Dubuque, IA Used Cars Under $40,000 |with Payments|

2024 Kia Carnival SX Prestige

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This low mileage preowned 2024 Kia Carnival SX Prestige FWD mini-van below 31,000 miles, a transmission, and 21 MPG, 3.5L gas engine is for sale right now below $40K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$39,670
Est. Payment:	$999.04 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	31,088
Location:	Dubuque, IA
Estimated Cash Down:	$200

Item	Amount
Used Car Price⁽¹⁾	$39,670.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,789.50
Avg. DMV Fee	365.00
Cash Sale Price	$43,004.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	200.00
Factory Rebate Incentive	0.00
Total Down Payment	$200.00
Total Loan Amount	$42,883.27
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$999.04

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,670.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Calligraphy

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This low mileage preowned 2024 Hyundai PALISADE Calligraphy AWD SUV below 58,000 miles, a transmission, and 21 MPG, 3.8L gas engine is for sale right now under $40K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$39,009
Est. Payment:	$1,031.17 / 66 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	58,290
Location:	Dubuque, IA
Estimated Cash Down:	$200

Item	Amount
Used Car Price⁽¹⁾	$39,009.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,743.23
Avg. DMV Fee	365.00
Cash Sale Price	$42,297.23
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	200.00
Factory Rebate Incentive	0.00
Total Down Payment	$200.00
Total Loan Amount	$42,168.73
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	66
Car Loan Payment	$1,031.17

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,009.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 66 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2022 Toyota Highlander Hybrid XLE

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This below average mileage second hand 2022 Toyota Highlander Hybrid XLE AWD SUV below 67,000 miles, cvt transmission, and 21 MPG, 2.5L hybrid engine is for sale right now below $38K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$37,936
Est. Payment:	$1,060.63 / 60 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	66,875
Location:	Dubuque, IA
Estimated Cash Down:	$200

Item	Amount
Used Car Price⁽¹⁾	$37,936.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,668.12
Avg. DMV Fee	365.00
Cash Sale Price	$41,149.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	200.00
Factory Rebate Incentive	0.00
Total Down Payment	$200.00
Total Loan Amount	$41,008.82
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	60
Car Loan Payment	$1,060.63

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,936.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 60 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Hyundai PALISADE Calligraphy

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This low mileage used 2023 Hyundai PALISADE Calligraphy AWD SUV under 40,000 miles, a transmission, and 21 MPG, 3.8L gas engine is for sale right now under $37K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$36,792
Est. Payment:	$926.56 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	40,420
Location:	Dubuque, IA
Estimated Cash Down:	$200

Item	Amount
Used Car Price⁽¹⁾	$36,792.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,588.04
Avg. DMV Fee	365.00
Cash Sale Price	$39,925.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	200.00
Factory Rebate Incentive	0.00
Total Down Payment	$200.00
Total Loan Amount	$39,772.15
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$926.56

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,792.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Chevrolet Traverse LT Leather

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This low mileage used 2023 Chevrolet Traverse LT Leather 4X4 SUV under 25,000 miles, a transmission, and 21 MPG, 3.6L gas engine is for sale right now below $37K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$36,837
Est. Payment:	$927.69 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	24,622
Location:	Dubuque, IA
Estimated Cash Down:	$200

Item	Amount
Used Car Price⁽¹⁾	$36,837.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,591.19
Avg. DMV Fee	365.00
Cash Sale Price	$39,973.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	200.00
Factory Rebate Incentive	0.00
Total Down Payment	$200.00
Total Loan Amount	$39,820.80
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$927.69

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,837.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Kia Telluride S

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This low mileage used 2025 Kia Telluride S AWD SUV below 22,000 miles, a transmission, and 21 MPG, 3.8L gas engine is for sale right now under $39K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$38,040
Est. Payment:	$957.99 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	21,954
Location:	Dubuque, IA
Estimated Cash Down:	$200

Item	Amount
Used Car Price⁽¹⁾	$38,040.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,675.40
Avg. DMV Fee	365.00
Cash Sale Price	$41,260.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	200.00
Factory Rebate Incentive	0.00
Total Down Payment	$200.00
Total Loan Amount	$41,121.24
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$957.99

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,040.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Honda Passport Black Edition

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This low mileage second hand 2024 Honda Passport Black Edition AWD SUV under 23,000 miles, a transmission, and 21 MPG, 3.5L gas engine is for sale right now below $40K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$39,100
Est. Payment:	$984.68 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	23,312
Location:	Dubuque, IA
Estimated Cash Down:	$200

