Niles, IL Used Cars Under $40,000 |with Payments|

2025 Ford Mustang EcoBoost Premium

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This low mileage used 2025 Ford Mustang EcoBoost Premium RWD coupe under 3,000 miles, automatic transmission, and 22 MPG, 2.3L gas engine is for sale right now under $40K at Golf Mill Motor Sales in Niles, IL. ...View More Details

Sales Price:	$39,885
Est. Payment:	$764.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,600
Location:	Niles, IL

Item	Amount
Used Car Price⁽¹⁾	$39,885.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,405.94
Avg. DMV Fee	196.00
Cash Sale Price	$44,655.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,655.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$764.13

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,885.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage second hand 2023 Ford Explorer XLT AWD SUV under 18,000 miles, automatic transmission, and 22 MPG, 2.3L gas engine is for sale right now under $37K at Golf Mill Motor Sales in Niles, IL. ...View More Details

Sales Price:	$36,855
Est. Payment:	$706.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,777
Location:	Niles, IL

Item	Amount
Used Car Price⁽¹⁾	$36,855.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,072.64
Avg. DMV Fee	196.00
Cash Sale Price	$41,292.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,292.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$706.58

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,855.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford E-Series E-350 SD

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This low mileage used 2022 Ford E-Series E-350 SD RWD van below 29,000 miles, automatic transmission, and 22 MPG, 7.3L gas engine is for sale right now under $37K at Golf Mill Motor Sales in Niles, IL. ...View More Details

Sales Price:	$36,885
Est. Payment:	$707.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,793
Location:	Niles, IL

Item	Amount
Used Car Price⁽¹⁾	$36,885.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,075.94
Avg. DMV Fee	196.00
Cash Sale Price	$41,325.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,325.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$707.15

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,885.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Ranger XLT

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This low mileage second hand 2025 Ford Ranger XLT 4x4 pickup below 6,000 miles, automatic transmission, and 22 MPG, 2.3L gas engine is for sale right now under $40K at Golf Mill Motor Sales in Niles, IL. ...View More Details

Sales Price:	$39,982
Est. Payment:	$765.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,992
Location:	Niles, IL

Item	Amount
Used Car Price⁽¹⁾	$39,982.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,416.61
Avg. DMV Fee	196.00
Cash Sale Price	$44,763.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,763.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$765.97

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,982.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Bronco Base Advanced

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This low mileage second hand 2022 Ford Bronco Base Advanced 4x4 SUV under 46,000 miles, automatic transmission, and 22 MPG, 2.7L gas engine is for sale right now below $40K at Golf Mill Motor Sales in Niles, IL. ...View More Details

Sales Price:	$39,898
Est. Payment:	$764.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,854
Location:	Niles, IL

Item	Amount
Used Car Price⁽¹⁾	$39,898.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,407.37
Avg. DMV Fee	196.00
Cash Sale Price	$44,670.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,670.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$764.38

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,898.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Active

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This low mileage preowned 2025 Ford Explorer Active AWD SUV under 17,000 miles, automatic transmission, and 22 MPG, 2.3L gas engine is for sale right now under $40K at Golf Mill Motor Sales in Niles, IL. ...View More Details

Sales Price:	$39,826
Est. Payment:	$763.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,905
Location:	Niles, IL

Item	Amount
Used Car Price⁽¹⁾	$39,826.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,399.45
Avg. DMV Fee	196.00
Cash Sale Price	$44,590.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,590.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$763.01

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,826.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer Hybrid Limited

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This low mileage used 2023 Ford Explorer Hybrid Limited AWD SUV under 35,000 miles, automatic transmission, and 22 MPG, 3.3L hybrid engine is for sale right now under $38K at Golf Mill Motor Sales in Niles, IL. ...View More Details

Sales Price:	$37,987
Est. Payment:	$728.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,052
Location:	Niles, IL

Item	Amount
Used Car Price⁽¹⁾	$37,987.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,197.16
Avg. DMV Fee	196.00
Cash Sale Price	$42,549.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,549.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$728.08

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,987.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Lariat

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This low mileage used 2022 Ford F-150 Lariat 4x4 pickup below 23,000 miles, automatic transmission, and 22 MPG, 2.7L gas engine is for sale right now below $40K at Golf Mill Motor Sales in Niles, IL. ...View More Details

Sales Price:	$39,996
Est. Payment:	$766.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,418
Location:	Niles, IL

Item	Amount
Used Car Price⁽¹⁾	$39,996.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,418.15
Avg. DMV Fee	196.00
Cash Sale Price	$44,779.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,779.15
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$766.24

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,996.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4x4 pickup below 52,000 miles, automatic transmission, and 22 MPG, 2.7L gas engine is for sale right now under $37K at Golf Mill Motor Sales in Niles, IL. ...View More Details

Sales Price:	$36,870
Est. Payment:	$758.46 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,992
Location:	Niles, IL

Item	Amount
Used Car Price⁽¹⁾	$36,870.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,074.29
Avg. DMV Fee	196.00
Cash Sale Price	$41,309.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,309.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$758.46

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,870.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Dodge Durango Citadel

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This low mileage second hand 2024 Dodge Durango Citadel AWD SUV below 17,000 miles, automatic transmission, and 22 MPG, 3.6L gas engine is for sale right now below $40K at Golf Mill Motor Sales in Niles, IL. ...View More Details

Sales Price:	$39,899
Est. Payment:	$764.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,803
Location:	Niles, IL

Item	Amount
Used Car Price⁽¹⁾	$39,899.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,407.48
Avg. DMV Fee	196.00
Cash Sale Price	$44,671.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,671.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$764.40

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Niles, IL

Niles, IL Secondhand Used Vehicles Priced Below $40,000

2025 Ford Mustang EcoBoost Premium

2023 Ford Explorer XLT

2022 Ford E-Series E-350 SD

2025 Ford Ranger XLT

2022 Ford Bronco Base Advanced

2025 Ford Explorer Active

2023 Ford Explorer Hybrid Limited

2022 Ford F-150 Lariat

2023 Ford F-150 XLT

2024 Dodge Durango Citadel

Used Cars under $40,000 for Sale in Niles, IL

Niles, IL Secondhand Used Vehicles Priced Below $40,000

2025 Ford Mustang EcoBoost Premium

Ford Mustang EcoBoost Premium

2025 Ford Mustang EcoBoost Premium Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2022 Ford E-Series E-350 SD

Ford E-Series E-350 SD

2022 Ford E-Series E-350 SD Car Loan Estimate

2025 Ford Ranger XLT

Ford Ranger XLT

2025 Ford Ranger XLT Car Loan Estimate

2022 Ford Bronco Base Advanced

Ford Bronco Base Advanced

2022 Ford Bronco Base Advanced Car Loan Estimate

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Car Loan Estimate

2023 Ford Explorer Hybrid Limited

Ford Explorer Hybrid Limited

2023 Ford Explorer Hybrid Limited Car Loan Estimate

2022 Ford F-150 Lariat

Ford F-150 Lariat

2022 Ford F-150 Lariat Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2024 Dodge Durango Citadel

Dodge Durango Citadel

2024 Dodge Durango Citadel Car Loan Estimate

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