Holyoke, MA Used Cars Under $40,000 |with Payments|

2024 Hyundai PALISADE XRT

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This low mileage certified second hand 2024 Hyundai PALISADE XRT FWD SUV under 17,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now below $37K at Gary Rome Hyundai in Holyoke, MA. ...View More Details

Sales Price:	$36,283
Est. Payment:	$669.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,351
Location:	Holyoke, MA

Item	Amount
Used Car Price⁽¹⁾	$36,283.00
Avg. Dealer Doc Fee	395.00
MA Sales Tax (6.25%)	2,292.38
Avg. DMV Fee	135.00
Cash Sale Price	$39,105.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,105.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$669.15

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,283.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Highlander XLE

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This low mileage used 2023 Toyota Highlander XLE AWD SUV under 38,000 miles, automatic transmission, and 22 MPG, 2.4L gas engine is for sale right now under $38K at Gary Rome Hyundai in Holyoke, MA. ...View More Details

Sales Price:	$37,582
Est. Payment:	$692.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,350
Location:	Holyoke, MA

Item	Amount
Used Car Price⁽¹⁾	$37,582.00
Avg. Dealer Doc Fee	395.00
MA Sales Tax (6.25%)	2,373.56
Avg. DMV Fee	135.00
Cash Sale Price	$40,485.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,485.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$692.77

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,582.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai SANTA FE Hybrid Limited

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This low mileage certified second hand 2024 Hyundai SANTA FE Hybrid Limited AWD SUV under 32,000 miles, automatic transmission, and 22 MPG, 1.6L hybrid engine is for sale right now below $38K at Gary Rome Hyundai in Holyoke, MA. ...View More Details

Sales Price:	$37,783
Est. Payment:	$696.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,173
Location:	Holyoke, MA

Item	Amount
Used Car Price⁽¹⁾	$37,783.00
Avg. Dealer Doc Fee	395.00
MA Sales Tax (6.25%)	2,386.13
Avg. DMV Fee	135.00
Cash Sale Price	$40,699.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,699.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$696.42

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,783.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Carnival LXS

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This low mileage used 2025 Kia Carnival LXS FWD minivan below 29,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now under $36K at Gary Rome Hyundai in Holyoke, MA. ...View More Details

Sales Price:	$35,684
Est. Payment:	$658.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,001
Location:	Holyoke, MA

Item	Amount
Used Car Price⁽¹⁾	$35,684.00
Avg. Dealer Doc Fee	395.00
MA Sales Tax (6.25%)	2,254.94
Avg. DMV Fee	135.00
Cash Sale Price	$38,468.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,468.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$658.26

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,684.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON Hybrid SEL Convenience

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This low mileage second hand 2025 Hyundai TUCSON Hybrid SEL Convenience AWD SUV under 5,000 miles, automatic transmission, and 22 MPG, 1.6L hybrid engine is for sale right now below $36K at Gary Rome Hyundai in Holyoke, MA. ...View More Details

Sales Price:	$35,684
Est. Payment:	$658.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,657
Location:	Holyoke, MA

Item	Amount
Used Car Price⁽¹⁾	$35,684.00
Avg. Dealer Doc Fee	395.00
MA Sales Tax (6.25%)	2,254.94
Avg. DMV Fee	135.00
Cash Sale Price	$38,468.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,468.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$658.26

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,684.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota RAV4 Prime SE

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This low mileage used 2023 Toyota RAV4 Prime SE AWD SUV below 19,000 miles, cvt transmission, and 22 MPG, 2.5L hybrid engine is for sale right now below $38K at Gary Rome Hyundai in Holyoke, MA. ...View More Details

Sales Price:	$37,782
Est. Payment:	$696.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,683
Location:	Holyoke, MA

Item	Amount
Used Car Price⁽¹⁾	$37,782.00
Avg. Dealer Doc Fee	395.00
MA Sales Tax (6.25%)	2,386.06
Avg. DMV Fee	135.00
Cash Sale Price	$40,698.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,698.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$696.40

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,782.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Sorento Plug-In Hybrid SX Prestige

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This low mileage second hand 2024 Kia Sorento Plug-In Hybrid SX Prestige AWD SUV under 33,000 miles, automatic transmission, and 22 MPG, 1.6L hybrid engine is for sale right now below $40K at Gary Rome Hyundai in Holyoke, MA. ...View More Details

Sales Price:	$39,283
Est. Payment:	$723.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,394
Location:	Holyoke, MA

