Cook County, IL Used Cars Under $400 a Month

2025 Kia K5 LXS

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This low mileage used 2025 Kia K5 LXS FWD sedan under 41,000 miles, automatic transmission, and 26 MPG, 2.5L gas engine is for sale right now under $21K at Napleton's Hyundai in Calumet City, IL. ...View More Details

Sales Price:	$20,800
Est. Payment:	$401.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,763
Location:	Calumet City, IL

Item	Amount
Used Car Price⁽¹⁾	$20,800.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,306.59
Avg. DMV Fee	196.00
Cash Sale Price	$23,471.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,471.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$401.63

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai ELANTRA SEL Sport Premium

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This low mileage certified preowned 2026 Hyundai ELANTRA SEL Sport Premium FWD sedan under 0,000 miles, cvt transmission, and 26 MPG, 2.0L gas engine is for sale right now below $22K at Napleton Palatine Hyundai in Palatine, IL. ...View More Details

Sales Price:	$21,446
Est. Payment:	$413.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	138
Location:	Palatine, IL

Item	Amount
Used Car Price⁽¹⁾	$21,446.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,377.65
Avg. DMV Fee	196.00
Cash Sale Price	$24,188.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,188.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$413.90

(1) Car Finance calculations are based on the used car dealer's advertised price of $21,446.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Compass Limited

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This low mileage used 2025 Jeep Compass Limited 4x4 SUV below 47,000 miles, automatic transmission, and 26 MPG, 2.0L gas engine is for sale right now under $20K at Napleton's Hyundai in Calumet City, IL. ...View More Details

Sales Price:	$19,700
Est. Payment:	$380.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,437
Location:	Calumet City, IL

Item	Amount
Used Car Price⁽¹⁾	$19,700.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,185.59
Avg. DMV Fee	196.00
Cash Sale Price	$22,250.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,250.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$380.74

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,700.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SONATA SEL

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This low mileage used 2023 Hyundai SONATA SEL FWD sedan below 43,000 miles, automatic transmission, and 26 MPG, 2.5L gas engine is for sale right now under $21K at Family Hyundai in Tinley Park, IL. ...View More Details

Sales Price:	$20,488
Est. Payment:	$395.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,783
Location:	Tinley Park, IL

Item	Amount
Used Car Price⁽¹⁾	$20,488.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,272.27
Avg. DMV Fee	196.00
Cash Sale Price	$23,125.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,125.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$395.71

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,488.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage used 2023 Hyundai ELANTRA SEL FWD sedan below 58,000 miles, cvt transmission, and 26 MPG, 2.0L gas engine is for sale right now under $19K at Napleton Palatine Hyundai in Palatine, IL. ...View More Details

Sales Price:	$18,589
Est. Payment:	$385.89 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,862
Location:	Palatine, IL

Item	Amount
Used Car Price⁽¹⁾	$18,589.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,063.38
Avg. DMV Fee	196.00
Cash Sale Price	$21,017.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,017.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$385.89

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,589.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai ELANTRA SEL

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This low mileage certified second hand 2024 Hyundai ELANTRA SEL FWD sedan below 5,000 miles, cvt transmission, and 26 MPG, 2.0L gas engine is for sale right now below $20K at Berman Hyundai of Lincolnwood in Lincolnwood, IL. ...View More Details

Sales Price:	$19,952
Est. Payment:	$385.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,519
Location:	Lincolnwood, IL

Item	Amount
Used Car Price⁽¹⁾	$19,952.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,213.31
Avg. DMV Fee	196.00
Cash Sale Price	$22,530.31
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,530.31
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$385.53

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,952.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai TUCSON SEL

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This low mileage certified second hand 2023 Hyundai TUCSON SEL AWD SUV below 45,000 miles, automatic transmission, and 26 MPG, 2.5L gas engine is for sale right now below $22K at Castle Hyundai Oak Lawn in Oak Lawn, IL. ...View More Details

