Denver, CO Area Used Cars Under $40,000

2020 Toyota Tacoma TRD Off-Road

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This average mileage second hand 2020 Toyota Tacoma TRD Off-Road 4x4 pickup under 89,000 miles, manual transmission, and 22 MPG, 3.5L gas engine is for sale right now below $36K at Mcdonald Hyundai in Littleton, CO. ...View More Details

Sales Price:	$35,697
Est. Payment:	$983.26 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	89,049
Location:	Littleton, CO

Item	Amount
Used Car Price⁽¹⁾	$35,697.00
Avg. Dealer Doc Fee	598.00
CO Sales Tax (11.2%)	4,065.04
Avg. DMV Fee	598.00
Cash Sale Price	$40,958.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,958.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$983.26

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,697.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 2500 Laramie

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This high mileage used 2022 Ram 2500 Laramie 4x4 pickup below 109,000 miles, automatic transmission, and 22 MPG, 6.4L gas engine is for sale right now under $36K at Steamboat Motors in Steamboat Springs, CO. ...View More Details

Sales Price:	$35,956
Est. Payment:	$1276.01 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	108,525
Location:	Steamboat Springs, CO

Item	Amount
Used Car Price⁽¹⁾	$35,956.00
Avg. Dealer Doc Fee	598.00
CO Sales Tax (11.2%)	4,094.05
Avg. DMV Fee	598.00
Cash Sale Price	$41,246.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,246.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$1276.01

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,956.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Limited

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This low mileage certified used 2025 Hyundai SANTA FE Limited AWD SUV below 10,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now below $37K at Mcdonald Hyundai in Littleton, CO. ...View More Details

Sales Price:	$36,287
Est. Payment:	$712.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,990
Location:	Littleton, CO

Item	Amount
Used Car Price⁽¹⁾	$36,287.00
Avg. Dealer Doc Fee	598.00
CO Sales Tax (11.2%)	4,131.12
Avg. DMV Fee	598.00
Cash Sale Price	$41,614.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,614.12
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$712.08

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,287.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Jeep Grand Cherokee L Summit

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This low mileage second hand 2021 Jeep Grand Cherokee L Summit 4x4 SUV below 9,000 miles, automatic transmission, and 22 MPG, 3.6L gas engine is for sale right now under $40K at Steamboat Motors in Steamboat Springs, CO. ...View More Details

Sales Price:	$39,956
Est. Payment:	$781.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,519
Location:	Steamboat Springs, CO

Item	Amount
Used Car Price⁽¹⁾	$39,956.00
Avg. Dealer Doc Fee	598.00
CO Sales Tax (11.2%)	4,542.05
Avg. DMV Fee	598.00
Cash Sale Price	$45,694.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,694.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$781.89

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,956.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Calligraphy

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This low mileage preowned 2024 Hyundai PALISADE Calligraphy AWD SUV below 41,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now under $40K at Hyundai of Greeley in Greeley, CO. ...View More Details

Sales Price:	$39,400
Est. Payment:	$771.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,068
Location:	Greeley, CO

Item	Amount
Used Car Price⁽¹⁾	$39,400.00
Avg. Dealer Doc Fee	598.00
CO Sales Tax (11.2%)	4,479.78
Avg. DMV Fee	598.00
Cash Sale Price	$45,075.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,075.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$771.31

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,400.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SE

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This low mileage preowned 2026 Hyundai SANTA FE Hybrid SE AWD SUV under 0,000 miles, automatic transmission, and 22 MPG, 1.6L hybrid engine is for sale right now below $37K at Hyundai of Greeley in Greeley, CO. ...View More Details

Sales Price:	$36,500
Est. Payment:	$716.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	381
Location:	Greeley, CO

Item	Amount
Used Car Price⁽¹⁾	$36,500.00
Avg. Dealer Doc Fee	598.00
CO Sales Tax (11.2%)	4,154.98
Avg. DMV Fee	598.00
Cash Sale Price	$41,850.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,850.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$716.13

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Gladiator Overland

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This low mileage second hand 2022 Jeep Gladiator Overland 4x4 pickup under 34,000 miles, automatic transmission, and 22 MPG, 3.0L diesel engine is for sale right now below $36K at Hyundai of Greeley in Greeley, CO. ...View More Details

