Clayton, GA Used Cars Under $40,000 |with Payments|

2025 Ram 1500 Big Horn

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This low mileage second hand 2025 Ram 1500 Big Horn 4x4 pickup below 38,000 miles, automatic transmission, and 28 MPG, 3.6L hybrid engine is for sale right now below $40K at Duvall Ford Company in Clayton, GA. ...View More Details

Sales Price:	$39,968
Est. Payment:	$756.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,280
Location:	Clayton, GA

Item	Amount
Used Car Price⁽¹⁾	$39,968.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	3,610.46
Avg. DMV Fee	38.00
Cash Sale Price	$44,215.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,215.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$756.59

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,968.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XL

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This average mileage preowned 2021 Ford F-150 XL 4x4 pickup below 86,000 miles, automatic transmission, and 28 MPG, 2.7L gas engine is for sale right now under $37K at Duvall Ford Company in Clayton, GA. ...View More Details

Sales Price:	$36,457
Est. Payment:	$969.67 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	85,888
Location:	Clayton, GA

Item	Amount
Used Car Price⁽¹⁾	$36,457.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	3,297.98
Avg. DMV Fee	38.00
Cash Sale Price	$40,391.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,391.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$969.67

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,457.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Laramie

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This below average mileage second hand 2023 Ram 1500 Laramie 4x4 pickup under 68,000 miles, automatic transmission, and 28 MPG, 5.7L hybrid engine is for sale right now under $40K at Duvall Ford Company in Clayton, GA. ...View More Details

Sales Price:	$39,657
Est. Payment:	$871.51 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	67,916
Location:	Clayton, GA

Item	Amount
Used Car Price⁽¹⁾	$39,657.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	3,582.78
Avg. DMV Fee	38.00
Cash Sale Price	$43,876.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,876.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$871.51

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,657.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ram 1500 Laramie

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This average mileage preowned 2020 Ram 1500 Laramie 4x4 pickup under 72,000 miles, automatic transmission, and 28 MPG, 5.7L gas engine is for sale right now under $37K at Duvall Ford Company in Clayton, GA. ...View More Details

Sales Price:	$36,995
Est. Payment:	$889.32 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	72,320
Location:	Clayton, GA

Item	Amount
Used Car Price⁽¹⁾	$36,995.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	3,345.87
Avg. DMV Fee	38.00
Cash Sale Price	$40,977.87
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,977.87
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$889.32

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 GMC Sierra 1500 SLE

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This above average mileage preowned 2024 GMC Sierra 1500 SLE 4x4 pickup under 97,000 miles, automatic transmission, and 28 MPG, 2.7L gas engine is for sale right now under $37K at Duvall Ford Company in Clayton, GA. ...View More Details

Sales Price:	$36,440
Est. Payment:	$1089.04 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	97,197
Location:	Clayton, GA

Item	Amount
Used Car Price⁽¹⁾	$36,440.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	3,296.47
Avg. DMV Fee	38.00
Cash Sale Price	$40,373.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,373.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$1089.04

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,440.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Honda Odyssey Sport-L

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This low mileage second hand 2025 Honda Odyssey Sport-L FWD minivan under 27,000 miles, automatic transmission, and 28 MPG, 3.5L gas engine is for sale right now below $40K at Duvall Ford Company in Clayton, GA. ...View More Details

Sales Price:	$39,680
Est. Payment:	$751.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,863
Location:	Clayton, GA

Item	Amount
Used Car Price⁽¹⁾	$39,680.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	3,584.83
Avg. DMV Fee	38.00
Cash Sale Price	$43,901.83
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,901.83
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$751.23

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,680.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Laramie

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This below average mileage preowned 2022 Ram 1500 Laramie 4x4 pickup under 69,000 miles, automatic transmission, and 28 MPG, 3.6L hybrid engine is for sale right now under $37K at Duvall Ford Company in Clayton, GA. ...View More Details

Sales Price:	$36,457
Est. Payment:	$802.29 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,601
Location:	Clayton, GA

