Used Cars for Bad Credit in Santa Barbara County, CA

33 recommended vehicles with auto loan payments from bad credit car dealerships in Santa Barbara County, CA and the Metro Santa Barbara - San Mar - San Luis Obispo area.

Santa Barbara County Bad Credit Car Dealerships

Bad Credit holding you back from buying a car? We get it. That's why we've put together a curated selection of dealership used cars in Santa Barbara County, priced just right for subprime financing, increasing your chances of approval. Browse the inventory below and find the perfect vehicle to match your budget and style, all without worrying about your credit score. Get ready to drive home the car you deserve!
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Click the + Customize Payments button to tailor displayed auto loan payments to your preferences and credit rating. Our estimated payments assume poor credit, $0 down, and encompass state taxes, as well as typical DMV and dealer document fees. Display more accurate payments by adjusting factors such as your state of residence, credit score, down payment, and trade-in value versus trade payoff. Get started now!

State
CA
Credit Score / Avg. Rate
501-600 / 18.86%
Max Payment
$0.00
Down Payment
$0.00
Trade Value
$0.00
Trade Payoff
$0.00
Bad Credit Used Car Loans
Preowned 2024 Ford Escape Active for Sale
2024 Ford Escape Active

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This low mileage preowned 2024 Ford Escape Active FWD SUV under 30,000 miles, automatic transmission, and 1.5L gas engine is for sale right now below $24K at Jim Vreeland Ford in Buellton, CA. ...View More Details

Sales Price: $23,888
Est. Payment: $601.59 / 72 months @ 18.86% APR
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Mileage: 30,080
Location: Buellton, CA
Estimated Cash Down: $900
Preowned 2019 Chevrolet Colorado Work Truck for Sale
2019 Chevrolet Colorado Work Truck

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This low mileage preowned 2019 Chevrolet Colorado Work Truck RWD pickup below 40,000 miles, transmission, and 2.5L gas engine is for sale right now below $23K at Santa Maria Ford in Santa Maria, CA. ...View More Details

Sales Price: $22,995
Est. Payment: $579.10 / 72 months @ 18.86% APR
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Mileage: 39,531
Location: Santa Maria, CA
Estimated Cash Down: $900
Preowned 2011 Honda CR-V EX-L for Sale
2011 Honda CR-V EX-L

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This high mileage used 2011 Honda CR-V EX-L AWD SUV below 128,000 miles, automatic transmission, and 2.4L gas engine is for sale right now below $15K at Santa Maria Ford in Santa Maria, CA. ...View More Details

Sales Price: $14,995
Est. Payment: $681.83 / 30 months @ 18.86% APR
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Mileage: 127,607
Location: Santa Maria, CA
Estimated Cash Down: $800
Preowned 2020 Ford Ranger Lariat for Sale
2020 Ford Ranger Lariat

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This above average mileage second hand 2020 Ford Ranger Lariat RWD pickup below 94,000 miles, automatic transmission, and 2.3L gas engine is for sale right now below $24K at Santa Maria Ford in Santa Maria, CA. ...View More Details

Sales Price: $23,495
Est. Payment: $830.68 / 42 months @ 18.86% APR
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Mileage: 94,125
Location: Santa Maria, CA
Estimated Cash Down: $900
Preowned 2019 Chevrolet Blazer RS for Sale
2019 Chevrolet Blazer RS

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This high mileage preowned 2019 Chevrolet Blazer RS FWD SUV under 116,000 miles, automatic transmission, and 3.6L gas engine is for sale right now below $20K at Santa Maria Ford in Santa Maria, CA. ...View More Details

Sales Price: $19,198
Est. Payment: $759.26 / 36 months @ 18.86% APR
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Mileage: 116,023
Location: Santa Maria, CA
Estimated Cash Down: $800
Preowned 2023 Kia Sportage LX for Sale
2023 Kia Sportage LX

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This low mileage second hand 2023 Kia Sportage LX FWD SUV below 55,000 miles, automatic transmission, and 2.5L gas engine is for sale right now below $22K at Santa Maria Ford in Santa Maria, CA. ...View More Details

Sales Price: $21,537
Est. Payment: $569.31 / 66 months @ 18.86% APR
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Mileage: 55,037
Location: Santa Maria, CA
Estimated Cash Down: $900
Preowned 2015 Ford Explorer Base for Sale
2015 Ford Explorer Base

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This low mileage second hand 2015 Ford Explorer Base FWD SUV under 46,000 miles, automatic transmission, and 3.5L gas engine is for sale right now below $18K at Santa Maria Ford in Santa Maria, CA. ...View More Details

Sales Price: $17,995
Est. Payment: $453.18 / 72 months @ 18.86% APR
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Mileage: 45,655
Location: Santa Maria, CA
Estimated Cash Down: $800
Preowned 2000 Ford F-350 Super Duty XLT for Sale
2000 Ford F-350 Super Duty XLT

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This low mileage preowned 2000 Ford F-350 Super Duty XLT 4x4 pickup below 48,000 miles, transmission, and 6.8L gas engine is for sale right now under $19K at Santa Maria Ford in Santa Maria, CA. ...View More Details

Sales Price: $18,995
Est. Payment: $478.36 / 72 months @ 18.86% APR
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Mileage: 47,933
Location: Santa Maria, CA
Estimated Cash Down: $800
Preowned 2019 Ford Explorer Limited for Sale
2019 Ford Explorer Limited

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This average mileage second hand 2019 Ford Explorer Limited FWD SUV below 86,000 miles, automatic transmission, and 3.5L gas engine is for sale right now below $21K at Jim Vreeland Ford in Buellton, CA. ...View More Details

Sales Price: $20,988
Est. Payment: $676.70 / 48 months @ 18.86% APR
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Mileage: 85,788
Location: Buellton, CA
Estimated Cash Down: $900
Preowned 2015 Ford F-350 Super Duty XL for Sale
2015 Ford F-350 Super Duty XL

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This high mileage used 2015 Ford F-350 Super Duty XL 4x4 chassis under 151,000 miles, automatic transmission, and 6.7L diesel engine is for sale right now under $25K at Santa Maria Ford in Santa Maria, CA. ...View More Details

Sales Price: $24,995
Est. Payment: $1,136.54 / 30 months @ 18.86% APR
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Mileage: 150,513
Location: Santa Maria, CA
Estimated Cash Down: $1,000
Used Cars for Bad Credit in Santa Barbara County Cities