Commerce, GA Used Cars Under $40,000 |with Payments|

2024 Ford F-150 XLT

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This low mileage used 2024 Ford F-150 XLT 4x4 pickup below 59,000 miles, automatic transmission, and 23 MPG, 3.5L hybrid engine is for sale right now under $40K at Billy Cain Ford in Commerce, GA. ...View More Details

Sales Price:	$39,998
Est. Payment:	$812.41 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,344
Location:	Commerce, GA

Item	Amount
Used Car Price⁽¹⁾	$39,998.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	3,613.13
Avg. DMV Fee	38.00
Cash Sale Price	$44,248.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,248.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$812.41

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Wagoneer Series II

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This average mileage second hand 2024 Jeep Wagoneer Series II RWD SUV below 78,000 miles, automatic transmission, and 23 MPG, 3.0L gas engine is for sale right now under $36K at Billy Cain Ford in Commerce, GA. ...View More Details

Sales Price:	$35,998
Est. Payment:	$865.76 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	78,020
Location:	Commerce, GA

Item	Amount
Used Car Price⁽¹⁾	$35,998.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	3,257.13
Avg. DMV Fee	38.00
Cash Sale Price	$39,892.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,892.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$865.76

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This high mileage preowned 2022 Ford F-150 XL 4x4 pickup under 112,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now under $37K at Billy Cain Ford in Commerce, GA. ...View More Details

Sales Price:	$36,998
Est. Payment:	$1267.82 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	111,720
Location:	Commerce, GA

Item	Amount
Used Car Price⁽¹⁾	$36,998.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	3,346.13
Avg. DMV Fee	38.00
Cash Sale Price	$40,981.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,981.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$1267.82

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This below average mileage used 2024 Ford F-150 XLT 4x4 pickup below 66,000 miles, automatic transmission, and 23 MPG, 3.5L hybrid engine is for sale right now under $39K at Billy Cain Ford in Commerce, GA. ...View More Details

Sales Price:	$38,998
Est. Payment:	$857.25 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,200
Location:	Commerce, GA

Item	Amount
Used Car Price⁽¹⁾	$38,998.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	3,524.13
Avg. DMV Fee	38.00
Cash Sale Price	$43,159.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,159.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$857.25

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 GMC Sierra 1500 SLT

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This average mileage second hand 2021 GMC Sierra 1500 SLT 4x4 pickup under 86,000 miles, transmission, and 23 MPG, 5.3L gas engine is for sale right now below $37K at Billy Cain Ford in Commerce, GA. ...View More Details

Sales Price:	$36,998
Est. Payment:	$983.82 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	85,904
Location:	Commerce, GA

Item	Amount
Used Car Price⁽¹⁾	$36,998.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	3,346.13
Avg. DMV Fee	38.00
Cash Sale Price	$40,981.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,981.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$983.82

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage preowned 2025 Ford Explorer ST-Line AWD SUV under 48,000 miles, automatic transmission, and 23 MPG, 2.3L gas engine is for sale right now under $38K at Billy Cain Ford in Commerce, GA. ...View More Details

Sales Price:	$37,998
Est. Payment:	$719.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,274
Location:	Commerce, GA

Item	Amount
Used Car Price⁽¹⁾	$37,998.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	3,435.13
Avg. DMV Fee	38.00
Cash Sale Price	$42,070.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,070.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$719.88

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X1 xDrive28i

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This low mileage used 2025 BMW X1 xDrive28i AWD SUV below 24,000 miles, transmission, and 23 MPG, 2.0L gas engine is for sale right now below $38K at Billy Cain Ford in Commerce, GA. ...View More Details

Sales Price:	$37,997
Est. Payment:	$719.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,792
Location:	Commerce, GA

Item	Amount
Used Car Price⁽¹⁾	$37,997.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	3,435.04
Avg. DMV Fee	38.00
Cash Sale Price	$42,069.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,069.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$719.86

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This average mileage used 2023 Ford F-150 XL 4x4 pickup below 81,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now under $37K at Billy Cain Ford in Commerce, GA. ...View More Details

Sales Price:	$36,998
Est. Payment:	$983.82 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	81,188
Location:	Commerce, GA

Item	Amount
Used Car Price⁽¹⁾	$36,998.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	3,346.13
Avg. DMV Fee	38.00
Cash Sale Price	$40,981.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,981.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$983.82

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota 4Runner TRD Sport

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This average mileage second hand 2022 Toyota 4Runner TRD Sport RWD SUV below 75,000 miles, automatic transmission, and 23 MPG, 4.0L gas engine is for sale right now under $37K at Billy Cain Ford in Commerce, GA. ...View More Details

Sales Price:	$36,998
Est. Payment:	$889.39 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,967
Location:	Commerce, GA

Item	Amount
Used Car Price⁽¹⁾	$36,998.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	3,346.13
Avg. DMV Fee	38.00
Cash Sale Price	$40,981.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,981.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$889.39

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

⇩ View Seller Description

This below average mileage preowned 2024 Ford F-150 XLT 4x4 pickup under 67,000 miles, automatic transmission, and 23 MPG, 3.5L hybrid engine is for sale right now below $39K at Billy Cain Ford in Commerce, GA. ...View More Details

Sales Price:	$38,998
Est. Payment:	$857.25 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	67,026
Location:	Commerce, GA

Item	Amount
Used Car Price⁽¹⁾	$38,998.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	3,524.13
Avg. DMV Fee	38.00
Cash Sale Price	$43,159.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,159.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$857.25

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Commerce, GA

Commerce, GA Secondhand Used Vehicles Priced Below $40,000

2024 Ford F-150 XLT

2024 Jeep Wagoneer Series II

2022 Ford F-150 XL

2024 Ford F-150 XLT

2021 GMC Sierra 1500 SLT

2025 Ford Explorer ST-Line

2025 BMW X1 xDrive28i

2023 Ford F-150 XL

2022 Toyota 4Runner TRD Sport

2024 Ford F-150 XLT

Used Cars under $40,000 for Sale in Commerce, GA

Commerce, GA Secondhand Used Vehicles Priced Below $40,000

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2024 Jeep Wagoneer Series II

Jeep Wagoneer Series II

2024 Jeep Wagoneer Series II Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2021 GMC Sierra 1500 SLT

GMC Sierra 1500 SLT

2021 GMC Sierra 1500 SLT Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2025 BMW X1 xDrive28i

BMW X1 xDrive28i

2025 BMW X1 xDrive28i Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2022 Toyota 4Runner TRD Sport

Toyota 4Runner TRD Sport

2022 Toyota 4Runner TRD Sport Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

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