Normal, IL Used Cars Under $40,000 |with Payments|

2023 Hyundai PALISADE Calligraphy

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This low mileage used 2023 Hyundai PALISADE Calligraphy AWD SUV below 54,000 miles, automatic transmission, and 37 MPG, 3.8L gas engine is for sale right now under $36K at O'brien Hyundai of Normal in Normal, IL. ...View More Details

Sales Price:	$35,900
Est. Payment:	$738.69 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,399
Location:	Normal, IL

Item	Amount
Used Car Price⁽¹⁾	$35,900.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,967.59
Avg. DMV Fee	196.00
Cash Sale Price	$40,232.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,232.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$738.69

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON SEL

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This low mileage used 2026 Hyundai TUCSON SEL AWD SUV below 0,000 miles, automatic transmission, and 37 MPG, 2.5L gas engine is for sale right now below $36K at O'brien Hyundai of Normal in Normal, IL. ...View More Details

Sales Price:	$35,155
Est. Payment:	$674.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1
Location:	Normal, IL

Item	Amount
Used Car Price⁽¹⁾	$35,155.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,885.64
Avg. DMV Fee	196.00
Cash Sale Price	$39,405.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,405.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$674.29

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,155.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ SEL Activity

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This low mileage preowned 2026 Hyundai SANTA CRUZ SEL Activity AWD pickup below 0,000 miles, automatic transmission, and 37 MPG, 2.5L gas engine is for sale right now below $39K at O'brien Hyundai of Normal in Normal, IL. ...View More Details

Sales Price:	$38,770
Est. Payment:	$742.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1
Location:	Normal, IL

Item	Amount
Used Car Price⁽¹⁾	$38,770.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,283.29
Avg. DMV Fee	196.00
Cash Sale Price	$43,418.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,418.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$742.95

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,770.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON SEL

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This low mileage preowned 2026 Hyundai TUCSON SEL AWD SUV under 0,000 miles, automatic transmission, and 37 MPG, 2.5L gas engine is for sale right now under $36K at O'brien Hyundai of Normal in Normal, IL. ...View More Details

Sales Price:	$35,145
Est. Payment:	$674.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1
Location:	Normal, IL

Item	Amount
Used Car Price⁽¹⁾	$35,145.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,884.54
Avg. DMV Fee	196.00
Cash Sale Price	$39,394.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,394.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$674.10

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,145.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON SEL

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Sales Price:	$35,440
Est. Payment:	$679.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1
Location:	Normal, IL

Item	Amount
Used Car Price⁽¹⁾	$35,440.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,916.99
Avg. DMV Fee	196.00
Cash Sale Price	$39,721.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,721.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$679.70

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,440.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai ELANTRA N Base

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This low mileage used 2026 Hyundai ELANTRA N Base FWD sedan below 0,000 miles, automatic transmission, and 37 MPG, 2.0L gas engine is for sale right now below $37K at O'brien Hyundai of Normal in Normal, IL. ...View More Details

Sales Price:	$36,578
Est. Payment:	$701.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1
Location:	Normal, IL

Item	Amount
Used Car Price⁽¹⁾	$36,578.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,042.17
Avg. DMV Fee	196.00
Cash Sale Price	$40,985.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,985.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$701.32

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,578.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SE

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This low mileage preowned 2026 Hyundai SANTA FE Hybrid SE FWD SUV under 0,000 miles, automatic transmission, and 37 MPG, 1.6L hybrid engine is for sale right now under $39K at O'brien Hyundai of Normal in Normal, IL. ...View More Details

Sales Price:	$38,240
Est. Payment:	$732.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1
Location:	Normal, IL

Item	Amount
Used Car Price⁽¹⁾	$38,240.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,224.99
Avg. DMV Fee	196.00
Cash Sale Price	$42,829.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,829.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$732.89

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,240.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SE

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This low mileage preowned 2026 Hyundai SANTA FE Hybrid SE FWD SUV under 0,000 miles, automatic transmission, and 37 MPG, 1.6L hybrid engine is for sale right now below $39K at O'brien Hyundai of Normal in Normal, IL. ...View More Details

Sales Price:	$38,240
Est. Payment:	$732.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1
Location:	Normal, IL

Item	Amount
Used Car Price⁽¹⁾	$38,240.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,224.99
Avg. DMV Fee	196.00
Cash Sale Price	$42,829.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,829.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$732.89

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai KONA Limited

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This low mileage used 2026 Hyundai KONA Limited FWD SUV below 0,000 miles, automatic transmission, and 37 MPG, 1.6L gas engine is for sale right now under $36K at O'brien Hyundai of Normal in Normal, IL. ...View More Details

Sales Price:	$35,335
Est. Payment:	$677.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1
Location:	Normal, IL

Item	Amount
Used Car Price⁽¹⁾	$35,335.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,905.44
Avg. DMV Fee	196.00
Cash Sale Price	$39,605.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,605.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$677.71

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,335.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SE

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This low mileage used 2026 Hyundai SANTA FE Hybrid SE FWD SUV below 0,000 miles, automatic transmission, and 37 MPG, 1.6L hybrid engine is for sale right now under $39K at O'brien Hyundai of Normal in Normal, IL. ...View More Details

Sales Price:	$38,740
Est. Payment:	$742.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1
Location:	Normal, IL

Item	Amount
Used Car Price⁽¹⁾	$38,740.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,279.99
Avg. DMV Fee	196.00
Cash Sale Price	$43,384.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,384.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$742.38

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,740.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Normal, IL

Normal, IL Secondhand Used Vehicles Priced Below $40,000

2023 Hyundai PALISADE Calligraphy

2026 Hyundai TUCSON SEL

2026 Hyundai SANTA CRUZ SEL Activity

2026 Hyundai TUCSON SEL

2026 Hyundai TUCSON SEL

2026 Hyundai ELANTRA N Base

2026 Hyundai SANTA FE Hybrid SE

2026 Hyundai SANTA FE Hybrid SE

2026 Hyundai KONA Limited

2026 Hyundai SANTA FE Hybrid SE

Used Cars under $40,000 for Sale in Normal, IL

Normal, IL Secondhand Used Vehicles Priced Below $40,000

2023 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2023 Hyundai PALISADE Calligraphy Car Loan Estimate

2026 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2026 Hyundai TUCSON SEL Car Loan Estimate

2026 Hyundai SANTA CRUZ SEL Activity

Hyundai SANTA CRUZ SEL Activity

2026 Hyundai SANTA CRUZ SEL Activity Car Loan Estimate

2026 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2026 Hyundai TUCSON SEL Car Loan Estimate

2026 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2026 Hyundai TUCSON SEL Car Loan Estimate

2026 Hyundai ELANTRA N Base

Hyundai ELANTRA N Base

2026 Hyundai ELANTRA N Base Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SE

Hyundai SANTA FE Hybrid SE

2026 Hyundai SANTA FE Hybrid SE Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SE

Hyundai SANTA FE Hybrid SE

2026 Hyundai SANTA FE Hybrid SE Car Loan Estimate

2026 Hyundai KONA Limited

Hyundai KONA Limited

2026 Hyundai KONA Limited Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SE

Hyundai SANTA FE Hybrid SE

2026 Hyundai SANTA FE Hybrid SE Car Loan Estimate

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