Sales Price:	$21,377
Est. Payment:	$412.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,674
Location:	Oak Lawn, IL

Item	Amount
Used Car Price⁽¹⁾	$21,377.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,370.06
Avg. DMV Fee	196.00
Cash Sale Price	$24,112.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,112.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$412.59

(1) Car Finance calculations are based on the used car dealer's advertised price of $21,377.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SONATA SEL

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This low mileage preowned 2025 Hyundai SONATA SEL FWD sedan below 32,000 miles, automatic transmission, and 26 MPG, 2.5L gas engine is for sale right now below $21K at Napleton's Hyundai in Calumet City, IL. ...View More Details

Sales Price:	$20,900
Est. Payment:	$403.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,954
Location:	Calumet City, IL

Item	Amount
Used Car Price⁽¹⁾	$20,900.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,317.59
Avg. DMV Fee	196.00
Cash Sale Price	$23,582.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,582.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$403.53

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Jeep Cherokee Limited

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This low mileage preowned 2019 Jeep Cherokee Limited 4x4 SUV below 50,000 miles, automatic transmission, and 26 MPG, 3.2L gas engine is for sale right now below $20K at Napleton Palatine Hyundai in Palatine, IL. ...View More Details

Sales Price:	$19,501
Est. Payment:	$376.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,539
Location:	Palatine, IL

Item	Amount
Used Car Price⁽¹⁾	$19,501.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,163.70
Avg. DMV Fee	196.00
Cash Sale Price	$22,029.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,029.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$376.96

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,501.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Buick LaCrosse Essence

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This average mileage second hand 2017 Buick LaCrosse Essence FWD sedan under 79,000 miles, automatic transmission, and 26 MPG, 3.6L gas engine is for sale right now below $15K at Autonation Hyundai O'hare in Des Plaines, IL. ...View More Details

Sales Price:	$14,997
Est. Payment:	$369.60 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	79,086
Location:	Des Plaines, IL

Item	Amount
Used Car Price⁽¹⁾	$14,997.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,668.26
Avg. DMV Fee	196.00
Cash Sale Price	$17,030.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,030.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$369.60

(1) Auto Finance calculations are based on the used car dealer's advertised price of $14,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in Cook County, IL

Cook County, IL Secondhand Used Vehicles with Payments Below $400 / Month

2025 Kia K5 LXS

2026 Hyundai ELANTRA SEL Sport Premium

2025 Jeep Compass Limited

2023 Hyundai SONATA SEL

2023 Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SEL

2023 Hyundai TUCSON SEL

2025 Hyundai SONATA SEL

2019 Jeep Cherokee Limited

2017 Buick LaCrosse Essence

Cook County Cities with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in Cook County, IL

Cook County, IL Secondhand Used Vehicles with Payments Below $400 / Month

2025 Kia K5 LXS

Kia K5 LXS

2025 Kia K5 LXS Car Loan Estimate

2026 Hyundai ELANTRA SEL Sport Premium

Hyundai ELANTRA SEL Sport Premium

2026 Hyundai ELANTRA SEL Sport Premium Car Loan Estimate

2025 Jeep Compass Limited

Jeep Compass Limited

2025 Jeep Compass Limited Car Loan Estimate

2023 Hyundai SONATA SEL

Hyundai SONATA SEL

2023 Hyundai SONATA SEL Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2024 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SEL Car Loan Estimate

2023 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2023 Hyundai TUCSON SEL Car Loan Estimate

2025 Hyundai SONATA SEL

Hyundai SONATA SEL

2025 Hyundai SONATA SEL Car Loan Estimate

2019 Jeep Cherokee Limited

Jeep Cherokee Limited

2019 Jeep Cherokee Limited Car Loan Estimate

2017 Buick LaCrosse Essence

Buick LaCrosse Essence

2017 Buick LaCrosse Essence Car Loan Estimate

Cook County Cities with Used Cars for Sale Below $400 / Month

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