Spencer, IA Used Cars for Bad Credit with Auto Loan Payments

2017 Ford Edge SEL

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This average mileage second hand 2017 Ford Edge SEL AWD SUV under 78,000 miles, a transmission, and 21 MPG, 2.0L gas engine is for sale right now under $19K at Don Pierson Ford-Lincoln, Inc. in Spencer, IA. ...View More Details

Sales Price:	$18,200
Est. Payment:	$543.25 / 54 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	78,127
Location:	Spencer, IA
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$18,200.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,286.60
Avg. DMV Fee	365.00
Cash Sale Price	$20,031.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$19,674.20
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	54
Car Loan Payment	$543.25

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,200.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 54 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2011 Chevrolet Equinox LT

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This high mileage second hand 2011 Chevrolet Equinox LT AWD SUV under 129,000 miles, a transmission, and 21 MPG, 2.4L gas engine is for sale right now below $8K at Don Pierson Ford-Lincoln, Inc. in Spencer, IA. ...View More Details

Sales Price:	$7,900
Est. Payment:	$359.22 / 30 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	129,082
Location:	Spencer, IA
Estimated Cash Down:	$500

Item	Amount
Used Car Price⁽¹⁾	$7,900.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	565.60
Avg. DMV Fee	365.00
Cash Sale Price	$9,010.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	500.00
Factory Rebate Incentive	0.00
Total Down Payment	$500.00
Total Loan Amount	$8,539.90
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	30
Car Loan Payment	$359.22

(1) Car Loan calculations are based on the used car dealer's advertised price of $7,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 30 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2017 Buick Envision Premium II

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This high mileage preowned 2017 Buick Envision Premium II AWD SUV below 133,000 miles, a transmission, and 21 MPG, 2.0L gas engine is for sale right now under $13K at Don Pierson Ford-Lincoln, Inc. in Spencer, IA. ...View More Details

Sales Price:	$12,800
Est. Payment:	$582.02 / 30 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	133,352
Location:	Spencer, IA
Estimated Cash Down:	$500

Item	Amount
Used Car Price⁽¹⁾	$12,800.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	908.60
Avg. DMV Fee	365.00
Cash Sale Price	$14,253.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	500.00
Factory Rebate Incentive	0.00
Total Down Payment	$500.00
Total Loan Amount	$13,836.80
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	30
Auto Finance Payment	$582.02

(1) Auto Finance calculations are based on the used car dealer's advertised price of $12,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 30 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2021 Ford Bronco Sport Outer Banks

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This low mileage second hand 2021 Ford Bronco Sport Outer Banks AWD SUV below 53,000 miles, a transmission, and 21 MPG, 1.5L gas engine is for sale right now under $24K at Don Pierson Ford-Lincoln, Inc. in Spencer, IA. ...View More Details

Sales Price:	$23,800
Est. Payment:	$629.13 / 66 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	52,851
Location:	Spencer, IA
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$23,800.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,678.60
Avg. DMV Fee	365.00
Cash Sale Price	$26,023.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$25,727.80
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	66
Car Loan Payment	$629.13

(1) Car Loan calculations are based on the used car dealer's advertised price of $23,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 66 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2021 Nissan Sentra SV

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This above average mileage second hand 2021 Nissan Sentra SV FWD sedan under 96,000 miles, cvt transmission, and 21 MPG, 2.0L gas engine is for sale right now below $14K at Don Pierson Ford-Lincoln, Inc. in Spencer, IA. ...View More Details

Sales Price:	$13,500
Est. Payment:	$477.30 / 42 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	95,521
Location:	Spencer, IA
Estimated Cash Down:	$500

Item	Amount
Used Car Price⁽¹⁾	$13,500.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	957.60
Avg. DMV Fee	365.00
Cash Sale Price	$15,002.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	500.00
Factory Rebate Incentive	0.00
Total Down Payment	$500.00
Total Loan Amount	$14,593.50
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	42
Car Finance Payment	$477.30

(1) Car Finance calculations are based on the used car dealer's advertised price of $13,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 42 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2009 Chevrolet Malibu LTZ

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This low mileage second hand 2009 Chevrolet Malibu LTZ FWD sedan under 0,000 miles, a transmission, and 21 MPG, 2.4L gas engine is for sale right now below $8K at Don Pierson Ford-Lincoln, Inc. in Spencer, IA. ...View More Details

Sales Price:	$7,800
Est. Payment:	$196.43 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	0
Location:	Spencer, IA
Estimated Cash Down:	$500

Item	Amount
Used Car Price⁽¹⁾	$7,800.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	558.60
Avg. DMV Fee	365.00
Cash Sale Price	$8,903.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	500.00
Factory Rebate Incentive	0.00
Total Down Payment	$500.00
Total Loan Amount	$8,431.80
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$196.43

(1) Car Loan calculations are based on the used car dealer's advertised price of $7,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2014 Kia Sorento LX

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This high mileage used 2014 Kia Sorento LX FWD SUV under 113,000 miles, a transmission, and 21 MPG, 2.4L gas engine is for sale right now under $10K at Don Pierson Ford-Lincoln, Inc. in Spencer, IA. ...View More Details

Sales Price:	$9,400
Est. Payment:	$371.76 / 36 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	113,285
Location:	Spencer, IA
Estimated Cash Down:	$500

