Homestead, FL Used Cars Under $40,000 |with Payments|

2026 Ram ProMaster SLT+ 2500

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This low mileage second hand 2026 Ram ProMaster SLT+ 2500 FWD full-size below 1,000 miles, a transmission, and 30 MPG, 3.6L gas engine is for sale right now under $39K at Lorenzo Ford in Homestead, FL. ...View More Details

Sales Price:	$38,790
Est. Payment:	$723.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,363
Location:	Homestead, FL

Item	Amount
Used Car Price⁽¹⁾	$38,790.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,375.34
Avg. DMV Fee	294.00
Cash Sale Price	$42,258.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,258.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$723.10

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Silverado 1500 RST

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This low mileage preowned 2024 Chevrolet Silverado 1500 RST 4X2 pickup under 17,000 miles, a transmission, and 30 MPG, 2.7L gas engine is for sale right now under $36K at Lorenzo Ford in Homestead, FL. ...View More Details

Sales Price:	$35,880
Est. Payment:	$670.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,137
Location:	Homestead, FL

Item	Amount
Used Car Price⁽¹⁾	$35,880.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,200.74
Avg. DMV Fee	294.00
Cash Sale Price	$39,173.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,173.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$670.32

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,880.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ram ProMaster Tradesman 2500

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This low mileage preowned 2026 Ram ProMaster Tradesman 2500 FWD full-size below 2,000 miles, a transmission, and 30 MPG, 3.6L gas engine is for sale right now below $38K at Lorenzo Ford in Homestead, FL. ...View More Details

Sales Price:	$37,990
Est. Payment:	$708.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,719
Location:	Homestead, FL

Item	Amount
Used Car Price⁽¹⁾	$37,990.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,327.34
Avg. DMV Fee	294.00
Cash Sale Price	$41,410.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,410.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$708.59

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Sierra 1500 Elevation

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This low mileage used 2023 GMC Sierra 1500 Elevation 4X2 pickup under 55,000 miles, a transmission, and 30 MPG, 5.3L gas engine is for sale right now below $38K at Lorenzo Ford in Homestead, FL. ...View More Details

Sales Price:	$37,990
Est. Payment:	$760.31 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,552
Location:	Homestead, FL

Item	Amount
Used Car Price⁽¹⁾	$37,990.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,327.34
Avg. DMV Fee	294.00
Cash Sale Price	$41,410.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,410.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$760.31

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia EV9 GT-Line

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This below average mileage used 2024 Kia EV9 GT-Line AWD SUV below 65,000 miles, a transmission, and 0.0L electric engine is for sale right now under $39K at Lorenzo Ford in Homestead, FL. ...View More Details

Sales Price:	$38,990
Est. Payment:	$843.57 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,378
Location:	Homestead, FL

Item	Amount
Used Car Price⁽¹⁾	$38,990.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,387.34
Avg. DMV Fee	294.00
Cash Sale Price	$42,470.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,470.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$843.57

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Tesla Model 3 Long Range

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This low mileage preowned 2025 Tesla Model 3 Long Range RWD sedan under 14,000 miles, a transmission, and 0.0L electric engine is for sale right now under $36K at Lorenzo Ford in Homestead, FL. ...View More Details

Sales Price:	$35,680
Est. Payment:	$666.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,300
Location:	Homestead, FL

Item	Amount
Used Car Price⁽¹⁾	$35,680.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,188.74
Avg. DMV Fee	294.00
Cash Sale Price	$38,961.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,961.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$666.69

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,680.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ram ProMaster SLT 2500

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This low mileage used 2025 Ram ProMaster SLT 2500 FWD full-size under 0,000 miles, a transmission, and 30 MPG, 3.6L gas engine is for sale right now below $40K at Lorenzo Ford in Homestead, FL. ...View More Details

Sales Price:	$39,590
Est. Payment:	$737.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28
Location:	Homestead, FL

Item	Amount
Used Car Price⁽¹⁾	$39,590.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,423.34
Avg. DMV Fee	294.00
Cash Sale Price	$43,106.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,106.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$737.61

