Monticello, IL Used Cars for Bad Credit with Auto Loan Payments

2025 Hyundai KONA SEL

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This low mileage preowned 2025 Hyundai KONA SEL AWD SUV under 26,000 miles, cvt transmission, and 38 MPG, 2.0L gas engine is for sale right now under $24K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$23,790
Est. Payment:	$599.12 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	26,249
Location:	Monticello, IL
Estimated Cash Down:	$1,100

Item	Amount
Used Car Price⁽¹⁾	$23,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,635.49
Avg. DMV Fee	196.00
Cash Sale Price	$26,790.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,100.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,100.00
Total Loan Amount	$25,716.99
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$599.12

(1) Car Loan calculations are based on the used car dealer's advertised price of $23,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2019 Ford F-150 King Ranch

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This high mileage used 2019 Ford F-150 King Ranch 4x4 pickup under 156,000 miles, automatic transmission, and 38 MPG, 3.5L gas engine is for sale right now under $21K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$20,990
Est. Payment:	$954.43 / 30 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	155,612
Location:	Monticello, IL
Estimated Cash Down:	$1,000

Item	Amount
Used Car Price⁽¹⁾	$20,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,327.49
Avg. DMV Fee	196.00
Cash Sale Price	$23,682.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,000.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,000.00
Total Loan Amount	$22,690.19
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	30
Car Loan Payment	$954.43

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 30 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2021 Buick Envision Preferred

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This below average mileage preowned 2021 Buick Envision Preferred AWD SUV under 64,000 miles, automatic transmission, and 38 MPG, 2.0L gas engine is for sale right now under $21K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$20,990
Est. Payment:	$586.85 / 60 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	63,652
Location:	Monticello, IL
Estimated Cash Down:	$1,000

Item	Amount
Used Car Price⁽¹⁾	$20,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,327.49
Avg. DMV Fee	196.00
Cash Sale Price	$23,682.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,000.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,000.00
Total Loan Amount	$22,690.19
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	60
Auto Loan Payment	$586.85

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 60 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2013 Toyota Sienna XLE 7-Passenger Auto Access Seat

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This high mileage second hand 2013 Toyota Sienna XLE 7-Passenger Auto Access Seat FWD minivan below 231,000 miles, automatic transmission, and 38 MPG, 3.5L gas engine is for sale right now under $6K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$5,490
Est. Payment:	$249.63 / 30 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	231,373
Location:	Monticello, IL
Estimated Cash Down:	$600

Item	Amount
Used Car Price⁽¹⁾	$5,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	622.49
Avg. DMV Fee	196.00
Cash Sale Price	$6,477.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	600.00
Factory Rebate Incentive	0.00
Total Down Payment	$600.00
Total Loan Amount	$5,934.69
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	30
Auto Finance Payment	$249.63

(1) Auto Finance calculations are based on the used car dealer's advertised price of $5,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 30 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2020 Ford Explorer XLT

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This below average mileage used 2020 Ford Explorer XLT AWD SUV under 68,000 miles, automatic transmission, and 38 MPG, 2.3L gas engine is for sale right now below $23K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$22,790
Est. Payment:	$637.17 / 60 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	68,480
Location:	Monticello, IL
Estimated Cash Down:	$1,100

Item	Amount
Used Car Price⁽¹⁾	$22,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,525.49
Avg. DMV Fee	196.00
Cash Sale Price	$25,680.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,100.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,100.00
Total Loan Amount	$24,635.99
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	60
Auto Loan Payment	$637.17

(1) Auto Loan calculations are based on the used car dealer's advertised price of $22,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 60 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Nissan Rogue S

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This below average mileage preowned 2024 Nissan Rogue S AWD SUV below 61,000 miles, cvt transmission, and 38 MPG, 1.5L gas engine is for sale right now below $21K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$20,490
Est. Payment:	$572.87 / 60 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	61,009
Location:	Monticello, IL
Estimated Cash Down:	$1,000

Item	Amount
Used Car Price⁽¹⁾	$20,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,272.49
Avg. DMV Fee	196.00
Cash Sale Price	$23,127.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,000.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,000.00
Total Loan Amount	$22,149.69
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	60
Auto Loan Payment	$572.87

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 60 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Hyundai TUCSON SEL

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This low mileage second hand 2023 Hyundai TUCSON SEL FWD SUV under 33,000 miles, automatic transmission, and 38 MPG, 2.5L gas engine is for sale right now under $24K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$23,890
Est. Payment:	$601.64 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	33,414
Location:	Monticello, IL
Estimated Cash Down:	$1,100

