Monticello, IL Used Cars for Sale |with Payments|

2024 GMC Sierra 1500 AT4

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This average mileage preowned 2024 GMC Sierra 1500 AT4 4x4 pickup under 74,000 miles, automatic transmission, and 23 MPG, 3.0L diesel engine is for sale right now under $48K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$47,890
Est. Payment:	$1161.98 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,047
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$47,890.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,286.49
Avg. DMV Fee	196.00
Cash Sale Price	$53,541.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$53,541.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$1161.98

(1) Car Finance calculations are based on the used car dealer's advertised price of $47,890.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ford Expedition MAX Active

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This low mileage preowned 2026 Ford Expedition MAX Active 4x4 SUV below 1,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now under $69K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$68,490
Est. Payment:	$1307.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,328
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$68,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	7,552.49
Avg. DMV Fee	196.00
Cash Sale Price	$76,407.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$76,407.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1307.45

(1) Auto Finance calculations are based on the used car dealer's advertised price of $68,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Grand Cherokee L Laredo

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This low mileage second hand 2024 Jeep Grand Cherokee L Laredo 4x4 SUV under 37,000 miles, automatic transmission, and 23 MPG, 3.6L gas engine is for sale right now below $35K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$34,990
Est. Payment:	$671.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,044
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$34,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,867.49
Avg. DMV Fee	196.00
Cash Sale Price	$39,222.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,222.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$671.16

(1) Auto Loan calculations are based on the used car dealer's advertised price of $34,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Sierra 1500 AT4

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This low mileage preowned 2023 GMC Sierra 1500 AT4 4x4 pickup below 42,000 miles, automatic transmission, and 23 MPG, 6.2L gas engine is for sale right now under $51K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$50,790
Est. Payment:	$971.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,774
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$50,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,605.49
Avg. DMV Fee	196.00
Cash Sale Price	$56,760.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,760.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$971.26

(1) Car Finance calculations are based on the used car dealer's advertised price of $50,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford Explorer XLT

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This below average mileage used 2020 Ford Explorer XLT AWD SUV below 68,000 miles, automatic transmission, and 23 MPG, 2.3L gas engine is for sale right now under $23K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$22,790
Est. Payment:	$510.08 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,480
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$22,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,525.49
Avg. DMV Fee	196.00
Cash Sale Price	$25,680.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,680.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$510.08

(1) Car Loan calculations are based on the used car dealer's advertised price of $22,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage preowned 2023 Ford Explorer XLT AWD SUV below 22,000 miles, automatic transmission, and 23 MPG, 2.3L gas engine is for sale right now below $37K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$36,990
Est. Payment:	$709.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,524
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$36,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,087.49
Avg. DMV Fee	196.00
Cash Sale Price	$41,442.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,442.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$709.14

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-250 Super Duty King Ranch

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This low mileage used 2023 Ford F-250 Super Duty King Ranch 4x4 pickup below 22,000 miles, automatic transmission, and 23 MPG, 6.7L diesel engine is for sale right now below $70K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$69,290
Est. Payment:	$1322.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,752
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$69,290.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	7,640.49
Avg. DMV Fee	196.00
Cash Sale Price	$77,295.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$77,295.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1322.64

(1) Auto Loan calculations are based on the used car dealer's advertised price of $69,290.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Edge SEL

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This low mileage used 2024 Ford Edge SEL AWD SUV below 22,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now below $28K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$27,790
Est. Payment:	$534.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,545
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$27,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,075.49
Avg. DMV Fee	196.00
Cash Sale Price	$31,230.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,230.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$534.40

(1) Car Finance calculations are based on the used car dealer's advertised price of $27,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chrysler Pacifica Touring L

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This low mileage used 2024 Chrysler Pacifica Touring L FWD minivan below 53,000 miles, automatic transmission, and 23 MPG, 3.6L gas engine is for sale right now below $28K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$27,490
Est. Payment:	$567.29 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,162
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$27,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,042.49
Avg. DMV Fee	196.00
Cash Sale Price	$30,897.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,897.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$567.29

(1) Car Loan calculations are based on the used car dealer's advertised price of $27,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL 4x4 pickup under 22,000 miles, automatic transmission, and 23 MPG, 3.5L hybrid engine is for sale right now under $42K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$41,990
Est. Payment:	$804.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,008
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$41,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,637.49
Avg. DMV Fee	196.00
Cash Sale Price	$46,992.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,992.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$804.11

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Monticello, IL Used Cars for Sale

Monticello, IL Secondhand Used Vehicle Inventory

2024 GMC Sierra 1500 AT4

GMC Sierra 1500 AT4

2024 GMC Sierra 1500 AT4 Car Loan Estimate

2026 Ford Expedition MAX Active

Ford Expedition MAX Active

2026 Ford Expedition MAX Active Car Loan Estimate

2024 Jeep Grand Cherokee L Laredo

Jeep Grand Cherokee L Laredo

2024 Jeep Grand Cherokee L Laredo Car Loan Estimate

2023 GMC Sierra 1500 AT4

GMC Sierra 1500 AT4

2023 GMC Sierra 1500 AT4 Car Loan Estimate

2020 Ford Explorer XLT

Ford Explorer XLT

2020 Ford Explorer XLT Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2023 Ford F-250 Super Duty King Ranch

Ford F-250 Super Duty King Ranch

2023 Ford F-250 Super Duty King Ranch Car Loan Estimate

2024 Ford Edge SEL

Ford Edge SEL

2024 Ford Edge SEL Car Loan Estimate

2024 Chrysler Pacifica Touring L

Chrysler Pacifica Touring L

2024 Chrysler Pacifica Touring L Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

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