Piatt County, IL Used Cars for Bad Credit with Auto Loan Payments

2018 Jeep Cherokee Latitude

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This high mileage used 2018 Jeep Cherokee Latitude FWD SUV below 128,000 miles, a transmission, and 16 MPG, 2.4L gas engine is for sale right now below $10K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$9,490
Est. Payment:	$431.52 / 30 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	128,359
Location:	Monticello, IL
Estimated Cash Down:	$700

Item	Amount
Used Car Price⁽¹⁾	$9,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,062.49
Avg. DMV Fee	196.00
Cash Sale Price	$10,917.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	700.00
Factory Rebate Incentive	0.00
Total Down Payment	$700.00
Total Loan Amount	$10,258.69
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	30
Auto Finance Payment	$431.52

(1) Auto Finance calculations are based on the used car dealer's advertised price of $9,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 30 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Hyundai KONA SEL

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This low mileage preowned 2025 Hyundai KONA SEL AWD SUV below 22,000 miles, cvt transmission, and 16 MPG, 2.0L gas engine is for sale right now under $24K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$23,590
Est. Payment:	$594.08 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	22,284
Location:	Monticello, IL
Estimated Cash Down:	$1,100

Item	Amount
Used Car Price⁽¹⁾	$23,590.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,613.49
Avg. DMV Fee	196.00
Cash Sale Price	$26,568.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,100.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,100.00
Total Loan Amount	$25,500.79
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$594.08

(1) Auto Loan calculations are based on the used car dealer's advertised price of $23,590.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Kia K4 EX

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This low mileage used 2025 Kia K4 EX FWD sedan below 19,000 miles, cvt transmission, and 16 MPG, 2.0L gas engine is for sale right now below $23K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$22,990
Est. Payment:	$578.97 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	18,527
Location:	Monticello, IL
Estimated Cash Down:	$1,100

Item	Amount
Used Car Price⁽¹⁾	$22,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,547.49
Avg. DMV Fee	196.00
Cash Sale Price	$25,902.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,100.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,100.00
Total Loan Amount	$24,852.19
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$578.97

(1) Auto Loan calculations are based on the used car dealer's advertised price of $22,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Jeep Compass Latitude

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This below average mileage second hand 2024 Jeep Compass Latitude 4X4 SUV under 64,000 miles, a transmission, and 16 MPG, 2.0L gas engine is for sale right now below $21K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$20,990
Est. Payment:	$586.85 / 60 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	63,835
Location:	Monticello, IL
Estimated Cash Down:	$1,000

Item	Amount
Used Car Price⁽¹⁾	$20,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,327.49
Avg. DMV Fee	196.00
Cash Sale Price	$23,682.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,000.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,000.00
Total Loan Amount	$22,690.19
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	60
Auto Finance Payment	$586.85

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 60 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Ford Escape Active

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This low mileage preowned 2023 Ford Escape Active AWD SUV under 27,000 miles, a transmission, and 16 MPG, 1.5L gas engine is for sale right now under $24K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$23,288
Est. Payment:	$586.48 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	27,476
Location:	Monticello, IL
Estimated Cash Down:	$1,100

Item	Amount
Used Car Price⁽¹⁾	$23,288.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,580.27
Avg. DMV Fee	196.00
Cash Sale Price	$26,233.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,100.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,100.00
Total Loan Amount	$25,174.33
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$586.48

(1) Auto Loan calculations are based on the used car dealer's advertised price of $23,288.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Ford Escape Active

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This low mileage preowned 2023 Ford Escape Active AWD SUV under 31,000 miles, a transmission, and 16 MPG, 1.5L gas engine is for sale right now under $23K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$22,990
Est. Payment:	$578.97 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	31,303
Location:	Monticello, IL
Estimated Cash Down:	$1,100

Item	Amount
Used Car Price⁽¹⁾	$22,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,547.49
Avg. DMV Fee	196.00
Cash Sale Price	$25,902.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,100.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,100.00
Total Loan Amount	$24,852.19
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$578.97

(1) Car Finance calculations are based on the used car dealer's advertised price of $22,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Hyundai ELANTRA SEL Sport Premium

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This low mileage preowned 2026 Hyundai ELANTRA SEL Sport Premium FWD sedan under 9,000 miles, cvt transmission, and 16 MPG, 2.0L gas engine is for sale right now below $24K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$23,990
Est. Payment:	$604.16 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	8,897
Location:	Monticello, IL
Estimated Cash Down:	$1,100

