Maryland Used Cars Under $400 a Month. Finance Payments Below $400

2022 Hyundai SONATA SEL

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This below average mileage certified preowned 2022 Hyundai SONATA SEL FWD sedan under 69,000 miles, automatic transmission, and 29 MPG, 2.5L gas engine is for sale right now under $18K at Annapolis Hyundai in Edgewater, MD. ...View More Details

Sales Price:	$17,999
Est. Payment:	$503.23 / 60 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	69,495
Location:	Edgewater, MD
Estimated Cash Down:	$200

Item	Amount
Used Car Price⁽¹⁾	$17,999.00
Avg. Dealer Doc Fee	300.00
MD Sales Tax (6%)	1,097.94
Avg. DMV Fee	258.00
Cash Sale Price	$19,654.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	200.00
Factory Rebate Incentive	0.00
Total Down Payment	$200.00
Total Loan Amount	$19,456.92
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	60
Auto Loan Payment	$503.23

(1) Auto Loan calculations are based on the used car dealer's advertised price of $17,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 60 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SE

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This low mileage used 2025 Hyundai ELANTRA SE FWD sedan below 21,000 miles, cvt transmission, and 29 MPG, 2.0L gas engine is for sale right now under $20K at Ideal Hyundai in Frederick, MD. ...View More Details

Sales Price:	$19,995
Est. Payment:	$503.55 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	20,610
Location:	Frederick, MD
Estimated Cash Down:	$200

Item	Amount
Used Car Price⁽¹⁾	$19,995.00
Avg. Dealer Doc Fee	300.00
MD Sales Tax (6%)	1,217.70
Avg. DMV Fee	258.00
Cash Sale Price	$21,770.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	200.00
Factory Rebate Incentive	0.00
Total Down Payment	$200.00
Total Loan Amount	$21,614.60
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$503.55

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Buick Encore GX Preferred

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This low mileage certified preowned 2025 Buick Encore GX Preferred FWD SUV below 35,000 miles, cvt transmission, and 29 MPG, 1.3L gas engine is for sale right now below $21K at Pohanka Hyundai of Salisbury in Salisbury, MD. ...View More Details

Sales Price:	$20,769
Est. Payment:	$523.04 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	34,849
Location:	Salisbury, MD
Estimated Cash Down:	$200

Item	Amount
Used Car Price⁽¹⁾	$20,769.00
Avg. Dealer Doc Fee	300.00
MD Sales Tax (6%)	1,264.14
Avg. DMV Fee	258.00
Cash Sale Price	$22,591.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	200.00
Factory Rebate Incentive	0.00
Total Down Payment	$200.00
Total Loan Amount	$22,451.29
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$523.04

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,769.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2022 Hyundai TUCSON SEL

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This low mileage certified used 2022 Hyundai TUCSON SEL FWD SUV under 40,000 miles, automatic transmission, and 29 MPG, 2.5L gas engine is for sale right now under $21K at Annapolis Hyundai in Edgewater, MD. ...View More Details

Sales Price:	$20,894
Est. Payment:	$526.19 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	40,266
Location:	Edgewater, MD
Estimated Cash Down:	$200

Item	Amount
Used Car Price⁽¹⁾	$20,894.00
Avg. Dealer Doc Fee	300.00
MD Sales Tax (6%)	1,271.64
Avg. DMV Fee	258.00
Cash Sale Price	$22,723.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	200.00
Factory Rebate Incentive	0.00
Total Down Payment	$200.00
Total Loan Amount	$22,586.41
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$526.19

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,894.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Sport

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This low mileage certified preowned 2025 Hyundai ELANTRA SEL Sport FWD sedan below 5,000 miles, cvt transmission, and 29 MPG, 2.0L gas engine is for sale right now below $22K at Antwerpen Hyundai in Catonsville, MD. ...View More Details

Sales Price:	$21,588
Est. Payment:	$543.66 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	5,245
Location:	Catonsville, MD
Estimated Cash Down:	$200

Item	Amount
Used Car Price⁽¹⁾	$21,588.00
Avg. Dealer Doc Fee	300.00
MD Sales Tax (6%)	1,313.28
Avg. DMV Fee	258.00
Cash Sale Price	$23,459.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	200.00
Factory Rebate Incentive	0.00
Total Down Payment	$200.00
Total Loan Amount	$23,336.63
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$543.66

(1) Auto Loan calculations are based on the used car dealer's advertised price of $21,588.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Chevrolet Malibu LT

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This low mileage second hand 2024 Chevrolet Malibu LT FWD sedan under 41,000 miles, cvt transmission, and 29 MPG, 1.5L gas engine is for sale right now below $20K at Antwerpen Hyundai in Catonsville, MD. ...View More Details

Sales Price:	$19,588
Est. Payment:	$493.30 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	40,978
Location:	Catonsville, MD
Estimated Cash Down:	$200

Item	Amount
Used Car Price⁽¹⁾	$19,588.00
Avg. Dealer Doc Fee	300.00
MD Sales Tax (6%)	1,193.28
Avg. DMV Fee	258.00
Cash Sale Price	$21,339.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	200.00
Factory Rebate Incentive	0.00
Total Down Payment	$200.00
Total Loan Amount	$21,174.63
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$493.30

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,588.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2018 Hyundai SANTA FE Sport 2.4L

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This average mileage certified used 2018 Hyundai SANTA FE Sport 2.4L FWD SUV below 75,000 miles, automatic transmission, and 29 MPG, 2.4L gas engine is for sale right now below $16K at Pohanka Hyundai of Salisbury in Salisbury, MD. ...View More Details

