Monticello, IL Used Cars for Sale |with Payments|

2025 Ford F-250 Super Duty XLT

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This low mileage preowned 2025 Ford F-250 Super Duty XLT 4x4 pickup below 10,000 miles, automatic transmission, and 6.7L diesel engine is for sale right now below $83K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$82,990
Est. Payment:	$1582.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,827
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$82,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	9,147.49
Avg. DMV Fee	196.00
Cash Sale Price	$92,502.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$92,502.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1582.86

(1) Auto Finance calculations are based on the used car dealer's advertised price of $82,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage preowned 2025 Ford Explorer ST-Line AWD SUV under 13,000 miles, automatic transmission, and 2.3L gas engine is for sale right now below $43K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$42,990
Est. Payment:	$823.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,380
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$42,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,747.49
Avg. DMV Fee	196.00
Cash Sale Price	$48,102.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,102.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$823.11

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Badlands

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This low mileage used 2025 Ford Bronco Sport Badlands AWD SUV under 12,000 miles, automatic transmission, and 2.0L gas engine is for sale right now under $35K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$34,790
Est. Payment:	$667.36 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,142
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$34,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,845.49
Avg. DMV Fee	196.00
Cash Sale Price	$39,000.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,000.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$667.36

(1) Auto Loan calculations are based on the used car dealer's advertised price of $34,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Compass Latitude

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This below average mileage used 2024 Jeep Compass Latitude 4x4 SUV under 64,000 miles, automatic transmission, and 2.0L gas engine is for sale right now under $21K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$20,990
Est. Payment:	$470.40 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,835
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$20,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,327.49
Avg. DMV Fee	196.00
Cash Sale Price	$23,682.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,682.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$470.40

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Badlands

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This low mileage used 2025 Ford Bronco Badlands 4x4 SUV under 5,000 miles, automatic transmission, and 2.7L gas engine is for sale right now under $53K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$52,790
Est. Payment:	$1009.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,177
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$52,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,825.49
Avg. DMV Fee	196.00
Cash Sale Price	$58,980.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,980.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1009.24

(1) Car Loan calculations are based on the used car dealer's advertised price of $52,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford F-150 King Ranch

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This high mileage used 2019 Ford F-150 King Ranch 4x4 pickup below 156,000 miles, automatic transmission, and 3.5L gas engine is for sale right now below $21K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$20,990
Est. Payment:	$864.20 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	155,612
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$20,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,327.49
Avg. DMV Fee	196.00
Cash Sale Price	$23,682.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,682.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$864.20

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chrysler Pacifica Touring L

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This low mileage second hand 2024 Chrysler Pacifica Touring L FWD minivan under 53,000 miles, automatic transmission, and 3.6L gas engine is for sale right now below $28K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$27,490
Est. Payment:	$567.29 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,162
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$27,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,042.49
Avg. DMV Fee	196.00
Cash Sale Price	$30,897.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,897.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$567.29

(1) Car Finance calculations are based on the used car dealer's advertised price of $27,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chrysler Pacifica Touring L

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This low mileage preowned 2024 Chrysler Pacifica Touring L FWD minivan below 59,000 miles, automatic transmission, and 3.6L gas engine is for sale right now below $27K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$26,790
Est. Payment:	$553.02 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,264
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$26,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,965.49
Avg. DMV Fee	196.00
Cash Sale Price	$30,120.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,120.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$553.02

(1) Car Finance calculations are based on the used car dealer's advertised price of $26,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chrysler Pacifica Touring L

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This below average mileage second hand 2024 Chrysler Pacifica Touring L FWD minivan below 60,000 miles, automatic transmission, and 3.6L gas engine is for sale right now below $27K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$26,490
Est. Payment:	$591.66 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,093
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$26,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,932.49
Avg. DMV Fee	196.00
Cash Sale Price	$29,787.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,787.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$591.66

(1) Auto Finance calculations are based on the used car dealer's advertised price of $26,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai KONA SEL

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This low mileage used 2025 Hyundai KONA SEL AWD SUV under 22,000 miles, cvt transmission, and 2.0L gas engine is for sale right now below $24K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$23,790
Est. Payment:	$458.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,074
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$23,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,635.49
Avg. DMV Fee	196.00
Cash Sale Price	$26,790.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,790.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$458.43

(1) Auto Loan calculations are based on the used car dealer's advertised price of $23,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Monticello, IL Used Cars for Sale

Monticello, IL Secondhand Used Vehicle Inventory

2025 Ford F-250 Super Duty XLT

Ford F-250 Super Duty XLT

2025 Ford F-250 Super Duty XLT Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2025 Ford Bronco Sport Badlands

Ford Bronco Sport Badlands

2025 Ford Bronco Sport Badlands Car Loan Estimate

2024 Jeep Compass Latitude

Jeep Compass Latitude

2024 Jeep Compass Latitude Car Loan Estimate

2025 Ford Bronco Badlands

Ford Bronco Badlands

2025 Ford Bronco Badlands Car Loan Estimate

2019 Ford F-150 King Ranch

Ford F-150 King Ranch

2019 Ford F-150 King Ranch Car Loan Estimate

2024 Chrysler Pacifica Touring L

Chrysler Pacifica Touring L

2024 Chrysler Pacifica Touring L Car Loan Estimate

2024 Chrysler Pacifica Touring L

Chrysler Pacifica Touring L

2024 Chrysler Pacifica Touring L Car Loan Estimate

2024 Chrysler Pacifica Touring L

Chrysler Pacifica Touring L

2024 Chrysler Pacifica Touring L Car Loan Estimate

2025 Hyundai KONA SEL

Hyundai KONA SEL

2025 Hyundai KONA SEL Car Loan Estimate

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