Dundee, MI Used Cars Under $40,000 |with Payments|

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4x4 pickup below 38,000 miles, automatic transmission, and 20 MPG, 5.0L gas engine is for sale right now under $39K at Spirit Ford in Dundee, MI. ...View More Details

Sales Price:	$39,000
Est. Payment:	$715.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,464
Location:	Dundee, MI

Item	Amount
Used Car Price⁽¹⁾	$39,000.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,352.60
Avg. DMV Fee	259.00
Cash Sale Price	$41,821.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,821.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$715.63

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ford Explorer Active

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This low mileage used 2026 Ford Explorer Active AWD SUV under 1,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now under $38K at Spirit Ford in Dundee, MI. ...View More Details

Sales Price:	$37,904
Est. Payment:	$695.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,102
Location:	Dundee, MI

Item	Amount
Used Car Price⁽¹⁾	$37,904.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,286.84
Avg. DMV Fee	259.00
Cash Sale Price	$40,659.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,659.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$695.75

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,904.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Lariat

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This below average mileage used 2022 Ford F-150 Lariat 4x4 pickup under 67,000 miles, automatic transmission, and 20 MPG, 5.0L gas engine is for sale right now below $40K at Spirit Ford in Dundee, MI. ...View More Details

Sales Price:	$40,000
Est. Payment:	$851.74 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,615
Location:	Dundee, MI

Item	Amount
Used Car Price⁽¹⁾	$40,000.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,412.60
Avg. DMV Fee	259.00
Cash Sale Price	$42,881.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,881.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$851.74

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ram 1500 Big Horn

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This low mileage used 2025 Ram 1500 Big Horn 4x4 pickup below 41,000 miles, automatic transmission, and 20 MPG, 3.6L hybrid engine is for sale right now under $38K at Spirit Ford in Dundee, MI. ...View More Details

Sales Price:	$37,987
Est. Payment:	$697.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,473
Location:	Dundee, MI

Item	Amount
Used Car Price⁽¹⁾	$37,987.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,291.82
Avg. DMV Fee	259.00
Cash Sale Price	$40,747.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,747.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$697.26

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,987.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage used 2023 Ford F-150 XLT 4x4 pickup below 43,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $39K at Spirit Ford in Dundee, MI. ...View More Details

Sales Price:	$38,399
Est. Payment:	$704.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,988
Location:	Dundee, MI

Item	Amount
Used Car Price⁽¹⁾	$38,399.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,316.54
Avg. DMV Fee	259.00
Cash Sale Price	$41,184.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,184.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$704.73

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,399.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Dundee, MI

Dundee, MI Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 XL

2026 Ford Explorer Active

2022 Ford F-150 Lariat

2025 Ram 1500 Big Horn

2023 Ford F-150 XLT

Used Cars under $40,000 for Sale in Dundee, MI

Dundee, MI Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2026 Ford Explorer Active

Ford Explorer Active

2026 Ford Explorer Active Car Loan Estimate

2022 Ford F-150 Lariat

Ford F-150 Lariat

2022 Ford F-150 Lariat Car Loan Estimate

2025 Ram 1500 Big Horn

Ram 1500 Big Horn

2025 Ram 1500 Big Horn Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

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