Swainsboro, GA Used Cars Under $40,000 |with Payments|

2025 Ford Explorer ST-Line

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This low mileage preowned 2025 Ford Explorer ST-Line AWD SUV below 28,000 miles, a transmission, and 25 MPG, 2.3L gas engine is for sale right now under $39K at Swainsboro Ford in Swainsboro, GA. ...View More Details

Sales Price:	$38,832
Est. Payment:	$735.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,347
Location:	Swainsboro, GA

Item	Amount
Used Car Price⁽¹⁾	$38,832.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	3,509.36
Avg. DMV Fee	38.00
Cash Sale Price	$42,978.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,978.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$735.42

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,832.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Grand Cherokee L Laredo

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This low mileage preowned 2024 Jeep Grand Cherokee L Laredo 4X4 SUV under 29,000 miles, a transmission, and 25 MPG, 3.6L gas engine is for sale right now below $36K at Swainsboro Ford in Swainsboro, GA. ...View More Details

Sales Price:	$35,499
Est. Payment:	$673.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,406
Location:	Swainsboro, GA

Item	Amount
Used Car Price⁽¹⁾	$35,499.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	3,212.72
Avg. DMV Fee	38.00
Cash Sale Price	$39,348.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,348.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$673.32

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Wrangler Rubicon 4xe

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This low mileage second hand 2024 Jeep Wrangler Rubicon 4xe 4X4 SUV under 24,000 miles, a transmission, and 25 MPG, 2.0L hybrid engine is for sale right now below $40K at Swainsboro Ford in Swainsboro, GA. ...View More Details

Sales Price:	$39,605
Est. Payment:	$749.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,535
Location:	Swainsboro, GA

Item	Amount
Used Car Price⁽¹⁾	$39,605.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	3,578.16
Avg. DMV Fee	38.00
Cash Sale Price	$43,820.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,820.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$749.83

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,605.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Lincoln Corsair Premiere

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This low mileage preowned 2025 Lincoln Corsair Premiere AWD SUV under 37,000 miles, a transmission, and 25 MPG, 2.0L gas engine is for sale right now under $39K at Swainsboro Ford in Swainsboro, GA. ...View More Details

Sales Price:	$38,725
Est. Payment:	$733.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,299
Location:	Swainsboro, GA

Item	Amount
Used Car Price⁽¹⁾	$38,725.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	3,499.84
Avg. DMV Fee	38.00
Cash Sale Price	$42,861.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,861.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$733.43

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,725.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4X4 pickup below 60,000 miles, a transmission, and 25 MPG, 3.5L gas engine is for sale right now under $36K at Swainsboro Ford in Swainsboro, GA. ...View More Details

Sales Price:	$35,572
Est. Payment:	$723.92 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,672
Location:	Swainsboro, GA

Item	Amount
Used Car Price⁽¹⁾	$35,572.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	3,219.22
Avg. DMV Fee	38.00
Cash Sale Price	$39,428.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,428.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$723.92

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,572.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage second hand 2025 Ford Explorer ST-Line AWD SUV under 34,000 miles, a transmission, and 25 MPG, 2.3L gas engine is for sale right now under $40K at Swainsboro Ford in Swainsboro, GA. ...View More Details

Sales Price:	$39,989
Est. Payment:	$756.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,270
Location:	Swainsboro, GA

Item	Amount
Used Car Price⁽¹⁾	$39,989.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	3,612.33
Avg. DMV Fee	38.00
Cash Sale Price	$44,238.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,238.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$756.98

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,989.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Camry TRD

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This low mileage used 2024 Toyota Camry TRD FWD sedan under 45,000 miles, a transmission, and 25 MPG, 3.5L gas engine is for sale right now under $37K at Swainsboro Ford in Swainsboro, GA. ...View More Details

Sales Price:	$36,414
Est. Payment:	$690.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,888
Location:	Swainsboro, GA

Item	Amount
Used Car Price⁽¹⁾	$36,414.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	3,294.16
Avg. DMV Fee	38.00
Cash Sale Price	$40,345.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,345.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$690.37

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,414.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Expedition Limited

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This below average mileage preowned 2024 Ford Expedition Limited 4X2 SUV under 65,000 miles, a transmission, and 25 MPG, 3.5L gas engine is for sale right now below $39K at Swainsboro Ford in Swainsboro, GA. ...View More Details

Sales Price:	$38,500
Est. Payment:	$846.48 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,290
Location:	Swainsboro, GA

Item	Amount
Used Car Price⁽¹⁾	$38,500.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	3,479.81
Avg. DMV Fee	38.00
Cash Sale Price	$42,616.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,616.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$846.48

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage second hand 2024 Ford F-150 XLT 4X4 pickup under 51,000 miles, a transmission, and 25 MPG, 3.5L hybrid engine is for sale right now below $40K at Swainsboro Ford in Swainsboro, GA. ...View More Details

Sales Price:	$39,709
Est. Payment:	$806.64 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,372
Location:	Swainsboro, GA

Item	Amount
Used Car Price⁽¹⁾	$39,709.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	3,587.41
Avg. DMV Fee	38.00
Cash Sale Price	$43,933.41
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,933.41
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$806.64

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,709.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Active

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This low mileage preowned 2025 Ford Explorer Active RWD SUV under 14,000 miles, a transmission, and 25 MPG, 2.3L gas engine is for sale right now below $38K at Swainsboro Ford in Swainsboro, GA. ...View More Details

Sales Price:	$37,680
Est. Payment:	$713.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,183
Location:	Swainsboro, GA

Item	Amount
Used Car Price⁽¹⁾	$37,680.00
Avg. Dealer Doc Fee	599.00
GA Sales Tax (8.9%)	3,406.83
Avg. DMV Fee	38.00
Cash Sale Price	$41,723.83
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,723.83
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$713.96

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,680.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Swainsboro, GA

Swainsboro, GA Secondhand Used Vehicles Priced Below $40,000

2025 Ford Explorer ST-Line

2024 Jeep Grand Cherokee L Laredo

2024 Jeep Wrangler Rubicon 4xe

2025 Lincoln Corsair Premiere

2023 Ford F-150 XLT

2025 Ford Explorer ST-Line

2024 Toyota Camry TRD

2024 Ford Expedition Limited

2024 Ford F-150 XLT

2025 Ford Explorer Active

Used Cars under $40,000 for Sale in Swainsboro, GA

Swainsboro, GA Secondhand Used Vehicles Priced Below $40,000

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2024 Jeep Grand Cherokee L Laredo

Jeep Grand Cherokee L Laredo

2024 Jeep Grand Cherokee L Laredo Car Loan Estimate

2024 Jeep Wrangler Rubicon 4xe

Jeep Wrangler Rubicon 4xe

2024 Jeep Wrangler Rubicon 4xe Car Loan Estimate

2025 Lincoln Corsair Premiere

Lincoln Corsair Premiere

2025 Lincoln Corsair Premiere Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2024 Toyota Camry TRD

Toyota Camry TRD

2024 Toyota Camry TRD Car Loan Estimate

2024 Ford Expedition Limited

Ford Expedition Limited

2024 Ford Expedition Limited Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Car Loan Estimate

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