Plainfield, IL Used Cars Under $40,000 |with Payments|

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4x4 pickup under 41,000 miles, automatic transmission, and 24 MPG, 3.5L hybrid engine is for sale right now under $39K at Rod Baker Ford Sls in Plainfield, IL. ...View More Details

Sales Price:	$38,477
Est. Payment:	$737.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,645
Location:	Plainfield, IL

Item	Amount
Used Car Price⁽¹⁾	$38,477.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,251.06
Avg. DMV Fee	196.00
Cash Sale Price	$43,093.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,093.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$737.39

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,477.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer XLT

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This low mileage used 2024 Ford Explorer XLT AWD SUV below 15,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $38K at Rod Baker Ford Sls in Plainfield, IL. ...View More Details

Sales Price:	$37,611
Est. Payment:	$720.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,901
Location:	Plainfield, IL

Item	Amount
Used Car Price⁽¹⁾	$37,611.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,155.80
Avg. DMV Fee	196.00
Cash Sale Price	$42,131.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,131.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$720.94

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,611.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Transit 250

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This low mileage used 2024 Ford Transit 250 RWD van below 37,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now below $38K at Rod Baker Ford Sls in Plainfield, IL. ...View More Details

Sales Price:	$37,952
Est. Payment:	$727.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,690
Location:	Plainfield, IL

Item	Amount
Used Car Price⁽¹⁾	$37,952.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,193.31
Avg. DMV Fee	196.00
Cash Sale Price	$42,510.31
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,510.31
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$727.42

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,952.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage preowned 2025 Ford Explorer ST-Line AWD SUV under 23,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $39K at Rod Baker Ford Sls in Plainfield, IL. ...View More Details

Sales Price:	$38,952
Est. Payment:	$746.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,248
Location:	Plainfield, IL

Item	Amount
Used Car Price⁽¹⁾	$38,952.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,303.31
Avg. DMV Fee	196.00
Cash Sale Price	$43,620.31
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,620.31
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$746.41

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,952.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Platinum

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This low mileage second hand 2023 Ford F-150 Platinum 4x4 pickup below 48,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now under $40K at Rod Baker Ford Sls in Plainfield, IL. ...View More Details

Sales Price:	$39,987
Est. Payment:	$766.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,447
Location:	Plainfield, IL

Item	Amount
Used Car Price⁽¹⁾	$39,987.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,417.16
Avg. DMV Fee	196.00
Cash Sale Price	$44,769.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,769.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$766.07

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,987.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Active

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This low mileage used 2025 Ford Explorer Active AWD SUV below 1,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $39K at Rod Baker Ford Sls in Plainfield, IL. ...View More Details

Sales Price:	$38,452
Est. Payment:	$736.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,167
Location:	Plainfield, IL

Item	Amount
Used Car Price⁽¹⁾	$38,452.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,248.31
Avg. DMV Fee	196.00
Cash Sale Price	$43,065.31
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,065.31
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$736.91

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,452.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4x4 pickup below 44,000 miles, automatic transmission, and 24 MPG, 2.7L gas engine is for sale right now below $37K at Rod Baker Ford Sls in Plainfield, IL. ...View More Details

Sales Price:	$36,311
Est. Payment:	$696.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,245
Location:	Plainfield, IL

Item	Amount
Used Car Price⁽¹⁾	$36,311.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,012.80
Avg. DMV Fee	196.00
Cash Sale Price	$40,688.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,688.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$696.25

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,311.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 Platinum

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This below average mileage used 2021 Ford F-150 Platinum 4x4 pickup under 69,000 miles, automatic transmission, and 24 MPG, 5.0L gas engine is for sale right now under $38K at Rod Baker Ford Sls in Plainfield, IL. ...View More Details

Sales Price:	$37,782
Est. Payment:	$840.62 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,819
Location:	Plainfield, IL

Item	Amount
Used Car Price⁽¹⁾	$37,782.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,174.61
Avg. DMV Fee	196.00
Cash Sale Price	$42,321.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,321.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$840.62

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,782.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Limited

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This low mileage second hand 2023 Ford F-150 Limited 4x4 pickup below 28,000 miles, automatic transmission, and 24 MPG, 3.5L hybrid engine is for sale right now under $39K at Rod Baker Ford Sls in Plainfield, IL. ...View More Details

Sales Price:	$38,388
Est. Payment:	$735.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,198
Location:	Plainfield, IL

Item	Amount
Used Car Price⁽¹⁾	$38,388.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,241.27
Avg. DMV Fee	196.00
Cash Sale Price	$42,994.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,994.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$735.70

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,388.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Active

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This low mileage preowned 2025 Ford Explorer Active AWD SUV under 21,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $36K at Rod Baker Ford Sls in Plainfield, IL. ...View More Details

Sales Price:	$35,500
Est. Payment:	$680.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,024
Location:	Plainfield, IL

Item	Amount
Used Car Price⁽¹⁾	$35,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,923.59
Avg. DMV Fee	196.00
Cash Sale Price	$39,788.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,788.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$680.84

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Plainfield, IL

Plainfield, IL Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 XL

2024 Ford Explorer XLT

2024 Ford Transit 250

2025 Ford Explorer ST-Line

2023 Ford F-150 Platinum

2025 Ford Explorer Active

2023 Ford F-150 XL

2021 Ford F-150 Platinum

2023 Ford F-150 Limited

2025 Ford Explorer Active

Used Cars under $40,000 for Sale in Plainfield, IL

Plainfield, IL Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2024 Ford Explorer XLT

Ford Explorer XLT

2024 Ford Explorer XLT Car Loan Estimate

2024 Ford Transit 250

Ford Transit 250

2024 Ford Transit 250 Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2023 Ford F-150 Platinum

Ford F-150 Platinum

2023 Ford F-150 Platinum Car Loan Estimate

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2021 Ford F-150 Platinum

Ford F-150 Platinum

2021 Ford F-150 Platinum Car Loan Estimate

2023 Ford F-150 Limited

Ford F-150 Limited

2023 Ford F-150 Limited Car Loan Estimate

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Car Loan Estimate

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