Item	Amount
Used Car Price⁽¹⁾	$39,100.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,749.60
Avg. DMV Fee	365.00
Cash Sale Price	$42,394.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	200.00
Factory Rebate Incentive	0.00
Total Down Payment	$200.00
Total Loan Amount	$42,267.10
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$984.68

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,100.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Jeep Grand Cherokee L Altitude

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This low mileage second hand 2025 Jeep Grand Cherokee L Altitude 4X4 SUV below 16,000 miles, a transmission, and 21 MPG, 3.6L gas engine is for sale right now below $38K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$37,649
Est. Payment:	$948.14 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	15,878
Location:	Dubuque, IA
Estimated Cash Down:	$200

Item	Amount
Used Car Price⁽¹⁾	$37,649.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,648.03
Avg. DMV Fee	365.00
Cash Sale Price	$40,842.03
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	200.00
Factory Rebate Incentive	0.00
Total Down Payment	$200.00
Total Loan Amount	$40,698.57
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$948.14

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,649.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Volkswagen Atlas SEL 4Motion

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This low mileage second hand 2025 Volkswagen Atlas SEL 4Motion AWD SUV under 18,000 miles, a transmission, and 21 MPG, 2.0L gas engine is for sale right now below $39K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$38,358
Est. Payment:	$966.00 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	18,207
Location:	Dubuque, IA
Estimated Cash Down:	$200

Item	Amount
Used Car Price⁽¹⁾	$38,358.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,697.66
Avg. DMV Fee	365.00
Cash Sale Price	$41,600.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	200.00
Factory Rebate Incentive	0.00
Total Down Payment	$200.00
Total Loan Amount	$41,465.00
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$966.00

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,358.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Kia Telluride S

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This low mileage second hand 2025 Kia Telluride S AWD SUV under 32,000 miles, a transmission, and 21 MPG, 3.8L gas engine is for sale right now below $38K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$37,321
Est. Payment:	$939.88 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	32,135
Location:	Dubuque, IA
Estimated Cash Down:	$200

Item	Amount
Used Car Price⁽¹⁾	$37,321.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,625.07
Avg. DMV Fee	365.00
Cash Sale Price	$40,491.07
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	200.00
Factory Rebate Incentive	0.00
Total Down Payment	$200.00
Total Loan Amount	$40,344.00
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$939.88

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,321.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Dubuque, IA

Dubuque, IA Secondhand Used Vehicles Priced Below $40,000

2024 Kia Carnival SX Prestige

2024 Hyundai PALISADE Calligraphy

2022 Toyota Highlander Hybrid XLE

2023 Hyundai PALISADE Calligraphy

2023 Chevrolet Traverse LT Leather

2025 Kia Telluride S

2024 Honda Passport Black Edition

2025 Jeep Grand Cherokee L Altitude

2025 Volkswagen Atlas SEL 4Motion

2025 Kia Telluride S

Used Cars under $40,000 for Sale in Dubuque, IA

Dubuque, IA Secondhand Used Vehicles Priced Below $40,000

2024 Kia Carnival SX Prestige

Kia Carnival SX Prestige

2024 Kia Carnival SX Prestige Poor Credit Auto Finance Estimate

2024 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2024 Hyundai PALISADE Calligraphy Poor Credit Car Loan Estimate

2022 Toyota Highlander Hybrid XLE

Toyota Highlander Hybrid XLE

2022 Toyota Highlander Hybrid XLE Poor Credit Car Loan Estimate

2023 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2023 Hyundai PALISADE Calligraphy Poor Credit Car Loan Estimate

2023 Chevrolet Traverse LT Leather

Chevrolet Traverse LT Leather

2023 Chevrolet Traverse LT Leather Poor Credit Auto Finance Estimate

2025 Kia Telluride S

Kia Telluride S

2025 Kia Telluride S Poor Credit Auto Finance Estimate

2024 Honda Passport Black Edition

Honda Passport Black Edition

2024 Honda Passport Black Edition Poor Credit Auto Loan Estimate

2025 Jeep Grand Cherokee L Altitude

Jeep Grand Cherokee L Altitude

2025 Jeep Grand Cherokee L Altitude Poor Credit Auto Loan Estimate

2025 Volkswagen Atlas SEL 4Motion

Volkswagen Atlas SEL 4Motion

2025 Volkswagen Atlas SEL 4Motion Poor Credit Auto Loan Estimate

2025 Kia Telluride S

Kia Telluride S

2025 Kia Telluride S Poor Credit Auto Finance Estimate

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