Item	Amount
Used Car Price⁽¹⁾	$23,890.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,646.49
Avg. DMV Fee	196.00
Cash Sale Price	$26,901.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,100.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,100.00
Total Loan Amount	$25,825.09
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$601.64

(1) Car Loan calculations are based on the used car dealer's advertised price of $23,890.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2016 BMW X3 xDrive28i

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This above average mileage preowned 2016 BMW X3 xDrive28i AWD SUV below 92,000 miles, automatic transmission, and 38 MPG, 2.0L gas engine is for sale right now under $13K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$12,490
Est. Payment:	$441.59 / 42 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	92,000
Location:	Monticello, IL
Estimated Cash Down:	$800

Item	Amount
Used Car Price⁽¹⁾	$12,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,392.49
Avg. DMV Fee	196.00
Cash Sale Price	$14,247.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	800.00
Factory Rebate Incentive	0.00
Total Down Payment	$800.00
Total Loan Amount	$13,501.69
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	42
Car Loan Payment	$441.59

(1) Car Loan calculations are based on the used car dealer's advertised price of $12,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 42 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2022 Ford Escape SE

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This low mileage preowned 2022 Ford Escape SE AWD SUV under 23,000 miles, automatic transmission, and 38 MPG, 1.5L gas engine is for sale right now below $22K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$21,790
Est. Payment:	$548.75 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	23,437
Location:	Monticello, IL
Estimated Cash Down:	$1,100

Item	Amount
Used Car Price⁽¹⁾	$21,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,415.49
Avg. DMV Fee	196.00
Cash Sale Price	$24,570.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,100.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,100.00
Total Loan Amount	$23,554.99
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$548.75

(1) Car Loan calculations are based on the used car dealer's advertised price of $21,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2020 Honda CR-V Hybrid Touring

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This high mileage used 2020 Honda CR-V Hybrid Touring AWD SUV below 131,000 miles, automatic transmission, and 38 MPG, 2.0L hybrid engine is for sale right now under $20K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$19,990
Est. Payment:	$908.96 / 30 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	130,669
Location:	Monticello, IL
Estimated Cash Down:	$1,000

Item	Amount
Used Car Price⁽¹⁾	$19,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,217.49
Avg. DMV Fee	196.00
Cash Sale Price	$22,572.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,000.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,000.00
Total Loan Amount	$21,609.19
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	30
Car Loan Payment	$908.96

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 30 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars for Bad Credit in Monticello, IL

Monticello, IL Car Dealerships for Bad Credit

2025 Hyundai KONA SEL

2019 Ford F-150 King Ranch

2021 Buick Envision Preferred

2013 Toyota Sienna XLE 7-Passenger Auto Access Seat

2020 Ford Explorer XLT

2024 Nissan Rogue S

2023 Hyundai TUCSON SEL

2016 BMW X3 xDrive28i

2022 Ford Escape SE

2020 Honda CR-V Hybrid Touring

Used Cars for Bad Credit in Monticello, IL

Monticello, IL Car Dealerships for Bad Credit

2025 Hyundai KONA SEL

Hyundai KONA SEL

2025 Hyundai KONA SEL Poor Credit Car Loan Estimate

2019 Ford F-150 King Ranch

Ford F-150 King Ranch

2019 Ford F-150 King Ranch Poor Credit Car Loan Estimate

2021 Buick Envision Preferred

Buick Envision Preferred

2021 Buick Envision Preferred Poor Credit Auto Loan Estimate

2013 Toyota Sienna XLE 7-Passenger Auto Access Seat

Toyota Sienna XLE 7-Passenger Auto Access Seat

2013 Toyota Sienna XLE 7-Passenger Auto Access Seat Poor Credit Auto Finance Estimate

2020 Ford Explorer XLT

Ford Explorer XLT

2020 Ford Explorer XLT Poor Credit Auto Loan Estimate

2024 Nissan Rogue S

Nissan Rogue S

2024 Nissan Rogue S Poor Credit Auto Loan Estimate

2023 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2023 Hyundai TUCSON SEL Poor Credit Car Loan Estimate

2016 BMW X3 xDrive28i

BMW X3 xDrive28i

2016 BMW X3 xDrive28i Poor Credit Car Loan Estimate

2022 Ford Escape SE

Ford Escape SE

2022 Ford Escape SE Poor Credit Car Loan Estimate

2020 Honda CR-V Hybrid Touring

Honda CR-V Hybrid Touring

2020 Honda CR-V Hybrid Touring Poor Credit Car Loan Estimate

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