Item	Amount
Used Car Price⁽¹⁾	$23,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,657.49
Avg. DMV Fee	196.00
Cash Sale Price	$27,012.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,100.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,100.00
Total Loan Amount	$25,933.19
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$604.16

(1) Auto Finance calculations are based on the used car dealer's advertised price of $23,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2016 Ford Fusion SE

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This high mileage second hand 2016 Ford Fusion SE FWD sedan under 118,000 miles, a transmission, and 16 MPG, 2.0L gas engine is for sale right now under $11K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$10,990
Est. Payment:	$434.64 / 36 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	117,827
Location:	Monticello, IL
Estimated Cash Down:	$800

Item	Amount
Used Car Price⁽¹⁾	$10,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,227.49
Avg. DMV Fee	196.00
Cash Sale Price	$12,582.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	800.00
Factory Rebate Incentive	0.00
Total Down Payment	$800.00
Total Loan Amount	$11,880.19
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	36
Car Finance Payment	$434.64

(1) Car Finance calculations are based on the used car dealer's advertised price of $10,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 36 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Hyundai KONA SEL

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This low mileage used 2025 Hyundai KONA SEL AWD SUV under 26,000 miles, cvt transmission, and 16 MPG, 2.0L gas engine is for sale right now under $24K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$23,250
Est. Payment:	$585.52 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	26,249
Location:	Monticello, IL
Estimated Cash Down:	$1,100

Item	Amount
Used Car Price⁽¹⁾	$23,250.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,576.09
Avg. DMV Fee	196.00
Cash Sale Price	$26,191.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,100.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,100.00
Total Loan Amount	$25,133.25
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$585.52

(1) Auto Finance calculations are based on the used car dealer's advertised price of $23,250.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2012 Ram 1500 SLT

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This high mileage second hand 2012 Ram 1500 SLT 4X4 pickup below 132,000 miles, a transmission, and 16 MPG, 5.7L gas engine is for sale right now below $14K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$13,990
Est. Payment:	$636.13 / 30 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	132,361
Location:	Monticello, IL
Estimated Cash Down:	$800

Item	Amount
Used Car Price⁽¹⁾	$13,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,557.49
Avg. DMV Fee	196.00
Cash Sale Price	$15,912.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	800.00
Factory Rebate Incentive	0.00
Total Down Payment	$800.00
Total Loan Amount	$15,123.19
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	30
Car Finance Payment	$636.13

(1) Car Finance calculations are based on the used car dealer's advertised price of $13,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 30 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars for Bad Credit in Piatt County, IL

Piatt County Bad Credit Car Dealerships

2018 Jeep Cherokee Latitude

2025 Hyundai KONA SEL

2025 Kia K4 EX

2024 Jeep Compass Latitude

2023 Ford Escape Active

2023 Ford Escape Active

2026 Hyundai ELANTRA SEL Sport Premium

2016 Ford Fusion SE

2025 Hyundai KONA SEL

2012 Ram 1500 SLT

Used Cars for Bad Credit in Piatt County Cities

Used Cars for Bad Credit in Piatt County, IL

Piatt County Bad Credit Car Dealerships

2018 Jeep Cherokee Latitude

Jeep Cherokee Latitude

2018 Jeep Cherokee Latitude Poor Credit Auto Finance Estimate

2025 Hyundai KONA SEL

Hyundai KONA SEL

2025 Hyundai KONA SEL Poor Credit Auto Loan Estimate

2025 Kia K4 EX

Kia K4 EX

2025 Kia K4 EX Poor Credit Auto Loan Estimate

2024 Jeep Compass Latitude

Jeep Compass Latitude

2024 Jeep Compass Latitude Poor Credit Auto Finance Estimate

2023 Ford Escape Active

Ford Escape Active

2023 Ford Escape Active Poor Credit Auto Loan Estimate

2023 Ford Escape Active

Ford Escape Active

2023 Ford Escape Active Poor Credit Car Finance Estimate

2026 Hyundai ELANTRA SEL Sport Premium

Hyundai ELANTRA SEL Sport Premium

2026 Hyundai ELANTRA SEL Sport Premium Poor Credit Auto Finance Estimate

2016 Ford Fusion SE

Ford Fusion SE

2016 Ford Fusion SE Poor Credit Car Finance Estimate

2025 Hyundai KONA SEL

Hyundai KONA SEL

2025 Hyundai KONA SEL Poor Credit Auto Finance Estimate

2012 Ram 1500 SLT

Ram 1500 SLT

2012 Ram 1500 SLT Poor Credit Car Finance Estimate

Used Cars for Bad Credit in Piatt County Cities

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