Florida Used Cars Under $650 a Month. Finance Payments Below $650

2026 Hyundai SANTA FE Hybrid SE

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This low mileage second hand 2026 Hyundai SANTA FE Hybrid SE FWD SUV below 0,000 miles, automatic transmission, and 23 MPG, 1.6L hybrid engine is for sale right now under $35K at Key Hyundai in Jacksonville, FL. ...View More Details

Sales Price:	$34,195
Est. Payment:	$861.16 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	20
Location:	Jacksonville, FL
Estimated Cash Down:	$500

Item	Amount
Used Car Price⁽¹⁾	$34,195.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,099.64
Avg. DMV Fee	294.00
Cash Sale Price	$37,387.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	500.00
Factory Rebate Incentive	0.00
Total Down Payment	$500.00
Total Loan Amount	$36,964.80
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$861.16

(1) Car Finance calculations are based on the used car dealer's advertised price of $34,195.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2015 Mazda Mazda3 s Grand Touring

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This high mileage used 2015 Mazda Mazda3 s Grand Touring FWD sedan below 122,000 miles, manual transmission, and 23 MPG, 2.5L gas engine is for sale right now under $13K at Allen Turner Hyundai in Pensacola, FL. ...View More Details

Sales Price:	$12,941
Est. Payment:	$588.43 / 30 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	122,307
Location:	Pensacola, FL
Estimated Cash Down:	$900

Item	Amount
Used Car Price⁽¹⁾	$12,941.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	824.40
Avg. DMV Fee	294.00
Cash Sale Price	$14,858.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	900.00
Factory Rebate Incentive	0.00
Total Down Payment	$900.00
Total Loan Amount	$13,989.22
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	30
Auto Loan Payment	$588.43

(1) Auto Loan calculations are based on the used car dealer's advertised price of $12,941.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 30 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Genesis GV70 2.5T Standard

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This low mileage used 2025 Genesis GV70 2.5T Standard AWD SUV under 34,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now below $35K at Napleton's North Palm Hyundai in West Palm Beach, FL. ...View More Details

Sales Price:	$34,500
Est. Payment:	$868.84 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	34,213
Location:	West Palm Beach, FL
Estimated Cash Down:	$500

Item	Amount
Used Car Price⁽¹⁾	$34,500.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,117.94
Avg. DMV Fee	294.00
Cash Sale Price	$37,710.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	500.00
Factory Rebate Incentive	0.00
Total Down Payment	$500.00
Total Loan Amount	$37,294.50
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$868.84

(1) Car Finance calculations are based on the used car dealer's advertised price of $34,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 BMW X1 xDrive28i

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This low mileage second hand 2025 BMW X1 xDrive28i AWD SUV below 17,000 miles, transmission, and 23 MPG, 2.0L gas engine is for sale right now under $36K at Brandon Hyundai in Tampa, FL. ...View More Details

Sales Price:	$35,205
Est. Payment:	$886.59 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	17,267
Location:	Tampa, FL
Estimated Cash Down:	$500

Item	Amount
Used Car Price⁽¹⁾	$35,205.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,160.24
Avg. DMV Fee	294.00
Cash Sale Price	$38,458.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	500.00
Factory Rebate Incentive	0.00
Total Down Payment	$500.00
Total Loan Amount	$38,056.61
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$886.59

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,205.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Toyota Venza Limited

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This low mileage used 2023 Toyota Venza Limited AWD SUV under 40,000 miles, cvt transmission, and 23 MPG, 2.5L hybrid engine is for sale right now under $34K at King Hyundai in Deerfield Beach, FL. ...View More Details

Sales Price:	$33,345
Est. Payment:	$839.75 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	40,191
Location:	Deerfield Beach, FL
Estimated Cash Down:	$500

Item	Amount
Used Car Price⁽¹⁾	$33,345.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,048.64
Avg. DMV Fee	294.00
Cash Sale Price	$36,486.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	500.00
Factory Rebate Incentive	0.00
Total Down Payment	$500.00
Total Loan Amount	$36,045.95
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$839.75

(1) Auto Loan calculations are based on the used car dealer's advertised price of $33,345.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Genesis G70 2.5T Standard

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This low mileage used 2025 Genesis G70 2.5T Standard AWD sedan under 6,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now under $33K at Jenkins Genesis of Leesburg in Leesburg, FL. ...View More Details

Sales Price:	$32,981
Est. Payment:	$830.58 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	6,090
Location:	Leesburg, FL
Estimated Cash Down:	$500

Item	Amount
Used Car Price⁽¹⁾	$32,981.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,026.80
Avg. DMV Fee	294.00
Cash Sale Price	$36,100.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	500.00
Factory Rebate Incentive	0.00
Total Down Payment	$500.00
Total Loan Amount	$35,652.46
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$830.58

(1) Auto Finance calculations are based on the used car dealer's advertised price of $32,981.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2019 BMW X5 xDrive50i

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This below average mileage used 2019 BMW X5 xDrive50i AWD SUV under 68,000 miles, automatic transmission, and 23 MPG, 4.4L gas engine is for sale right now below $29K at Allen Turner Genesis in Pensacola, FL. ...View More Details

