10 Florida Used Kia Optima Sedans for Sale |with Payments|

2012 Kia Optima LX

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This high mileage second hand 2012 Kia Optima LX FWD sedan under 100,000 miles, manual transmission, and 29 MPG, 2.4L gas engine is for sale right now below $7K at Hyundai of Central Florida in Clermont, FL. ...View More Details

Sales Price:	$6,700
Est. Payment:	$253.29 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	100,176
Location:	Clermont, FL
Estimated Cash Down:	$100

Item	Amount
Used Car Price⁽¹⁾	$6,700.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	449.94
Avg. DMV Fee	294.00
Cash Sale Price	$8,242.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	100.00
Factory Rebate Incentive	0.00
Total Down Payment	$100.00
Total Loan Amount	$8,187.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$253.29

(1) Auto Finance calculations are based on the used car dealer's advertised price of $6,700.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Kia Optima LX

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This low mileage certified preowned 2019 Kia Optima LX FWD sedan below 22,000 miles, automatic transmission, and 29 MPG, 2.4L gas engine is for sale right now under $16K at Deland Kia in Deland, FL. ...View More Details

Sales Price:	$15,931
Est. Payment:	$308.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,657
Location:	Deland, FL

Item	Amount
Used Car Price⁽¹⁾	$15,931.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,003.80
Avg. DMV Fee	294.00
Cash Sale Price	$18,027.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,027.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$308.48

(1) Car Loan calculations are based on the used car dealer's advertised price of $15,931.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Kia Optima S

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This average mileage used 2018 Kia Optima S FWD sedan below 85,000 miles, automatic transmission, and 29 MPG, 2.4L gas engine is for sale right now under $8K at Ford of Kendall in Miami, FL. ...View More Details

Sales Price:	$7,990
Est. Payment:	$230.71 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	84,533
Location:	Miami, FL

Item	Amount
Used Car Price⁽¹⁾	$7,990.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	527.34
Avg. DMV Fee	294.00
Cash Sale Price	$9,610.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$9,610.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$230.71

(1) Auto Finance calculations are based on the used car dealer's advertised price of $7,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Kia Optima EX

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This average mileage second hand 2018 Kia Optima EX FWD sedan below 77,000 miles, automatic transmission, and 29 MPG, 2.4L gas engine is for sale right now under $14K at Jenkins Kia of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$13,231
Est. Payment:	$329.13 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	76,900
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$13,231.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	841.80
Avg. DMV Fee	294.00
Cash Sale Price	$15,165.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$15,165.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$329.13

(1) Car Loan calculations are based on the used car dealer's advertised price of $13,231.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Kia Optima EX

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This low mileage used 2019 Kia Optima EX FWD sedan under 50,000 miles, automatic transmission, and 29 MPG, 1.6L gas engine is for sale right now under $17K at Boynton Beach in Boynton Beach, FL. ...View More Details

Sales Price:	$16,998
Est. Payment:	$327.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,861
Location:	Boynton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$16,998.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,067.82
Avg. DMV Fee	294.00
Cash Sale Price	$19,158.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,158.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$327.84

(1) Auto Finance calculations are based on the used car dealer's advertised price of $16,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2013 Kia Optima LX

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This high mileage used 2013 Kia Optima LX FWD sedan below 164,000 miles, automatic transmission, and 29 MPG, 2.4L gas engine is for sale right now below $4K at Labelle Ford in Labelle, FL. ...View More Details

Sales Price:	$3,800
Est. Payment:	$169.45 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	164,101
Location:	Labelle, FL
Estimated Cash Down:	$600

Item	Amount
Used Car Price⁽¹⁾	$3,800.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	275.94
Avg. DMV Fee	294.00
Cash Sale Price	$5,168.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	600.00
Factory Rebate Incentive	0.00
Total Down Payment	$600.00
Total Loan Amount	$4,643.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$169.45

(1) Auto Loan calculations are based on the used car dealer's advertised price of $3,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Kia Optima S

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This high mileage preowned 2020 Kia Optima S FWD sedan below 210,000 miles, automatic transmission, and 29 MPG, 2.4L gas engine is for sale right now under $7K at Sarasota Ford in Sarasota, FL. ...View More Details

