Shell Rock, IA Used Cars Under $40,000 |with Payments|

2022 Ford F-150 XLT

⇩ View Seller Description

This low mileage used 2022 Ford F-150 XLT 4X4 pickup below 40,000 miles, a transmission, and 21 MPG, 3.5L gas engine is for sale right now under $38K at Roling Ford in Shell Rock, IA. ...View More Details

Sales Price:	$37,166
Est. Payment:	$690.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,096
Location:	Shell Rock, IA

Item	Amount
Used Car Price⁽¹⁾	$37,166.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,614.22
Avg. DMV Fee	365.00
Cash Sale Price	$40,325.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,325.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$690.02

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,166.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Bronco Big Bend Advanced

⇩ View Seller Description

This low mileage second hand 2022 Ford Bronco Big Bend Advanced 4X4 SUV under 33,000 miles, a transmission, and 21 MPG, 2.7L gas engine is for sale right now under $40K at Roling Ford in Shell Rock, IA. ...View More Details

Sales Price:	$39,961
Est. Payment:	$741.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,634
Location:	Shell Rock, IA

Item	Amount
Used Car Price⁽¹⁾	$39,961.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,809.87
Avg. DMV Fee	365.00
Cash Sale Price	$43,315.87
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,315.87
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$741.20

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,961.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer XLT

⇩ View Seller Description

This low mileage used 2024 Ford Explorer XLT AWD SUV below 31,000 miles, a transmission, and 21 MPG, 2.3L gas engine is for sale right now below $36K at Roling Ford in Shell Rock, IA. ...View More Details

Sales Price:	$35,987
Est. Payment:	$668.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,824
Location:	Shell Rock, IA

Item	Amount
Used Car Price⁽¹⁾	$35,987.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,531.69
Avg. DMV Fee	365.00
Cash Sale Price	$39,063.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,063.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$668.44

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,987.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer XLT

⇩ View Seller Description

This low mileage second hand 2024 Ford Explorer XLT AWD SUV below 13,000 miles, a transmission, and 21 MPG, 2.3L gas engine is for sale right now under $38K at Roling Ford in Shell Rock, IA. ...View More Details

Sales Price:	$37,615
Est. Payment:	$698.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,745
Location:	Shell Rock, IA

Item	Amount
Used Car Price⁽¹⁾	$37,615.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,645.65
Avg. DMV Fee	365.00
Cash Sale Price	$40,805.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,805.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$698.25

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,615.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 King Ranch

⇩ View Seller Description

This average mileage second hand 2021 Ford F-150 King Ranch 4X4 pickup below 86,000 miles, a transmission, and 21 MPG, 3.5L hybrid engine is for sale right now under $40K at Roling Ford in Shell Rock, IA. ...View More Details

Sales Price:	$39,578
Est. Payment:	$1030.03 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	86,051
Location:	Shell Rock, IA

Item	Amount
Used Car Price⁽¹⁾	$39,578.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,783.06
Avg. DMV Fee	365.00
Cash Sale Price	$42,906.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,906.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$1030.03

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,578.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Nissan Frontier S

⇩ View Seller Description

This low mileage second hand 2026 Nissan Frontier S 4X4 pickup under 5,000 miles, a transmission, and 21 MPG, 3.8L gas engine is for sale right now under $38K at Roling Ford in Shell Rock, IA. ...View More Details

Sales Price:	$37,794
Est. Payment:	$701.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,459
Location:	Shell Rock, IA

Item	Amount
Used Car Price⁽¹⁾	$37,794.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,658.18
Avg. DMV Fee	365.00
Cash Sale Price	$40,997.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,997.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$701.52

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,794.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer XLT

⇩ View Seller Description

This low mileage preowned 2024 Ford Explorer XLT AWD SUV below 13,000 miles, a transmission, and 21 MPG, 2.3L gas engine is for sale right now under $39K at Roling Ford in Shell Rock, IA. ...View More Details

