Chicago, IL Area Used Sedans Under $40,000

2026 Genesis G70 2.5T Standard

⇩ View Seller Description

This low mileage second hand 2026 Genesis G70 2.5T Standard AWD sedan below 6,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $39K at Rosen Hyundai in Algonquin, IL. ...View More Details

Sales Price:	$38,999
Est. Payment:	$747.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,749
Location:	Algonquin, IL

Item	Amount
Used Car Price⁽¹⁾	$38,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,308.48
Avg. DMV Fee	196.00
Cash Sale Price	$43,672.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,672.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$747.30

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Genesis G70 2.5T Standard

⇩ View Seller Description

This low mileage certified preowned 2026 Genesis G70 2.5T Standard AWD sedan under 7,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now below $40K at Rosen Hyundai in Algonquin, IL. ...View More Details

Sales Price:	$39,545
Est. Payment:	$757.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,450
Location:	Algonquin, IL

Item	Amount
Used Car Price⁽¹⁾	$39,545.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,368.54
Avg. DMV Fee	196.00
Cash Sale Price	$44,278.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,278.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$757.67

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,545.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Mercedes-Benz EQS EQS 450+

⇩ View Seller Description

This low mileage used 2022 Mercedes-Benz EQS EQS 450+ RWD sedan below 32,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $39K at Knauz Continental Autos in Lake Bluff, IL. ...View More Details

Sales Price:	$38,367
Est. Payment:	$735.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,278
Location:	Lake Bluff, IL

Item	Amount
Used Car Price⁽¹⁾	$38,367.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,238.96
Avg. DMV Fee	196.00
Cash Sale Price	$42,970.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,970.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$735.30

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,367.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Genesis G70 3.3T Sport Advanced

⇩ View Seller Description

This low mileage used 2024 Genesis G70 3.3T Sport Advanced RWD sedan below 34,000 miles, automatic transmission, and 24 MPG, 3.3L gas engine is for sale right now below $38K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$37,690
Est. Payment:	$722.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,148
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$37,690.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,164.49
Avg. DMV Fee	196.00
Cash Sale Price	$42,219.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,219.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$722.44

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,690.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 BMW 7 Series 740i xDrive

⇩ View Seller Description

This low mileage second hand 2022 BMW 7 Series 740i xDrive AWD sedan below 54,000 miles, automatic transmission, and 24 MPG, 3.0L gas engine is for sale right now below $40K at Napleton's River Oaks Kia in Lansing, IL. ...View More Details

Sales Price:	$39,450
Est. Payment:	$811.04 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,870
Location:	Lansing, IL

Item	Amount
Used Car Price⁽¹⁾	$39,450.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,358.09
Avg. DMV Fee	196.00
Cash Sale Price	$44,173.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,173.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$811.04

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,450.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Dodge Charger Scat Pack

⇩ View Seller Description

This average mileage preowned 2023 Dodge Charger Scat Pack RWD sedan below 89,000 miles, automatic transmission, and 24 MPG, 6.4L gas engine is for sale right now under $39K at James Chrysler Dodge Jeep RAM in Hampshire, IL. ...View More Details

Sales Price:	$38,355
Est. Payment:	$1031.27 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	89,250
Location:	Hampshire, IL

Item	Amount
Used Car Price⁽¹⁾	$38,355.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,237.64
Avg. DMV Fee	196.00
Cash Sale Price	$42,957.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,957.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$1031.27

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,355.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Honda Accord Hybrid Touring

⇩ View Seller Description

This low mileage preowned 2025 Honda Accord Hybrid Touring FWD sedan under 6,000 miles, automatic transmission, and 24 MPG, 2.0L hybrid engine is for sale right now under $36K at Rod Baker Ford Sls in Plainfield, IL. ...View More Details

Sales Price:	$35,998
Est. Payment:	$690.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,296
Location:	Plainfield, IL

Item	Amount
Used Car Price⁽¹⁾	$35,998.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,978.37
Avg. DMV Fee	196.00
Cash Sale Price	$40,341.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,341.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$690.30

