Spencer, IA Used Cars for Sale |with Payments|

2020 Ford F-150 Lariat

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This average mileage used 2020 Ford F-150 Lariat 4X4 pickup below 80,000 miles, a transmission, and 3.5L gas engine is for sale right now below $33K at Don Pierson Ford-Lincoln, Inc. in Spencer, IA. ...View More Details

Sales Price:	$32,800
Est. Payment:	$773.77 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	79,896
Location:	Spencer, IA

Item	Amount
Used Car Price⁽¹⁾	$32,800.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,308.60
Avg. DMV Fee	365.00
Cash Sale Price	$35,653.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,653.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$773.77

(1) Auto Loan calculations are based on the used car dealer's advertised price of $32,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 Lariat

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This average mileage second hand 2021 Ford F-150 Lariat 4X4 pickup under 87,000 miles, a transmission, and 2.7L gas engine is for sale right now under $36K at Don Pierson Ford-Lincoln, Inc. in Spencer, IA. ...View More Details

Sales Price:	$35,800
Est. Payment:	$932.98 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	87,022
Location:	Spencer, IA

Item	Amount
Used Car Price⁽¹⁾	$35,800.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,518.60
Avg. DMV Fee	365.00
Cash Sale Price	$38,863.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,863.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$932.98

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Lincoln MKX Reserve

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This high mileage second hand 2016 Lincoln MKX Reserve AWD SUV under 117,000 miles, a transmission, and 2.7L gas engine is for sale right now under $15K at Don Pierson Ford-Lincoln, Inc. in Spencer, IA. ...View More Details

Sales Price:	$14,300
Est. Payment:	$490.61 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	117,309
Location:	Spencer, IA

Item	Amount
Used Car Price⁽¹⁾	$14,300.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,013.60
Avg. DMV Fee	365.00
Cash Sale Price	$15,858.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$15,858.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$490.61

(1) Car Loan calculations are based on the used car dealer's advertised price of $14,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 Chevrolet Colorado LT

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This high mileage second hand 2015 Chevrolet Colorado LT 4X4 pickup below 134,000 miles, a transmission, and 3.6L gas engine is for sale right now under $17K at Don Pierson Ford-Lincoln, Inc. in Spencer, IA. ...View More Details

Sales Price:	$17,000
Est. Payment:	$684.12 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	134,090
Location:	Spencer, IA

Item	Amount
Used Car Price⁽¹⁾	$17,000.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,202.60
Avg. DMV Fee	365.00
Cash Sale Price	$18,747.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,747.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$684.12

(1) Auto Loan calculations are based on the used car dealer's advertised price of $17,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage second hand 2023 Ford Explorer XLT RWD SUV under 44,000 miles, a transmission, and 2.3L gas engine is for sale right now under $30K at Don Pierson Ford-Lincoln, Inc. in Spencer, IA. ...View More Details

Sales Price:	$29,450
Est. Payment:	$548.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,651
Location:	Spencer, IA

Item	Amount
Used Car Price⁽¹⁾	$29,450.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,074.10
Avg. DMV Fee	365.00
Cash Sale Price	$32,069.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,069.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$548.75

(1) Car Finance calculations are based on the used car dealer's advertised price of $29,450.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Bronco Sport Outer Banks

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This low mileage preowned 2021 Ford Bronco Sport Outer Banks AWD SUV below 53,000 miles, a transmission, and 1.5L gas engine is for sale right now below $24K at Don Pierson Ford-Lincoln, Inc. in Spencer, IA. ...View More Details

Sales Price:	$23,800
Est. Payment:	$477.80 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,851
Location:	Spencer, IA

Item	Amount
Used Car Price⁽¹⁾	$23,800.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,678.60
Avg. DMV Fee	365.00
Cash Sale Price	$26,023.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,023.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$477.80

(1) Car Finance calculations are based on the used car dealer's advertised price of $23,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2006 Ford F-150 XLT

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This high mileage second hand 2006 Ford F-150 XLT 4WD pickup under 241,000 miles, a transmission, and 5.4L flexible engine is for sale right now below $8K at Don Pierson Ford-Lincoln, Inc. in Spencer, IA. ...View More Details

Sales Price:	$7,500
Est. Payment:	$313.19 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	241,185
Location:	Spencer, IA

Item	Amount
Used Car Price⁽¹⁾	$7,500.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	537.60
Avg. DMV Fee	365.00
Cash Sale Price	$8,582.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$8,582.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$313.19

(1) Auto Loan calculations are based on the used car dealer's advertised price of $7,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Buick Envision Premium II

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This high mileage preowned 2017 Buick Envision Premium II AWD SUV below 133,000 miles, a transmission, and 2.0L gas engine is for sale right now below $13K at Don Pierson Ford-Lincoln, Inc. in Spencer, IA. ...View More Details

Sales Price:	$12,800
Est. Payment:	$520.13 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	133,352
Location:	Spencer, IA

Item	Amount
Used Car Price⁽¹⁾	$12,800.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	908.60
Avg. DMV Fee	365.00
Cash Sale Price	$14,253.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,253.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$520.13

(1) Auto Loan calculations are based on the used car dealer's advertised price of $12,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer Timberline

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This low mileage second hand 2023 Ford Explorer Timberline AWD SUV below 0,000 miles, a transmission, and 2.3L gas engine is for sale right now below $36K at Don Pierson Ford-Lincoln, Inc. in Spencer, IA. ...View More Details

Sales Price:	$35,800
Est. Payment:	$665.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	0
Location:	Spencer, IA

Item	Amount
Used Car Price⁽¹⁾	$35,800.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,518.60
Avg. DMV Fee	365.00
Cash Sale Price	$38,863.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,863.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$665.01

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer Platinum

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This low mileage preowned 2023 Ford Explorer Platinum AWD SUV under 57,000 miles, a transmission, and 3.0L gas engine is for sale right now under $38K at Don Pierson Ford-Lincoln, Inc. in Spencer, IA. ...View More Details

Sales Price:	$37,800
Est. Payment:	$752.84 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,539
Location:	Spencer, IA

Item	Amount
Used Car Price⁽¹⁾	$37,800.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,658.60
Avg. DMV Fee	365.00
Cash Sale Price	$41,003.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,003.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$752.84

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Spencer, IA Used Cars for Sale

Spencer, IA Secondhand Used Vehicle Inventory

2020 Ford F-150 Lariat

Ford F-150 Lariat

2020 Ford F-150 Lariat Car Loan Estimate

2021 Ford F-150 Lariat

Ford F-150 Lariat

2021 Ford F-150 Lariat Car Loan Estimate

2016 Lincoln MKX Reserve

Lincoln MKX Reserve

2016 Lincoln MKX Reserve Car Loan Estimate

2015 Chevrolet Colorado LT

Chevrolet Colorado LT

2015 Chevrolet Colorado LT Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2021 Ford Bronco Sport Outer Banks

Ford Bronco Sport Outer Banks

2021 Ford Bronco Sport Outer Banks Car Loan Estimate

2006 Ford F-150 XLT

Ford F-150 XLT

2006 Ford F-150 XLT Car Loan Estimate

2017 Buick Envision Premium II

Buick Envision Premium II

2017 Buick Envision Premium II Car Loan Estimate

2023 Ford Explorer Timberline

Ford Explorer Timberline

2023 Ford Explorer Timberline Car Loan Estimate

2023 Ford Explorer Platinum

Ford Explorer Platinum

2023 Ford Explorer Platinum Car Loan Estimate

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