Homestead, FL Used Cars Under $40,000 |with Payments|

2026 Ford Explorer Active

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This low mileage used 2026 Ford Explorer Active RWD SUV below 3,000 miles, automatic transmission, and 21 MPG, 2.3L gas engine is for sale right now under $38K at Lorenzo Ford in Homestead, FL. ...View More Details

Sales Price:	$37,990
Est. Payment:	$708.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,606
Location:	Homestead, FL

Item	Amount
Used Car Price⁽¹⁾	$37,990.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,327.34
Avg. DMV Fee	294.00
Cash Sale Price	$41,410.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,410.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$708.59

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ram ProMaster SLT+ 2500

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This low mileage used 2026 Ram ProMaster SLT+ 2500 FWD van under 1,000 miles, automatic transmission, and 21 MPG, 3.6L gas engine is for sale right now below $40K at Lorenzo Ford in Homestead, FL. ...View More Details

Sales Price:	$39,790
Est. Payment:	$741.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,363
Location:	Homestead, FL

Item	Amount
Used Car Price⁽¹⁾	$39,790.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,435.34
Avg. DMV Fee	294.00
Cash Sale Price	$43,318.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,318.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$741.24

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ram ProMaster SLT+ 2500

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This low mileage preowned 2026 Ram ProMaster SLT+ 2500 FWD van under 3,000 miles, automatic transmission, and 21 MPG, 3.6L gas engine is for sale right now below $38K at Lorenzo Ford in Homestead, FL. ...View More Details

Sales Price:	$37,880
Est. Payment:	$706.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,990
Location:	Homestead, FL

Item	Amount
Used Car Price⁽¹⁾	$37,880.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,320.74
Avg. DMV Fee	294.00
Cash Sale Price	$41,293.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,293.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$706.60

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,880.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ram ProMaster SLT+ 2500

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This low mileage used 2026 Ram ProMaster SLT+ 2500 FWD van under 2,000 miles, automatic transmission, and 21 MPG, 3.6L gas engine is for sale right now under $40K at Lorenzo Ford in Homestead, FL. ...View More Details

Sales Price:	$39,770
Est. Payment:	$740.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,719
Location:	Homestead, FL

Item	Amount
Used Car Price⁽¹⁾	$39,770.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,434.14
Avg. DMV Fee	294.00
Cash Sale Price	$43,297.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,297.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$740.88

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,770.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Dodge Charger Daytona Scat Pack

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This low mileage second hand 2024 Dodge Charger Daytona Scat Pack AWD coupe below 1,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $40K at Lorenzo Ford in Homestead, FL. ...View More Details

Sales Price:	$39,830
Est. Payment:	$741.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	640
Location:	Homestead, FL

Item	Amount
Used Car Price⁽¹⁾	$39,830.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,437.74
Avg. DMV Fee	294.00
Cash Sale Price	$43,360.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,360.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$741.97

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,830.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Wagoneer Carbide

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This low mileage second hand 2023 Jeep Wagoneer Carbide RWD SUV under 35,000 miles, automatic transmission, and 21 MPG, 5.7L hybrid engine is for sale right now below $40K at Lorenzo Ford in Homestead, FL. ...View More Details

Sales Price:	$39,680
Est. Payment:	$739.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,632
Location:	Homestead, FL

Item	Amount
Used Car Price⁽¹⁾	$39,680.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,428.74
Avg. DMV Fee	294.00
Cash Sale Price	$43,201.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,201.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$739.25

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,680.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Tundra SR

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This low mileage preowned 2023 Toyota Tundra SR RWD pickup under 25,000 miles, automatic transmission, and 21 MPG, 3.4L gas engine is for sale right now under $37K at Lorenzo Ford in Homestead, FL. ...View More Details

Sales Price:	$36,990
Est. Payment:	$690.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,982
Location:	Homestead, FL

Item	Amount
Used Car Price⁽¹⁾	$36,990.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,267.34
Avg. DMV Fee	294.00
Cash Sale Price	$40,350.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,350.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$690.45

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ford Maverick Lobo

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This low mileage used 2026 Ford Maverick Lobo AWD pickup under 2,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now below $36K at Lorenzo Ford in Homestead, FL. ...View More Details

Sales Price:	$35,990
Est. Payment:	$672.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,942
Location:	Homestead, FL

Item	Amount
Used Car Price⁽¹⁾	$35,990.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,207.34
Avg. DMV Fee	294.00
Cash Sale Price	$39,290.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,290.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$672.32

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Transit 250

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This low mileage used 2024 Ford Transit 250 RWD van below 36,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now under $38K at Lorenzo Ford in Homestead, FL. ...View More Details

Sales Price:	$37,790
Est. Payment:	$704.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,163
Location:	Homestead, FL

Item	Amount
Used Car Price⁽¹⁾	$37,790.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,315.34
Avg. DMV Fee	294.00
Cash Sale Price	$41,198.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,198.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$704.97

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lincoln Aviator Reserve

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This low mileage preowned 2022 Lincoln Aviator Reserve AWD SUV below 36,000 miles, automatic transmission, and 21 MPG, 3.0L gas engine is for sale right now under $37K at Lorenzo Ford in Homestead, FL. ...View More Details

Sales Price:	$36,990
Est. Payment:	$690.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,390
Location:	Homestead, FL

Item	Amount
Used Car Price⁽¹⁾	$36,990.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,267.34
Avg. DMV Fee	294.00
Cash Sale Price	$40,350.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,350.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$690.45

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Homestead, FL

Homestead, FL Secondhand Used Vehicles Priced Below $40,000

2026 Ford Explorer Active

2026 Ram ProMaster SLT+ 2500

2026 Ram ProMaster SLT+ 2500

2026 Ram ProMaster SLT+ 2500

2024 Dodge Charger Daytona Scat Pack

2023 Jeep Wagoneer Carbide

2023 Toyota Tundra SR

2026 Ford Maverick Lobo

2024 Ford Transit 250

2022 Lincoln Aviator Reserve

Used Cars under $40,000 for Sale in Homestead, FL

Homestead, FL Secondhand Used Vehicles Priced Below $40,000

2026 Ford Explorer Active

Ford Explorer Active

2026 Ford Explorer Active Car Loan Estimate

2026 Ram ProMaster SLT+ 2500

Ram ProMaster SLT+ 2500

2026 Ram ProMaster SLT+ 2500 Car Loan Estimate

2026 Ram ProMaster SLT+ 2500

Ram ProMaster SLT+ 2500

2026 Ram ProMaster SLT+ 2500 Car Loan Estimate

2026 Ram ProMaster SLT+ 2500

Ram ProMaster SLT+ 2500

2026 Ram ProMaster SLT+ 2500 Car Loan Estimate

2024 Dodge Charger Daytona Scat Pack

Dodge Charger Daytona Scat Pack

2024 Dodge Charger Daytona Scat Pack Car Loan Estimate

2023 Jeep Wagoneer Carbide

Jeep Wagoneer Carbide

2023 Jeep Wagoneer Carbide Car Loan Estimate

2023 Toyota Tundra SR

Toyota Tundra SR

2023 Toyota Tundra SR Car Loan Estimate

2026 Ford Maverick Lobo

Ford Maverick Lobo

2026 Ford Maverick Lobo Car Loan Estimate

2024 Ford Transit 250

Ford Transit 250

2024 Ford Transit 250 Car Loan Estimate

2022 Lincoln Aviator Reserve

Lincoln Aviator Reserve

2022 Lincoln Aviator Reserve Car Loan Estimate

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