Jacksonville, FL Area Used Cars Under $40,000

2025 Ford Ranger XLT

⇩ View Seller Description

This low mileage second hand 2025 Ford Ranger XLT 4x4 pickup below 15,000 miles, automatic transmission, and 27 MPG, 2.3L gas engine is for sale right now below $38K at Key Hyundai in Jacksonville, FL. ...View More Details

Sales Price:	$37,795
Est. Payment:	$705.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,245
Location:	Jacksonville, FL

Item	Amount
Used Car Price⁽¹⁾	$37,795.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,315.64
Avg. DMV Fee	294.00
Cash Sale Price	$41,203.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,203.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$705.06

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,795.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Gladiator NightHawk

⇩ View Seller Description

This low mileage preowned 2025 Jeep Gladiator NightHawk 4x4 pickup below 3,000 miles, automatic transmission, and 27 MPG, 3.6L gas engine is for sale right now under $39K at Hyundai of St. Augustine in Saint Augustine, FL. ...View More Details

Sales Price:	$38,699
Est. Payment:	$721.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,305
Location:	Saint Augustine, FL

Item	Amount
Used Car Price⁽¹⁾	$38,699.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,369.88
Avg. DMV Fee	294.00
Cash Sale Price	$42,161.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,161.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$721.45

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,699.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE XRT

⇩ View Seller Description

This low mileage certified second hand 2025 Hyundai SANTA FE XRT AWD SUV below 2,000 miles, automatic transmission, and 27 MPG, 2.5L gas engine is for sale right now under $37K at Key Hyundai in Jacksonville, FL. ...View More Details

Sales Price:	$36,695
Est. Payment:	$685.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,425
Location:	Jacksonville, FL

Item	Amount
Used Car Price⁽¹⁾	$36,695.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,249.64
Avg. DMV Fee	294.00
Cash Sale Price	$40,037.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,037.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$685.10

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,695.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 GMC Sierra 1500 SLT

⇩ View Seller Description

This average mileage used 2020 GMC Sierra 1500 SLT 4x4 pickup under 72,000 miles, automatic transmission, and 27 MPG, 5.3L gas engine is for sale right now under $37K at Key Hyundai in Jacksonville, FL. ...View More Details

Sales Price:	$36,220
Est. Payment:	$857.99 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	71,791
Location:	Jacksonville, FL

Item	Amount
Used Car Price⁽¹⁾	$36,220.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,221.14
Avg. DMV Fee	294.00
Cash Sale Price	$39,534.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,534.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$857.99

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,220.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Acura MDX w/Tech

⇩ View Seller Description

This low mileage second hand 2023 Acura MDX w/Tech FWD SUV under 41,000 miles, automatic transmission, and 27 MPG, 3.5L gas engine is for sale right now below $39K at Jenkins Genesis of Ne Jacksonville in Jacksonville, FL. ...View More Details

Sales Price:	$38,500
Est. Payment:	$717.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,762
Location:	Jacksonville, FL

Item	Amount
Used Car Price⁽¹⁾	$38,500.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,357.94
Avg. DMV Fee	294.00
Cash Sale Price	$41,950.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,950.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$717.84

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Acura MDX SH-AWD w/Advance

⇩ View Seller Description

This average mileage preowned 2023 Acura MDX SH-AWD w/Advance AWD SUV under 74,000 miles, automatic transmission, and 27 MPG, 3.5L gas engine is for sale right now under $38K at Key Hyundai in Jacksonville, FL. ...View More Details

Sales Price:	$37,995
Est. Payment:	$898.82 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,166
Location:	Jacksonville, FL

Item	Amount
Used Car Price⁽¹⁾	$37,995.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,327.64
Avg. DMV Fee	294.00
Cash Sale Price	$41,415.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,415.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$898.82

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Genesis G70 2.5T Standard

⇩ View Seller Description

This low mileage certified second hand 2025 Genesis G70 2.5T Standard RWD sedan under 10,000 miles, automatic transmission, and 27 MPG, 2.5L gas engine is for sale right now below $36K at Jenkins Genesis of Ne Jacksonville in Jacksonville, FL. ...View More Details

Sales Price:	$35,500
Est. Payment:	$663.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,704
Location:	Jacksonville, FL

