Monticello, IL Used Cars for Sale |with Payments|

2023 Ford Escape Active

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This low mileage used 2023 Ford Escape Active AWD SUV below 27,000 miles, automatic transmission, and 1.5L gas engine is for sale right now under $24K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$23,990
Est. Payment:	$462.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,476
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$23,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,657.49
Avg. DMV Fee	196.00
Cash Sale Price	$27,012.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,012.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$462.22

(1) Auto Finance calculations are based on the used car dealer's advertised price of $23,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Expedition King Ranch

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This low mileage preowned 2025 Ford Expedition King Ranch 4x4 SUV under 17,000 miles, automatic transmission, and 3.5L gas engine is for sale right now below $77K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$76,988
Est. Payment:	$1468.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,329
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$76,988.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	8,487.27
Avg. DMV Fee	196.00
Cash Sale Price	$85,840.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$85,840.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1468.86

(1) Car Finance calculations are based on the used car dealer's advertised price of $76,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Sierra 1500 AT4

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This low mileage second hand 2023 GMC Sierra 1500 AT4 4x4 pickup below 42,000 miles, automatic transmission, and 6.2L gas engine is for sale right now under $51K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$50,790
Est. Payment:	$971.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,774
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$50,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,605.49
Avg. DMV Fee	196.00
Cash Sale Price	$56,760.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,760.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$971.26

(1) Auto Finance calculations are based on the used car dealer's advertised price of $50,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia K4 EX

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This low mileage preowned 2025 Kia K4 EX FWD sedan under 16,000 miles, cvt transmission, and 2.0L gas engine is for sale right now below $24K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$23,990
Est. Payment:	$462.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,738
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$23,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,657.49
Avg. DMV Fee	196.00
Cash Sale Price	$27,012.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,012.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$462.22

(1) Car Finance calculations are based on the used car dealer's advertised price of $23,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Nissan Sentra SR

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This low mileage preowned 2026 Nissan Sentra SR FWD sedan under 5,000 miles, cvt transmission, and 2.0L gas engine is for sale right now below $25K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$24,990
Est. Payment:	$481.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,003
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$24,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,767.49
Avg. DMV Fee	196.00
Cash Sale Price	$28,122.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,122.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$481.22

(1) Car Finance calculations are based on the used car dealer's advertised price of $24,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Edge ST-Line

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This low mileage second hand 2024 Ford Edge ST-Line AWD SUV under 22,000 miles, automatic transmission, and 2.0L gas engine is for sale right now under $28K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$27,990
Est. Payment:	$538.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,412
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$27,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,097.49
Avg. DMV Fee	196.00
Cash Sale Price	$31,452.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,452.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$538.20

(1) Car Finance calculations are based on the used car dealer's advertised price of $27,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer ST-Line

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This low mileage second hand 2023 Ford Explorer ST-Line AWD SUV below 21,000 miles, automatic transmission, and 2.3L gas engine is for sale right now below $39K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$38,990
Est. Payment:	$747.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,731
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$38,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,307.49
Avg. DMV Fee	196.00
Cash Sale Price	$43,662.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,662.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$747.13

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Lincoln Navigator Reserve

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This low mileage second hand 2024 Lincoln Navigator Reserve 4x4 SUV under 27,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $70K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$69,990
Est. Payment:	$1335.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,029
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$69,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	7,717.49
Avg. DMV Fee	196.00
Cash Sale Price	$78,072.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$78,072.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1335.94

(1) Auto Loan calculations are based on the used car dealer's advertised price of $69,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Nissan Rogue S

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This high mileage preowned 2018 Nissan Rogue S AWD SUV under 131,000 miles, cvt transmission, and 2.5L gas engine is for sale right now under $11K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$10,900
Est. Payment:	$455.50 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	131,201
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$10,900.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,217.59
Avg. DMV Fee	196.00
Cash Sale Price	$12,482.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$12,482.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$455.50

(1) Auto Loan calculations are based on the used car dealer's advertised price of $10,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai KONA SEL

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This low mileage used 2025 Hyundai KONA SEL AWD SUV below 22,000 miles, cvt transmission, and 2.0L gas engine is for sale right now under $24K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$23,790
Est. Payment:	$458.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,284
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$23,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,635.49
Avg. DMV Fee	196.00
Cash Sale Price	$26,790.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,790.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$458.43

(1) Auto Loan calculations are based on the used car dealer's advertised price of $23,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Monticello, IL Used Cars for Sale

Monticello, IL Secondhand Used Vehicle Inventory

2023 Ford Escape Active

Ford Escape Active

2023 Ford Escape Active Car Loan Estimate

2025 Ford Expedition King Ranch

Ford Expedition King Ranch

2025 Ford Expedition King Ranch Car Loan Estimate

2023 GMC Sierra 1500 AT4

GMC Sierra 1500 AT4

2023 GMC Sierra 1500 AT4 Car Loan Estimate

2025 Kia K4 EX

Kia K4 EX

2025 Kia K4 EX Car Loan Estimate

2026 Nissan Sentra SR

Nissan Sentra SR

2026 Nissan Sentra SR Car Loan Estimate

2024 Ford Edge ST-Line

Ford Edge ST-Line

2024 Ford Edge ST-Line Car Loan Estimate

2023 Ford Explorer ST-Line

Ford Explorer ST-Line

2023 Ford Explorer ST-Line Car Loan Estimate

2024 Lincoln Navigator Reserve

Lincoln Navigator Reserve

2024 Lincoln Navigator Reserve Car Loan Estimate

2018 Nissan Rogue S

Nissan Rogue S

2018 Nissan Rogue S Car Loan Estimate

2025 Hyundai KONA SEL

Hyundai KONA SEL

2025 Hyundai KONA SEL Car Loan Estimate

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