Quincy, IL Used Cars Under $40,000 |with Payments|

2023 Ford F-150 XLT

⇩ View Seller Description

This average mileage preowned 2023 Ford F-150 XLT 4X4 pickup under 73,000 miles, a transmission, and 22 MPG, 3.5L gas engine is for sale right now under $38K at Kunes Country Hyundai of Quincy in Quincy, IL. ...View More Details

Sales Price:	$37,442
Est. Payment:	$910.29 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	73,476
Location:	Quincy, IL

Item	Amount
Used Car Price⁽¹⁾	$37,442.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,137.21
Avg. DMV Fee	196.00
Cash Sale Price	$41,944.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,944.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$910.29

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,442.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Laramie

⇩ View Seller Description

This low mileage second hand 2022 Ram 1500 Laramie 4X4 pickup below 55,000 miles, a transmission, and 22 MPG, 5.7L gas engine is for sale right now below $39K at Kunes Country Hyundai of Quincy in Quincy, IL. ...View More Details

Sales Price:	$38,120
Est. Payment:	$783.93 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,562
Location:	Quincy, IL

Item	Amount
Used Car Price⁽¹⁾	$38,120.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,211.79
Avg. DMV Fee	196.00
Cash Sale Price	$42,696.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,696.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$783.93

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,120.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Sorento X-Line SX Prestige

⇩ View Seller Description

This low mileage preowned 2025 Kia Sorento X-Line SX Prestige AWD SUV below 13,000 miles, a transmission, and 22 MPG, 2.5L gas engine is for sale right now under $40K at Kunes Country Hyundai of Quincy in Quincy, IL. ...View More Details

Sales Price:	$39,220
Est. Payment:	$751.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,311
Location:	Quincy, IL

Item	Amount
Used Car Price⁽¹⁾	$39,220.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,332.79
Avg. DMV Fee	196.00
Cash Sale Price	$43,917.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,917.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$751.50

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,220.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Calligraphy

⇩ View Seller Description

This average mileage used 2024 Hyundai PALISADE Calligraphy AWD SUV below 79,000 miles, a transmission, and 22 MPG, 3.8L gas engine is for sale right now under $37K at Kunes Country Hyundai of Quincy in Quincy, IL. ...View More Details

Sales Price:	$36,920
Est. Payment:	$897.72 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	78,604
Location:	Quincy, IL

Item	Amount
Used Car Price⁽¹⁾	$36,920.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,079.79
Avg. DMV Fee	196.00
Cash Sale Price	$41,364.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,364.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$897.72

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,920.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ SEL Activity

⇩ View Seller Description

This low mileage used 2026 Hyundai SANTA CRUZ SEL Activity AWD pickup below 0,000 miles, a transmission, and 22 MPG, 2.5L gas engine is for sale right now below $36K at Kunes Country Hyundai of Quincy in Quincy, IL. ...View More Details

Sales Price:	$35,240
Est. Payment:	$675.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5
Location:	Quincy, IL

Item	Amount
Used Car Price⁽¹⁾	$35,240.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,894.99
Avg. DMV Fee	196.00
Cash Sale Price	$39,499.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,499.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$675.90

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,240.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai ELANTRA N Base

⇩ View Seller Description

This low mileage second hand 2026 Hyundai ELANTRA N Base FWD sedan below 0,000 miles, a transmission, and 22 MPG, 2.0L gas engine is for sale right now under $38K at Kunes Country Hyundai of Quincy in Quincy, IL. ...View More Details

Sales Price:	$37,234
Est. Payment:	$713.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5
Location:	Quincy, IL

Item	Amount
Used Car Price⁽¹⁾	$37,234.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,114.33
Avg. DMV Fee	196.00
Cash Sale Price	$41,713.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,713.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$713.78

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,234.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai ELANTRA N TCR

⇩ View Seller Description

This low mileage second hand 2026 Hyundai ELANTRA N TCR FWD sedan under 0,000 miles, a transmission, and 22 MPG, 2.0L gas engine is for sale right now under $37K at Kunes Country Hyundai of Quincy in Quincy, IL. ...View More Details