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Cadillac CT5 Sport

⇩ View Seller Description

This low mileage preowned 2023 Cadillac CT5 Sport AWD sedan under 28,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now under $38K at Golf Mill Motor Sales in Niles, IL. ...View More Details

Sales Price:	$37,997
Est. Payment:	$728.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,747
Location:	Niles, IL

Item	Amount
Used Car Price⁽¹⁾	$37,997.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,198.26
Avg. DMV Fee	196.00
Cash Sale Price	$42,560.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,560.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$728.27

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Lexus ES 350 F SPORT

⇩ View Seller Description

This low mileage preowned 2021 Lexus ES 350 F SPORT FWD sedan below 20,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now below $40K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$39,999
Est. Payment:	$766.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,292
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$39,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,418.48
Avg. DMV Fee	196.00
Cash Sale Price	$44,782.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,782.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$766.30

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai ELANTRA N Base

⇩ View Seller Description

This low mileage used 2026 Hyundai ELANTRA N Base FWD sedan below 0,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now under $38K at Happy Hyundai of Libertyville in Libertyville, IL. ...View More Details

Sales Price:	$37,845
Est. Payment:	$725.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13
Location:	Libertyville, IL

Item	Amount
Used Car Price⁽¹⁾	$37,845.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,181.54
Avg. DMV Fee	196.00
Cash Sale Price	$42,391.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,391.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$725.38

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,845.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Sedans under $40,000 for Sale in the Greater Chicago Area

Metro Chicago Secondhand Used Sedans Priced Below $40,000

2026 Genesis G70 2.5T Standard

2026 Genesis G70 2.5T Standard

2022 Mercedes-Benz EQS EQS 450+

2024 Genesis G70 3.3T Sport Advanced

2022 BMW 7 Series 740i xDrive

2023 Dodge Charger Scat Pack

2025 Honda Accord Hybrid Touring

2023 Cadillac CT5 Sport

2021 Lexus ES 350 F SPORT

2026 Hyundai ELANTRA N Base

Greater Chicago Area Cities with Used Sedans for Sale Below $40K

Metro Chicago Area Counties with Used Sedans for Sale Below $40,000

Used Sedans under $40,000 for Sale in the Greater Chicago Area

Metro Chicago Secondhand Used Sedans Priced Below $40,000

2026 Genesis G70 2.5T Standard

Genesis G70 2.5T Standard

2026 Genesis G70 2.5T Standard Car Loan Estimate

2026 Genesis G70 2.5T Standard

Genesis G70 2.5T Standard

2026 Genesis G70 2.5T Standard Car Loan Estimate

2022 Mercedes-Benz EQS EQS 450+

Mercedes-Benz EQS EQS 450+

2022 Mercedes-Benz EQS 450+ Car Loan Estimate

2024 Genesis G70 3.3T Sport Advanced

Genesis G70 3.3T Sport Advanced

2024 Genesis G70 3.3T Sport Advanced Car Loan Estimate

2022 BMW 7 Series 740i xDrive

BMW 7 Series 740i xDrive

2022 BMW 7 Series 740i xDrive Car Loan Estimate

2023 Dodge Charger Scat Pack

Dodge Charger Scat Pack

2023 Dodge Charger Scat Pack Car Loan Estimate

2025 Honda Accord Hybrid Touring

Honda Accord Hybrid Touring

2025 Honda Accord Hybrid Touring Car Loan Estimate

2023 Cadillac CT5 Sport

Cadillac CT5 Sport

2023 Cadillac CT5 Sport Car Loan Estimate

2021 Lexus ES 350 F SPORT

Lexus ES 350 F SPORT

2021 Lexus ES 350 F SPORT Car Loan Estimate

2026 Hyundai ELANTRA N Base

Hyundai ELANTRA N Base

2026 Hyundai ELANTRA N Base Car Loan Estimate

Greater Chicago Area Cities with Used Sedans for Sale Below $40K

Metro Chicago Area Counties with Used Sedans for Sale Below $40,000

Customize Payments

Find Financing

Customize Payments