Monticello, IL Used Cars for Sale |with Payments|

2023 Ford Escape Active

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This low mileage used 2023 Ford Escape Active AWD SUV under 27,000 miles, a transmission, and 18 MPG, 1.5L gas engine is for sale right now under $24K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$23,288
Est. Payment:	$448.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,476
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$23,288.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,580.27
Avg. DMV Fee	196.00
Cash Sale Price	$26,233.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,233.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$448.89

(1) Auto Finance calculations are based on the used car dealer's advertised price of $23,288.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Armada SL

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This low mileage used 2025 Nissan Armada SL 4X4 SUV under 19,000 miles, a transmission, and 18 MPG, 3.5L gas engine is for sale right now below $54K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$53,990
Est. Payment:	$1032.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,392
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$53,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,957.49
Avg. DMV Fee	196.00
Cash Sale Price	$60,312.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$60,312.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1032.04

(1) Car Loan calculations are based on the used car dealer's advertised price of $53,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 GMC Sierra 1500 AT4

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This average mileage preowned 2024 GMC Sierra 1500 AT4 4X4 pickup below 74,000 miles, a transmission, and 18 MPG, 3.0L diesel engine is for sale right now below $47K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$46,990
Est. Payment:	$1140.30 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,047
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$46,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,187.49
Avg. DMV Fee	196.00
Cash Sale Price	$52,542.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$52,542.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$1140.30

(1) Car Loan calculations are based on the used car dealer's advertised price of $46,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Compass Latitude

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This below average mileage second hand 2024 Jeep Compass Latitude 4X4 SUV below 64,000 miles, a transmission, and 18 MPG, 2.0L gas engine is for sale right now under $21K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$20,990
Est. Payment:	$470.40 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,835
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$20,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,327.49
Avg. DMV Fee	196.00
Cash Sale Price	$23,682.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,682.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$470.40

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Grand Cherokee L Laredo

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This low mileage used 2024 Jeep Grand Cherokee L Laredo 4X4 SUV under 19,000 miles, a transmission, and 18 MPG, 3.6L gas engine is for sale right now below $36K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$35,490
Est. Payment:	$680.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,737
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$35,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,922.49
Avg. DMV Fee	196.00
Cash Sale Price	$39,777.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,777.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$680.65

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Badlands

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This low mileage second hand 2025 Ford Bronco Sport Badlands AWD SUV under 12,000 miles, a transmission, and 18 MPG, 2.0L gas engine is for sale right now under $35K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$34,490
Est. Payment:	$661.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,142
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$34,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,812.49
Avg. DMV Fee	196.00
Cash Sale Price	$38,667.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,667.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$661.66

(1) Car Loan calculations are based on the used car dealer's advertised price of $34,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Expedition Platinum

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This low mileage used 2025 Ford Expedition Platinum 4X4 SUV below 14,000 miles, a transmission, and 18 MPG, 3.5L gas engine is for sale right now below $70K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$69,391
Est. Payment:	$1324.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,988
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$69,391.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	7,651.60
Avg. DMV Fee	196.00
Cash Sale Price	$77,407.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$77,407.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1324.56

(1) Auto Finance calculations are based on the used car dealer's advertised price of $69,391.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE SEL Convenience

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This low mileage preowned 2026 Hyundai PALISADE SEL Convenience FWD SUV below 13,000 miles, a transmission, and 18 MPG, 3.5L gas engine is for sale right now under $40K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$39,990
Est. Payment:	$766.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,803
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,417.49
Avg. DMV Fee	196.00
Cash Sale Price	$44,772.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,772.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$766.12

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Edge SEL

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This low mileage used 2024 Ford Edge SEL AWD SUV below 22,000 miles, a transmission, and 18 MPG, 2.0L gas engine is for sale right now under $28K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$27,990
Est. Payment:	$538.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,412
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$27,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,097.49
Avg. DMV Fee	196.00
Cash Sale Price	$31,452.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,452.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$538.20

(1) Auto Loan calculations are based on the used car dealer's advertised price of $27,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2014 Ford F-150 FX4

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This high mileage second hand 2014 Ford F-150 FX4 4X4 pickup under 158,000 miles, a transmission, and 18 MPG, 3.5L gas engine is for sale right now under $13K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$12,690
Est. Payment:	$528.01 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	157,795
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$12,690.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,414.49
Avg. DMV Fee	196.00
Cash Sale Price	$14,469.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,469.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$528.01

(1) Car Finance calculations are based on the used car dealer's advertised price of $12,690.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Monticello, IL Used Cars for Sale

Monticello, IL Secondhand Used Vehicle Inventory

2023 Ford Escape Active

Ford Escape Active

2023 Ford Escape Active Car Loan Estimate

2025 Nissan Armada SL

Nissan Armada SL

2025 Nissan Armada SL Car Loan Estimate

2024 GMC Sierra 1500 AT4

GMC Sierra 1500 AT4

2024 GMC Sierra 1500 AT4 Car Loan Estimate

2024 Jeep Compass Latitude

Jeep Compass Latitude

2024 Jeep Compass Latitude Car Loan Estimate

2024 Jeep Grand Cherokee L Laredo

Jeep Grand Cherokee L Laredo

2024 Jeep Grand Cherokee L Laredo Car Loan Estimate

2025 Ford Bronco Sport Badlands

Ford Bronco Sport Badlands

2025 Ford Bronco Sport Badlands Car Loan Estimate

2025 Ford Expedition Platinum

Ford Expedition Platinum

2025 Ford Expedition Platinum Car Loan Estimate

2026 Hyundai PALISADE SEL Convenience

Hyundai PALISADE SEL Convenience

2026 Hyundai PALISADE SEL Convenience Car Loan Estimate

2024 Ford Edge SEL

Ford Edge SEL

2024 Ford Edge SEL Car Loan Estimate

2014 Ford F-150 FX4

Ford F-150 FX4

2014 Ford F-150 FX4 Car Loan Estimate

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