Somerset, KY Used Cars Under $400 a Month

2025 Kia Soul LX

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This low mileage certified second hand 2025 Kia Soul LX FWD hatchback below 8,000 miles, cvt transmission, and 34 MPG, 2.0L gas engine is for sale right now below $21K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$20,900
Est. Payment:	$387.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,559
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$20,900.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,281.00
Avg. DMV Fee	21.00
Cash Sale Price	$22,652.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,652.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$387.61

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Kia Sportage LX

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This average mileage second hand 2020 Kia Sportage LX AWD SUV under 74,000 miles, automatic transmission, and 34 MPG, 2.4L gas engine is for sale right now below $16K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$15,995
Est. Payment:	$378.77 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,264
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$15,995.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	986.70
Avg. DMV Fee	21.00
Cash Sale Price	$17,452.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,452.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$378.77

(1) Car Loan calculations are based on the used car dealer's advertised price of $15,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Kia Forte GT-Line

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This low mileage second hand 2022 Kia Forte GT-Line FWD sedan below 58,000 miles, cvt transmission, and 34 MPG, 2.0L gas engine is for sale right now below $20K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$19,888
Est. Payment:	$396.20 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,015
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$19,888.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,220.28
Avg. DMV Fee	21.00
Cash Sale Price	$21,579.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,579.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$396.20

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Trax LT

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This low mileage certified used 2025 Chevrolet Trax LT FWD SUV below 35,000 miles, automatic transmission, and 34 MPG, 1.2L gas engine is for sale right now under $22K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$21,486
Est. Payment:	$398.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,450
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$21,486.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,316.16
Avg. DMV Fee	21.00
Cash Sale Price	$23,273.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,273.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$398.24

(1) Car Loan calculations are based on the used car dealer's advertised price of $21,486.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Soul LX

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This low mileage second hand 2025 Kia Soul LX FWD hatchback under 12,000 miles, cvt transmission, and 34 MPG, 2.0L gas engine is for sale right now under $21K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$20,575
Est. Payment:	$381.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,471
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$20,575.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,261.50
Avg. DMV Fee	21.00
Cash Sale Price	$22,307.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,307.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$381.71

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,575.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Forte LXS

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This low mileage certified used 2024 Kia Forte LXS FWD sedan under 40,000 miles, cvt transmission, and 34 MPG, 2.0L gas engine is for sale right now under $19K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$18,888
Est. Payment:	$351.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,997
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$18,888.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,160.28
Avg. DMV Fee	21.00
Cash Sale Price	$20,519.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,519.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$351.12

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Kia Rio S

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This above average mileage used 2020 Kia Rio S FWD sedan under 90,000 miles, cvt transmission, and 34 MPG, 1.6L gas engine is for sale right now under $12K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$11,888
Est. Payment:	$353.34 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	90,239
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$11,888.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	740.28
Avg. DMV Fee	21.00
Cash Sale Price	$13,099.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$13,099.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$353.34

(1) Auto Finance calculations are based on the used car dealer's advertised price of $11,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai ELANTRA SEL

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This low mileage certified used 2024 Hyundai ELANTRA SEL FWD sedan below 26,000 miles, cvt transmission, and 34 MPG, 2.0L gas engine is for sale right now below $21K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$20,988
Est. Payment:	$389.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,862
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$20,988.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,286.28
Avg. DMV Fee	21.00
Cash Sale Price	$22,745.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,745.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$389.21

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Soul LX

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This below average mileage second hand 2024 Kia Soul LX FWD hatchback below 60,000 miles, cvt transmission, and 34 MPG, 2.0L gas engine is for sale right now under $18K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$17,995
Est. Payment:	$388.76 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,170
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$17,995.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,106.70
Avg. DMV Fee	21.00
Cash Sale Price	$19,572.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,572.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$388.76

(1) Car Loan calculations are based on the used car dealer's advertised price of $17,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Kia Forte LX

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This low mileage used 2023 Kia Forte LX FWD sedan under 34,000 miles, cvt transmission, and 34 MPG, 2.0L gas engine is for sale right now under $19K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$18,888
Est. Payment:	$351.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,589
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$18,888.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,160.28
Avg. DMV Fee	21.00
Cash Sale Price	$20,519.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,519.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$351.12

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in Somerset, KY

Somerset, KY Secondhand Used Vehicles with Payments Below $400 / Month

2025 Kia Soul LX

2020 Kia Sportage LX

2022 Kia Forte GT-Line

2025 Chevrolet Trax LT

2025 Kia Soul LX

2024 Kia Forte LXS

2020 Kia Rio S

2024 Hyundai ELANTRA SEL

2024 Kia Soul LX

2023 Kia Forte LX

Used Cars under $400 per month for Sale in Somerset, KY

Somerset, KY Secondhand Used Vehicles with Payments Below $400 / Month

2025 Kia Soul LX

Kia Soul LX

2025 Kia Soul LX Car Loan Estimate

2020 Kia Sportage LX

Kia Sportage LX

2020 Kia Sportage LX Car Loan Estimate

2022 Kia Forte GT-Line

Kia Forte GT-Line

2022 Kia Forte GT-Line Car Loan Estimate

2025 Chevrolet Trax LT

Chevrolet Trax LT

2025 Chevrolet Trax LT Car Loan Estimate

2025 Kia Soul LX

Kia Soul LX

2025 Kia Soul LX Car Loan Estimate

2024 Kia Forte LXS

Kia Forte LXS

2024 Kia Forte LXS Car Loan Estimate

2020 Kia Rio S

Kia Rio S

2020 Kia Rio S Car Loan Estimate

2024 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SEL Car Loan Estimate

2024 Kia Soul LX

Kia Soul LX

2024 Kia Soul LX Car Loan Estimate

2023 Kia Forte LX

Kia Forte LX

2023 Kia Forte LX Car Loan Estimate

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