Kansas Used Cars Under $400 a Month. Finance Payments Below $400

2011 Honda Civic LX

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This high mileage second hand 2011 Honda Civic LX FWD sedan under 156,000 miles, automatic transmission, and 31 MPG, 1.8L gas engine is for sale right now below $8K at Mccarthy Hyundai of Lawrence in Lawrence, KS. ...View More Details

Sales Price:	$7,699
Est. Payment:	$328.54 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	156,283
Location:	Lawrence, KS

Item	Amount
Used Car Price⁽¹⁾	$7,699.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	858.39
Avg. DMV Fee	47.00
Cash Sale Price	$9,003.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$9,003.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$328.54

(1) Auto Finance calculations are based on the used car dealer's advertised price of $7,699.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Kia Forte GT Line

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This below average mileage preowned 2020 Kia Forte GT Line FWD sedan under 63,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now under $17K at Mccarthy Hyundai of Lawrence in Lawrence, KS. ...View More Details

Sales Price:	$16,699
Est. Payment:	$376.54 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,139
Location:	Lawrence, KS

Item	Amount
Used Car Price⁽¹⁾	$16,699.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	1,812.39
Avg. DMV Fee	47.00
Cash Sale Price	$18,957.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,957.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$376.54

(1) Car Loan calculations are based on the used car dealer's advertised price of $16,699.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Soul LX

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This low mileage second hand 2024 Kia Soul LX FWD hatchback below 48,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now under $20K at Eddy's Volkswagen of Wichita in Wichita, KS. ...View More Details

Sales Price:	$19,893
Est. Payment:	$384.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,252
Location:	Wichita, KS

Item	Amount
Used Car Price⁽¹⁾	$19,893.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	2,150.95
Avg. DMV Fee	47.00
Cash Sale Price	$22,489.95
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,489.95
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$384.84

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,893.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia K4 LXS

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This low mileage second hand 2025 Kia K4 LXS FWD sedan under 45,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now below $21K at Mccarthy Hyundai of Lawrence in Lawrence, KS. ...View More Details

Sales Price:	$20,699
Est. Payment:	$400.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,287
Location:	Lawrence, KS

Item	Amount
Used Car Price⁽¹⁾	$20,699.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	2,236.39
Avg. DMV Fee	47.00
Cash Sale Price	$23,381.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,381.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$400.09

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,699.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Nissan Versa SV

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This below average mileage preowned 2023 Nissan Versa SV FWD sedan below 60,000 miles, cvt transmission, and 31 MPG, 1.6L gas engine is for sale right now below $17K at Mccarthy Hyundai of Lawrence in Lawrence, KS. ...View More Details

Sales Price:	$16,699
Est. Payment:	$376.54 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,029
Location:	Lawrence, KS

Item	Amount
Used Car Price⁽¹⁾	$16,699.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	1,812.39
Avg. DMV Fee	47.00
Cash Sale Price	$18,957.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,957.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$376.54

(1) Auto Finance calculations are based on the used car dealer's advertised price of $16,699.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Malibu LT

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This low mileage used 2025 Chevrolet Malibu LT FWD sedan under 29,000 miles, cvt transmission, and 31 MPG, 1.5L gas engine is for sale right now under $21K at Mccarthy Hyundai of Lawrence in Lawrence, KS. ...View More Details

Sales Price:	$20,899
Est. Payment:	$403.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,849
Location:	Lawrence, KS

Item	Amount
Used Car Price⁽¹⁾	$20,899.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	2,257.59
Avg. DMV Fee	47.00
Cash Sale Price	$23,602.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,602.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$403.88

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 Chevrolet Impala LTZ

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This low mileage used 2015 Chevrolet Impala LTZ FWD sedan below 57,000 miles, automatic transmission, and 31 MPG, 3.6L gas engine is for sale right now under $19K at Hatchett Hyundai in Wichita, KS. ...View More Details

Sales Price:	$18,593
Est. Payment:	$386.53 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,342
Location:	Wichita, KS