Sales Price:	$36,739
Est. Payment:	$704.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5
Location:	Quincy, IL

Item	Amount
Used Car Price⁽¹⁾	$36,739.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,059.88
Avg. DMV Fee	196.00
Cash Sale Price	$41,163.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,163.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$704.38

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,739.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON SEL Plus

⇩ View Seller Description

This low mileage preowned 2026 Hyundai TUCSON SEL Plus AWD SUV under 0,000 miles, a transmission, and 22 MPG, 2.5L gas engine is for sale right now under $36K at Kunes Country Hyundai of Quincy in Quincy, IL. ...View More Details

Sales Price:	$35,865
Est. Payment:	$687.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	0
Location:	Quincy, IL

Item	Amount
Used Car Price⁽¹⁾	$35,865.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,963.74
Avg. DMV Fee	196.00
Cash Sale Price	$40,193.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,193.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$687.78

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,865.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON Limited

⇩ View Seller Description

This low mileage second hand 2026 Hyundai TUCSON Limited FWD SUV below 0,000 miles, a transmission, and 22 MPG, 2.5L gas engine is for sale right now below $38K at Kunes Country Hyundai of Quincy in Quincy, IL. ...View More Details

Sales Price:	$37,887
Est. Payment:	$726.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5
Location:	Quincy, IL

Item	Amount
Used Car Price⁽¹⁾	$37,887.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,186.16
Avg. DMV Fee	196.00
Cash Sale Price	$42,438.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,438.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$726.18

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,887.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ XRT

⇩ View Seller Description

This low mileage used 2025 Hyundai SANTA CRUZ XRT AWD pickup below 0,000 miles, a transmission, and 22 MPG, 2.5L gas engine is for sale right now below $39K at Kunes Country Hyundai of Quincy in Quincy, IL. ...View More Details

Sales Price:	$38,752
Est. Payment:	$742.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5
Location:	Quincy, IL

Item	Amount
Used Car Price⁽¹⁾	$38,752.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,281.31
Avg. DMV Fee	196.00
Cash Sale Price	$43,398.31
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,398.31
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$742.61

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,752.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Quincy, IL

Quincy, IL Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 XLT

2022 Ram 1500 Laramie

2025 Kia Sorento X-Line SX Prestige

2024 Hyundai PALISADE Calligraphy

2026 Hyundai SANTA CRUZ SEL Activity

2026 Hyundai ELANTRA N Base

2026 Hyundai ELANTRA N TCR

2026 Hyundai TUCSON SEL Plus

2026 Hyundai TUCSON Limited

2025 Hyundai SANTA CRUZ XRT

Used Cars under $40,000 for Sale in Quincy, IL

Quincy, IL Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2022 Ram 1500 Laramie

Ram 1500 Laramie

2022 Ram 1500 Laramie Car Loan Estimate

2025 Kia Sorento X-Line SX Prestige

Kia Sorento X-Line SX Prestige

2025 Kia Sorento X-Line SX Prestige Car Loan Estimate

2024 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2024 Hyundai PALISADE Calligraphy Car Loan Estimate

2026 Hyundai SANTA CRUZ SEL Activity

Hyundai SANTA CRUZ SEL Activity

2026 Hyundai SANTA CRUZ SEL Activity Car Loan Estimate

2026 Hyundai ELANTRA N Base

Hyundai ELANTRA N Base

2026 Hyundai ELANTRA N Base Car Loan Estimate

2026 Hyundai ELANTRA N TCR

Hyundai ELANTRA N TCR

2026 Hyundai ELANTRA N TCR Car Loan Estimate

2026 Hyundai TUCSON SEL Plus

Hyundai TUCSON SEL Plus

2026 Hyundai TUCSON SEL Plus Car Loan Estimate

2026 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2026 Hyundai TUCSON Limited Car Loan Estimate

2025 Hyundai SANTA CRUZ XRT

Hyundai SANTA CRUZ XRT

2025 Hyundai SANTA CRUZ XRT Car Loan Estimate

Customize Payments

Find Financing

Customize Payments