Sales Price:	$28,945
Est. Payment:	$809.26 / 60 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	68,114
Location:	Pensacola, FL
Estimated Cash Down:	$600

Item	Amount
Used Car Price⁽¹⁾	$28,945.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,784.64
Avg. DMV Fee	294.00
Cash Sale Price	$31,822.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	600.00
Factory Rebate Incentive	0.00
Total Down Payment	$600.00
Total Loan Amount	$31,289.55
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	60
Car Finance Payment	$809.26

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,945.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 60 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 BMW i4 eDrive35 Gran Coupe

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This low mileage certified used 2023 BMW i4 eDrive35 Gran Coupe RWD sedan under 27,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $34K at Braman BMW in Miami, FL. ...View More Details

Sales Price:	$33,247
Est. Payment:	$837.28 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	27,171
Location:	Miami, FL
Estimated Cash Down:	$500

Item	Amount
Used Car Price⁽¹⁾	$33,247.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,042.76
Avg. DMV Fee	294.00
Cash Sale Price	$36,382.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	500.00
Factory Rebate Incentive	0.00
Total Down Payment	$500.00
Total Loan Amount	$35,940.01
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$837.28

(1) Auto Loan calculations are based on the used car dealer's advertised price of $33,247.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2021 Genesis GV80 2.5T

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This low mileage used 2021 Genesis GV80 2.5T AWD SUV below 51,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now under $31K at Napleton's North Palm Hyundai in West Palm Beach, FL. ...View More Details

Sales Price:	$30,998
Est. Payment:	$819.40 / 66 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	51,211
Location:	West Palm Beach, FL
Estimated Cash Down:	$500

Item	Amount
Used Car Price⁽¹⁾	$30,998.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,907.82
Avg. DMV Fee	294.00
Cash Sale Price	$33,998.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	500.00
Factory Rebate Incentive	0.00
Total Down Payment	$500.00
Total Loan Amount	$33,508.84
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	66
Auto Finance Payment	$819.40

(1) Auto Finance calculations are based on the used car dealer's advertised price of $30,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 66 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2022 Hyundai PALISADE Calligraphy

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This low mileage certified preowned 2022 Hyundai PALISADE Calligraphy FWD SUV under 34,000 miles, automatic transmission, and 23 MPG, 3.8L gas engine is for sale right now under $35K at Allen Turner Hyundai in Pensacola, FL. ...View More Details

Sales Price:	$34,451
Est. Payment:	$867.60 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	34,284
Location:	Pensacola, FL
Estimated Cash Down:	$500

Item	Amount
Used Car Price⁽¹⁾	$34,451.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,115.00
Avg. DMV Fee	294.00
Cash Sale Price	$37,659.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	500.00
Factory Rebate Incentive	0.00
Total Down Payment	$500.00
Total Loan Amount	$37,241.53
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$867.60

(1) Car Finance calculations are based on the used car dealer's advertised price of $34,451.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in Florida

Florida Secondhand Used Vehicles with Payments Below $650 / Month

2026 Hyundai SANTA FE Hybrid SE

2015 Mazda Mazda3 s Grand Touring

2025 Genesis GV70 2.5T Standard

2025 BMW X1 xDrive28i

2023 Toyota Venza Limited

2025 Genesis G70 2.5T Standard

2019 BMW X5 xDrive50i

2023 BMW i4 eDrive35 Gran Coupe

2021 Genesis GV80 2.5T

2022 Hyundai PALISADE Calligraphy

Florida Areas with Used Cars for Sale Below $650 / Month

Used Cars under $650 per month for Sale in Florida

Florida Secondhand Used Vehicles with Payments Below $650 / Month

2026 Hyundai SANTA FE Hybrid SE

Hyundai SANTA FE Hybrid SE

2026 Hyundai SANTA FE Hybrid SE Poor Credit Car Finance Estimate

2015 Mazda Mazda3 s Grand Touring

Mazda Mazda3 s Grand Touring

2015 Mazda3 s Grand Touring Poor Credit Auto Loan Estimate

2025 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2025 Genesis GV70 2.5T Standard Poor Credit Car Finance Estimate

2025 BMW X1 xDrive28i

BMW X1 xDrive28i

2025 BMW X1 xDrive28i Poor Credit Auto Finance Estimate

2023 Toyota Venza Limited

Toyota Venza Limited

2023 Toyota Venza Limited Poor Credit Auto Loan Estimate

2025 Genesis G70 2.5T Standard

Genesis G70 2.5T Standard

2025 Genesis G70 2.5T Standard Poor Credit Auto Finance Estimate

2019 BMW X5 xDrive50i

BMW X5 xDrive50i

2019 BMW X5 xDrive50i Poor Credit Car Finance Estimate

2023 BMW i4 eDrive35 Gran Coupe

BMW i4 eDrive35 Gran Coupe

2023 BMW i4 eDrive35 Gran Coupe Poor Credit Auto Loan Estimate

2021 Genesis GV80 2.5T

Genesis GV80 2.5T

2021 Genesis GV80 2.5T Poor Credit Auto Finance Estimate

2022 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2022 Hyundai PALISADE Calligraphy Poor Credit Car Finance Estimate

Florida Areas with Used Cars for Sale Below $650 / Month

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