Item	Amount
Used Car Price⁽¹⁾	$18,593.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	2,013.15
Avg. DMV Fee	47.00
Cash Sale Price	$21,052.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,052.15
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$386.53

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,593.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Volkswagen Jetta S

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This below average mileage preowned 2021 Volkswagen Jetta S FWD sedan below 67,000 miles, automatic transmission, and 31 MPG, 1.4L gas engine is for sale right now under $18K at Eddy's Volkswagen of Wichita in Wichita, KS. ...View More Details

Sales Price:	$17,997
Est. Payment:	$405.06 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	67,382
Location:	Wichita, KS

Item	Amount
Used Car Price⁽¹⁾	$17,997.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	1,949.98
Avg. DMV Fee	47.00
Cash Sale Price	$20,392.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,392.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$405.06

(1) Car Loan calculations are based on the used car dealer's advertised price of $17,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Equinox LT

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This below average mileage used 2022 Chevrolet Equinox LT 4x4 SUV below 69,000 miles, automatic transmission, and 31 MPG, 1.5L gas engine is for sale right now below $18K at Hatchett Hyundai in Wichita, KS. ...View More Details

Sales Price:	$17,998
Est. Payment:	$405.08 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	69,211
Location:	Wichita, KS

Item	Amount
Used Car Price⁽¹⁾	$17,998.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	1,950.08
Avg. DMV Fee	47.00
Cash Sale Price	$20,394.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,394.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$405.08

(1) Auto Finance calculations are based on the used car dealer's advertised price of $17,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai VENUE SEL

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This low mileage preowned 2025 Hyundai VENUE SEL FWD hatchback below 28,000 miles, cvt transmission, and 31 MPG, 1.6L gas engine is for sale right now below $21K at Mccarthy Hyundai of Lawrence in Lawrence, KS. ...View More Details

Sales Price:	$20,919
Est. Payment:	$404.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,065
Location:	Lawrence, KS

Item	Amount
Used Car Price⁽¹⁾	$20,919.00
Avg. Dealer Doc Fee	399.00
KS Sales Tax (10.6%)	2,259.71
Avg. DMV Fee	47.00
Cash Sale Price	$23,624.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,624.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$404.25

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,919.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in Kansas

Kansas Secondhand Used Vehicles with Payments Below $400 / Month

2011 Honda Civic LX

2020 Kia Forte GT Line

2024 Kia Soul LX

2025 Kia K4 LXS

2023 Nissan Versa SV

2025 Chevrolet Malibu LT

2015 Chevrolet Impala LTZ

2021 Volkswagen Jetta S

2022 Chevrolet Equinox LT

2025 Hyundai VENUE SEL

Kansas Areas with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in Kansas

Kansas Secondhand Used Vehicles with Payments Below $400 / Month

2011 Honda Civic LX

Honda Civic LX

2011 Honda Civic LX Car Loan Estimate

2020 Kia Forte GT Line

Kia Forte GT Line

2020 Kia Forte GT Line Car Loan Estimate

2024 Kia Soul LX

Kia Soul LX

2024 Kia Soul LX Car Loan Estimate

2025 Kia K4 LXS

Kia K4 LXS

2025 Kia K4 LXS Car Loan Estimate

2023 Nissan Versa SV

Nissan Versa SV

2023 Nissan Versa SV Car Loan Estimate

2025 Chevrolet Malibu LT

Chevrolet Malibu LT

2025 Chevrolet Malibu LT Car Loan Estimate

2015 Chevrolet Impala LTZ

Chevrolet Impala LTZ

2015 Chevrolet Impala LTZ Car Loan Estimate

2021 Volkswagen Jetta S

Volkswagen Jetta S

2021 Volkswagen Jetta S Car Loan Estimate

2022 Chevrolet Equinox LT

Chevrolet Equinox LT

2022 Chevrolet Equinox LT Car Loan Estimate

2025 Hyundai VENUE SEL

Hyundai VENUE SEL

2025 Hyundai VENUE SEL Car Loan Estimate

Kansas Areas with Used Cars for Sale Below $400 / Month

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