Inverness, FL Used Cars Under $40,000 |with Payments|

2024 Ford Ranger XLT

⇩ View Seller Description

This low mileage second hand 2024 Ford Ranger XLT 4X4 pickup under 14,000 miles, a transmission, and 2.7L gas engine is for sale right now under $39K at Nick Nicholas Ford Inc in Inverness, FL. ...View More Details

Sales Price:	$38,967
Est. Payment:	$726.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,743
Location:	Inverness, FL

Item	Amount
Used Car Price⁽¹⁾	$38,967.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,385.96
Avg. DMV Fee	294.00
Cash Sale Price	$42,445.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,445.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$726.31

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,967.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Maverick Lariat

⇩ View Seller Description

This low mileage preowned 2024 Ford Maverick Lariat AWD pickup below 5,000 miles, a transmission, and 2.0L gas engine is for sale right now under $39K at Nick Nicholas Ford Inc in Inverness, FL. ...View More Details

Sales Price:	$38,967
Est. Payment:	$726.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,162
Location:	Inverness, FL

Item	Amount
Used Car Price⁽¹⁾	$38,967.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,385.96
Avg. DMV Fee	294.00
Cash Sale Price	$42,445.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,445.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$726.31

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Mustang EcoBoost Premium

⇩ View Seller Description

This low mileage preowned 2024 Ford Mustang EcoBoost Premium RWD convertible below 3,000 miles, a transmission, and 2.3L gas engine is for sale right now below $36K at Nick Nicholas Ford Inc in Inverness, FL. ...View More Details

Sales Price:	$35,967
Est. Payment:	$671.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,662
Location:	Inverness, FL

Item	Amount
Used Car Price⁽¹⁾	$35,967.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,205.96
Avg. DMV Fee	294.00
Cash Sale Price	$39,265.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,265.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$671.90

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,967.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

⇩ View Seller Description

This average mileage preowned 2023 Ford F-150 Lariat 4X4 pickup under 90,000 miles, a transmission, and 3.5L hybrid engine is for sale right now under $39K at Nick Nicholas Ford Inc in Inverness, FL. ...View More Details

Sales Price:	$38,935
Est. Payment:	$1018.17 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	89,884
Location:	Inverness, FL

Item	Amount
Used Car Price⁽¹⁾	$38,935.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,384.04
Avg. DMV Fee	294.00
Cash Sale Price	$42,412.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,412.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$1018.17

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,935.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

⇩ View Seller Description

This low mileage second hand 2023 Ford F-150 XL 4X4 pickup under 38,000 miles, a transmission, and 2.7L gas engine is for sale right now under $40K at Nick Nicholas Ford Inc in Inverness, FL. ...View More Details

Sales Price:	$39,968
Est. Payment:	$744.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,534
Location:	Inverness, FL

Item	Amount
Used Car Price⁽¹⁾	$39,968.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,446.02
Avg. DMV Fee	294.00
Cash Sale Price	$43,507.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,507.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$744.47

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,968.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E Premium

⇩ View Seller Description

This low mileage used 2025 Ford Mustang Mach-E Premium RWD SUV below 11,000 miles, a transmission, and 0.0L electric engine is for sale right now below $39K at Nick Nicholas Ford Inc in Inverness, FL. ...View More Details

Sales Price:	$38,967
Est. Payment:	$726.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,458
Location:	Inverness, FL

Item	Amount
Used Car Price⁽¹⁾	$38,967.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,385.96
Avg. DMV Fee	294.00
Cash Sale Price	$42,445.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,445.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$726.31

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,967.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Transit 250

⇩ View Seller Description

This low mileage preowned 2023 Ford Transit 250 RWD full-size under 32,000 miles, a transmission, and 3.5L flexible engine is for sale right now below $38K at Nick Nicholas Ford Inc in Inverness, FL. ...View More Details

Sales Price:	$37,301
Est. Payment:	$696.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,702
Location:	Inverness, FL

Item	Amount
Used Car Price⁽¹⁾	$37,301.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,286.00
Avg. DMV Fee	294.00
Cash Sale Price	$40,680.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,680.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$696.10

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,301.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Ranger XLT

⇩ View Seller Description

This low mileage used 2025 Ford Ranger XLT 4X4 pickup under 30,000 miles, a transmission, and 2.3L gas engine is for sale right now under $38K at Nick Nicholas Ford Inc in Inverness, FL. ...View More Details

Sales Price:	$37,967
Est. Payment:	$708.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,746
Location:	Inverness, FL

Item	Amount
Used Car Price⁽¹⁾	$37,967.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,325.96
Avg. DMV Fee	294.00
Cash Sale Price	$41,385.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,385.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$708.18

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,967.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Edge Titanium

⇩ View Seller Description

This low mileage used 2024 Ford Edge Titanium AWD SUV under 19,000 miles, a transmission, and 2.0L gas engine is for sale right now under $36K at Nick Nicholas Ford Inc in Inverness, FL. ...View More Details

Sales Price:	$35,967
Est. Payment:	$671.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,131
Location:	Inverness, FL

Item	Amount
Used Car Price⁽¹⁾	$35,967.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,205.96
Avg. DMV Fee	294.00
Cash Sale Price	$39,265.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,265.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$671.90

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,967.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Transit 350 XL

⇩ View Seller Description

This low mileage second hand 2024 Ford Transit 350 XL RWD full-size below 46,000 miles, a transmission, and 3.5L flexible engine is for sale right now under $38K at Nick Nicholas Ford Inc in Inverness, FL. ...View More Details

Sales Price:	$37,269
Est. Payment:	$695.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,677
Location:	Inverness, FL

Item	Amount
Used Car Price⁽¹⁾	$37,269.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,284.08
Avg. DMV Fee	294.00
Cash Sale Price	$40,646.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,646.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$695.52

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,269.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Inverness, FL

Inverness, FL Secondhand Used Vehicles Priced Below $40,000

2024 Ford Ranger XLT

2024 Ford Maverick Lariat

2024 Ford Mustang EcoBoost Premium

2023 Ford F-150 Lariat

2023 Ford F-150 XL

2025 Ford Mustang Mach-E Premium

2023 Ford Transit 250

2025 Ford Ranger XLT

2024 Ford Edge Titanium

2024 Ford Transit 350 XL

Used Cars under $40,000 for Sale in Inverness, FL

Inverness, FL Secondhand Used Vehicles Priced Below $40,000

2024 Ford Ranger XLT

Ford Ranger XLT

2024 Ford Ranger XLT Car Loan Estimate

2024 Ford Maverick Lariat

Ford Maverick Lariat

2024 Ford Maverick Lariat Car Loan Estimate

2024 Ford Mustang EcoBoost Premium

Ford Mustang EcoBoost Premium

2024 Ford Mustang EcoBoost Premium Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2025 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2025 Ford Mustang Mach-E Premium Car Loan Estimate

2023 Ford Transit 250

Ford Transit 250

2023 Ford Transit 250 Car Loan Estimate

2025 Ford Ranger XLT

Ford Ranger XLT

2025 Ford Ranger XLT Car Loan Estimate

2024 Ford Edge Titanium

Ford Edge Titanium

2024 Ford Edge Titanium Car Loan Estimate

2024 Ford Transit 350 XL

Ford Transit 350 XL

2024 Ford Transit 350 XL Car Loan Estimate

Customize Payments

Find Financing

Customize Payments