Sales Price:	$35,900
Est. Payment:	$704.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,863
Location:	Greeley, CO

Item	Amount
Used Car Price⁽¹⁾	$35,900.00
Avg. Dealer Doc Fee	598.00
CO Sales Tax (11.2%)	4,087.78
Avg. DMV Fee	598.00
Cash Sale Price	$41,183.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,183.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$704.72

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ Limited

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This low mileage certified used 2025 Hyundai SANTA CRUZ Limited AWD pickup under 19,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now under $38K at Hyundai of Greeley in Greeley, CO. ...View More Details

Sales Price:	$37,202
Est. Payment:	$729.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,375
Location:	Greeley, CO

Item	Amount
Used Car Price⁽¹⁾	$37,202.00
Avg. Dealer Doc Fee	598.00
CO Sales Tax (11.2%)	4,233.60
Avg. DMV Fee	598.00
Cash Sale Price	$42,631.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,631.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$729.49

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,202.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Expedition MAX Limited

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This below average mileage preowned 2021 Ford Expedition MAX Limited 4x4 SUV below 62,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now below $38K at Mcdonald Hyundai in Littleton, CO. ...View More Details

Sales Price:	$37,655
Est. Payment:	$856.78 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,533
Location:	Littleton, CO

Item	Amount
Used Car Price⁽¹⁾	$37,655.00
Avg. Dealer Doc Fee	598.00
CO Sales Tax (11.2%)	4,284.34
Avg. DMV Fee	598.00
Cash Sale Price	$43,135.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,135.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$856.78

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,655.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ XRT

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This low mileage certified used 2026 Hyundai SANTA CRUZ XRT AWD pickup below 4,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now below $40K at Arapahoe Hyundai in Englewood, CO. ...View More Details

Sales Price:	$39,981
Est. Payment:	$782.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,993
Location:	Englewood, CO

Item	Amount
Used Car Price⁽¹⁾	$39,981.00
Avg. Dealer Doc Fee	598.00
CO Sales Tax (11.2%)	4,544.85
Avg. DMV Fee	598.00
Cash Sale Price	$45,721.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,721.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$782.37

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,981.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Denver Area

Metro Denver Secondhand Used Vehicles Priced Below $40,000

2020 Toyota Tacoma TRD Off-Road

2022 Ram 2500 Laramie

2025 Hyundai SANTA FE Limited

2021 Jeep Grand Cherokee L Summit

2024 Hyundai PALISADE Calligraphy

2026 Hyundai SANTA FE Hybrid SE

2022 Jeep Gladiator Overland

2025 Hyundai SANTA CRUZ Limited

2021 Ford Expedition MAX Limited

2026 Hyundai SANTA CRUZ XRT

Greater Denver Area Cities with Used Cars for Sale Below $40K

Metro Denver Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Denver Area

Metro Denver Secondhand Used Vehicles Priced Below $40,000

2020 Toyota Tacoma TRD Off-Road

Toyota Tacoma TRD Off-Road

2020 Toyota Tacoma TRD Off-Road Car Loan Estimate

2022 Ram 2500 Laramie

Ram 2500 Laramie

2022 Ram 2500 Laramie Car Loan Estimate

2025 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2025 Hyundai SANTA FE Limited Car Loan Estimate

2021 Jeep Grand Cherokee L Summit

Jeep Grand Cherokee L Summit

2021 Jeep Grand Cherokee L Summit Car Loan Estimate

2024 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2024 Hyundai PALISADE Calligraphy Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SE

Hyundai SANTA FE Hybrid SE

2026 Hyundai SANTA FE Hybrid SE Car Loan Estimate

2022 Jeep Gladiator Overland

Jeep Gladiator Overland

2022 Jeep Gladiator Overland Car Loan Estimate

2025 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2025 Hyundai SANTA CRUZ Limited Car Loan Estimate

2021 Ford Expedition MAX Limited

Ford Expedition MAX Limited

2021 Ford Expedition MAX Limited Car Loan Estimate

2026 Hyundai SANTA CRUZ XRT

Hyundai SANTA CRUZ XRT

2026 Hyundai SANTA CRUZ XRT Car Loan Estimate

Greater Denver Area Cities with Used Cars for Sale Below $40K

Metro Denver Area Counties with Used Cars for Sale Below $40,000

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