Spencer, IA Used Cars for Sale |with Payments|

2024 Lincoln Navigator L Reserve

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This low mileage preowned 2024 Lincoln Navigator L Reserve 4x4 SUV below 39,000 miles, automatic transmission, and 19 MPG, 3.5L gas engine is for sale right now under $69K at Don Pierson Ford-Lincoln in Spencer, IA. ...View More Details

Sales Price:	$68,790
Est. Payment:	$1269.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,967
Location:	Spencer, IA

Item	Amount
Used Car Price⁽¹⁾	$68,790.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	4,827.90
Avg. DMV Fee	365.00
Cash Sale Price	$74,162.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$74,162.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1269.04

(1) Auto Finance calculations are based on the used car dealer's advertised price of $68,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Cadillac Escalade Premium Luxury

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This low mileage used 2024 Cadillac Escalade Premium Luxury 4x4 SUV under 41,000 miles, automatic transmission, and 19 MPG, 6.2L gas engine is for sale right now below $77K at Don Pierson Ford-Lincoln in Spencer, IA. ...View More Details

Sales Price:	$76,900
Est. Payment:	$1417.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,023
Location:	Spencer, IA

Item	Amount
Used Car Price⁽¹⁾	$76,900.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	5,395.60
Avg. DMV Fee	365.00
Cash Sale Price	$82,840.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$82,840.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1417.53

(1) Auto Finance calculations are based on the used car dealer's advertised price of $76,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Traverse Premier

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This low mileage second hand 2022 Chevrolet Traverse Premier 4x4 SUV under 15,000 miles, automatic transmission, and 19 MPG, 3.6L gas engine is for sale right now below $36K at Don Pierson Ford-Lincoln in Spencer, IA. ...View More Details

Sales Price:	$35,300
Est. Payment:	$655.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,410
Location:	Spencer, IA

Item	Amount
Used Car Price⁽¹⁾	$35,300.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,483.60
Avg. DMV Fee	365.00
Cash Sale Price	$38,328.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,328.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$655.86

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Nautilus Reserve

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This low mileage used 2023 Lincoln Nautilus Reserve AWD SUV under 45,000 miles, automatic transmission, and 19 MPG, 2.7L gas engine is for sale right now below $42K at Don Pierson Ford-Lincoln in Spencer, IA. ...View More Details

Sales Price:	$41,500
Est. Payment:	$769.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,895
Location:	Spencer, IA

Item	Amount
Used Car Price⁽¹⁾	$41,500.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,917.60
Avg. DMV Fee	365.00
Cash Sale Price	$44,962.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,962.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$769.38

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2008 Nissan Titan LE FFV

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This average mileage preowned 2008 Nissan Titan LE FFV 4x4 pickup below 80,000 miles, automatic transmission, and 19 MPG, 5.6L gas engine is for sale right now under $12K at Don Pierson Ford-Lincoln in Spencer, IA. ...View More Details

Sales Price:	$11,995
Est. Payment:	$321.50 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	80,392
Location:	Spencer, IA

Item	Amount
Used Car Price⁽¹⁾	$11,995.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	852.25
Avg. DMV Fee	365.00
Cash Sale Price	$13,392.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$13,392.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$321.50

(1) Auto Finance calculations are based on the used car dealer's advertised price of $11,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-250 Super Duty XLT

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This high mileage second hand 2023 Ford F-250 Super Duty XLT 4x4 pickup under 105,000 miles, automatic transmission, and 19 MPG, 6.7L diesel engine is for sale right now below $46K at Don Pierson Ford-Lincoln in Spencer, IA. ...View More Details

Sales Price:	$45,998
Est. Payment:	$1539.88 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	105,082
Location:	Spencer, IA

Item	Amount
Used Car Price⁽¹⁾	$45,998.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,232.46
Avg. DMV Fee	365.00
Cash Sale Price	$49,775.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,775.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$1539.88

(1) Car Finance calculations are based on the used car dealer's advertised price of $45,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford Ranger XLT

