Inverness, FL Used Cars Under $40,000 |with Payments|

2023 Ford F-150 XL

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This average mileage second hand 2023 Ford F-150 XL 4x4 pickup below 90,000 miles, automatic transmission, and 20 MPG, 3.5L hybrid engine is for sale right now below $40K at Nick Nicholas Ford in Inverness, FL. ...View More Details

Sales Price:	$39,968
Est. Payment:	$1044.46 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	89,884
Location:	Inverness, FL

Item	Amount
Used Car Price⁽¹⁾	$39,968.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,446.02
Avg. DMV Fee	294.00
Cash Sale Price	$43,507.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,507.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$1044.46

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,968.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage preowned 2025 Ford F-150 XLT RWD pickup below 30,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $39K at Nick Nicholas Ford in Inverness, FL. ...View More Details

Sales Price:	$38,977
Est. Payment:	$726.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,641
Location:	Inverness, FL

Item	Amount
Used Car Price⁽¹⁾	$38,977.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,386.56
Avg. DMV Fee	294.00
Cash Sale Price	$42,456.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,456.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$726.50

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Ranger XLT

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This low mileage second hand 2025 Ford Ranger XLT 4x4 pickup under 30,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now under $39K at Nick Nicholas Ford in Inverness, FL. ...View More Details

Sales Price:	$38,147
Est. Payment:	$711.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,746
Location:	Inverness, FL

Item	Amount
Used Car Price⁽¹⁾	$38,147.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,336.76
Avg. DMV Fee	294.00
Cash Sale Price	$41,576.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,576.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$711.44

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,147.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Edge Titanium

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This low mileage used 2024 Ford Edge Titanium AWD SUV below 18,000 miles, automatic transmission, and 20 MPG, 2.0L gas engine is for sale right now below $38K at Nick Nicholas Ford in Inverness, FL. ...View More Details

Sales Price:	$37,968
Est. Payment:	$708.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,295
Location:	Inverness, FL

Item	Amount
Used Car Price⁽¹⁾	$37,968.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,326.02
Avg. DMV Fee	294.00
Cash Sale Price	$41,387.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,387.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$708.19

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,968.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Edge Titanium

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This low mileage used 2024 Ford Edge Titanium AWD SUV below 19,000 miles, automatic transmission, and 20 MPG, 2.0L gas engine is for sale right now below $36K at Nick Nicholas Ford in Inverness, FL. ...View More Details

Sales Price:	$35,967
Est. Payment:	$671.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,131
Location:	Inverness, FL

Item	Amount
Used Car Price⁽¹⁾	$35,967.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,205.96
Avg. DMV Fee	294.00
Cash Sale Price	$39,265.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,265.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$671.90

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,967.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XL

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This average mileage preowned 2021 Ford F-150 XL 4x4 pickup below 72,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $37K at Nick Nicholas Ford in Inverness, FL. ...View More Details

Sales Price:	$36,967
Est. Payment:	$875.17 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	72,328
Location:	Inverness, FL

Item	Amount
Used Car Price⁽¹⁾	$36,967.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,265.96
Avg. DMV Fee	294.00
Cash Sale Price	$40,325.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,325.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$875.17

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,967.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Transit 250

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This low mileage used 2023 Ford Transit 250 RWD van below 32,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $40K at Nick Nicholas Ford in Inverness, FL. ...View More Details

Sales Price:	$39,893
Est. Payment:	$743.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,702
Location:	Inverness, FL

Item	Amount
Used Car Price⁽¹⁾	$39,893.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,441.52
Avg. DMV Fee	294.00
Cash Sale Price	$43,427.52
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,427.52
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$743.11

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,893.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Sorento X-Line SX Prestige

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This low mileage second hand 2025 Kia Sorento X-Line SX Prestige AWD SUV under 21,000 miles, automatic transmission, and 20 MPG, 2.5L gas engine is for sale right now below $40K at Nick Nicholas Ford in Inverness, FL. ...View More Details

Sales Price:	$39,968
Est. Payment:	$744.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,980
Location:	Inverness, FL

Item	Amount
Used Car Price⁽¹⁾	$39,968.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,446.02
Avg. DMV Fee	294.00
Cash Sale Price	$43,507.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,507.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$744.47

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,968.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E Premium

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This low mileage preowned 2025 Ford Mustang Mach-E Premium RWD SUV under 11,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $40K at Nick Nicholas Ford in Inverness, FL. ...View More Details

Sales Price:	$39,968
Est. Payment:	$744.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,458
Location:	Inverness, FL

Item	Amount
Used Car Price⁽¹⁾	$39,968.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,446.02
Avg. DMV Fee	294.00
Cash Sale Price	$43,507.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,507.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$744.47

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This low mileage preowned 2023 Ford F-150 Lariat 4x4 pickup under 38,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $40K at Nick Nicholas Ford in Inverness, FL. ...View More Details

Sales Price:	$39,968
Est. Payment:	$744.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,534
Location:	Inverness, FL

Item	Amount
Used Car Price⁽¹⁾	$39,968.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,446.02
Avg. DMV Fee	294.00
Cash Sale Price	$43,507.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,507.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$744.47

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,968.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Inverness, FL

Inverness, FL Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 XL

2025 Ford F-150 XLT

2025 Ford Ranger XLT

2024 Ford Edge Titanium

2024 Ford Edge Titanium

2021 Ford F-150 XL

2023 Ford Transit 250

2025 Kia Sorento X-Line SX Prestige

2025 Ford Mustang Mach-E Premium

2023 Ford F-150 Lariat

Used Cars under $40,000 for Sale in Inverness, FL

Inverness, FL Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2025 Ford Ranger XLT

Ford Ranger XLT

2025 Ford Ranger XLT Car Loan Estimate

2024 Ford Edge Titanium

Ford Edge Titanium

2024 Ford Edge Titanium Car Loan Estimate

2024 Ford Edge Titanium

Ford Edge Titanium

2024 Ford Edge Titanium Car Loan Estimate

2021 Ford F-150 XL

Ford F-150 XL

2021 Ford F-150 XL Car Loan Estimate

2023 Ford Transit 250

Ford Transit 250

2023 Ford Transit 250 Car Loan Estimate

2025 Kia Sorento X-Line SX Prestige

Kia Sorento X-Line SX Prestige

2025 Kia Sorento X-Line SX Prestige Car Loan Estimate

2025 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2025 Ford Mustang Mach-E Premium Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

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