Peru, IL Used Cars Under $40,000 |with Payments|

2026 Hyundai SANTA FE SE

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This low mileage second hand 2026 Hyundai SANTA FE SE AWD SUV below 0,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now below $38K at Schimmer Hyundai in Peru, IL. ...View More Details

Sales Price:	$37,082
Est. Payment:	$710.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5
Location:	Peru, IL

Item	Amount
Used Car Price⁽¹⁾	$37,082.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,097.61
Avg. DMV Fee	196.00
Cash Sale Price	$41,544.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,544.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$710.89

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,082.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SE

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This low mileage used 2026 Hyundai SANTA FE SE FWD SUV under 0,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now below $36K at Schimmer Hyundai in Peru, IL. ...View More Details

Sales Price:	$35,417
Est. Payment:	$679.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8
Location:	Peru, IL

Item	Amount
Used Car Price⁽¹⁾	$35,417.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,914.46
Avg. DMV Fee	196.00
Cash Sale Price	$39,696.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,696.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$679.27

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,417.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai ELANTRA N Base

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This low mileage second hand 2026 Hyundai ELANTRA N Base FWD sedan below 0,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now below $37K at Schimmer Hyundai in Peru, IL. ...View More Details

Sales Price:	$36,698
Est. Payment:	$703.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25
Location:	Peru, IL

Item	Amount
Used Car Price⁽¹⁾	$36,698.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,055.37
Avg. DMV Fee	196.00
Cash Sale Price	$41,118.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,118.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$703.60

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,698.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SONATA N Line

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This low mileage used 2026 Hyundai SONATA N Line FWD sedan under 0,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now below $37K at Schimmer Hyundai in Peru, IL. ...View More Details

Sales Price:	$36,479
Est. Payment:	$699.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10
Location:	Peru, IL

Item	Amount
Used Car Price⁽¹⁾	$36,479.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,031.28
Avg. DMV Fee	196.00
Cash Sale Price	$40,875.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,875.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$699.44

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,479.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON SEL Premium

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This low mileage preowned 2026 Hyundai TUCSON SEL Premium AWD SUV below 0,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now under $37K at Schimmer Hyundai in Peru, IL. ...View More Details

Sales Price:	$36,340
Est. Payment:	$696.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	115
Location:	Peru, IL

Item	Amount
Used Car Price⁽¹⁾	$36,340.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,015.99
Avg. DMV Fee	196.00
Cash Sale Price	$40,720.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,720.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$696.80

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,340.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ SEL Activity

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This low mileage preowned 2026 Hyundai SANTA CRUZ SEL Activity AWD pickup under 0,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now below $38K at Schimmer Hyundai in Peru, IL. ...View More Details

Sales Price:	$37,719
Est. Payment:	$722.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5
Location:	Peru, IL

Item	Amount
Used Car Price⁽¹⁾	$37,719.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,167.68
Avg. DMV Fee	196.00
Cash Sale Price	$42,251.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,251.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$722.99

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,719.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ SEL Activity

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Sales Price:	$37,288
Est. Payment:	$714.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12
Location:	Peru, IL

Item	Amount
Used Car Price⁽¹⁾	$37,288.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,120.27
Avg. DMV Fee	196.00
Cash Sale Price	$41,773.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,773.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$714.80

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,288.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON Hybrid SEL

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This low mileage second hand 2026 Hyundai TUCSON Hybrid SEL AWD SUV below 0,000 miles, automatic transmission, and 25 MPG, 1.6L hybrid engine is for sale right now under $36K at Schimmer Hyundai in Peru, IL. ...View More Details

Sales Price:	$35,380
Est. Payment:	$678.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5
Location:	Peru, IL

Item	Amount
Used Car Price⁽¹⁾	$35,380.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,910.39
Avg. DMV Fee	196.00
Cash Sale Price	$39,655.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,655.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$678.56

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,380.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SONATA N Line

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Sales Price:	$36,130
Est. Payment:	$692.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11
Location:	Peru, IL

Item	Amount
Used Car Price⁽¹⁾	$36,130.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,992.89
Avg. DMV Fee	196.00
Cash Sale Price	$40,487.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,487.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$692.81

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,130.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ SEL Activity

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This low mileage second hand 2026 Hyundai SANTA CRUZ SEL Activity AWD pickup under 0,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now below $38K at Schimmer Hyundai in Peru, IL. ...View More Details

Sales Price:	$37,257
Est. Payment:	$714.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9
Location:	Peru, IL

Item	Amount
Used Car Price⁽¹⁾	$37,257.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,116.86
Avg. DMV Fee	196.00
Cash Sale Price	$41,738.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,738.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$714.21

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,257.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Peru, IL

Peru, IL Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai SANTA FE SE

2026 Hyundai SANTA FE SE

2026 Hyundai ELANTRA N Base

2026 Hyundai SONATA N Line

2026 Hyundai TUCSON SEL Premium

2026 Hyundai SANTA CRUZ SEL Activity

2026 Hyundai SANTA CRUZ SEL Activity

2026 Hyundai TUCSON Hybrid SEL

2026 Hyundai SONATA N Line

2026 Hyundai SANTA CRUZ SEL Activity

Used Cars under $40,000 for Sale in Peru, IL

Peru, IL Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai SANTA FE SE

Hyundai SANTA FE SE

2026 Hyundai SANTA FE SE Car Loan Estimate

2026 Hyundai SANTA FE SE

Hyundai SANTA FE SE

2026 Hyundai SANTA FE SE Car Loan Estimate

2026 Hyundai ELANTRA N Base

Hyundai ELANTRA N Base

2026 Hyundai ELANTRA N Base Car Loan Estimate

2026 Hyundai SONATA N Line

Hyundai SONATA N Line

2026 Hyundai SONATA N Line Car Loan Estimate

2026 Hyundai TUCSON SEL Premium

Hyundai TUCSON SEL Premium

2026 Hyundai TUCSON SEL Premium Car Loan Estimate

2026 Hyundai SANTA CRUZ SEL Activity

Hyundai SANTA CRUZ SEL Activity

2026 Hyundai SANTA CRUZ SEL Activity Car Loan Estimate

2026 Hyundai SANTA CRUZ SEL Activity

Hyundai SANTA CRUZ SEL Activity

2026 Hyundai SANTA CRUZ SEL Activity Car Loan Estimate

2026 Hyundai TUCSON Hybrid SEL

Hyundai TUCSON Hybrid SEL

2026 Hyundai TUCSON Hybrid SEL Car Loan Estimate

2026 Hyundai SONATA N Line

Hyundai SONATA N Line

2026 Hyundai SONATA N Line Car Loan Estimate

2026 Hyundai SANTA CRUZ SEL Activity

Hyundai SANTA CRUZ SEL Activity

2026 Hyundai SANTA CRUZ SEL Activity Car Loan Estimate

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