Richmond, KY Used Cars Under $550 a Month

2025 Toyota Camry LE

⇩ View Seller Description

This low mileage second hand 2025 Toyota Camry LE FWD sedan under 56,000 miles, cvt transmission, and 30 MPG, 2.5L hybrid engine is for sale right now below $26K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$25,516
Est. Payment:	$673.57 / 66 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	55,663
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$25,516.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,557.96
Avg. DMV Fee	21.00
Cash Sale Price	$27,544.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,544.96
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	66
Car Loan Payment	$673.57

(1) Car Loan calculations are based on the used car dealer's advertised price of $25,516.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 66 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2019 Ram 1500 Classic Tradesman

⇩ View Seller Description

This below average mileage used 2019 Ram 1500 Classic Tradesman 4X4 pickup under 67,000 miles, a transmission, and 30 MPG, 3.6L flexible engine is for sale right now below $24K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$23,421
Est. Payment:	$654.82 / 60 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	67,433
Location:	Richmond, KY
Estimated Cash Down:	$100

Item	Amount
Used Car Price⁽¹⁾	$23,421.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,432.26
Avg. DMV Fee	21.00
Cash Sale Price	$25,324.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	100.00
Factory Rebate Incentive	0.00
Total Down Payment	$100.00
Total Loan Amount	$25,318.10
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	60
Auto Finance Payment	$654.82

(1) Auto Finance calculations are based on the used car dealer's advertised price of $23,421.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 60 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2019 Ram 1500 Classic Tradesman

⇩ View Seller Description

This average mileage preowned 2019 Ram 1500 Classic Tradesman 4X4 pickup below 72,000 miles, a transmission, and 30 MPG, 3.6L flexible engine is for sale right now below $23K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$22,388
Est. Payment:	$668.25 / 54 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	71,947
Location:	Richmond, KY
Estimated Cash Down:	$100

Item	Amount
Used Car Price⁽¹⁾	$22,388.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,370.28
Avg. DMV Fee	21.00
Cash Sale Price	$24,229.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	100.00
Factory Rebate Incentive	0.00
Total Down Payment	$100.00
Total Loan Amount	$24,201.43
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	54
Car Loan Payment	$668.25

(1) Car Loan calculations are based on the used car dealer's advertised price of $22,388.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 54 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2019 Ram 1500 Classic Tradesman

⇩ View Seller Description

This below average mileage used 2019 Ram 1500 Classic Tradesman 4X4 pickup below 69,000 miles, a transmission, and 30 MPG, 3.6L flexible engine is for sale right now under $25K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$24,355
Est. Payment:	$680.58 / 60 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	68,729
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$24,355.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,488.30
Avg. DMV Fee	21.00
Cash Sale Price	$26,314.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,314.30
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	60
Car Loan Payment	$680.58

(1) Car Loan calculations are based on the used car dealer's advertised price of $24,355.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 60 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2018 Ford F-150 XL

⇩ View Seller Description

This average mileage used 2018 Ford F-150 XL 4X4 pickup under 77,000 miles, a transmission, and 30 MPG, 3.3L flexible engine is for sale right now under $22K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$21,973
Est. Payment:	$655.86 / 54 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	76,970
Location:	Richmond, KY
Estimated Cash Down:	$100

Item	Amount
Used Car Price⁽¹⁾	$21,973.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,345.38
Avg. DMV Fee	21.00
Cash Sale Price	$23,789.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	100.00
Factory Rebate Incentive	0.00
Total Down Payment	$100.00
Total Loan Amount	$23,752.81
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	54
Auto Loan Payment	$655.86

(1) Auto Loan calculations are based on the used car dealer's advertised price of $21,973.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 54 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2019 Ram 1500 Classic Tradesman

⇩ View Seller Description

This below average mileage used 2019 Ram 1500 Classic Tradesman 4X4 pickup under 69,000 miles, a transmission, and 30 MPG, 3.6L flexible engine is for sale right now under $24K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$23,988
Est. Payment:	$670.52 / 60 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	69,428
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$23,988.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,466.28
Avg. DMV Fee	21.00
Cash Sale Price	$25,925.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,925.28
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	60
Car Loan Payment	$670.52

(1) Car Loan calculations are based on the used car dealer's advertised price of $23,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 60 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2017 Ford F-150 XL

⇩ View Seller Description

This below average mileage preowned 2017 Ford F-150 XL 4X4 pickup under 69,000 miles, a transmission, and 30 MPG, 3.5L flexible engine is for sale right now below $25K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$25,000
Est. Payment:	$698.26 / 60 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	68,637
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$25,000.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,527.00
Avg. DMV Fee	21.00
Cash Sale Price	$26,998.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,998.00
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	60
Car Finance Payment	$698.26

