Monticello, IL Used Cars for Sale |with Payments|

2022 Ram 1500 Big Horn

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This low mileage used 2022 Ram 1500 Big Horn 4X4 pickup under 26,000 miles, a transmission, and 19 MPG, 5.7L gas engine is for sale right now under $39K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$38,733
Est. Payment:	$742.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,896
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$38,733.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,279.22
Avg. DMV Fee	196.00
Cash Sale Price	$43,377.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,377.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$742.25

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,733.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Nissan Rogue S

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This high mileage preowned 2018 Nissan Rogue S AWD wagon below 131,000 miles, cvt transmission, and 19 MPG, 2.5L gas engine is for sale right now under $11K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$10,600
Est. Payment:	$443.35 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	131,201
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$10,600.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,184.59
Avg. DMV Fee	196.00
Cash Sale Price	$12,149.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$12,149.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$443.35

(1) Car Finance calculations are based on the used car dealer's advertised price of $10,600.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Jeep Cherokee Latitude

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This high mileage preowned 2018 Jeep Cherokee Latitude FWD SUV below 128,000 miles, a transmission, and 19 MPG, 2.4L gas engine is for sale right now under $10K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$9,490
Est. Payment:	$398.39 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	128,359
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$9,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,062.49
Avg. DMV Fee	196.00
Cash Sale Price	$10,917.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$10,917.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$398.39

(1) Auto Finance calculations are based on the used car dealer's advertised price of $9,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Edge SEL

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This low mileage second hand 2024 Ford Edge SEL AWD SUV under 22,000 miles, a transmission, and 19 MPG, 2.0L gas engine is for sale right now below $28K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$27,790
Est. Payment:	$534.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,545
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$27,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,075.49
Avg. DMV Fee	196.00
Cash Sale Price	$31,230.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,230.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$534.40

(1) Car Loan calculations are based on the used car dealer's advertised price of $27,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Wrangler Backcountry 4xe

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This low mileage second hand 2025 Jeep Wrangler Backcountry 4xe 4X4 SUV below 10,000 miles, a transmission, and 19 MPG, 2.0L hybrid engine is for sale right now below $34K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$33,673
Est. Payment:	$646.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,121
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$33,673.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,722.62
Avg. DMV Fee	196.00
Cash Sale Price	$37,760.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,760.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$646.14

(1) Car Loan calculations are based on the used car dealer's advertised price of $33,673.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Outer Banks

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This low mileage second hand 2025 Ford Bronco Outer Banks 4X4 SUV under 15,000 miles, a transmission, and 19 MPG, 2.7L gas engine is for sale right now below $51K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$50,988
Est. Payment:	$975.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,639
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$50,988.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,627.27
Avg. DMV Fee	196.00
Cash Sale Price	$56,980.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,980.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$975.02

(1) Car Finance calculations are based on the used car dealer's advertised price of $50,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Expedition Active

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This low mileage second hand 2025 Ford Expedition Active 4X4 SUV under 20,000 miles, a transmission, and 19 MPG, 3.5L gas engine is for sale right now below $58K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$57,388
Est. Payment:	$1096.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,931
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$57,388.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,331.27
Avg. DMV Fee	196.00
Cash Sale Price	$64,084.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$64,084.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1096.58

(1) Car Finance calculations are based on the used car dealer's advertised price of $57,388.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chrysler Pacifica Touring L

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This below average mileage preowned 2024 Chrysler Pacifica Touring L FWD mini-van below 60,000 miles, a transmission, and 19 MPG, 3.6L gas engine is for sale right now under $27K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$26,087
Est. Payment:	$582.77 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,093
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$26,087.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,888.16
Avg. DMV Fee	196.00
Cash Sale Price	$29,340.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,340.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$582.77

(1) Car Finance calculations are based on the used car dealer's advertised price of $26,087.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage second hand 2023 Ford Explorer XLT AWD SUV under 23,000 miles, a transmission, and 19 MPG, 2.3L gas engine is for sale right now under $37K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$36,490
Est. Payment:	$699.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,876
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$36,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,032.49
Avg. DMV Fee	196.00
Cash Sale Price	$40,887.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,887.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$699.65

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Expedition Limited

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This low mileage second hand 2024 Ford Expedition Limited 4X4 SUV below 27,000 miles, a transmission, and 19 MPG, 3.5L gas engine is for sale right now below $56K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$55,490
Est. Payment:	$1060.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,947
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$55,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,122.49
Avg. DMV Fee	196.00
Cash Sale Price	$61,977.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$61,977.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1060.53

(1) Auto Loan calculations are based on the used car dealer's advertised price of $55,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Monticello, IL Used Cars for Sale

Monticello, IL Secondhand Used Vehicle Inventory

2022 Ram 1500 Big Horn

Ram 1500 Big Horn

2022 Ram 1500 Big Horn Car Loan Estimate

2018 Nissan Rogue S

Nissan Rogue S

2018 Nissan Rogue S Car Loan Estimate

2018 Jeep Cherokee Latitude

Jeep Cherokee Latitude

2018 Jeep Cherokee Latitude Car Loan Estimate

2024 Ford Edge SEL

Ford Edge SEL

2024 Ford Edge SEL Car Loan Estimate

2025 Jeep Wrangler Backcountry 4xe

Jeep Wrangler Backcountry 4xe

2025 Jeep Wrangler Backcountry 4xe Car Loan Estimate

2025 Ford Bronco Outer Banks

Ford Bronco Outer Banks

2025 Ford Bronco Outer Banks Car Loan Estimate

2025 Ford Expedition Active

Ford Expedition Active

2025 Ford Expedition Active Car Loan Estimate

2024 Chrysler Pacifica Touring L

Chrysler Pacifica Touring L

2024 Chrysler Pacifica Touring L Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2024 Ford Expedition Limited

Ford Expedition Limited

2024 Ford Expedition Limited Car Loan Estimate

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