Piatt County, IL Used Cars for Sale |with Payments|

2016 GMC Sierra 2500HD Base

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This above average mileage second hand 2016 GMC Sierra 2500HD Base 4x4 pickup under 91,000 miles, automatic transmission, and 25 MPG, 6.0L gas engine is for sale right now under $25K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$24,848
Est. Payment:	$754.33 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	91,455
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$24,848.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,751.87
Avg. DMV Fee	196.00
Cash Sale Price	$27,964.87
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,964.87
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$754.33

(1) Car Finance calculations are based on the used car dealer's advertised price of $24,848.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage preowned 2025 Ford F-150 XLT 4x4 pickup under 14,000 miles, automatic transmission, and 25 MPG, 3.5L gas engine is for sale right now under $48K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$47,625
Est. Payment:	$911.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,574
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$47,625.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,257.34
Avg. DMV Fee	196.00
Cash Sale Price	$53,247.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$53,247.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$911.14

(1) Auto Loan calculations are based on the used car dealer's advertised price of $47,625.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chrysler Pacifica Touring L

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This low mileage preowned 2024 Chrysler Pacifica Touring L FWD minivan below 59,000 miles, automatic transmission, and 25 MPG, 3.6L gas engine is for sale right now below $28K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$27,200
Est. Payment:	$561.38 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,406
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$27,200.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,010.59
Avg. DMV Fee	196.00
Cash Sale Price	$30,575.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,575.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$561.38

(1) Auto Loan calculations are based on the used car dealer's advertised price of $27,200.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-350 Super Duty King Ranch

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This low mileage preowned 2024 Ford F-350 Super Duty King Ranch 4x4 pickup under 34,000 miles, automatic transmission, and 25 MPG, 6.7L diesel engine is for sale right now under $57K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$56,479
Est. Payment:	$1079.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,115
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$56,479.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,231.28
Avg. DMV Fee	196.00
Cash Sale Price	$63,075.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$63,075.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1079.31

(1) Car Finance calculations are based on the used car dealer's advertised price of $56,479.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Nautilus Reserve

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This low mileage preowned 2023 Lincoln Nautilus Reserve AWD SUV below 21,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now below $42K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$41,990
Est. Payment:	$804.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,107
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$41,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,637.49
Avg. DMV Fee	196.00
Cash Sale Price	$46,992.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,992.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$804.11

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 Lariat

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This low mileage used 2024 Ford F-150 Lariat 4x4 pickup below 11,000 miles, automatic transmission, and 25 MPG, 5.0L gas engine is for sale right now under $60K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$59,990
Est. Payment:	$1146.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,751
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$59,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,617.49
Avg. DMV Fee	196.00
Cash Sale Price	$66,972.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$66,972.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1146.00

(1) Car Finance calculations are based on the used car dealer's advertised price of $59,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Buick Envision Essence

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This low mileage second hand 2023 Buick Envision Essence AWD SUV under 19,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now below $33K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$32,444
Est. Payment:	$622.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,776
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$32,444.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,587.43
Avg. DMV Fee	196.00
Cash Sale Price	$36,396.43
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,396.43
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$622.80

(1) Auto Loan calculations are based on the used car dealer's advertised price of $32,444.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Malibu LT

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This low mileage preowned 2024 Chevrolet Malibu LT FWD sedan below 52,000 miles, cvt transmission, and 25 MPG, 1.5L gas engine is for sale right now below $19K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$18,990
Est. Payment:	$394.06 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,112
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$18,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,107.49
Avg. DMV Fee	196.00
Cash Sale Price	$21,462.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,462.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$394.06

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SONATA Hybrid Limited

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This low mileage preowned 2025 Hyundai SONATA Hybrid Limited FWD sedan below 29,000 miles, automatic transmission, and 25 MPG, 2.0L hybrid engine is for sale right now under $33K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$32,990
Est. Payment:	$633.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,717
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$32,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,647.49
Avg. DMV Fee	196.00
Cash Sale Price	$37,002.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,002.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$633.17

(1) Car Finance calculations are based on the used car dealer's advertised price of $32,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Dodge Hornet GT

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This low mileage second hand 2024 Dodge Hornet GT AWD SUV below 19,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now below $23K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$22,800
Est. Payment:	$439.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,232
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$22,800.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,526.59
Avg. DMV Fee	196.00
Cash Sale Price	$25,691.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,691.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$439.62

(1) Auto Finance calculations are based on the used car dealer's advertised price of $22,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Piatt County, IL Used Cars for Sale

Piatt County Secondhand Used Vehicle Inventory

2016 GMC Sierra 2500HD Base

2025 Ford F-150 XLT

2024 Chrysler Pacifica Touring L

2024 Ford F-350 Super Duty King Ranch

2023 Lincoln Nautilus Reserve

2024 Ford F-150 Lariat

2023 Buick Envision Essence

2024 Chevrolet Malibu LT

2025 Hyundai SONATA Hybrid Limited

2024 Dodge Hornet GT

Piatt County Cities with Used Cars for Sale

Piatt County, IL Used Cars for Sale

Piatt County Secondhand Used Vehicle Inventory

2016 GMC Sierra 2500HD Base

GMC Sierra 2500HD Base

2016 GMC Sierra 2500HD Base Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2024 Chrysler Pacifica Touring L

Chrysler Pacifica Touring L

2024 Chrysler Pacifica Touring L Car Loan Estimate

2024 Ford F-350 Super Duty King Ranch

Ford F-350 Super Duty King Ranch

2024 Ford F-350 Super Duty King Ranch Car Loan Estimate

2023 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2023 Lincoln Nautilus Reserve Car Loan Estimate

2024 Ford F-150 Lariat

Ford F-150 Lariat

2024 Ford F-150 Lariat Car Loan Estimate

2023 Buick Envision Essence

Buick Envision Essence

2023 Buick Envision Essence Car Loan Estimate

2024 Chevrolet Malibu LT

Chevrolet Malibu LT

2024 Chevrolet Malibu LT Car Loan Estimate

2025 Hyundai SONATA Hybrid Limited

Hyundai SONATA Hybrid Limited

2025 Hyundai SONATA Hybrid Limited Car Loan Estimate

2024 Dodge Hornet GT

Dodge Hornet GT

2024 Dodge Hornet GT Car Loan Estimate

Piatt County Cities with Used Cars for Sale

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