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,590.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Sierra 1500 Elevation

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This low mileage second hand 2023 GMC Sierra 1500 Elevation 4X4 pickup under 31,000 miles, a transmission, and 30 MPG, 2.7L gas engine is for sale right now under $37K at Lorenzo Ford in Homestead, FL. ...View More Details

Sales Price:	$36,990
Est. Payment:	$690.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,175
Location:	Homestead, FL

Item	Amount
Used Car Price⁽¹⁾	$36,990.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,267.34
Avg. DMV Fee	294.00
Cash Sale Price	$40,350.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,350.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$690.45

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford F-250 Super Duty Lariat

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This high mileage used 2019 Ford F-250 Super Duty Lariat 4X4 pickup under 149,000 miles, a transmission, and 30 MPG, 6.7L diesel engine is for sale right now below $37K at Lorenzo Ford in Homestead, FL. ...View More Details

Sales Price:	$36,990
Est. Payment:	$1472.43 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	149,408
Location:	Homestead, FL

Item	Amount
Used Car Price⁽¹⁾	$36,990.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,267.34
Avg. DMV Fee	294.00
Cash Sale Price	$40,350.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,350.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$1472.43

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Mercedes-Benz C-Class C 300

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This low mileage used 2025 Mercedes-Benz C-Class C 300 RWD sedan below 14,000 miles, a transmission, and 30 MPG, 2.0L hybrid engine is for sale right now under $38K at Lorenzo Ford in Homestead, FL. ...View More Details

Sales Price:	$37,790
Est. Payment:	$704.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,409
Location:	Homestead, FL

Item	Amount
Used Car Price⁽¹⁾	$37,790.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,315.34
Avg. DMV Fee	294.00
Cash Sale Price	$41,198.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,198.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$704.97

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Homestead, FL

Homestead, FL Secondhand Used Vehicles Priced Below $40,000

2026 Ram ProMaster SLT+ 2500

2024 Chevrolet Silverado 1500 RST

2026 Ram ProMaster Tradesman 2500

2023 GMC Sierra 1500 Elevation

2024 Kia EV9 GT-Line

2025 Tesla Model 3 Long Range

2025 Ram ProMaster SLT 2500

2023 GMC Sierra 1500 Elevation

2019 Ford F-250 Super Duty Lariat

2025 Mercedes-Benz C-Class C 300

Used Cars under $40,000 for Sale in Homestead, FL

Homestead, FL Secondhand Used Vehicles Priced Below $40,000

2026 Ram ProMaster SLT+ 2500

Ram ProMaster SLT+ 2500

2026 Ram ProMaster SLT+ 2500 Car Loan Estimate

2024 Chevrolet Silverado 1500 RST

Chevrolet Silverado 1500 RST

2024 Chevrolet Silverado 1500 RST Car Loan Estimate

2026 Ram ProMaster Tradesman 2500

Ram ProMaster Tradesman 2500

2026 Ram ProMaster Tradesman 2500 Car Loan Estimate

2023 GMC Sierra 1500 Elevation

GMC Sierra 1500 Elevation

2023 GMC Sierra 1500 Elevation Car Loan Estimate

2024 Kia EV9 GT-Line

Kia EV9 GT-Line

2024 Kia EV9 GT-Line Car Loan Estimate

2025 Tesla Model 3 Long Range

Tesla Model 3 Long Range

2025 Tesla Model 3 Long Range Car Loan Estimate

2025 Ram ProMaster SLT 2500

Ram ProMaster SLT 2500

2025 Ram ProMaster SLT 2500 Car Loan Estimate

2023 GMC Sierra 1500 Elevation

GMC Sierra 1500 Elevation

2023 GMC Sierra 1500 Elevation Car Loan Estimate

2019 Ford F-250 Super Duty Lariat

Ford F-250 Super Duty Lariat

2019 Ford F-250 Super Duty Lariat Car Loan Estimate

2025 Mercedes-Benz C-Class C 300

Mercedes-Benz C-Class C 300

2025 Mercedes-Benz C-Class C 300 Car Loan Estimate

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