Indiana Used Sedans Under $40,000 |with Payments|

2020 Cadillac CT6 3.6L Premium Luxury

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This average mileage used 2020 Cadillac CT6 3.6L Premium Luxury AWD sedan below 78,000 miles, automatic transmission, and 48 MPG, 3.6L gas engine is for sale right now below $36K at Tom Roush, dba Tom Roush Lincoln in Fishers, IN. ...View More Details

Sales Price:	$35,908
Est. Payment:	$838.90 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	77,683
Location:	Fishers, IN

Item	Amount
Used Car Price⁽¹⁾	$35,908.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,527.42
Avg. DMV Fee	21.00
Cash Sale Price	$38,654.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,654.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$838.90

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,908.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW 3 Series 330i xDrive

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This low mileage preowned 2025 BMW 3 Series 330i xDrive AWD sedan below 36,000 miles, automatic transmission, and 48 MPG, 2.0L hybrid engine is for sale right now below $38K at Hubler Ford Center in Shelbyville, IN. ...View More Details

Sales Price:	$37,750
Est. Payment:	$695.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,400
Location:	Shelbyville, IN

Item	Amount
Used Car Price⁽¹⁾	$37,750.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,656.36
Avg. DMV Fee	21.00
Cash Sale Price	$40,625.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,625.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$695.16

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Audi S3 2.0T quattro Premium Plus

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This low mileage used 2023 Audi S3 2.0T quattro Premium Plus AWD sedan under 43,000 miles, automatic transmission, and 48 MPG, 2.0L gas engine is for sale right now under $36K at Tom Wood Ford in Indianapolis, IN. ...View More Details

Sales Price:	$35,555
Est. Payment:	$654.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,488
Location:	Indianapolis, IN

Item	Amount
Used Car Price⁽¹⁾	$35,555.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,502.71
Avg. DMV Fee	21.00
Cash Sale Price	$38,276.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,276.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$654.97

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,555.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Toyota Camry XSE

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This low mileage second hand 2026 Toyota Camry XSE FWD sedan below 6,000 miles, cvt transmission, and 48 MPG, 2.5L hybrid engine is for sale right now under $37K at Hubler Ford Center in Shelbyville, IN. ...View More Details

Sales Price:	$36,995
Est. Payment:	$681.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,530
Location:	Shelbyville, IN

Item	Amount
Used Car Price⁽¹⁾	$36,995.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,603.51
Avg. DMV Fee	21.00
Cash Sale Price	$39,817.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,817.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$681.34

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SONATA N Line

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This low mileage preowned 2026 Hyundai SONATA N Line FWD sedan under 0,000 miles, automatic transmission, and 48 MPG, 2.5L gas engine is for sale right now below $37K at Dorsett's Hyundai in Terre Haute, IN. ...View More Details

Sales Price:	$36,375
Est. Payment:	$669.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5
Location:	Terre Haute, IN

Item	Amount
Used Car Price⁽¹⁾	$36,375.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,560.11
Avg. DMV Fee	21.00
Cash Sale Price	$39,154.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,154.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$669.99

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,375.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SONATA N Line

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This low mileage preowned 2026 Hyundai SONATA N Line FWD sedan under 0,000 miles, automatic transmission, and 48 MPG, 2.5L gas engine is for sale right now under $38K at Ray Skillman Avon Hyundai in Avon, IN. ...View More Details

Sales Price:	$37,890
Est. Payment:	$697.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7
Location:	Avon, IN

Item	Amount
Used Car Price⁽¹⁾	$37,890.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,666.16
Avg. DMV Fee	21.00
Cash Sale Price	$40,775.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,775.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$697.72

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,890.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai ELANTRA N Base

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This low mileage preowned 2026 Hyundai ELANTRA N Base FWD sedan below 0,000 miles, manual transmission, and 48 MPG, 2.0L gas engine is for sale right now under $37K at Michigan City Hyundai in Michigan City, IN. ...View More Details

Sales Price:	$36,359
Est. Payment:	$669.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11
Location:	Michigan City, IN

Item	Amount
Used Car Price⁽¹⁾	$36,359.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,558.99
Avg. DMV Fee	21.00
Cash Sale Price	$39,136.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,136.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$669.69

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,359.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SONATA Hybrid Limited