Item	Amount
Used Car Price⁽¹⁾	$9,400.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	670.60
Avg. DMV Fee	365.00
Cash Sale Price	$10,615.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	500.00
Factory Rebate Incentive	0.00
Total Down Payment	$500.00
Total Loan Amount	$10,161.40
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	36
Auto Loan Payment	$371.76

(1) Auto Loan calculations are based on the used car dealer's advertised price of $9,400.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 36 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2010 Cadillac SRX Luxury Collection

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This high mileage preowned 2010 Cadillac SRX Luxury Collection FWD SUV below 120,000 miles, a transmission, and 21 MPG, 3.0L gas engine is for sale right now under $8K at Don Pierson Ford-Lincoln, Inc. in Spencer, IA. ...View More Details

Sales Price:	$7,800
Est. Payment:	$354.67 / 30 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	120,029
Location:	Spencer, IA
Estimated Cash Down:	$500

Item	Amount
Used Car Price⁽¹⁾	$7,800.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	558.60
Avg. DMV Fee	365.00
Cash Sale Price	$8,903.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	500.00
Factory Rebate Incentive	0.00
Total Down Payment	$500.00
Total Loan Amount	$8,431.80
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	30
Auto Finance Payment	$354.67

(1) Auto Finance calculations are based on the used car dealer's advertised price of $7,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 30 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2006 Ford F-150 XLT

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This high mileage second hand 2006 Ford F-150 XLT 4WD pickup below 241,000 miles, a transmission, and 21 MPG, 5.4L flexible engine is for sale right now below $8K at Don Pierson Ford-Lincoln, Inc. in Spencer, IA. ...View More Details

Sales Price:	$7,500
Est. Payment:	$341.03 / 30 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	241,185
Location:	Spencer, IA
Estimated Cash Down:	$500

Item	Amount
Used Car Price⁽¹⁾	$7,500.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	537.60
Avg. DMV Fee	365.00
Cash Sale Price	$8,582.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	500.00
Factory Rebate Incentive	0.00
Total Down Payment	$500.00
Total Loan Amount	$8,107.50
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	30
Car Finance Payment	$341.03

(1) Car Finance calculations are based on the used car dealer's advertised price of $7,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 30 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2016 Lincoln MKX Reserve

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This high mileage second hand 2016 Lincoln MKX Reserve AWD SUV under 117,000 miles, a transmission, and 21 MPG, 2.7L gas engine is for sale right now below $15K at Don Pierson Ford-Lincoln, Inc. in Spencer, IA. ...View More Details

Sales Price:	$14,300
Est. Payment:	$565.55 / 36 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	117,309
Location:	Spencer, IA
Estimated Cash Down:	$500

Item	Amount
Used Car Price⁽¹⁾	$14,300.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,013.60
Avg. DMV Fee	365.00
Cash Sale Price	$15,858.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	500.00
Factory Rebate Incentive	0.00
Total Down Payment	$500.00
Total Loan Amount	$15,458.30
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	36
Auto Loan Payment	$565.55

(1) Auto Loan calculations are based on the used car dealer's advertised price of $14,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 36 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars for Bad Credit in Spencer, IA

Spencer, IA Car Dealerships for Bad Credit

2017 Ford Edge SEL

2011 Chevrolet Equinox LT

2017 Buick Envision Premium II

2021 Ford Bronco Sport Outer Banks

2021 Nissan Sentra SV

2009 Chevrolet Malibu LTZ

2014 Kia Sorento LX

2010 Cadillac SRX Luxury Collection

2006 Ford F-150 XLT

2016 Lincoln MKX Reserve

Used Cars for Bad Credit in Spencer, IA

Spencer, IA Car Dealerships for Bad Credit

2017 Ford Edge SEL

Ford Edge SEL

2017 Ford Edge SEL Poor Credit Car Loan Estimate

2011 Chevrolet Equinox LT

Chevrolet Equinox LT

2011 Chevrolet Equinox LT Poor Credit Car Loan Estimate

2017 Buick Envision Premium II

Buick Envision Premium II

2017 Buick Envision Premium II Poor Credit Auto Finance Estimate

2021 Ford Bronco Sport Outer Banks

Ford Bronco Sport Outer Banks

2021 Ford Bronco Sport Outer Banks Poor Credit Car Loan Estimate

2021 Nissan Sentra SV

Nissan Sentra SV

2021 Nissan Sentra SV Poor Credit Car Finance Estimate

2009 Chevrolet Malibu LTZ

Chevrolet Malibu LTZ

2009 Chevrolet Malibu LTZ Poor Credit Car Loan Estimate

2014 Kia Sorento LX

Kia Sorento LX

2014 Kia Sorento LX Poor Credit Auto Loan Estimate

2010 Cadillac SRX Luxury Collection

Cadillac SRX Luxury Collection

2010 Cadillac SRX Luxury Collection Poor Credit Auto Finance Estimate

2006 Ford F-150 XLT

Ford F-150 XLT

2006 Ford F-150 XLT Poor Credit Car Finance Estimate

2016 Lincoln MKX Reserve

Lincoln MKX Reserve

2016 Lincoln MKX Reserve Poor Credit Auto Loan Estimate

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