Indiana Used Sedans Under $40,000 |with Payments|

2024 Audi A6 quattro Premium Plus 55 TFSI

⇩ View Seller Description

This below average mileage used 2024 Audi A6 quattro Premium Plus 55 TFSI AWD sedan under 69,000 miles, automatic transmission, and 48 MPG, 3.0L hybrid engine is for sale right now below $36K at Ray Skillman Northeast Mazda in Indianapolis, IN. ...View More Details

Sales Price:	$35,980
Est. Payment:	$1001.73 / 60 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	68,929
Location:	Indianapolis, IN

Item	Amount
Used Car Price⁽¹⁾	$35,980.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,532.46
Avg. DMV Fee	21.00
Cash Sale Price	$38,731.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,731.46
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	60
Auto Loan Payment	$1001.73

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,980.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 60 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Audi S3 2.0T quattro Premium Plus

⇩ View Seller Description

This low mileage second hand 2023 Audi S3 2.0T quattro Premium Plus AWD sedan below 43,000 miles, automatic transmission, and 48 MPG, 2.0L gas engine is for sale right now under $38K at Tom Wood Ford in Indianapolis, IN. ...View More Details

Sales Price:	$37,659
Est. Payment:	$944.17 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	43,488
Location:	Indianapolis, IN

Item	Amount
Used Car Price⁽¹⁾	$37,659.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,649.99
Avg. DMV Fee	21.00
Cash Sale Price	$40,527.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,527.99
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$944.17

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,659.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 BMW 3 Series 330i xDrive

⇩ View Seller Description

This low mileage second hand 2025 BMW 3 Series 330i xDrive AWD sedan below 36,000 miles, automatic transmission, and 48 MPG, 2.0L hybrid engine is for sale right now below $39K at Hubler Ford Center in Shelbyville, IN. ...View More Details

Sales Price:	$38,788
Est. Payment:	$972.31 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	36,400
Location:	Shelbyville, IN

Item	Amount
Used Car Price⁽¹⁾	$38,788.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,729.02
Avg. DMV Fee	21.00
Cash Sale Price	$41,736.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,736.02
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$972.31

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,788.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Hyundai ELANTRA N Base

⇩ View Seller Description

This low mileage second hand 2026 Hyundai ELANTRA N Base FWD sedan below 0,000 miles, automatic transmission, and 48 MPG, 2.0L gas engine is for sale right now below $37K at Ray Skillman Southside Hyundai in Greenwood, IN. ...View More Details

Sales Price:	$36,525
Est. Payment:	$915.90 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	5
Location:	Greenwood, IN

Item	Amount
Used Car Price⁽¹⁾	$36,525.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,570.61
Avg. DMV Fee	21.00
Cash Sale Price	$39,314.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,314.61
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$915.90

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,525.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Hyundai SONATA N Line

⇩ View Seller Description

This low mileage used 2026 Hyundai SONATA N Line FWD sedan below 0,000 miles, automatic transmission, and 48 MPG, 2.5L gas engine is for sale right now under $38K at Ray Skillman Avon Hyundai in Avon, IN. ...View More Details

Sales Price:	$37,845
Est. Payment:	$948.80 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	9
Location:	Avon, IN

Item	Amount
Used Car Price⁽¹⁾	$37,845.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,663.01
Avg. DMV Fee	21.00
Cash Sale Price	$40,727.01
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,727.01
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$948.80

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,845.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Hyundai SONATA N Line

⇩ View Seller Description

This low mileage second hand 2026 Hyundai SONATA N Line FWD sedan under 0,000 miles, automatic transmission, and 48 MPG, 2.5L gas engine is for sale right now under $39K at Ray Skillman Southside Hyundai in Greenwood, IN. ...View More Details

Sales Price:	$38,300
Est. Payment:	$960.14 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	5
Location:	Greenwood, IN

Item	Amount
Used Car Price⁽¹⁾	$38,300.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,694.86
Avg. DMV Fee	21.00
Cash Sale Price	$41,213.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,213.86
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$960.14

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Hyundai SONATA Hybrid Limited

⇩ View Seller Description

This low mileage preowned 2026 Hyundai SONATA Hybrid Limited FWD sedan below 0,000 miles, automatic transmission, and 48 MPG, 2.0L hybrid engine is for sale right now below $40K at Webb Hyundai in Highland, IN. ...View More Details

