Sioux City, IA Area Used Cars Under $40,000

2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL 4x4 pickup below 42,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now under $40K at Jensen's Lemars Ford in Le Mars, IA. ...View More Details

Sales Price:	$39,995
Est. Payment:	$741.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,861
Location:	Le Mars, IA

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,812.25
Avg. DMV Fee	365.00
Cash Sale Price	$43,352.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,352.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$741.82

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE SEL

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This low mileage second hand 2025 Hyundai PALISADE SEL AWD SUV below 19,000 miles, automatic transmission, and 24 MPG, 3.8L gas engine is for sale right now under $38K at Courtesy Ford of Norfolk in Norfolk, NE. ...View More Details

Sales Price:	$37,990
Est. Payment:	$705.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,036
Location:	Norfolk, NE

Item	Amount
Used Car Price⁽¹⁾	$37,990.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,671.90
Avg. DMV Fee	365.00
Cash Sale Price	$41,206.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,206.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$705.11

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XL

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This average mileage second hand 2021 Ford F-150 XL 4x4 pickup under 71,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now under $40K at Courtesy Ford of Norfolk in Norfolk, NE. ...View More Details

Sales Price:	$39,490
Est. Payment:	$929.12 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	71,464
Location:	Norfolk, NE

Item	Amount
Used Car Price⁽¹⁾	$39,490.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,776.90
Avg. DMV Fee	365.00
Cash Sale Price	$42,811.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,811.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$929.12

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Bronco Sport Outer Banks

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This low mileage used 2023 Ford Bronco Sport Outer Banks AWD SUV under 60,000 miles, automatic transmission, and 24 MPG, 1.5L gas engine is for sale right now below $38K at Mouw Motor Company in Sioux Center, IA. ...View More Details

Sales Price:	$37,920
Est. Payment:	$755.20 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,548
Location:	Sioux Center, IA

Item	Amount
Used Car Price⁽¹⁾	$37,920.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,667.00
Avg. DMV Fee	365.00
Cash Sale Price	$41,132.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,132.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$755.20

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,920.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Ram 1500 Laramie Limited

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This low mileage used 2017 Ram 1500 Laramie Limited 4x4 pickup under 59,000 miles, automatic transmission, and 24 MPG, 5.7L gas engine is for sale right now below $36K at Jensen's Lemars Ford in Le Mars, IA. ...View More Details

Sales Price:	$35,995
Est. Payment:	$717.38 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,839
Location:	Le Mars, IA

Item	Amount
Used Car Price⁽¹⁾	$35,995.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,532.25
Avg. DMV Fee	365.00
Cash Sale Price	$39,072.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,072.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$717.38

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Traverse Premier

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This low mileage second hand 2022 Chevrolet Traverse Premier 4x4 SUV under 15,000 miles, automatic transmission, and 24 MPG, 3.6L gas engine is for sale right now below $36K at Don Pierson Ford-Lincoln in Spencer, IA. ...View More Details

Sales Price:	$35,300
Est. Payment:	$655.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,410
Location:	Spencer, IA

Item	Amount
Used Car Price⁽¹⁾	$35,300.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,483.60
Avg. DMV Fee	365.00
Cash Sale Price	$38,328.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,328.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$655.86

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Big Horn

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This below average mileage second hand 2022 Ram 1500 Big Horn 4x4 pickup below 67,000 miles, automatic transmission, and 24 MPG, 5.7L gas engine is for sale right now below $36K at Jensen's Lemars Ford in Le Mars, IA. ...View More Details

Sales Price:	$35,995
Est. Payment:	$776.08 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,767
Location:	Le Mars, IA

Item	Amount
Used Car Price⁽¹⁾	$35,995.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,532.25
Avg. DMV Fee	365.00
Cash Sale Price	$39,072.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,072.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$776.08

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE SEL

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This low mileage preowned 2025 Hyundai PALISADE SEL AWD SUV under 27,000 miles, automatic transmission, and 24 MPG, 3.8L gas engine is for sale right now under $38K at Courtesy Ford of Norfolk in Norfolk, NE. ...View More Details

Sales Price:	$37,990
Est. Payment:	$705.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,645
Location:	Norfolk, NE

Item	Amount
Used Car Price⁽¹⁾	$37,990.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,671.90
Avg. DMV Fee	365.00
Cash Sale Price	$41,206.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,206.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$705.11

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE SEL

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This low mileage used 2025 Hyundai PALISADE SEL AWD SUV below 23,000 miles, automatic transmission, and 24 MPG, 3.8L gas engine is for sale right now below $38K at Courtesy Ford of Norfolk in Norfolk, NE. ...View More Details

Sales Price:	$37,990
Est. Payment:	$705.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,846
Location:	Norfolk, NE

Item	Amount
Used Car Price⁽¹⁾	$37,990.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,671.90
Avg. DMV Fee	365.00
Cash Sale Price	$41,206.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,206.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$705.11

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage used 2023 Ford Explorer XLT AWD SUV under 33,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $36K at Jensen's Lemars Ford in Le Mars, IA. ...View More Details

Sales Price:	$35,995
Est. Payment:	$668.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,822
Location:	Le Mars, IA

Item	Amount
Used Car Price⁽¹⁾	$35,995.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,532.25
Avg. DMV Fee	365.00
Cash Sale Price	$39,072.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,072.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$668.58

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Sioux City Area

Metro Sioux City Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 XL

2025 Hyundai PALISADE SEL

2021 Ford F-150 XL

2023 Ford Bronco Sport Outer Banks

2017 Ram 1500 Laramie Limited

2022 Chevrolet Traverse Premier

2022 Ram 1500 Big Horn

2025 Hyundai PALISADE SEL

2025 Hyundai PALISADE SEL

2023 Ford Explorer XLT

Greater Sioux City Area Cities with Used Cars for Sale Below $40K

Metro Sioux City Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Sioux City Area

Metro Sioux City Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2025 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2025 Hyundai PALISADE SEL Car Loan Estimate

2021 Ford F-150 XL

Ford F-150 XL

2021 Ford F-150 XL Car Loan Estimate

2023 Ford Bronco Sport Outer Banks

Ford Bronco Sport Outer Banks

2023 Ford Bronco Sport Outer Banks Car Loan Estimate

2017 Ram 1500 Laramie Limited

Ram 1500 Laramie Limited

2017 Ram 1500 Laramie Limited Car Loan Estimate

2022 Chevrolet Traverse Premier

Chevrolet Traverse Premier

2022 Chevrolet Traverse Premier Car Loan Estimate

2022 Ram 1500 Big Horn

Ram 1500 Big Horn

2022 Ram 1500 Big Horn Car Loan Estimate

2025 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2025 Hyundai PALISADE SEL Car Loan Estimate

2025 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2025 Hyundai PALISADE SEL Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

Greater Sioux City Area Cities with Used Cars for Sale Below $40K

Metro Sioux City Area Counties with Used Cars for Sale Below $40,000

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