Monticello, IL Used Cars for Sale |with Payments|

2022 Ford F-150 Raptor

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This low mileage used 2022 Ford F-150 Raptor 4x4 pickup under 45,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now under $63K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$62,990
Est. Payment:	$1202.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,872
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$62,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,947.49
Avg. DMV Fee	196.00
Cash Sale Price	$70,302.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$70,302.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1202.98

(1) Auto Loan calculations are based on the used car dealer's advertised price of $62,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia K4 LXS

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This low mileage second hand 2025 Kia K4 LXS FWD sedan under 17,000 miles, cvt transmission, and 23 MPG, 2.0L gas engine is for sale right now under $23K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$22,990
Est. Payment:	$443.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,412
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$22,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,547.49
Avg. DMV Fee	196.00
Cash Sale Price	$25,902.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,902.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$443.23

(1) Auto Finance calculations are based on the used car dealer's advertised price of $22,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer ST-Line

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This low mileage used 2024 Ford Explorer ST-Line AWD SUV under 18,000 miles, automatic transmission, and 23 MPG, 2.3L gas engine is for sale right now below $42K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$41,490
Est. Payment:	$794.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,047
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$41,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,582.49
Avg. DMV Fee	196.00
Cash Sale Price	$46,437.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,437.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$794.62

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chrysler Pacifica Touring L

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This low mileage second hand 2024 Chrysler Pacifica Touring L FWD minivan below 53,000 miles, automatic transmission, and 23 MPG, 3.6L gas engine is for sale right now below $28K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$27,490
Est. Payment:	$567.29 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,736
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$27,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,042.49
Avg. DMV Fee	196.00
Cash Sale Price	$30,897.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,897.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$567.29

(1) Auto Finance calculations are based on the used car dealer's advertised price of $27,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL 4x4 pickup under 30,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now below $39K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$38,690
Est. Payment:	$741.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,133
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$38,690.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,274.49
Avg. DMV Fee	196.00
Cash Sale Price	$43,329.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,329.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$741.43

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,690.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Big Bend

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This low mileage second hand 2025 Ford Bronco Sport Big Bend AWD SUV under 21,000 miles, automatic transmission, and 23 MPG, 1.5L gas engine is for sale right now under $28K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$27,790
Est. Payment:	$534.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,342
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$27,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,075.49
Avg. DMV Fee	196.00
Cash Sale Price	$31,230.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,230.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$534.40

(1) Auto Loan calculations are based on the used car dealer's advertised price of $27,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang GT

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This low mileage preowned 2025 Ford Mustang GT RWD coupe under 14,000 miles, transmission, and 23 MPG, 5.0L gas engine is for sale right now under $51K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$50,990
Est. Payment:	$975.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,910
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$50,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,627.49
Avg. DMV Fee	196.00
Cash Sale Price	$56,982.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,982.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$975.06

(1) Auto Loan calculations are based on the used car dealer's advertised price of $50,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Chevrolet Traverse LT

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This low mileage preowned 2026 Chevrolet Traverse LT 4x4 SUV below 28,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now below $43K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$42,990
Est. Payment:	$823.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,157
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$42,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,747.49
Avg. DMV Fee	196.00
Cash Sale Price	$48,102.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,102.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$823.11

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer Limited

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This low mileage second hand 2023 Ford Explorer Limited AWD SUV below 19,000 miles, automatic transmission, and 23 MPG, 2.3L gas engine is for sale right now below $39K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$38,990
Est. Payment:	$747.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,679
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$38,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,307.49
Avg. DMV Fee	196.00
Cash Sale Price	$43,662.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,662.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$747.13

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage second hand 2024 Ford F-150 XLT 4x4 pickup under 28,000 miles, automatic transmission, and 23 MPG, 3.5L hybrid engine is for sale right now under $48K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$47,790
Est. Payment:	$914.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,288
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$47,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,275.49
Avg. DMV Fee	196.00
Cash Sale Price	$53,430.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$53,430.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$914.28

(1) Car Finance calculations are based on the used car dealer's advertised price of $47,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Monticello, IL Used Cars for Sale

Monticello, IL Secondhand Used Vehicle Inventory

2022 Ford F-150 Raptor

Ford F-150 Raptor

2022 Ford F-150 Raptor Car Loan Estimate

2025 Kia K4 LXS

Kia K4 LXS

2025 Kia K4 LXS Car Loan Estimate

2024 Ford Explorer ST-Line

Ford Explorer ST-Line

2024 Ford Explorer ST-Line Car Loan Estimate

2024 Chrysler Pacifica Touring L

Chrysler Pacifica Touring L

2024 Chrysler Pacifica Touring L Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2025 Ford Bronco Sport Big Bend

Ford Bronco Sport Big Bend

2025 Ford Bronco Sport Big Bend Car Loan Estimate

2025 Ford Mustang GT

Ford Mustang GT

2025 Ford Mustang GT Car Loan Estimate

2026 Chevrolet Traverse LT

Chevrolet Traverse LT

2026 Chevrolet Traverse LT Car Loan Estimate

2023 Ford Explorer Limited

Ford Explorer Limited

2023 Ford Explorer Limited Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

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