11 Florida Used Kia Optima Sedans for Sale |with Payments|

2018 Kia Optima LX

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This below average mileage preowned 2018 Kia Optima LX FWD sedan below 67,000 miles, automatic transmission, and 29 MPG, 2.4L gas engine is for sale right now below $13K at Tamiami Hyundai in Naples, FL. ...View More Details

Sales Price:	$12,071
Est. Payment:	$276.81 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	67,108
Location:	Naples, FL

Item	Amount
Used Car Price⁽¹⁾	$12,071.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	772.20
Avg. DMV Fee	294.00
Cash Sale Price	$13,936.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$13,936.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$276.81

(1) Car Loan calculations are based on the used car dealer's advertised price of $12,071.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Kia Optima S

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This low mileage preowned 2019 Kia Optima S FWD sedan below 46,000 miles, automatic transmission, and 29 MPG, 2.4L gas engine is for sale right now under $15K at Jenkins Kia of Crystal River in Crystal River, FL. ...View More Details

Sales Price:	$14,995
Est. Payment:	$291.51 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,008
Location:	Crystal River, FL

Item	Amount
Used Car Price⁽¹⁾	$14,995.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	947.64
Avg. DMV Fee	294.00
Cash Sale Price	$17,035.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,035.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$291.51

(1) Auto Finance calculations are based on the used car dealer's advertised price of $14,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Kia Optima S

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This high mileage preowned 2018 Kia Optima S FWD sedan under 107,000 miles, automatic transmission, and 29 MPG, 2.4L gas engine is for sale right now under $7K at Ford of Kendall in Miami, FL. ...View More Details

Sales Price:	$6,990
Est. Payment:	$264.25 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	106,841
Location:	Miami, FL
Estimated Cash Down:	$100

Item	Amount
Used Car Price⁽¹⁾	$6,990.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	467.34
Avg. DMV Fee	294.00
Cash Sale Price	$8,550.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	100.00
Factory Rebate Incentive	0.00
Total Down Payment	$100.00
Total Loan Amount	$8,541.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$264.25

(1) Auto Finance calculations are based on the used car dealer's advertised price of $6,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2011 Kia Optima SX Turbo

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This average mileage preowned 2011 Kia Optima SX Turbo FWD sedan under 74,000 miles, automatic transmission, and 29 MPG, 2.0L gas engine is for sale right now below $9K at Phillips Buick GMC in Fruitland Park, FL. ...View More Details

Sales Price:	$8,999
Est. Payment:	$231.78 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	73,875
Location:	Fruitland Park, FL

Item	Amount
Used Car Price⁽¹⁾	$8,999.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	587.88
Avg. DMV Fee	294.00
Cash Sale Price	$10,679.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$10,679.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$231.78

(1) Auto Finance calculations are based on the used car dealer's advertised price of $8,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Kia Optima S

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This high mileage preowned 2020 Kia Optima S FWD sedan below 210,000 miles, automatic transmission, and 29 MPG, 2.4L gas engine is for sale right now under $5K at Sarasota Ford in Sarasota, FL. ...View More Details

Sales Price:	$4,599
Est. Payment:	$205.08 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	210,077
Location:	Sarasota, FL
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$4,599.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	323.88
Avg. DMV Fee	294.00
Cash Sale Price	$6,015.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$5,619.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$205.08

(1) Auto Loan calculations are based on the used car dealer's advertised price of $4,599.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Kia Optima LX

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This high mileage second hand 2017 Kia Optima LX FWD sedan under 120,000 miles, automatic transmission, and 29 MPG, 2.4L gas engine is for sale right now below $6K at Labelle Ford in Labelle, FL. ...View More Details

Sales Price:	$5,684
Est. Payment:	$253.46 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	120,395
Location:	Labelle, FL
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$5,684.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	388.98
Avg. DMV Fee	294.00
Cash Sale Price	$7,165.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$6,945.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$253.46

(1) Car Finance calculations are based on the used car dealer's advertised price of $5,684.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Kia Optima S

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This high mileage second hand 2019 Kia Optima S FWD sedan below 128,000 miles, automatic transmission, and 29 MPG, 2.4L gas engine is for sale right now below $7K at Labelle Ford in Labelle, FL. ...View More Details