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This low mileage preowned 2026 Hyundai SONATA Hybrid Limited FWD sedan under 0,000 miles, automatic transmission, and 48 MPG, 2.0L hybrid engine is for sale right now under $38K at Hyundai of Columbus in Columbus, IN. ...View More Details

Sales Price:	$37,730
Est. Payment:	$694.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6
Location:	Columbus, IN

Item	Amount
Used Car Price⁽¹⁾	$37,730.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,654.96
Avg. DMV Fee	21.00
Cash Sale Price	$40,603.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,603.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$694.79

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,730.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai ELANTRA N Base

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This low mileage second hand 2026 Hyundai ELANTRA N Base FWD sedan below 0,000 miles, automatic transmission, and 48 MPG, 2.0L gas engine is for sale right now below $38K at Webb Hyundai Merrillville in Merrillville, IN. ...View More Details

Sales Price:	$37,056
Est. Payment:	$682.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40
Location:	Merrillville, IN

Item	Amount
Used Car Price⁽¹⁾	$37,056.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,607.78
Avg. DMV Fee	21.00
Cash Sale Price	$39,882.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,882.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$682.45

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,056.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SONATA Hybrid Limited

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This low mileage used 2026 Hyundai SONATA Hybrid Limited FWD sedan below 0,000 miles, automatic transmission, and 48 MPG, 2.0L hybrid engine is for sale right now below $40K at Dorsett's Hyundai in Terre Haute, IN. ...View More Details

Sales Price:	$39,131
Est. Payment:	$720.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13
Location:	Terre Haute, IN

Item	Amount
Used Car Price⁽¹⁾	$39,131.00
Avg. Dealer Doc Fee	198.00
IN Sales Tax (7%)	2,753.03
Avg. DMV Fee	21.00
Cash Sale Price	$42,103.03
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,103.03
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$720.45

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,131.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Sedans under $40,000 for Sale in Indiana

Indiana Secondhand Used Sedans Priced Below $40,000

2020 Cadillac CT6 3.6L Premium Luxury

2025 BMW 3 Series 330i xDrive

2023 Audi S3 2.0T quattro Premium Plus

2026 Toyota Camry XSE

2026 Hyundai SONATA N Line

2026 Hyundai SONATA N Line

2026 Hyundai ELANTRA N Base

2026 Hyundai SONATA Hybrid Limited

2026 Hyundai ELANTRA N Base

2026 Hyundai SONATA Hybrid Limited

Indiana Areas with Used Sedans for Sale Below $40,000

Used Sedans under $40,000 for Sale in Indiana

Indiana Secondhand Used Sedans Priced Below $40,000

2020 Cadillac CT6 3.6L Premium Luxury

Cadillac CT6 3.6L Premium Luxury

2020 Cadillac CT6 3.6L Premium Luxury Car Loan Estimate

2025 BMW 3 Series 330i xDrive

BMW 3 Series 330i xDrive

2025 BMW 3 Series 330i xDrive Car Loan Estimate

2023 Audi S3 2.0T quattro Premium Plus

Audi S3 2.0T quattro Premium Plus

2023 Audi S3 2.0T quattro Premium Plus Car Loan Estimate

2026 Toyota Camry XSE

Toyota Camry XSE

2026 Toyota Camry XSE Car Loan Estimate

2026 Hyundai SONATA N Line

Hyundai SONATA N Line

2026 Hyundai SONATA N Line Car Loan Estimate

2026 Hyundai SONATA N Line

Hyundai SONATA N Line

2026 Hyundai SONATA N Line Car Loan Estimate

2026 Hyundai ELANTRA N Base

Hyundai ELANTRA N Base

2026 Hyundai ELANTRA N Base Car Loan Estimate

2026 Hyundai SONATA Hybrid Limited

Hyundai SONATA Hybrid Limited

2026 Hyundai SONATA Hybrid Limited Car Loan Estimate

2026 Hyundai ELANTRA N Base

Hyundai ELANTRA N Base

2026 Hyundai ELANTRA N Base Car Loan Estimate

2026 Hyundai SONATA Hybrid Limited

Hyundai SONATA Hybrid Limited

2026 Hyundai SONATA Hybrid Limited Car Loan Estimate

Indiana Areas with Used Sedans for Sale Below $40,000

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