Item	Amount
Used Car Price⁽¹⁾	$36,457.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	3,297.98
Avg. DMV Fee	38.00
Cash Sale Price	$40,391.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,391.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$802.29

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,457.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Ram 3500 Laramie

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This average mileage used 2017 Ram 3500 Laramie 4x4 chassis below 89,000 miles, transmission, and 28 MPG, 6.7L diesel engine is for sale right now below $38K at Duvall Ford Company in Clayton, GA. ...View More Details

Sales Price:	$37,900
Est. Payment:	$1007.40 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	89,242
Location:	Clayton, GA

Item	Amount
Used Car Price⁽¹⁾	$37,900.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	3,426.41
Avg. DMV Fee	38.00
Cash Sale Price	$41,963.41
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,963.41
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$1007.40

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Tacoma TRD Pro

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This below average mileage used 2023 Toyota Tacoma TRD Pro 4x4 pickup below 69,000 miles, automatic transmission, and 28 MPG, 3.5L gas engine is for sale right now below $39K at Duvall Ford Company in Clayton, GA. ...View More Details

Sales Price:	$38,555
Est. Payment:	$847.67 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,749
Location:	Clayton, GA

Item	Amount
Used Car Price⁽¹⁾	$38,555.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	3,484.71
Avg. DMV Fee	38.00
Cash Sale Price	$42,676.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,676.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$847.67

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,555.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ford Mustang EcoBoost Premium

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This low mileage preowned 2026 Ford Mustang EcoBoost Premium RWD coupe below 0,000 miles, automatic transmission, and 28 MPG, 2.3L gas engine is for sale right now below $39K at Duvall Ford Company in Clayton, GA. ...View More Details

Sales Price:	$38,600
Est. Payment:	$731.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	104
Location:	Clayton, GA

Item	Amount
Used Car Price⁽¹⁾	$38,600.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	3,488.71
Avg. DMV Fee	38.00
Cash Sale Price	$42,725.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,725.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$731.10

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,600.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Clayton, GA

Clayton, GA Secondhand Used Vehicles Priced Below $40,000

2025 Ram 1500 Big Horn

2021 Ford F-150 XL

2023 Ram 1500 Laramie

2020 Ram 1500 Laramie

2024 GMC Sierra 1500 SLE

2025 Honda Odyssey Sport-L

2022 Ram 1500 Laramie

2017 Ram 3500 Laramie

2023 Toyota Tacoma TRD Pro

2026 Ford Mustang EcoBoost Premium

Used Cars under $40,000 for Sale in Clayton, GA

Clayton, GA Secondhand Used Vehicles Priced Below $40,000

2025 Ram 1500 Big Horn

Ram 1500 Big Horn

2025 Ram 1500 Big Horn Car Loan Estimate

2021 Ford F-150 XL

Ford F-150 XL

2021 Ford F-150 XL Car Loan Estimate

2023 Ram 1500 Laramie

Ram 1500 Laramie

2023 Ram 1500 Laramie Car Loan Estimate

2020 Ram 1500 Laramie

Ram 1500 Laramie

2020 Ram 1500 Laramie Car Loan Estimate

2024 GMC Sierra 1500 SLE

GMC Sierra 1500 SLE

2024 GMC Sierra 1500 SLE Car Loan Estimate

2025 Honda Odyssey Sport-L

Honda Odyssey Sport-L

2025 Honda Odyssey Sport-L Car Loan Estimate

2022 Ram 1500 Laramie

Ram 1500 Laramie

2022 Ram 1500 Laramie Car Loan Estimate

2017 Ram 3500 Laramie

Ram 3500 Laramie

2017 Ram 3500 Laramie Car Loan Estimate

2023 Toyota Tacoma TRD Pro

Toyota Tacoma TRD Pro

2023 Toyota Tacoma TRD Pro Car Loan Estimate

2026 Ford Mustang EcoBoost Premium

Ford Mustang EcoBoost Premium

2026 Ford Mustang EcoBoost Premium Car Loan Estimate

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