Sales Price:	$39,461
Est. Payment:	$989.09 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	15
Location:	Highland, IN

Item	Amount
Used Car Price⁽¹⁾	$39,461.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,776.13
Avg. DMV Fee	21.00
Cash Sale Price	$42,456.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,456.13
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$989.09

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,461.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Hyundai SONATA N Line

⇩ View Seller Description

Sales Price:	$38,165
Est. Payment:	$956.78 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	5
Location:	Greenwood, IN

Item	Amount
Used Car Price⁽¹⁾	$38,165.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,685.41
Avg. DMV Fee	21.00
Cash Sale Price	$41,069.41
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,069.41
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$956.78

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,165.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Hyundai ELANTRA N Base

⇩ View Seller Description

This low mileage used 2026 Hyundai ELANTRA N Base FWD sedan below 0,000 miles, automatic transmission, and 48 MPG, 2.0L gas engine is for sale right now under $37K at Webb Hyundai Merrillville in Merrillville, IN. ...View More Details

Sales Price:	$36,770
Est. Payment:	$922.01 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	40
Location:	Merrillville, IN

Item	Amount
Used Car Price⁽¹⁾	$36,770.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,587.76
Avg. DMV Fee	21.00
Cash Sale Price	$39,576.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,576.76
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$922.01

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,770.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Hyundai SONATA Hybrid Limited

⇩ View Seller Description

Sales Price:	$39,970
Est. Payment:	$1001.77 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	5
Location:	Greenwood, IN

Item	Amount
Used Car Price⁽¹⁾	$39,970.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,811.76
Avg. DMV Fee	21.00
Cash Sale Price	$43,000.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,000.76
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$1001.77

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,970.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Sedans under $40,000 for Sale in Indiana

Indiana Secondhand Used Sedans Priced Below $40,000

2024 Audi A6 quattro Premium Plus 55 TFSI

2023 Audi S3 2.0T quattro Premium Plus

2025 BMW 3 Series 330i xDrive

2026 Hyundai ELANTRA N Base

2026 Hyundai SONATA N Line

2026 Hyundai SONATA N Line

2026 Hyundai SONATA Hybrid Limited

2026 Hyundai SONATA N Line

2026 Hyundai ELANTRA N Base

2026 Hyundai SONATA Hybrid Limited

Indiana Areas with Used Sedans for Sale Below $40,000

Used Sedans under $40,000 for Sale in Indiana

Indiana Secondhand Used Sedans Priced Below $40,000

2024 Audi A6 quattro Premium Plus 55 TFSI

Audi A6 quattro Premium Plus 55 TFSI

2024 Audi A6 quattro Premium Plus 55 TFSI Poor Credit Auto Loan Estimate

2023 Audi S3 2.0T quattro Premium Plus

Audi S3 2.0T quattro Premium Plus

2023 Audi S3 2.0T quattro Premium Plus Poor Credit Car Finance Estimate

2025 BMW 3 Series 330i xDrive

BMW 3 Series 330i xDrive

2025 BMW 3 Series 330i xDrive Poor Credit Auto Loan Estimate

2026 Hyundai ELANTRA N Base

Hyundai ELANTRA N Base

2026 Hyundai ELANTRA N Base Poor Credit Car Loan Estimate

2026 Hyundai SONATA N Line

Hyundai SONATA N Line

2026 Hyundai SONATA N Line Poor Credit Car Finance Estimate

2026 Hyundai SONATA N Line

Hyundai SONATA N Line

2026 Hyundai SONATA N Line Poor Credit Auto Finance Estimate

2026 Hyundai SONATA Hybrid Limited

Hyundai SONATA Hybrid Limited

2026 Hyundai SONATA Hybrid Limited Poor Credit Car Loan Estimate

2026 Hyundai SONATA N Line

Hyundai SONATA N Line

2026 Hyundai SONATA N Line Poor Credit Auto Finance Estimate

2026 Hyundai ELANTRA N Base

Hyundai ELANTRA N Base

2026 Hyundai ELANTRA N Base Poor Credit Auto Finance Estimate

2026 Hyundai SONATA Hybrid Limited

Hyundai SONATA Hybrid Limited

2026 Hyundai SONATA Hybrid Limited Poor Credit Car Loan Estimate

Indiana Areas with Used Sedans for Sale Below $40,000

Customize Payments

Find Financing

Customize Payments