Troy, MI Used Cars Under $40,000 |with Payments|

2025 Ford Explorer ST-Line

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This low mileage second hand 2025 Ford Explorer ST-Line AWD SUV below 23,000 miles, a transmission, and 2.3L gas engine is for sale right now below $40K at Suburban Ford of Troy in Troy, MI. ...View More Details

Sales Price:	$39,275
Est. Payment:	$720.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,819
Location:	Troy, MI

Item	Amount
Used Car Price⁽¹⁾	$39,275.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,369.10
Avg. DMV Fee	259.00
Cash Sale Price	$42,113.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,113.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$720.62

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,275.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chrysler Pacifica Limited

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This low mileage preowned 2023 Chrysler Pacifica Limited AWD mini-van below 24,000 miles, a transmission, and 3.6L gas engine is for sale right now below $38K at Suburban Ford of Troy in Troy, MI. ...View More Details

Sales Price:	$37,275
Est. Payment:	$684.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,851
Location:	Troy, MI

Item	Amount
Used Car Price⁽¹⁾	$37,275.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,249.10
Avg. DMV Fee	259.00
Cash Sale Price	$39,993.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,993.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$684.34

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,275.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Transit 250

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This low mileage second hand 2024 Ford Transit 250 RWD full-size below 16,000 miles, a transmission, and 3.5L flexible engine is for sale right now under $38K at Dean Sellers Inc in Troy, MI. ...View More Details

Sales Price:	$37,254
Est. Payment:	$683.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,610
Location:	Troy, MI

Item	Amount
Used Car Price⁽¹⁾	$37,254.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,247.84
Avg. DMV Fee	259.00
Cash Sale Price	$39,970.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,970.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$683.96

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,254.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota RAV4 Hybrid Limited

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This low mileage second hand 2024 Toyota RAV4 Hybrid Limited AWD SUV under 47,000 miles, cvt transmission, and 2.5L hybrid engine is for sale right now under $37K at Suburban Ford of Troy in Troy, MI. ...View More Details

Sales Price:	$36,275
Est. Payment:	$666.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,166
Location:	Troy, MI

Item	Amount
Used Car Price⁽¹⁾	$36,275.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,189.10
Avg. DMV Fee	259.00
Cash Sale Price	$38,933.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,933.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$666.20

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,275.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer ST

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This low mileage preowned 2023 Ford Explorer ST AWD SUV under 37,000 miles, a transmission, and 3.0L gas engine is for sale right now under $39K at Suburban Ford of Troy in Troy, MI. ...View More Details

Sales Price:	$38,779
Est. Payment:	$711.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,987
Location:	Troy, MI

Item	Amount
Used Car Price⁽¹⁾	$38,779.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,339.34
Avg. DMV Fee	259.00
Cash Sale Price	$41,587.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,587.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$711.62

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,779.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Lincoln Aviator Black Label

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This below average mileage used 2021 Lincoln Aviator Black Label AWD SUV below 68,000 miles, a transmission, and 3.0L gas engine is for sale right now under $38K at Suburban Ford of Troy in Troy, MI. ...View More Details

Sales Price:	$37,779
Est. Payment:	$804.98 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,057
Location:	Troy, MI

Item	Amount
Used Car Price⁽¹⁾	$37,779.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,279.34
Avg. DMV Fee	259.00
Cash Sale Price	$40,527.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,527.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$804.98

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,779.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Lincoln Corsair Grand Touring

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This low mileage used 2024 Lincoln Corsair Grand Touring AWD SUV below 6,000 miles, cvt transmission, and 2.5L hybrid engine is for sale right now below $40K at Suburban Ford of Troy in Troy, MI. ...View More Details

Sales Price:	$39,780
Est. Payment:	$729.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,839
Location:	Troy, MI

Item	Amount
Used Car Price⁽¹⁾	$39,780.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,399.40
Avg. DMV Fee	259.00
Cash Sale Price	$42,648.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,648.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$729.78

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,780.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer XLT

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This low mileage second hand 2024 Ford Explorer XLT AWD SUV under 23,000 miles, a transmission, and 2.3L gas engine is for sale right now under $36K at Suburban Ford of Troy in Troy, MI. ...View More Details

Sales Price:	$35,275
Est. Payment:	$648.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,710
Location:	Troy, MI

Item	Amount
Used Car Price⁽¹⁾	$35,275.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,129.10
Avg. DMV Fee	259.00
Cash Sale Price	$37,873.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,873.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$648.07

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,275.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer ST

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This low mileage preowned 2023 Ford Explorer ST AWD SUV below 30,000 miles, a transmission, and 3.0L gas engine is for sale right now below $40K at Dean Sellers Inc in Troy, MI. ...View More Details

Sales Price:	$39,695
Est. Payment:	$728.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,984
Location:	Troy, MI

Item	Amount
Used Car Price⁽¹⁾	$39,695.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,394.30
Avg. DMV Fee	259.00
Cash Sale Price	$42,558.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,558.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$728.24

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,695.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer Platinum

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This low mileage second hand 2023 Ford Explorer Platinum AWD SUV under 30,000 miles, a transmission, and 3.0L gas engine is for sale right now below $39K at Suburban Ford of Troy in Troy, MI. ...View More Details

Sales Price:	$38,179
Est. Payment:	$700.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,074
Location:	Troy, MI

Item	Amount
Used Car Price⁽¹⁾	$38,179.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,303.34
Avg. DMV Fee	259.00
Cash Sale Price	$40,951.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,951.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$700.74

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,179.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Troy, MI

Troy, MI Secondhand Used Vehicles Priced Below $40,000

2025 Ford Explorer ST-Line

2023 Chrysler Pacifica Limited

2024 Ford Transit 250

2024 Toyota RAV4 Hybrid Limited

2023 Ford Explorer ST

2021 Lincoln Aviator Black Label

2024 Lincoln Corsair Grand Touring

2024 Ford Explorer XLT

2023 Ford Explorer ST

2023 Ford Explorer Platinum

Used Cars under $40,000 for Sale in Troy, MI

Troy, MI Secondhand Used Vehicles Priced Below $40,000

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2023 Chrysler Pacifica Limited

Chrysler Pacifica Limited

2023 Chrysler Pacifica Limited Car Loan Estimate

2024 Ford Transit 250

Ford Transit 250

2024 Ford Transit 250 Car Loan Estimate

2024 Toyota RAV4 Hybrid Limited

Toyota RAV4 Hybrid Limited

2024 Toyota RAV4 Hybrid Limited Car Loan Estimate

2023 Ford Explorer ST

Ford Explorer ST

2023 Ford Explorer ST Car Loan Estimate

2021 Lincoln Aviator Black Label

Lincoln Aviator Black Label

2021 Lincoln Aviator Black Label Car Loan Estimate

2024 Lincoln Corsair Grand Touring

Lincoln Corsair Grand Touring

2024 Lincoln Corsair Grand Touring Car Loan Estimate

2024 Ford Explorer XLT

Ford Explorer XLT

2024 Ford Explorer XLT Car Loan Estimate

2023 Ford Explorer ST

Ford Explorer ST

2023 Ford Explorer ST Car Loan Estimate

2023 Ford Explorer Platinum

Ford Explorer Platinum

2023 Ford Explorer Platinum Car Loan Estimate

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