Chicago, IL Area Used Sedans Under $40,000

2026 Genesis G70 2.5T Standard

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This low mileage certified second hand 2026 Genesis G70 2.5T Standard AWD sedan below 7,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now below $40K at Rosen Hyundai in Algonquin, IL. ...View More Details

Sales Price:	$39,545
Est. Payment:	$995.89 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	7,450
Location:	Algonquin, IL
Estimated Cash Down:	$1,600

Item	Amount
Used Car Price⁽¹⁾	$39,545.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,368.54
Avg. DMV Fee	196.00
Cash Sale Price	$44,278.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,600.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,600.00
Total Loan Amount	$42,748.15
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$995.89

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,545.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Genesis G70 3.3T Sport Advanced

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This low mileage second hand 2024 Genesis G70 3.3T Sport Advanced RWD sedan under 34,000 miles, automatic transmission, and 28 MPG, 3.3L gas engine is for sale right now under $38K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$37,690
Est. Payment:	$949.17 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	34,148
Location:	Bartlett, IL
Estimated Cash Down:	$1,500

Item	Amount
Used Car Price⁽¹⁾	$37,690.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,164.49
Avg. DMV Fee	196.00
Cash Sale Price	$42,219.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,500.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,500.00
Total Loan Amount	$40,742.89
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$949.17

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,690.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2022 Mercedes-Benz EQS EQS 450+

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This low mileage used 2022 Mercedes-Benz EQS EQS 450+ RWD sedan under 32,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $39K at Knauz Continental Autos in Lake Bluff, IL. ...View More Details

Sales Price:	$38,367
Est. Payment:	$966.22 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	32,278
Location:	Lake Bluff, IL
Estimated Cash Down:	$1,500

Item	Amount
Used Car Price⁽¹⁾	$38,367.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,238.96
Avg. DMV Fee	196.00
Cash Sale Price	$42,970.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,500.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,500.00
Total Loan Amount	$41,474.73
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$966.22

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,367.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Genesis G70 2.5T Standard

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This low mileage preowned 2026 Genesis G70 2.5T Standard AWD sedan below 6,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now below $39K at Rosen Hyundai in Algonquin, IL. ...View More Details

Sales Price:	$38,999
Est. Payment:	$982.14 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	5,749
Location:	Algonquin, IL
Estimated Cash Down:	$1,600

Item	Amount
Used Car Price⁽¹⁾	$38,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,308.48
Avg. DMV Fee	196.00
Cash Sale Price	$43,672.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,600.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,600.00
Total Loan Amount	$42,157.92
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$982.14

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Dodge Charger Scat Pack

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This average mileage used 2023 Dodge Charger Scat Pack RWD sedan below 89,000 miles, automatic transmission, and 28 MPG, 6.4L gas engine is for sale right now under $39K at James Chrysler Dodge Jeep RAM in Hampshire, IL. ...View More Details

Sales Price:	$38,355
Est. Payment:	$1,236.65 / 48 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	89,250
Location:	Hampshire, IL
Estimated Cash Down:	$1,500

Item	Amount
Used Car Price⁽¹⁾	$38,355.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,237.64
Avg. DMV Fee	196.00
Cash Sale Price	$42,957.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,500.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,500.00
Total Loan Amount	$41,461.76
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	48
Car Loan Payment	$1,236.65

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,355.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 48 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2022 BMW 7 Series 740i xDrive

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This low mileage preowned 2022 BMW 7 Series 740i xDrive AWD sedan under 54,000 miles, automatic transmission, and 28 MPG, 3.0L gas engine is for sale right now under $40K at Napleton's River Oaks Kia in Lansing, IL. ...View More Details

Sales Price:	$39,450
Est. Payment:	$1,042.83 / 66 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	53,870
Location:	Lansing, IL
Estimated Cash Down:	$1,600

Item	Amount
Used Car Price⁽¹⁾	$39,450.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,358.09
Avg. DMV Fee	196.00
Cash Sale Price	$44,173.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,600.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,600.00
Total Loan Amount	$42,645.45
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	66
Car Finance Payment	$1,042.83

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,450.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 66 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Honda Accord Hybrid Touring

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This low mileage second hand 2025 Honda Accord Hybrid Touring FWD sedan below 6,000 miles, automatic transmission, and 28 MPG, 2.0L hybrid engine is for sale right now under $36K at Rod Baker Ford Sls in Plainfield, IL. ...View More Details

Sales Price:	$35,998
Est. Payment:	$906.56 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	6,296
Location:	Plainfield, IL
Estimated Cash Down:	$1,500