Item	Amount
Used Car Price⁽¹⁾	$39,283.00
Avg. Dealer Doc Fee	395.00
MA Sales Tax (6.25%)	2,479.88
Avg. DMV Fee	135.00
Cash Sale Price	$42,292.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,292.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$723.69

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,283.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SE

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This low mileage used 2026 Hyundai SANTA FE SE AWD SUV below 0,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now below $37K at Gary Rome Hyundai in Holyoke, MA. ...View More Details

Sales Price:	$36,785
Est. Payment:	$678.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5
Location:	Holyoke, MA

Item	Amount
Used Car Price⁽¹⁾	$36,785.00
Avg. Dealer Doc Fee	395.00
MA Sales Tax (6.25%)	2,323.75
Avg. DMV Fee	135.00
Cash Sale Price	$39,638.75
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,638.75
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$678.28

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,785.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai ELANTRA N Base

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This low mileage certified preowned 2026 Hyundai ELANTRA N Base FWD sedan below 5,000 miles, manual transmission, and 22 MPG, 2.0L gas engine is for sale right now under $38K at Gary Rome Hyundai in Holyoke, MA. ...View More Details

Sales Price:	$37,485
Est. Payment:	$691.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,510
Location:	Holyoke, MA

Item	Amount
Used Car Price⁽¹⁾	$37,485.00
Avg. Dealer Doc Fee	395.00
MA Sales Tax (6.25%)	2,367.50
Avg. DMV Fee	135.00
Cash Sale Price	$40,382.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,382.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$691.01

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,485.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Calligraphy

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This low mileage certified used 2024 Hyundai PALISADE Calligraphy AWD SUV below 52,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now under $39K at Gary Rome Hyundai in Holyoke, MA. ...View More Details

Sales Price:	$38,383
Est. Payment:	$758.96 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,751
Location:	Holyoke, MA

Item	Amount
Used Car Price⁽¹⁾	$38,383.00
Avg. Dealer Doc Fee	395.00
MA Sales Tax (6.25%)	2,423.63
Avg. DMV Fee	135.00
Cash Sale Price	$41,336.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,336.63
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$758.96

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,383.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Holyoke, MA

Holyoke, MA Secondhand Used Vehicles Priced Below $40,000

2024 Hyundai PALISADE XRT

2023 Toyota Highlander XLE

2024 Hyundai SANTA FE Hybrid Limited

2025 Kia Carnival LXS

2025 Hyundai TUCSON Hybrid SEL Convenience

2023 Toyota RAV4 Prime SE

2024 Kia Sorento Plug-In Hybrid SX Prestige

2026 Hyundai SANTA FE SE

2026 Hyundai ELANTRA N Base

2024 Hyundai PALISADE Calligraphy

Used Cars under $40,000 for Sale in Holyoke, MA

Holyoke, MA Secondhand Used Vehicles Priced Below $40,000

2024 Hyundai PALISADE XRT

Hyundai PALISADE XRT

2024 Hyundai PALISADE XRT Car Loan Estimate

2023 Toyota Highlander XLE

Toyota Highlander XLE

2023 Toyota Highlander XLE Car Loan Estimate

2024 Hyundai SANTA FE Hybrid Limited

Hyundai SANTA FE Hybrid Limited

2024 Hyundai SANTA FE Hybrid Limited Car Loan Estimate

2025 Kia Carnival LXS

Kia Carnival LXS

2025 Kia Carnival LXS Car Loan Estimate

2025 Hyundai TUCSON Hybrid SEL Convenience

Hyundai TUCSON Hybrid SEL Convenience

2025 Hyundai TUCSON Hybrid SEL Convenience Car Loan Estimate

2023 Toyota RAV4 Prime SE

Toyota RAV4 Prime SE

2023 Toyota RAV4 Prime SE Car Loan Estimate

2024 Kia Sorento Plug-In Hybrid SX Prestige

Kia Sorento Plug-In Hybrid SX Prestige

2024 Kia Sorento Plug-In Hybrid SX Prestige Car Loan Estimate

2026 Hyundai SANTA FE SE

Hyundai SANTA FE SE

2026 Hyundai SANTA FE SE Car Loan Estimate

2026 Hyundai ELANTRA N Base

Hyundai ELANTRA N Base

2026 Hyundai ELANTRA N Base Car Loan Estimate

2024 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2024 Hyundai PALISADE Calligraphy Car Loan Estimate

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