Agawam, MA Used Cars Under $40,000 |with Payments|

2021 Ford F-150 XL

⇩ View Seller Description

This low mileage used 2021 Ford F-150 XL 4x4 pickup below 46,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now under $38K at Sarat Ford in Agawam, MA. ...View More Details

Sales Price:	$37,990
Est. Payment:	$700.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,795
Location:	Agawam, MA

Item	Amount
Used Car Price⁽¹⁾	$37,990.00
Avg. Dealer Doc Fee	395.00
MA Sales Tax (6.25%)	2,399.06
Avg. DMV Fee	135.00
Cash Sale Price	$40,919.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,919.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$700.19

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

⇩ View Seller Description

This low mileage used 2023 Ford F-150 XL 4x4 pickup under 17,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now under $40K at Sarat Ford in Agawam, MA. ...View More Details

Sales Price:	$39,990
Est. Payment:	$736.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,109
Location:	Agawam, MA

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	395.00
MA Sales Tax (6.25%)	2,524.06
Avg. DMV Fee	135.00
Cash Sale Price	$43,044.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,044.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$736.55

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Expedition MAX XLT

⇩ View Seller Description

This below average mileage second hand 2023 Ford Expedition MAX XLT 4x4 SUV under 66,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now under $40K at Sarat Ford in Agawam, MA. ...View More Details

Sales Price:	$39,990
Est. Payment:	$854.97 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,051
Location:	Agawam, MA

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	395.00
MA Sales Tax (6.25%)	2,524.06
Avg. DMV Fee	135.00
Cash Sale Price	$43,044.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,044.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$854.97

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Bronco Base

⇩ View Seller Description

This low mileage preowned 2021 Ford Bronco Base 4x4 SUV under 45,000 miles, automatic transmission, and 21 MPG, 2.3L gas engine is for sale right now below $39K at Sarat Ford in Agawam, MA. ...View More Details

Sales Price:	$38,990
Est. Payment:	$718.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,896
Location:	Agawam, MA

Item	Amount
Used Car Price⁽¹⁾	$38,990.00
Avg. Dealer Doc Fee	395.00
MA Sales Tax (6.25%)	2,461.56
Avg. DMV Fee	135.00
Cash Sale Price	$41,981.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,981.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$718.37

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Corsair Standard

⇩ View Seller Description

This low mileage second hand 2023 Lincoln Corsair Standard AWD SUV under 23,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now under $40K at Sarat Ford in Agawam, MA. ...View More Details

Sales Price:	$39,990
Est. Payment:	$736.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,486
Location:	Agawam, MA

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	395.00
MA Sales Tax (6.25%)	2,524.06
Avg. DMV Fee	135.00
Cash Sale Price	$43,044.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,044.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$736.55

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 GMC Sierra 1500 AT4

⇩ View Seller Description

This average mileage second hand 2020 GMC Sierra 1500 AT4 4x4 pickup below 71,000 miles, automatic transmission, and 21 MPG, 3.0L diesel engine is for sale right now below $38K at Sarat Ford in Agawam, MA. ...View More Details

Sales Price:	$37,990
Est. Payment:	$888.04 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,524
Location:	Agawam, MA

Item	Amount
Used Car Price⁽¹⁾	$37,990.00
Avg. Dealer Doc Fee	395.00
MA Sales Tax (6.25%)	2,399.06
Avg. DMV Fee	135.00
Cash Sale Price	$40,919.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,919.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$888.04

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Transit 350 XL

⇩ View Seller Description

This low mileage used 2023 Ford Transit 350 XL RWD van below 38,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now below $40K at Sarat Ford in Agawam, MA. ...View More Details

Sales Price:	$39,990
Est. Payment:	$736.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,597
Location:	Agawam, MA

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	395.00
MA Sales Tax (6.25%)	2,524.06
Avg. DMV Fee	135.00
Cash Sale Price	$43,044.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,044.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$736.55

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford Mustang GT Premium

⇩ View Seller Description

This low mileage second hand 2019 Ford Mustang GT Premium RWD convertible under 32,000 miles, transmission, and 21 MPG, 5.0L gas engine is for sale right now below $36K at Sarat Ford in Agawam, MA. ...View More Details

Sales Price:	$35,990
Est. Payment:	$663.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,337
Location:	Agawam, MA

Item	Amount
Used Car Price⁽¹⁾	$35,990.00
Avg. Dealer Doc Fee	395.00
MA Sales Tax (6.25%)	2,274.06
Avg. DMV Fee	135.00
Cash Sale Price	$38,794.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,794.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$663.82

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Edge ST

⇩ View Seller Description

This low mileage used 2022 Ford Edge ST AWD SUV below 13,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now below $36K at Sarat Ford in Agawam, MA. ...View More Details

Sales Price:	$35,990
Est. Payment:	$663.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,157
Location:	Agawam, MA

Item	Amount
Used Car Price⁽¹⁾	$35,990.00
Avg. Dealer Doc Fee	395.00
MA Sales Tax (6.25%)	2,274.06
Avg. DMV Fee	135.00
Cash Sale Price	$38,794.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,794.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$663.82

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XLT

⇩ View Seller Description

This below average mileage second hand 2021 Ford F-150 XLT 4x4 pickup below 70,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now below $37K at Sarat Ford in Agawam, MA. ...View More Details

Sales Price:	$36,990
Est. Payment:	$791.65 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	69,859
Location:	Agawam, MA

Item	Amount
Used Car Price⁽¹⁾	$36,990.00
Avg. Dealer Doc Fee	395.00
MA Sales Tax (6.25%)	2,336.56
Avg. DMV Fee	135.00
Cash Sale Price	$39,856.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,856.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$791.65

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Agawam, MA

Agawam, MA Secondhand Used Vehicles Priced Below $40,000

2021 Ford F-150 XL

2023 Ford F-150 XL

2023 Ford Expedition MAX XLT

2021 Ford Bronco Base

2023 Lincoln Corsair Standard

2020 GMC Sierra 1500 AT4

2023 Ford Transit 350 XL

2019 Ford Mustang GT Premium

2022 Ford Edge ST

2021 Ford F-150 XLT

Used Cars under $40,000 for Sale in Agawam, MA

Agawam, MA Secondhand Used Vehicles Priced Below $40,000

2021 Ford F-150 XL

Ford F-150 XL

2021 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford Expedition MAX XLT

Ford Expedition MAX XLT

2023 Ford Expedition MAX XLT Car Loan Estimate

2021 Ford Bronco Base

Ford Bronco Base

2021 Ford Bronco Base Car Loan Estimate

2023 Lincoln Corsair Standard

Lincoln Corsair Standard

2023 Lincoln Corsair Standard Car Loan Estimate

2020 GMC Sierra 1500 AT4

GMC Sierra 1500 AT4

2020 GMC Sierra 1500 AT4 Car Loan Estimate

2023 Ford Transit 350 XL

Ford Transit 350 XL

2023 Ford Transit 350 XL Car Loan Estimate

2019 Ford Mustang GT Premium

Ford Mustang GT Premium

2019 Ford Mustang GT Premium Car Loan Estimate

2022 Ford Edge ST

Ford Edge ST

2022 Ford Edge ST Car Loan Estimate

2021 Ford F-150 XLT

Ford F-150 XLT

2021 Ford F-150 XLT Car Loan Estimate

Customize Payments

Find Financing

Customize Payments