Joliet, IL Used Cars Under $40,000 |with Payments|

2023 Hyundai PALISADE Calligraphy

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This low mileage certified preowned 2023 Hyundai PALISADE Calligraphy AWD SUV below 25,000 miles, automatic transmission, and 24 MPG, 3.8L gas engine is for sale right now below $40K at D'arcy Hyundai in Joliet, IL. ...View More Details

Sales Price:	$39,700
Est. Payment:	$760.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,929
Location:	Joliet, IL

Item	Amount
Used Car Price⁽¹⁾	$39,700.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,385.59
Avg. DMV Fee	196.00
Cash Sale Price	$44,450.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,450.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$760.62

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,700.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SONATA Hybrid Limited

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This low mileage preowned 2026 Hyundai SONATA Hybrid Limited FWD sedan under 0,000 miles, automatic transmission, and 24 MPG, 2.0L hybrid engine is for sale right now below $38K at D'arcy Hyundai in Joliet, IL. ...View More Details

Sales Price:	$37,509
Est. Payment:	$719.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15
Location:	Joliet, IL

Item	Amount
Used Car Price⁽¹⁾	$37,509.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,144.58
Avg. DMV Fee	196.00
Cash Sale Price	$42,018.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,018.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$719.00

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,509.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage used 2026 Hyundai SANTA FE Hybrid SEL AWD SUV below 0,000 miles, automatic transmission, and 24 MPG, 1.6L hybrid engine is for sale right now under $39K at D'arcy Hyundai in Joliet, IL. ...View More Details

Sales Price:	$38,994
Est. Payment:	$747.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12
Location:	Joliet, IL

Item	Amount
Used Car Price⁽¹⁾	$38,994.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,307.93
Avg. DMV Fee	196.00
Cash Sale Price	$43,666.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,666.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$747.21

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,994.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage second hand 2026 Hyundai SANTA FE SEL AWD SUV under 0,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $39K at D'arcy Hyundai in Joliet, IL. ...View More Details

Sales Price:	$38,031
Est. Payment:	$728.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9
Location:	Joliet, IL

Item	Amount
Used Car Price⁽¹⁾	$38,031.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,202.00
Avg. DMV Fee	196.00
Cash Sale Price	$42,598.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,598.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$728.92

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,031.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage preowned 2026 Hyundai SANTA FE SEL AWD SUV below 0,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $38K at D'arcy Hyundai in Joliet, IL. ...View More Details

Sales Price:	$37,643
Est. Payment:	$721.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11
Location:	Joliet, IL

Item	Amount
Used Car Price⁽¹⁾	$37,643.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,159.32
Avg. DMV Fee	196.00
Cash Sale Price	$42,167.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,167.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$721.55

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,643.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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Sales Price:	$37,978
Est. Payment:	$727.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15
Location:	Joliet, IL

Item	Amount
Used Car Price⁽¹⁾	$37,978.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,196.17
Avg. DMV Fee	196.00
Cash Sale Price	$42,539.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,539.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$727.91

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,978.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage second hand 2026 Hyundai SANTA FE Hybrid SEL AWD SUV under 0,000 miles, automatic transmission, and 24 MPG, 1.6L hybrid engine is for sale right now below $39K at D'arcy Hyundai in Joliet, IL. ...View More Details

Sales Price:	$38,943
Est. Payment:	$746.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10
Location:	Joliet, IL

Item	Amount
Used Car Price⁽¹⁾	$38,943.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,302.32
Avg. DMV Fee	196.00
Cash Sale Price	$43,610.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,610.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$746.24

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,943.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE XRT

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This low mileage preowned 2026 Hyundai SANTA FE XRT AWD SUV below 0,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now below $40K at D'arcy Hyundai in Joliet, IL. ...View More Details

Sales Price:	$39,705
Est. Payment:	$760.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68
Location:	Joliet, IL

Item	Amount
Used Car Price⁽¹⁾	$39,705.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,386.14
Avg. DMV Fee	196.00
Cash Sale Price	$44,456.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,456.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$760.71

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,705.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage preowned 2026 Hyundai SANTA FE SEL AWD SUV below 0,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now below $38K at D'arcy Hyundai in Joliet, IL. ...View More Details

Sales Price:	$37,978
Est. Payment:	$727.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8
Location:	Joliet, IL

Item	Amount
Used Car Price⁽¹⁾	$37,978.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,196.17
Avg. DMV Fee	196.00
Cash Sale Price	$42,539.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,539.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$727.91

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,978.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai ELANTRA N Base

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This low mileage used 2026 Hyundai ELANTRA N Base FWD sedan below 0,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now below $38K at D'arcy Hyundai in Joliet, IL. ...View More Details

Sales Price:	$37,824
Est. Payment:	$724.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12
Location:	Joliet, IL

Item	Amount
Used Car Price⁽¹⁾	$37,824.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,179.23
Avg. DMV Fee	196.00
Cash Sale Price	$42,368.23
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,368.23
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$724.98

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,824.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Joliet, IL

Joliet, IL Secondhand Used Vehicles Priced Below $40,000

2023 Hyundai PALISADE Calligraphy

2026 Hyundai SONATA Hybrid Limited

2026 Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL

2026 Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE XRT

2026 Hyundai SANTA FE SEL

2026 Hyundai ELANTRA N Base

Used Cars under $40,000 for Sale in Joliet, IL

Joliet, IL Secondhand Used Vehicles Priced Below $40,000

2023 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2023 Hyundai PALISADE Calligraphy Car Loan Estimate

2026 Hyundai SONATA Hybrid Limited

Hyundai SONATA Hybrid Limited

2026 Hyundai SONATA Hybrid Limited Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2026 Hyundai SANTA FE XRT

Hyundai SANTA FE XRT

2026 Hyundai SANTA FE XRT Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2026 Hyundai ELANTRA N Base

Hyundai ELANTRA N Base

2026 Hyundai ELANTRA N Base Car Loan Estimate

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