Sales Price:	$15,769
Est. Payment:	$470.68 / 54 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	74,804
Location:	Salisbury, MD
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$15,769.00
Avg. Dealer Doc Fee	300.00
MD Sales Tax (6%)	964.14
Avg. DMV Fee	258.00
Cash Sale Price	$17,291.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$17,046.29
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	54
Car Loan Payment	$470.68

(1) Car Loan calculations are based on the used car dealer's advertised price of $15,769.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 54 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Hyundai VENUE SEL

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This low mileage second hand 2024 Hyundai VENUE SEL FWD hatchback below 9,000 miles, cvt transmission, and 29 MPG, 1.6L gas engine is for sale right now under $22K at Ideal Hyundai in Frederick, MD. ...View More Details

Sales Price:	$21,004
Est. Payment:	$528.96 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	9,206
Location:	Frederick, MD
Estimated Cash Down:	$200

Item	Amount
Used Car Price⁽¹⁾	$21,004.00
Avg. Dealer Doc Fee	300.00
MD Sales Tax (6%)	1,278.24
Avg. DMV Fee	258.00
Cash Sale Price	$22,840.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	200.00
Factory Rebate Incentive	0.00
Total Down Payment	$200.00
Total Loan Amount	$22,705.32
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$528.96

(1) Car Finance calculations are based on the used car dealer's advertised price of $21,004.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2022 Hyundai SANTA FE XRT

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This low mileage used 2022 Hyundai SANTA FE XRT AWD SUV under 48,000 miles, automatic transmission, and 29 MPG, 2.5L gas engine is for sale right now under $22K at Antwerpen Hyundai in Catonsville, MD. ...View More Details

Sales Price:	$21,288
Est. Payment:	$536.11 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	47,557
Location:	Catonsville, MD
Estimated Cash Down:	$200

Item	Amount
Used Car Price⁽¹⁾	$21,288.00
Avg. Dealer Doc Fee	300.00
MD Sales Tax (6%)	1,295.28
Avg. DMV Fee	258.00
Cash Sale Price	$23,141.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	200.00
Factory Rebate Incentive	0.00
Total Down Payment	$200.00
Total Loan Amount	$23,012.33
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$536.11

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,288.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2021 Mazda Mazda3 Sedan Preferred

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This low mileage second hand 2021 Mazda Mazda3 Sedan Preferred AWD sedan under 57,000 miles, automatic transmission, and 29 MPG, 2.5L gas engine is for sale right now under $20K at Annapolis Hyundai in Edgewater, MD. ...View More Details

Sales Price:	$19,999
Est. Payment:	$528.66 / 66 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	57,140
Location:	Edgewater, MD
Estimated Cash Down:	$200

Item	Amount
Used Car Price⁽¹⁾	$19,999.00
Avg. Dealer Doc Fee	300.00
MD Sales Tax (6%)	1,217.94
Avg. DMV Fee	258.00
Cash Sale Price	$21,774.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	200.00
Factory Rebate Incentive	0.00
Total Down Payment	$200.00
Total Loan Amount	$21,618.92
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	66
Auto Finance Payment	$528.66

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 66 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in Maryland

Maryland Secondhand Used Vehicles with Payments Below $400 / Month

2022 Hyundai SONATA SEL

2025 Hyundai ELANTRA SE

2025 Buick Encore GX Preferred

2022 Hyundai TUCSON SEL

2025 Hyundai ELANTRA SEL Sport

2024 Chevrolet Malibu LT

2018 Hyundai SANTA FE Sport 2.4L

2024 Hyundai VENUE SEL

2022 Hyundai SANTA FE XRT

2021 Mazda Mazda3 Sedan Preferred

Maryland Areas with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in Maryland

Maryland Secondhand Used Vehicles with Payments Below $400 / Month

2022 Hyundai SONATA SEL

Hyundai SONATA SEL

2022 Hyundai SONATA SEL Poor Credit Auto Loan Estimate

2025 Hyundai ELANTRA SE

Hyundai ELANTRA SE

2025 Hyundai ELANTRA SE Poor Credit Car Finance Estimate

2025 Buick Encore GX Preferred

Buick Encore GX Preferred

2025 Buick Encore GX Preferred Poor Credit Car Loan Estimate

2022 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2022 Hyundai TUCSON SEL Poor Credit Car Finance Estimate

2025 Hyundai ELANTRA SEL Sport

Hyundai ELANTRA SEL Sport

2025 Hyundai ELANTRA SEL Sport Poor Credit Auto Loan Estimate

2024 Chevrolet Malibu LT

Chevrolet Malibu LT

2024 Chevrolet Malibu LT Poor Credit Auto Finance Estimate

2018 Hyundai SANTA FE Sport 2.4L

Hyundai SANTA FE Sport 2.4L

2018 Hyundai SANTA FE Sport 2.4L Poor Credit Car Loan Estimate

2024 Hyundai VENUE SEL

Hyundai VENUE SEL

2024 Hyundai VENUE SEL Poor Credit Car Finance Estimate

2022 Hyundai SANTA FE XRT

Hyundai SANTA FE XRT

2022 Hyundai SANTA FE XRT Poor Credit Auto Finance Estimate

2021 Mazda Mazda3 Sedan Preferred

Mazda Mazda3 Sedan Preferred

2021 Mazda3 Sedan Preferred Poor Credit Auto Finance Estimate

Maryland Areas with Used Cars for Sale Below $400 / Month

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