Mattoon, IL Used Cars Under $40,000 |with Payments|

2023 Hyundai PALISADE XRT

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This low mileage used 2023 Hyundai PALISADE XRT AWD SUV below 27,000 miles, automatic transmission, and 27 MPG, 3.8L gas engine is for sale right now under $36K at K.C. Summers Hyundai in Mattoon, IL. ...View More Details

Sales Price:	$35,977
Est. Payment:	$689.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,377
Location:	Mattoon, IL

Item	Amount
Used Car Price⁽¹⁾	$35,977.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,976.06
Avg. DMV Fee	196.00
Cash Sale Price	$40,318.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,318.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$689.90

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE SEL Premium

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This low mileage second hand 2025 Hyundai PALISADE SEL Premium AWD SUV below 21,000 miles, automatic transmission, and 27 MPG, 3.8L gas engine is for sale right now under $39K at K.C. Summers Hyundai in Mattoon, IL. ...View More Details

Sales Price:	$38,977
Est. Payment:	$746.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,503
Location:	Mattoon, IL

Item	Amount
Used Car Price⁽¹⁾	$38,977.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,306.06
Avg. DMV Fee	196.00
Cash Sale Price	$43,648.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,648.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$746.88

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai ELANTRA N Base

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This low mileage second hand 2026 Hyundai ELANTRA N Base FWD sedan below 0,000 miles, automatic transmission, and 27 MPG, 2.0L gas engine is for sale right now under $38K at K.C. Summers Hyundai in Mattoon, IL. ...View More Details

Sales Price:	$37,011
Est. Payment:	$709.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17
Location:	Mattoon, IL

Item	Amount
Used Car Price⁽¹⁾	$37,011.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,089.80
Avg. DMV Fee	196.00
Cash Sale Price	$41,465.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,465.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$709.54

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,011.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage used 2026 Hyundai SANTA FE Hybrid SEL AWD SUV under 0,000 miles, automatic transmission, and 27 MPG, 1.6L hybrid engine is for sale right now under $39K at K.C. Summers Hyundai in Mattoon, IL. ...View More Details

Sales Price:	$38,962
Est. Payment:	$746.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11
Location:	Mattoon, IL

Item	Amount
Used Car Price⁽¹⁾	$38,962.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,304.41
Avg. DMV Fee	196.00
Cash Sale Price	$43,631.41
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,631.41
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$746.60

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,962.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage preowned 2026 Hyundai SANTA FE SEL AWD SUV below 0,000 miles, automatic transmission, and 27 MPG, 2.5L gas engine is for sale right now below $38K at K.C. Summers Hyundai in Mattoon, IL. ...View More Details

Sales Price:	$37,138
Est. Payment:	$711.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9
Location:	Mattoon, IL

Item	Amount
Used Car Price⁽¹⁾	$37,138.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,103.77
Avg. DMV Fee	196.00
Cash Sale Price	$41,606.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,606.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$711.95

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,138.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SE

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This low mileage used 2026 Hyundai SANTA FE Hybrid SE AWD SUV under 5,000 miles, automatic transmission, and 27 MPG, 1.6L hybrid engine is for sale right now below $37K at K.C. Summers Hyundai in Mattoon, IL. ...View More Details

Sales Price:	$36,032
Est. Payment:	$690.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,802
Location:	Mattoon, IL

Item	Amount
Used Car Price⁽¹⁾	$36,032.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,982.11
Avg. DMV Fee	196.00
Cash Sale Price	$40,379.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,379.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$690.95

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,032.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON Limited

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This low mileage used 2026 Hyundai TUCSON Limited AWD SUV below 0,000 miles, automatic transmission, and 27 MPG, 2.5L gas engine is for sale right now below $40K at K.C. Summers Hyundai in Mattoon, IL. ...View More Details

Sales Price:	$39,601
Est. Payment:	$758.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10
Location:	Mattoon, IL

Item	Amount
Used Car Price⁽¹⁾	$39,601.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,374.70
Avg. DMV Fee	196.00
Cash Sale Price	$44,340.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,340.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$758.74

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,601.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON Limited

⇩ View Seller Description

This low mileage second hand 2026 Hyundai TUCSON Limited AWD SUV under 0,000 miles, automatic transmission, and 27 MPG, 2.5L gas engine is for sale right now below $40K at K.C. Summers Hyundai in Mattoon, IL. ...View More Details

Sales Price:	$39,518
Est. Payment:	$757.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12
Location:	Mattoon, IL

Item	Amount
Used Car Price⁽¹⁾	$39,518.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,365.57
Avg. DMV Fee	196.00
Cash Sale Price	$44,248.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,248.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$757.16

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,518.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Mattoon, IL

Mattoon, IL Secondhand Used Vehicles Priced Below $40,000

2023 Hyundai PALISADE XRT

2025 Hyundai PALISADE SEL Premium

2026 Hyundai ELANTRA N Base

2026 Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE SEL

2026 Hyundai SANTA FE Hybrid SE

2026 Hyundai TUCSON Limited

2026 Hyundai TUCSON Limited

Used Cars under $40,000 for Sale in Mattoon, IL

Mattoon, IL Secondhand Used Vehicles Priced Below $40,000

2023 Hyundai PALISADE XRT

Hyundai PALISADE XRT

2023 Hyundai PALISADE XRT Car Loan Estimate

2025 Hyundai PALISADE SEL Premium

Hyundai PALISADE SEL Premium

2025 Hyundai PALISADE SEL Premium Car Loan Estimate

2026 Hyundai ELANTRA N Base

Hyundai ELANTRA N Base

2026 Hyundai ELANTRA N Base Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SE

Hyundai SANTA FE Hybrid SE

2026 Hyundai SANTA FE Hybrid SE Car Loan Estimate

2026 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2026 Hyundai TUCSON Limited Car Loan Estimate

2026 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2026 Hyundai TUCSON Limited Car Loan Estimate

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