Inverness, FL Used Cars Under $40,000 |with Payments|

2025 Ford Mustang Mach-E Premium

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This low mileage used 2025 Ford Mustang Mach-E Premium RWD SUV below 11,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $40K at Nick Nicholas Ford in Inverness, FL. ...View More Details

Sales Price:	$39,968
Est. Payment:	$744.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,456
Location:	Inverness, FL

Item	Amount
Used Car Price⁽¹⁾	$39,968.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,446.02
Avg. DMV Fee	294.00
Cash Sale Price	$43,507.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,507.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$744.47

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,968.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage second hand 2025 Ford F-150 XLT RWD pickup under 30,000 miles, automatic transmission, and 26 MPG, 3.5L gas engine is for sale right now under $39K at Nick Nicholas Ford in Inverness, FL. ...View More Details

Sales Price:	$38,977
Est. Payment:	$726.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,641
Location:	Inverness, FL

Item	Amount
Used Car Price⁽¹⁾	$38,977.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,386.56
Avg. DMV Fee	294.00
Cash Sale Price	$42,456.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,456.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$726.50

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This low mileage second hand 2023 Ford F-150 Lariat 4x4 pickup below 38,000 miles, automatic transmission, and 26 MPG, 2.7L gas engine is for sale right now below $40K at Nick Nicholas Ford in Inverness, FL. ...View More Details

Sales Price:	$39,968
Est. Payment:	$744.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,534
Location:	Inverness, FL

Item	Amount
Used Car Price⁽¹⁾	$39,968.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,446.02
Avg. DMV Fee	294.00
Cash Sale Price	$43,507.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,507.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$744.47

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Cadillac XT5 Luxury

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This low mileage used 2025 Cadillac XT5 Luxury FWD SUV below 6,000 miles, automatic transmission, and 26 MPG, 2.0L gas engine is for sale right now below $39K at Nick Nicholas Ford in Inverness, FL. ...View More Details

Sales Price:	$38,968
Est. Payment:	$726.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,610
Location:	Inverness, FL

Item	Amount
Used Car Price⁽¹⁾	$38,968.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,386.02
Avg. DMV Fee	294.00
Cash Sale Price	$42,447.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,447.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$726.33

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,968.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Ranger Lariat

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This low mileage second hand 2024 Ford Ranger Lariat RWD pickup below 26,000 miles, automatic transmission, and 26 MPG, 2.3L gas engine is for sale right now below $36K at Nick Nicholas Ford in Inverness, FL. ...View More Details

Sales Price:	$35,968
Est. Payment:	$671.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,733
Location:	Inverness, FL

Item	Amount
Used Car Price⁽¹⁾	$35,968.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,206.02
Avg. DMV Fee	294.00
Cash Sale Price	$39,267.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,267.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$671.92

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,968.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ford Mustang EcoBoost Premium

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This low mileage second hand 2026 Ford Mustang EcoBoost Premium RWD convertible under 15,000 miles, automatic transmission, and 26 MPG, 2.3L gas engine is for sale right now below $39K at Nick Nicholas Ford in Inverness, FL. ...View More Details

Sales Price:	$38,980
Est. Payment:	$726.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,862
Location:	Inverness, FL

Item	Amount
Used Car Price⁽¹⁾	$38,980.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,386.74
Avg. DMV Fee	294.00
Cash Sale Price	$42,459.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,459.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$726.55

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,980.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Transit 250

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This low mileage second hand 2023 Ford Transit 250 RWD van under 32,000 miles, automatic transmission, and 26 MPG, 3.5L gas engine is for sale right now under $40K at Nick Nicholas Ford in Inverness, FL. ...View More Details

Sales Price:	$39,893
Est. Payment:	$743.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,702
Location:	Inverness, FL

Item	Amount
Used Car Price⁽¹⁾	$39,893.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,441.52
Avg. DMV Fee	294.00
Cash Sale Price	$43,427.52
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,427.52
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$743.11

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,893.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This average mileage second hand 2023 Ford F-150 XL 4x4 pickup under 90,000 miles, automatic transmission, and 26 MPG, 3.5L hybrid engine is for sale right now under $40K at Nick Nicholas Ford in Inverness, FL. ...View More Details

Sales Price:	$39,968
Est. Payment:	$1044.46 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	89,884
Location:	Inverness, FL

Item	Amount
Used Car Price⁽¹⁾	$39,968.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,446.02
Avg. DMV Fee	294.00
Cash Sale Price	$43,507.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,507.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$1044.46

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,968.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Ranger XLT

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This low mileage preowned 2024 Ford Ranger XLT 4x4 pickup below 14,000 miles, automatic transmission, and 26 MPG, 2.7L gas engine is for sale right now below $40K at Nick Nicholas Ford in Inverness, FL. ...View More Details

Sales Price:	$39,732
Est. Payment:	$740.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,743
Location:	Inverness, FL

Item	Amount
Used Car Price⁽¹⁾	$39,732.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,431.86
Avg. DMV Fee	294.00
Cash Sale Price	$43,256.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,256.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$740.19

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,732.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Transit Connect XLT

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This low mileage second hand 2023 Ford Transit Connect XLT FWD minivan under 26,000 miles, automatic transmission, and 26 MPG, 2.0L gas engine is for sale right now under $37K at Nick Nicholas Ford in Inverness, FL. ...View More Details

Sales Price:	$36,968
Est. Payment:	$690.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,885
Location:	Inverness, FL

Item	Amount
Used Car Price⁽¹⁾	$36,968.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,266.02
Avg. DMV Fee	294.00
Cash Sale Price	$40,327.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,327.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$690.06

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,968.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Inverness, FL

Inverness, FL Secondhand Used Vehicles Priced Below $40,000

2025 Ford Mustang Mach-E Premium

2025 Ford F-150 XLT

2023 Ford F-150 Lariat

2025 Cadillac XT5 Luxury

2024 Ford Ranger Lariat

2026 Ford Mustang EcoBoost Premium

2023 Ford Transit 250

2023 Ford F-150 XL

2024 Ford Ranger XLT

2023 Ford Transit Connect XLT

Used Cars under $40,000 for Sale in Inverness, FL

Inverness, FL Secondhand Used Vehicles Priced Below $40,000

2025 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2025 Ford Mustang Mach-E Premium Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2025 Cadillac XT5 Luxury

Cadillac XT5 Luxury

2025 Cadillac XT5 Luxury Car Loan Estimate

2024 Ford Ranger Lariat

Ford Ranger Lariat

2024 Ford Ranger Lariat Car Loan Estimate

2026 Ford Mustang EcoBoost Premium

Ford Mustang EcoBoost Premium

2026 Ford Mustang EcoBoost Premium Car Loan Estimate

2023 Ford Transit 250

Ford Transit 250

2023 Ford Transit 250 Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2024 Ford Ranger XLT

Ford Ranger XLT

2024 Ford Ranger XLT Car Loan Estimate

2023 Ford Transit Connect XLT

Ford Transit Connect XLT

2023 Ford Transit Connect XLT Car Loan Estimate

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