Sales Price:	$6,399
Est. Payment:	$285.34 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	210,077
Location:	Sarasota, FL
Estimated Cash Down:	$200

Item	Amount
Used Car Price⁽¹⁾	$6,399.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	431.88
Avg. DMV Fee	294.00
Cash Sale Price	$7,923.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	200.00
Factory Rebate Incentive	0.00
Total Down Payment	$200.00
Total Loan Amount	$7,819.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$285.34

(1) Car Finance calculations are based on the used car dealer's advertised price of $6,399.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Kia Optima LX

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This high mileage used 2017 Kia Optima LX FWD sedan under 120,000 miles, automatic transmission, and 29 MPG, 2.4L gas engine is for sale right now under $7K at Labelle Ford in Labelle, FL. ...View More Details

Sales Price:	$6,884
Est. Payment:	$306.97 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	120,395
Location:	Labelle, FL
Estimated Cash Down:	$100

Item	Amount
Used Car Price⁽¹⁾	$6,884.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	460.98
Avg. DMV Fee	294.00
Cash Sale Price	$8,437.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	100.00
Factory Rebate Incentive	0.00
Total Down Payment	$100.00
Total Loan Amount	$8,412.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$306.97

(1) Auto Loan calculations are based on the used car dealer's advertised price of $6,884.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Kia Optima S

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This high mileage second hand 2018 Kia Optima S FWD sedan under 129,000 miles, automatic transmission, and 29 MPG, 2.4L gas engine is for sale right now under $9K at Matthews-Currie Ford Company in Nokomis, FL. ...View More Details

Sales Price:	$8,497
Est. Payment:	$370.30 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	129,094
Location:	Nokomis, FL

Item	Amount
Used Car Price⁽¹⁾	$8,497.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	557.76
Avg. DMV Fee	294.00
Cash Sale Price	$10,147.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$10,147.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$370.30

(1) Car Loan calculations are based on the used car dealer's advertised price of $8,497.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Kia Optima S

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This low mileage second hand 2019 Kia Optima S FWD sedan under 53,000 miles, automatic transmission, and 29 MPG, 2.4L gas engine is for sale right now under $15K at Parks Lincoln of Tampa in Tampa, FL. ...View More Details

Sales Price:	$14,499
Est. Payment:	$303.13 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,877
Location:	Tampa, FL

Item	Amount
Used Car Price⁽¹⁾	$14,499.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	917.88
Avg. DMV Fee	294.00
Cash Sale Price	$16,509.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,509.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$303.13

(1) Auto Loan calculations are based on the used car dealer's advertised price of $14,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Kia Optima Sedans for Sale in Florida

Florida Secondhand Used Kia Optima Sedans Inventory

2012 Kia Optima LX

2019 Kia Optima LX

2018 Kia Optima S

2018 Kia Optima EX

2019 Kia Optima EX

2013 Kia Optima LX

2020 Kia Optima S

2017 Kia Optima LX

2018 Kia Optima S

2019 Kia Optima S

Florida Areas with Used Kia Optima Vehicles for Sale

Used Kia Optima Sedans for Sale in Florida

Florida Secondhand Used Kia Optima Sedans Inventory

2012 Kia Optima LX

Kia Optima LX

2012 Kia Optima LX Car Loan Estimate

2019 Kia Optima LX

Kia Optima LX

2019 Kia Optima LX Car Loan Estimate

2018 Kia Optima S

Kia Optima S

2018 Kia Optima S Car Loan Estimate

2018 Kia Optima EX

Kia Optima EX

2018 Kia Optima EX Car Loan Estimate

2019 Kia Optima EX

Kia Optima EX

2019 Kia Optima EX Car Loan Estimate

2013 Kia Optima LX

Kia Optima LX

2013 Kia Optima LX Car Loan Estimate

2020 Kia Optima S

Kia Optima S

2020 Kia Optima S Car Loan Estimate

2017 Kia Optima LX

Kia Optima LX

2017 Kia Optima LX Car Loan Estimate

2018 Kia Optima S

Kia Optima S

2018 Kia Optima S Car Loan Estimate

2019 Kia Optima S

Kia Optima S

2019 Kia Optima S Car Loan Estimate

Florida Areas with Used Kia Optima Vehicles for Sale

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