Sales Price:	$6,684
Est. Payment:	$298.05 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	127,500
Location:	Labelle, FL
Estimated Cash Down:	$100

Item	Amount
Used Car Price⁽¹⁾	$6,684.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	448.98
Avg. DMV Fee	294.00
Cash Sale Price	$8,225.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	100.00
Factory Rebate Incentive	0.00
Total Down Payment	$100.00
Total Loan Amount	$8,167.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$298.05

(1) Auto Finance calculations are based on the used car dealer's advertised price of $6,684.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 Kia Optima LX

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This average mileage second hand 2015 Kia Optima LX FWD sedan under 86,000 miles, automatic transmission, and 29 MPG, 2.4L gas engine is for sale right now below $8K at Sunrise Ford in Fort Pierce, FL. ...View More Details

Sales Price:	$7,999
Est. Payment:	$230.94 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	86,245
Location:	Fort Pierce, FL

Item	Amount
Used Car Price⁽¹⁾	$7,999.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	527.88
Avg. DMV Fee	294.00
Cash Sale Price	$9,619.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$9,619.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$230.94

(1) Car Loan calculations are based on the used car dealer's advertised price of $7,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2013 Kia Optima LX

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This high mileage used 2013 Kia Optima LX FWD sedan under 164,000 miles, automatic transmission, and 29 MPG, 2.4L gas engine is for sale right now below $4K at Labelle Ford in Labelle, FL. ...View More Details

Sales Price:	$3,800
Est. Payment:	$169.45 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	164,101
Location:	Labelle, FL
Estimated Cash Down:	$600

Item	Amount
Used Car Price⁽¹⁾	$3,800.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	275.94
Avg. DMV Fee	294.00
Cash Sale Price	$5,168.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	600.00
Factory Rebate Incentive	0.00
Total Down Payment	$600.00
Total Loan Amount	$4,643.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$169.45

(1) Auto Finance calculations are based on the used car dealer's advertised price of $3,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Kia Optima S

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This high mileage second hand 2019 Kia Optima S FWD sedan under 122,000 miles, automatic transmission, and 29 MPG, 2.4L gas engine is for sale right now under $12K at Mullinax Ford in Apopka, FL. ...View More Details

Sales Price:	$11,900
Est. Payment:	$501.93 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	122,019
Location:	Apopka, FL

Item	Amount
Used Car Price⁽¹⁾	$11,900.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	761.94
Avg. DMV Fee	294.00
Cash Sale Price	$13,754.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$13,754.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$501.93

(1) Auto Finance calculations are based on the used car dealer's advertised price of $11,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Kia Optima Sedans for Sale in Florida

Florida Secondhand Used Kia Optima Sedans Inventory

2018 Kia Optima LX

2019 Kia Optima S

2018 Kia Optima S

2011 Kia Optima SX Turbo

2020 Kia Optima S

2017 Kia Optima LX

2019 Kia Optima S

2015 Kia Optima LX

2013 Kia Optima LX

2019 Kia Optima S

Florida Areas with Used Kia Optima Vehicles for Sale

Used Kia Optima Sedans for Sale in Florida

Florida Secondhand Used Kia Optima Sedans Inventory

2018 Kia Optima LX

Kia Optima LX

2018 Kia Optima LX Car Loan Estimate

2019 Kia Optima S

Kia Optima S

2019 Kia Optima S Car Loan Estimate

2018 Kia Optima S

Kia Optima S

2018 Kia Optima S Car Loan Estimate

2011 Kia Optima SX Turbo

Kia Optima SX Turbo

2011 Kia Optima SX Turbo Car Loan Estimate

2020 Kia Optima S

Kia Optima S

2020 Kia Optima S Car Loan Estimate

2017 Kia Optima LX

Kia Optima LX

2017 Kia Optima LX Car Loan Estimate

2019 Kia Optima S

Kia Optima S

2019 Kia Optima S Car Loan Estimate

2015 Kia Optima LX

Kia Optima LX

2015 Kia Optima LX Car Loan Estimate

2013 Kia Optima LX

Kia Optima LX

2013 Kia Optima LX Car Loan Estimate

2019 Kia Optima S

Kia Optima S

2019 Kia Optima S Car Loan Estimate

Florida Areas with Used Kia Optima Vehicles for Sale

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