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This average mileage used 2020 Ford Ranger XLT 4x4 pickup under 90,000 miles, automatic transmission, and 19 MPG, 2.3L gas engine is for sale right now below $26K at Don Pierson Ford-Lincoln in Spencer, IA. ...View More Details

Sales Price:	$25,800
Est. Payment:	$676.11 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	89,705
Location:	Spencer, IA

Item	Amount
Used Car Price⁽¹⁾	$25,800.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,818.60
Avg. DMV Fee	365.00
Cash Sale Price	$28,163.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,163.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$676.11

(1) Auto Finance calculations are based on the used car dealer's advertised price of $25,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Buick Envision Premium II

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This high mileage preowned 2017 Buick Envision Premium II AWD SUV below 133,000 miles, automatic transmission, and 19 MPG, 2.0L gas engine is for sale right now below $13K at Don Pierson Ford-Lincoln in Spencer, IA. ...View More Details

Sales Price:	$12,800
Est. Payment:	$520.13 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	133,352
Location:	Spencer, IA

Item	Amount
Used Car Price⁽¹⁾	$12,800.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	908.60
Avg. DMV Fee	365.00
Cash Sale Price	$14,253.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,253.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$520.13

(1) Auto Finance calculations are based on the used car dealer's advertised price of $12,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Explorer XLT

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This above average mileage second hand 2021 Ford Explorer XLT AWD SUV under 90,000 miles, automatic transmission, and 19 MPG, 2.3L gas engine is for sale right now under $24K at Don Pierson Ford-Lincoln in Spencer, IA. ...View More Details

Sales Price:	$23,300
Est. Payment:	$687.53 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	90,187
Location:	Spencer, IA

Item	Amount
Used Car Price⁽¹⁾	$23,300.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,643.60
Avg. DMV Fee	365.00
Cash Sale Price	$25,488.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,488.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$687.53

(1) Car Loan calculations are based on the used car dealer's advertised price of $23,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ford F-150 Lariat

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This low mileage second hand 2018 Ford F-150 Lariat 4x4 pickup below 47,000 miles, automatic transmission, and 19 MPG, 5.0L gas engine is for sale right now under $25K at Don Pierson Ford-Lincoln in Spencer, IA. ...View More Details

Sales Price:	$24,500
Est. Payment:	$458.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,103
Location:	Spencer, IA

Item	Amount
Used Car Price⁽¹⁾	$24,500.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,727.60
Avg. DMV Fee	365.00
Cash Sale Price	$26,772.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,772.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$458.12

(1) Car Finance calculations are based on the used car dealer's advertised price of $24,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Spencer, IA Used Cars for Sale

Spencer, IA Secondhand Used Vehicle Inventory

2024 Lincoln Navigator L Reserve

Lincoln Navigator L Reserve

2024 Lincoln Navigator L Reserve Car Loan Estimate

2024 Cadillac Escalade Premium Luxury

Cadillac Escalade Premium Luxury

2024 Cadillac Escalade Premium Luxury Car Loan Estimate

2022 Chevrolet Traverse Premier

Chevrolet Traverse Premier

2022 Chevrolet Traverse Premier Car Loan Estimate

2023 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2023 Lincoln Nautilus Reserve Car Loan Estimate

2008 Nissan Titan LE FFV

Nissan Titan LE FFV

2008 Nissan Titan LE FFV Car Loan Estimate

2023 Ford F-250 Super Duty XLT

Ford F-250 Super Duty XLT

2023 Ford F-250 Super Duty XLT Car Loan Estimate

2020 Ford Ranger XLT

Ford Ranger XLT

2020 Ford Ranger XLT Car Loan Estimate

2017 Buick Envision Premium II

Buick Envision Premium II

2017 Buick Envision Premium II Car Loan Estimate

2021 Ford Explorer XLT

Ford Explorer XLT

2021 Ford Explorer XLT Car Loan Estimate

2018 Ford F-150 Lariat

Ford F-150 Lariat

2018 Ford F-150 Lariat Car Loan Estimate

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