Item	Amount
Used Car Price⁽¹⁾	$35,500.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,177.94
Avg. DMV Fee	294.00
Cash Sale Price	$38,770.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,770.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$663.43

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Genesis GV70 2.5T Standard

⇩ View Seller Description

This low mileage certified second hand 2024 Genesis GV70 2.5T Standard AWD SUV below 43,000 miles, automatic transmission, and 27 MPG, 2.5L gas engine is for sale right now under $37K at Jenkins Genesis of Ne Jacksonville in Jacksonville, FL. ...View More Details

Sales Price:	$36,500
Est. Payment:	$681.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,856
Location:	Jacksonville, FL

Item	Amount
Used Car Price⁽¹⁾	$36,500.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,237.94
Avg. DMV Fee	294.00
Cash Sale Price	$39,830.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,830.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$681.57

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Active

⇩ View Seller Description

This low mileage second hand 2025 Ford Explorer Active RWD SUV under 5,000 miles, automatic transmission, and 27 MPG, 2.3L gas engine is for sale right now below $36K at Key Hyundai in Jacksonville, FL. ...View More Details

Sales Price:	$35,995
Est. Payment:	$672.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,747
Location:	Jacksonville, FL

Item	Amount
Used Car Price⁽¹⁾	$35,995.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,207.64
Avg. DMV Fee	294.00
Cash Sale Price	$39,295.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,295.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$672.41

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 MINI Countryman John Cooper Works ALL4

⇩ View Seller Description

This low mileage preowned 2024 MINI Countryman John Cooper Works ALL4 AWD hatchback under 9,000 miles, automatic transmission, and 27 MPG, 2.0L gas engine is for sale right now under $37K at Key Hyundai in Jacksonville, FL. ...View More Details

Sales Price:	$36,795
Est. Payment:	$686.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,633
Location:	Jacksonville, FL

Item	Amount
Used Car Price⁽¹⁾	$36,795.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,255.64
Avg. DMV Fee	294.00
Cash Sale Price	$40,143.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,143.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$686.92

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,795.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Jacksonville Area

Metro Jacksonville Secondhand Used Vehicles Priced Below $40,000

2025 Ford Ranger XLT

2025 Jeep Gladiator NightHawk

2025 Hyundai SANTA FE XRT

2020 GMC Sierra 1500 SLT

2023 Acura MDX w/Tech

2023 Acura MDX SH-AWD w/Advance

2025 Genesis G70 2.5T Standard

2024 Genesis GV70 2.5T Standard

2025 Ford Explorer Active

2024 MINI Countryman John Cooper Works ALL4

Greater Jacksonville Area Cities with Used Cars for Sale Below $40K

Metro Jacksonville Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Jacksonville Area

Metro Jacksonville Secondhand Used Vehicles Priced Below $40,000

2025 Ford Ranger XLT

Ford Ranger XLT

2025 Ford Ranger XLT Car Loan Estimate

2025 Jeep Gladiator NightHawk

Jeep Gladiator NightHawk

2025 Jeep Gladiator NightHawk Car Loan Estimate

2025 Hyundai SANTA FE XRT

Hyundai SANTA FE XRT

2025 Hyundai SANTA FE XRT Car Loan Estimate

2020 GMC Sierra 1500 SLT

GMC Sierra 1500 SLT

2020 GMC Sierra 1500 SLT Car Loan Estimate

2023 Acura MDX w/Tech

Acura MDX w/Tech

2023 Acura MDX w/Tech Car Loan Estimate

2023 Acura MDX SH-AWD w/Advance

Acura MDX SH-AWD w/Advance

2023 Acura MDX SH-AWD w/Advance Car Loan Estimate

2025 Genesis G70 2.5T Standard

Genesis G70 2.5T Standard

2025 Genesis G70 2.5T Standard Car Loan Estimate

2024 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2024 Genesis GV70 2.5T Standard Car Loan Estimate

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Car Loan Estimate

2024 MINI Countryman John Cooper Works ALL4

MINI Countryman John Cooper Works ALL4

2024 MINI Countryman John Cooper Works ALL4 Car Loan Estimate

Greater Jacksonville Area Cities with Used Cars for Sale Below $40K

Metro Jacksonville Area Counties with Used Cars for Sale Below $40,000

Customize Payments

Find Financing

Customize Payments