Item	Amount
Used Car Price⁽¹⁾	$35,998.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,978.37
Avg. DMV Fee	196.00
Cash Sale Price	$40,341.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,500.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,500.00
Total Loan Amount	$38,913.84
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$906.56

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Cadillac CT5 Sport

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This low mileage second hand 2023 Cadillac CT5 Sport AWD sedan below 28,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now below $38K at Golf Mill Motor Sales in Niles, IL. ...View More Details

Sales Price:	$37,997
Est. Payment:	$956.90 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	27,747
Location:	Niles, IL
Estimated Cash Down:	$1,500

Item	Amount
Used Car Price⁽¹⁾	$37,997.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,198.26
Avg. DMV Fee	196.00
Cash Sale Price	$42,560.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,500.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,500.00
Total Loan Amount	$41,074.76
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$956.90

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2021 Lexus ES 350 F SPORT

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This low mileage preowned 2021 Lexus ES 350 F SPORT FWD sedan under 20,000 miles, automatic transmission, and 28 MPG, 3.5L gas engine is for sale right now under $40K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$39,999
Est. Payment:	$1,007.32 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	20,292
Location:	Naperville, IL
Estimated Cash Down:	$1,600

Item	Amount
Used Car Price⁽¹⁾	$39,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,418.48
Avg. DMV Fee	196.00
Cash Sale Price	$44,782.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,600.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,600.00
Total Loan Amount	$43,238.92
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$1,007.32

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Hyundai SONATA N Line

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This low mileage preowned 2026 Hyundai SONATA N Line FWD sedan below 0,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now below $39K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$38,040
Est. Payment:	$957.99 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	10
Location:	Bartlett, IL
Estimated Cash Down:	$1,500

Item	Amount
Used Car Price⁽¹⁾	$38,040.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,202.99
Avg. DMV Fee	196.00
Cash Sale Price	$42,607.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,500.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,500.00
Total Loan Amount	$41,121.24
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$957.99

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,040.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Sedans under $40,000 for Sale in the Greater Chicago Area

Metro Chicago Secondhand Used Sedans Priced Below $40,000

2026 Genesis G70 2.5T Standard

2024 Genesis G70 3.3T Sport Advanced

2022 Mercedes-Benz EQS EQS 450+

2026 Genesis G70 2.5T Standard

2023 Dodge Charger Scat Pack

2022 BMW 7 Series 740i xDrive

2025 Honda Accord Hybrid Touring

2023 Cadillac CT5 Sport

2021 Lexus ES 350 F SPORT

2026 Hyundai SONATA N Line

Greater Chicago Area Cities with Used Sedans for Sale Below $40K

Metro Chicago Area Counties with Used Sedans for Sale Below $40,000

Used Sedans under $40,000 for Sale in the Greater Chicago Area

Metro Chicago Secondhand Used Sedans Priced Below $40,000

2026 Genesis G70 2.5T Standard

Genesis G70 2.5T Standard

2026 Genesis G70 2.5T Standard Poor Credit Car Loan Estimate

2024 Genesis G70 3.3T Sport Advanced

Genesis G70 3.3T Sport Advanced

2024 Genesis G70 3.3T Sport Advanced Poor Credit Auto Loan Estimate

2022 Mercedes-Benz EQS EQS 450+

Mercedes-Benz EQS EQS 450+

2022 Mercedes-Benz EQS 450+ Poor Credit Car Loan Estimate

2026 Genesis G70 2.5T Standard

Genesis G70 2.5T Standard

2026 Genesis G70 2.5T Standard Poor Credit Car Loan Estimate

2023 Dodge Charger Scat Pack

Dodge Charger Scat Pack

2023 Dodge Charger Scat Pack Poor Credit Car Loan Estimate

2022 BMW 7 Series 740i xDrive

BMW 7 Series 740i xDrive

2022 BMW 7 Series 740i xDrive Poor Credit Car Finance Estimate

2025 Honda Accord Hybrid Touring

Honda Accord Hybrid Touring

2025 Honda Accord Hybrid Touring Poor Credit Car Finance Estimate

2023 Cadillac CT5 Sport

Cadillac CT5 Sport

2023 Cadillac CT5 Sport Poor Credit Car Loan Estimate

2021 Lexus ES 350 F SPORT

Lexus ES 350 F SPORT

2021 Lexus ES 350 F SPORT Poor Credit Auto Loan Estimate

2026 Hyundai SONATA N Line

Hyundai SONATA N Line

2026 Hyundai SONATA N Line Poor Credit Car Finance Estimate

Greater Chicago Area Cities with Used Sedans for Sale Below $40K

Metro Chicago Area Counties with Used Sedans for Sale Below $40,000

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