Sales Price:	$38,744
Est. Payment:	$718.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,745
Location:	Shell Rock, IA

Item	Amount
Used Car Price⁽¹⁾	$38,744.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,724.68
Avg. DMV Fee	365.00
Cash Sale Price	$42,013.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,013.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$718.92

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,744.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer Limited

⇩ View Seller Description

This low mileage preowned 2024 Ford Explorer Limited AWD SUV below 40,000 miles, a transmission, and 21 MPG, 2.3L gas engine is for sale right now under $36K at Roling Ford in Shell Rock, IA. ...View More Details

Sales Price:	$35,363
Est. Payment:	$657.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,946
Location:	Shell Rock, IA

Item	Amount
Used Car Price⁽¹⁾	$35,363.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,488.01
Avg. DMV Fee	365.00
Cash Sale Price	$38,396.01
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,396.01
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$657.01

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,363.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Nautilus Reserve

⇩ View Seller Description

This low mileage used 2023 Lincoln Nautilus Reserve AWD SUV under 45,000 miles, a transmission, and 21 MPG, 2.0L gas engine is for sale right now below $36K at Roling Ford in Shell Rock, IA. ...View More Details

Sales Price:	$35,912
Est. Payment:	$667.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,824
Location:	Shell Rock, IA

Item	Amount
Used Car Price⁽¹⁾	$35,912.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,526.44
Avg. DMV Fee	365.00
Cash Sale Price	$38,983.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,983.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$667.07

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,912.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Explorer ST

⇩ View Seller Description

This below average mileage used 2022 Ford Explorer ST AWD SUV below 64,000 miles, a transmission, and 21 MPG, 3.0L gas engine is for sale right now under $36K at Roling Ford in Shell Rock, IA. ...View More Details

Sales Price:	$35,923
Est. Payment:	$774.55 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,894
Location:	Shell Rock, IA

Item	Amount
Used Car Price⁽¹⁾	$35,923.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,527.21
Avg. DMV Fee	365.00
Cash Sale Price	$38,995.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,995.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$774.55

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,923.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Shell Rock, IA

Shell Rock, IA Secondhand Used Vehicles Priced Below $40,000

2022 Ford F-150 XLT

2022 Ford Bronco Big Bend Advanced

2024 Ford Explorer XLT

2024 Ford Explorer XLT

2021 Ford F-150 King Ranch

2026 Nissan Frontier S

2024 Ford Explorer XLT

2024 Ford Explorer Limited

2023 Lincoln Nautilus Reserve

2022 Ford Explorer ST

Used Cars under $40,000 for Sale in Shell Rock, IA

Shell Rock, IA Secondhand Used Vehicles Priced Below $40,000

2022 Ford F-150 XLT

Ford F-150 XLT

2022 Ford F-150 XLT Car Loan Estimate

2022 Ford Bronco Big Bend Advanced

Ford Bronco Big Bend Advanced

2022 Ford Bronco Big Bend Advanced Car Loan Estimate

2024 Ford Explorer XLT

Ford Explorer XLT

2024 Ford Explorer XLT Car Loan Estimate

2024 Ford Explorer XLT

Ford Explorer XLT

2024 Ford Explorer XLT Car Loan Estimate

2021 Ford F-150 King Ranch

Ford F-150 King Ranch

2021 Ford F-150 King Ranch Car Loan Estimate

2026 Nissan Frontier S

Nissan Frontier S

2026 Nissan Frontier S Car Loan Estimate

2024 Ford Explorer XLT

Ford Explorer XLT

2024 Ford Explorer XLT Car Loan Estimate

2024 Ford Explorer Limited

Ford Explorer Limited

2024 Ford Explorer Limited Car Loan Estimate

2023 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2023 Lincoln Nautilus Reserve Car Loan Estimate

2022 Ford Explorer ST

Ford Explorer ST

2022 Ford Explorer ST Car Loan Estimate

Customize Payments

Find Financing

Customize Payments