(1) Car Finance calculations are based on the used car dealer's advertised price of $25,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 60 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2019 Ram 1500 Classic Tradesman

⇩ View Seller Description

This average mileage second hand 2019 Ram 1500 Classic Tradesman 4X4 pickup below 71,000 miles, a transmission, and 30 MPG, 3.6L flexible engine is for sale right now under $23K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$22,488
Est. Payment:	$671.24 / 54 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	70,842
Location:	Richmond, KY
Estimated Cash Down:	$100

Item	Amount
Used Car Price⁽¹⁾	$22,488.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,376.28
Avg. DMV Fee	21.00
Cash Sale Price	$24,335.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	100.00
Factory Rebate Incentive	0.00
Total Down Payment	$100.00
Total Loan Amount	$24,309.53
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	54
Auto Loan Payment	$671.24

(1) Auto Loan calculations are based on the used car dealer's advertised price of $22,488.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 54 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2021 Subaru Crosstrek Limited

⇩ View Seller Description

This average mileage preowned 2021 Subaru Crosstrek Limited AWD wagon under 73,000 miles, cvt transmission, and 30 MPG, 2.5L gas engine is for sale right now below $23K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$22,998
Est. Payment:	$686.46 / 54 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	73,279
Location:	Richmond, KY
Estimated Cash Down:	$100

Item	Amount
Used Car Price⁽¹⁾	$22,998.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,406.88
Avg. DMV Fee	21.00
Cash Sale Price	$24,875.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	100.00
Factory Rebate Incentive	0.00
Total Down Payment	$100.00
Total Loan Amount	$24,860.84
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	54
Car Finance Payment	$686.46

(1) Car Finance calculations are based on the used car dealer's advertised price of $22,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 54 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Buick Envista Avenir

⇩ View Seller Description

This low mileage used 2025 Buick Envista Avenir FWD wagon below 7,000 miles, a transmission, and 30 MPG, 1.2L flexible engine is for sale right now below $28K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$27,239
Est. Payment:	$684.25 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	7,066
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$27,239.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,661.34
Avg. DMV Fee	21.00
Cash Sale Price	$29,371.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,371.34
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$684.25

(1) Car Finance calculations are based on the used car dealer's advertised price of $27,239.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars under $550 per month for Sale in Richmond, KY

Richmond, KY Secondhand Used Vehicles with Payments Below $550 / Month

2025 Toyota Camry LE

2019 Ram 1500 Classic Tradesman

2019 Ram 1500 Classic Tradesman

2019 Ram 1500 Classic Tradesman

2018 Ford F-150 XL

2019 Ram 1500 Classic Tradesman

2017 Ford F-150 XL

2019 Ram 1500 Classic Tradesman

2021 Subaru Crosstrek Limited

2025 Buick Envista Avenir

Used Cars under $550 per month for Sale in Richmond, KY

Richmond, KY Secondhand Used Vehicles with Payments Below $550 / Month

2025 Toyota Camry LE

Toyota Camry LE

2025 Toyota Camry LE Poor Credit Car Loan Estimate

2019 Ram 1500 Classic Tradesman

Ram 1500 Classic Tradesman

2019 Ram 1500 Classic Tradesman Poor Credit Auto Finance Estimate

2019 Ram 1500 Classic Tradesman

Ram 1500 Classic Tradesman

2019 Ram 1500 Classic Tradesman Poor Credit Car Loan Estimate

2019 Ram 1500 Classic Tradesman

Ram 1500 Classic Tradesman

2019 Ram 1500 Classic Tradesman Poor Credit Car Loan Estimate

2018 Ford F-150 XL

Ford F-150 XL

2018 Ford F-150 XL Poor Credit Auto Loan Estimate

2019 Ram 1500 Classic Tradesman

Ram 1500 Classic Tradesman

2019 Ram 1500 Classic Tradesman Poor Credit Car Loan Estimate

2017 Ford F-150 XL

Ford F-150 XL

2017 Ford F-150 XL Poor Credit Car Finance Estimate

2019 Ram 1500 Classic Tradesman

Ram 1500 Classic Tradesman

2019 Ram 1500 Classic Tradesman Poor Credit Auto Loan Estimate

2021 Subaru Crosstrek Limited

Subaru Crosstrek Limited

2021 Subaru Crosstrek Limited Poor Credit Car Finance Estimate

2025 Buick Envista Avenir

Buick Envista Avenir

2025 Buick Envista Avenir Poor Credit Car Finance Estimate

Customize Payments

Find Financing

Customize Payments