Topeka, KS Used Cars Under $40,000 |with Payments|

2018 Mercedes-Benz S-Class S 560

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This low mileage second hand 2018 Mercedes-Benz S-Class S 560 RWD sedan under 50,000 miles, automatic transmission, and 28 MPG, 4.0L gas engine is for sale right now below $40K at Mccarthy Hyundai of Topeka in Topeka, KS. ...View More Details

Sales Price:	$39,199
Est. Payment:	$750.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,816
Location:	Topeka, KS

Item	Amount
Used Car Price⁽¹⁾	$39,199.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	4,197.39
Avg. DMV Fee	47.00
Cash Sale Price	$43,842.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,842.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$750.21

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,199.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Carnival EX

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This low mileage used 2024 Kia Carnival EX FWD minivan below 23,000 miles, automatic transmission, and 28 MPG, 3.5L gas engine is for sale right now below $37K at Mccarthy Hyundai of Topeka in Topeka, KS. ...View More Details

Sales Price:	$36,699
Est. Payment:	$702.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,975
Location:	Topeka, KS

Item	Amount
Used Car Price⁽¹⁾	$36,699.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	3,932.39
Avg. DMV Fee	47.00
Cash Sale Price	$41,077.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,077.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$702.90

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,699.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE Calligraphy

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This below average mileage used 2023 Hyundai PALISADE Calligraphy AWD SUV under 61,000 miles, automatic transmission, and 28 MPG, 3.8L gas engine is for sale right now under $36K at Mccarthy Hyundai of Topeka in Topeka, KS. ...View More Details

Sales Price:	$35,199
Est. Payment:	$782.95 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,009
Location:	Topeka, KS

Item	Amount
Used Car Price⁽¹⁾	$35,199.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	3,773.39
Avg. DMV Fee	47.00
Cash Sale Price	$39,418.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,418.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$782.95

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,199.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage preowned 2023 BMW X3 xDrive30i AWD SUV under 33,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now below $38K at Mccarthy Hyundai of Topeka in Topeka, KS. ...View More Details

Sales Price:	$37,699
Est. Payment:	$721.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,262
Location:	Topeka, KS

Item	Amount
Used Car Price⁽¹⁾	$37,699.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	4,038.39
Avg. DMV Fee	47.00
Cash Sale Price	$42,183.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,183.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$721.82

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,699.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Aviator Grand Touring

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This average mileage second hand 2023 Lincoln Aviator Grand Touring AWD SUV below 78,000 miles, automatic transmission, and 28 MPG, 3.0L hybrid engine is for sale right now under $39K at Mccarthy Hyundai of Topeka in Topeka, KS. ...View More Details

Sales Price:	$38,199
Est. Payment:	$927.48 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	77,560
Location:	Topeka, KS

Item	Amount
Used Car Price⁽¹⁾	$38,199.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	4,091.39
Avg. DMV Fee	47.00
Cash Sale Price	$42,736.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,736.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$927.48

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,199.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SE

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This low mileage preowned 2026 Hyundai SANTA FE SE AWD SUV below 0,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now below $40K at Mccarthy Hyundai of Topeka in Topeka, KS. ...View More Details

Sales Price:	$39,399
Est. Payment:	$753.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12
Location:	Topeka, KS

Item	Amount
Used Car Price⁽¹⁾	$39,399.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	4,218.59
Avg. DMV Fee	47.00
Cash Sale Price	$44,063.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,063.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$753.99

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,399.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai KONA Limited

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This low mileage second hand 2026 Hyundai KONA Limited AWD SUV below 0,000 miles, automatic transmission, and 28 MPG, 1.6L gas engine is for sale right now under $36K at Mccarthy Hyundai of Topeka in Topeka, KS. ...View More Details

Sales Price:	$35,720
Est. Payment:	$684.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9
Location:	Topeka, KS

Item	Amount
Used Car Price⁽¹⁾	$35,720.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	3,828.61
Avg. DMV Fee	47.00
Cash Sale Price	$39,994.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,994.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$684.37

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,720.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ SEL Activity

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This low mileage preowned 2026 Hyundai SANTA CRUZ SEL Activity FWD pickup below 0,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now below $37K at Mccarthy Hyundai of Topeka in Topeka, KS. ...View More Details

Sales Price:	$36,734
Est. Payment:	$703.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10
Location:	Topeka, KS

Item	Amount
Used Car Price⁽¹⁾	$36,734.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	3,936.10
Avg. DMV Fee	47.00
Cash Sale Price	$41,116.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,116.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$703.56

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,734.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ SEL Activity

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This low mileage used 2026 Hyundai SANTA CRUZ SEL Activity FWD pickup below 0,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now under $37K at Mccarthy Hyundai of Topeka in Topeka, KS. ...View More Details

Sales Price:	$36,238
Est. Payment:	$694.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10
Location:	Topeka, KS

Item	Amount
Used Car Price⁽¹⁾	$36,238.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	3,883.52
Avg. DMV Fee	47.00
Cash Sale Price	$40,567.52
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,567.52
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$694.17

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,238.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SONATA N Line

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This low mileage preowned 2026 Hyundai SONATA N Line FWD sedan under 0,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now under $37K at Mccarthy Hyundai of Topeka in Topeka, KS. ...View More Details

Sales Price:	$36,682
Est. Payment:	$702.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9
Location:	Topeka, KS

Item	Amount
Used Car Price⁽¹⁾	$36,682.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	3,930.59
Avg. DMV Fee	47.00
Cash Sale Price	$41,058.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,058.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$702.57

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,682.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Topeka, KS

Topeka, KS Secondhand Used Vehicles Priced Below $40,000

2018 Mercedes-Benz S-Class S 560

2024 Kia Carnival EX

2023 Hyundai PALISADE Calligraphy

2023 BMW X3 xDrive30i

2023 Lincoln Aviator Grand Touring

2026 Hyundai SANTA FE SE

2026 Hyundai KONA Limited

2026 Hyundai SANTA CRUZ SEL Activity

2026 Hyundai SANTA CRUZ SEL Activity

2026 Hyundai SONATA N Line

Used Cars under $40,000 for Sale in Topeka, KS

Topeka, KS Secondhand Used Vehicles Priced Below $40,000

2018 Mercedes-Benz S-Class S 560

Mercedes-Benz S-Class S 560

2018 Mercedes-Benz S-Class S 560 Car Loan Estimate

2024 Kia Carnival EX

Kia Carnival EX

2024 Kia Carnival EX Car Loan Estimate

2023 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2023 Hyundai PALISADE Calligraphy Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2023 Lincoln Aviator Grand Touring

Lincoln Aviator Grand Touring

2023 Lincoln Aviator Grand Touring Car Loan Estimate

2026 Hyundai SANTA FE SE

Hyundai SANTA FE SE

2026 Hyundai SANTA FE SE Car Loan Estimate

2026 Hyundai KONA Limited

Hyundai KONA Limited

2026 Hyundai KONA Limited Car Loan Estimate

2026 Hyundai SANTA CRUZ SEL Activity

Hyundai SANTA CRUZ SEL Activity

2026 Hyundai SANTA CRUZ SEL Activity Car Loan Estimate

2026 Hyundai SANTA CRUZ SEL Activity

Hyundai SANTA CRUZ SEL Activity

2026 Hyundai SANTA CRUZ SEL Activity Car Loan Estimate

2026 Hyundai SONATA N Line

Hyundai SONATA N Line

2026 Hyundai SONATA N Line Car Loan Estimate

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