Used Cars for Bad Credit in Merced, CA

41 recommended vehicles with auto loan payments from bad credit car dealerships in Merced California and the Metro Fresno - Visalia area.

Merced, CA Car Dealerships for Bad Credit

Bad Credit holding you back from buying a car? We get it. That's why we've put together a curated selection of dealership used cars in Merced, CA priced just right for subprime financing, increasing your chances of approval. Browse the inventory below and find the perfect vehicle to match your budget and style, all without worrying about your credit score. Get ready to drive home the car you deserve!
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Click the + Customize Payments button to tailor displayed auto loan payments to your preferences and credit rating. Our estimated payments assume poor credit, $0 down, and encompass state taxes, as well as typical DMV and dealer document fees. Display more accurate payments by adjusting factors such as your state of residence, credit score, down payment, and trade-in value versus trade payoff. Get started now!

State
CA
Credit Score / Avg. Rate
501-600 / 18.86%
Max Payment
$0.00
Down Payment
$0.00
Trade Value
$0.00
Trade Payoff
$0.00
Bad Credit Used Car Loans
Preowned 2020 Mazda Mazda3 Hatchback Premium for Sale
2020 Mazda Mazda3 Hatchback Premium

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This below average mileage used 2020 Mazda Mazda3 Hatchback Premium FWD hatchback below 68,000 miles, manual transmission, and 32 MPG, 2.5L gas engine is for sale right now under $19K at Razzari Ford in Merced, CA. ...View More Details

Sales Price: $18,500
Est. Payment: $517.23 / 60 months @ 18.86% APR
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Mileage: 67,545
Location: Merced, CA
Estimated Cash Down: $800
Preowned 2024 Nissan Versa SV for Sale
2024 Nissan Versa SV

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This low mileage preowned 2024 Nissan Versa SV FWD sedan under 56,000 miles, cvt transmission, and 32 MPG, 1.6L gas engine is for sale right now below $16K at Razzari Ford in Merced, CA. ...View More Details

Sales Price: $16,000
Est. Payment: $422.95 / 66 months @ 18.86% APR
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Mileage: 55,511
Location: Merced, CA
Estimated Cash Down: $800
Preowned 2024 Honda Civic LX for Sale
2024 Honda Civic LX

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This low mileage used 2024 Honda Civic LX FWD sedan below 13,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now under $24K at Razzari Ford in Merced, CA. ...View More Details

Sales Price: $24,000
Est. Payment: $604.41 / 72 months @ 18.86% APR
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Mileage: 12,697
Location: Merced, CA
Estimated Cash Down: $1,000
Preowned 2023 Nissan Sentra S for Sale
2023 Nissan Sentra S

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This low mileage preowned 2023 Nissan Sentra S FWD sedan below 55,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now under $16K at Razzari Ford in Merced, CA. ...View More Details

Sales Price: $15,500
Est. Payment: $409.73 / 66 months @ 18.86% APR
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Mileage: 55,035
Location: Merced, CA
Estimated Cash Down: $800
Preowned 2024 Nissan Sentra S for Sale
2024 Nissan Sentra S

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This low mileage preowned 2024 Nissan Sentra S FWD sedan below 50,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now below $18K at Razzari Ford in Merced, CA. ...View More Details

Sales Price: $17,500
Est. Payment: $462.60 / 66 months @ 18.86% APR
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Mileage: 50,321
Location: Merced, CA
Estimated Cash Down: $800
Preowned 2025 GMC Terrain Elevation for Sale
2025 GMC Terrain Elevation

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This low mileage second hand 2025 GMC Terrain Elevation FWD SUV under 30,000 miles, cvt transmission, and 32 MPG, 1.5L gas engine is for sale right now below $25K at Razzari Ford in Merced, CA. ...View More Details

Sales Price: $25,000
Est. Payment: $629.59 / 72 months @ 18.86% APR
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Mileage: 29,820
Location: Merced, CA
Estimated Cash Down: $1,000
Preowned 2023 Kia Sportage EX for Sale
2023 Kia Sportage EX

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This low mileage used 2023 Kia Sportage EX FWD SUV below 57,000 miles, automatic transmission, and 32 MPG, 2.5L gas engine is for sale right now below $22K at Razzari Ford in Merced, CA. ...View More Details

Sales Price: $22,000
Est. Payment: $581.55 / 66 months @ 18.86% APR
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Mileage: 57,405
Location: Merced, CA
Estimated Cash Down: $900
Preowned 2020 Mazda Mazda3 Hatchback Premium for Sale
2020 Mazda Mazda3 Hatchback Premium

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This low mileage second hand 2020 Mazda Mazda3 Hatchback Premium FWD hatchback below 59,000 miles, manual transmission, and 32 MPG, 2.5L gas engine is for sale right now under $20K at Razzari Ford in Merced, CA. ...View More Details

Sales Price: $19,500
Est. Payment: $515.47 / 66 months @ 18.86% APR
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Mileage: 58,787
Location: Merced, CA
Estimated Cash Down: $900
Preowned 2024 Buick Encore GX Preferred for Sale
2024 Buick Encore GX Preferred

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This low mileage second hand 2024 Buick Encore GX Preferred FWD SUV under 23,000 miles, cvt transmission, and 32 MPG, 1.2L gas engine is for sale right now under $20K at Razzari Ford in Merced, CA. ...View More Details

Sales Price: $19,500
Est. Payment: $491.08 / 72 months @ 18.86% APR
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Mileage: 22,571
Location: Merced, CA
Estimated Cash Down: $900
Preowned 2024 Nissan Rogue S for Sale
2024 Nissan Rogue S

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This below average mileage used 2024 Nissan Rogue S AWD SUV below 61,000 miles, cvt transmission, and 32 MPG, 1.5L gas engine is for sale right now under $19K at Razzari Ford in Merced, CA. ...View More Details

Sales Price: $19,000
Est. Payment: $531.21 / 60 months @ 18.86% APR
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Mileage: 60,692
Location: Merced, CA
Estimated Cash Down: $800