount
Used Car Price⁽¹⁾	$38,963.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,411.90
Avg. DMV Fee	532.00
Cash Sale Price	$44,335.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,335.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$758.65

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,963.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2012 Dodge Challenger SRT8 392

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This low mileage second hand 2012 Dodge Challenger SRT8 392 RWD coupe under 12,000 miles, transmission, and 18 MPG, 6.4L gas engine is for sale right now under $38K at San Tan Ford in Gilbert, AZ. ...View More Details

Sales Price:	$37,987
Est. Payment:	$740.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,931
Location:	Gilbert, AZ

Item	Amount
Used Car Price⁽¹⁾	$37,987.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,302.59
Avg. DMV Fee	532.00
Cash Sale Price	$43,250.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,250.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$740.08

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,987.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage certified second hand 2025 Ford Explorer ST-Line RWD SUV under 13,000 miles, automatic transmission, and 18 MPG, 2.3L gas engine is for sale right now under $40K at San Tan Ford in Gilbert, AZ. ...View More Details

Sales Price:	$39,958
Est. Payment:	$777.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,878
Location:	Gilbert, AZ

Item	Amount
Used Car Price⁽¹⁾	$39,958.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,523.34
Avg. DMV Fee	532.00
Cash Sale Price	$45,442.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,442.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$777.59

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,958.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Ranger XLT

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This low mileage certified used 2024 Ford Ranger XLT 4x4 pickup under 8,000 miles, automatic transmission, and 18 MPG, 2.3L gas engine is for sale right now under $39K at San Tan Ford in Gilbert, AZ. ...View More Details

Sales Price:	$38,291
Est. Payment:	$745.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,866
Location:	Gilbert, AZ

Item	Amount
Used Car Price⁽¹⁾	$38,291.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,336.64
Avg. DMV Fee	532.00
Cash Sale Price	$43,588.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,588.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$745.87

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,291.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford F-250 Super Duty King Ranch

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This high mileage used 2019 Ford F-250 Super Duty King Ranch 4x4 pickup under 196,000 miles, automatic transmission, and 18 MPG, 6.7L diesel engine is for sale right now under $36K at San Tan Ford in Gilbert, AZ. ...View More Details

Sales Price:	$35,987
Est. Payment:	$1497.10 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	195,500
Location:	Gilbert, AZ

Item	Amount
Used Car Price⁽¹⁾	$35,987.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,078.59
Avg. DMV Fee	532.00
Cash Sale Price	$41,026.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,026.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$1497.10

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,987.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer ST

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This low mileage certified preowned 2023 Ford Explorer ST AWD SUV below 49,000 miles, automatic transmission, and 18 MPG, 3.0L gas engine is for sale right now under $40K at San Tan Ford in Gilbert, AZ. ...View More Details

Sales Price:	$39,730
Est. Payment:	$773.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,792
Location:	Gilbert, AZ

Item	Amount
Used Car Price⁽¹⁾	$39,730.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,497.81
Avg. DMV Fee	532.00
Cash Sale Price	$45,188.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,188.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$773.25

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,730.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage certified preowned 2024 Ford F-150 XLT RWD pickup under 25,000 miles, automatic transmission, and 18 MPG, 2.7L gas engine is for sale right now below $40K at San Tan Ford in Gilbert, AZ. ...View More Details

Sales Price:	$39,351
Est. Payment:	$766.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,357
Location:	Gilbert, AZ

Item	Amount
Used Car Price⁽¹⁾	$39,351.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,455.36
Avg. DMV Fee	532.00
Cash Sale Price	$44,767.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,767.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$766.04

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,351.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This average mileage used 2023 Ford F-150 XL 4x4 pickup under 89,000 miles, automatic transmission, and 18 MPG, 3.5L gas engine is for sale right now below $38K at San Tan Ford in Gilbert, AZ. ...View More Details

Sales Price:	$37,461
Est. Payment:	$1024.26 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	88,945
Location:	Gilbert, AZ

Item	Amount
Used Car Price⁽¹⁾	$37,461.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,243.68
Avg. DMV Fee	532.00
Cash Sale Price	$42,665.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,665.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$1024.26

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,461.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Toyota 4Runner SR5

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This average mileage preowned 2020 Toyota 4Runner SR5 4x4 SUV below 89,000 miles, automatic transmission, and 18 MPG, 4.0L gas engine is for sale right now below $37K at San Tan Ford in Gilbert, AZ. ...View More Details

Sales Price:	$36,987
Est. Payment:	$1011.60 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	89,177
Location:	Gilbert, AZ

Item	Amount
Used Car Price⁽¹⁾	$36,987.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,190.59
Avg. DMV Fee	532.00
Cash Sale Price	$42,138.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,138.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$1011.60

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,987.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Gilbert, AZ

Gilbert, AZ Secondhand Used Vehicles Priced Below $40,000

2023 Ford Bronco Base Advanced

2026 Ford Explorer Active

2012 Dodge Challenger SRT8 392

2025 Ford Explorer ST-Line

2024 Ford Ranger XLT

2019 Ford F-250 Super Duty King Ranch

2023 Ford Explorer ST

2024 Ford F-150 XLT

2023 Ford F-150 XL

2020 Toyota 4Runner SR5

Used Cars under $40,000 for Sale in Gilbert, AZ

Gilbert, AZ Secondhand Used Vehicles Priced Below $40,000

2023 Ford Bronco Base Advanced

Ford Bronco Base Advanced

2023 Ford Bronco Base Advanced Car Loan Estimate

2026 Ford Explorer Active

Ford Explorer Active

2026 Ford Explorer Active Car Loan Estimate

2012 Dodge Challenger SRT8 392

Dodge Challenger SRT8 392

2012 Dodge Challenger SRT8 392 Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2024 Ford Ranger XLT

Ford Ranger XLT

2024 Ford Ranger XLT Car Loan Estimate

2019 Ford F-250 Super Duty King Ranch

Ford F-250 Super Duty King Ranch

2019 Ford F-250 Super Duty King Ranch Car Loan Estimate

2023 Ford Explorer ST

Ford Explorer ST

2023 Ford Explorer ST Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2020 Toyota 4Runner SR5

Toyota 4Runner SR5

2020 Toyota 4Runner SR5 Car Loan Estimate

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